Ibex vs Eurostoxx: yeyiphi isalathiso endikhethileyo?

Enye yeengxaki ezinamawaka kunye namawaka abatyali mali abancinci ngeli xesha kutheni isalathiso sesitokhwe ukukhetha ngeli xesha. Nokuba kukhetho lukazwelonke, i-Ibex 35 okanye, ukusilela oko, ngabameli beemarike zentengiso zaseYurophu, i-Eurostoxx 50. Ukuya kwinqanaba lokuba amaxesha amaninzi ukungabinazigqibo kufakwe kuluvo lwabasindisi. Nangona ngokomgaqo ezi zizalathiso ezibini ezichaphazelekayo zengeniso eyahlukileyo ye- indawo efanayo yezoqoqosho ngaphakathi kwilizwekazi elidala. Le nyani kuye kwafuneka ukuba ibe sisigqibo ukuze ukuvela kwabo kwiimarike zezemali kufane.

Ngayiphi na imeko, kuya kuba kubaluleke kakhulu ukuba uqaphele nawuphi na umahluko omncinci phakathi kweengxowa ezimbini. Inokuba sisigqibo sokuphela kokukhetha enye okanye enye intengiso. Nangona umahluko Abayi kuba nangayiphi na imeko abagqithisileyo okanye abanogonyamelo, ngokungathi ziimarike kwelinye icala leAtlantic, iAsia okanye enye indawo ekude okanye engaqhelekanga. Ukuze une ngcamango kuchazwe kancinci ukusukela ngoku ukuya phambili, siya kukunceda ukuba wazi okuthile ngala maziko emali mihla le kutshintshaniswa izihloko ezizizigidi.

Ngokomgaqo, akukho namnye okanye omnye ungcono okanye umbi kumgaqo. Ngaphandle kokuxhomekeka kwi-inertia yentengiso nganye yezemali. Nokuba imeko ngokubanzi yezoqoqosho ngokubanzi kunye neeparameter eziphambili zoqoqosho ziya kuthatha isigqibo. Nangona kukho into eqinisekileyo enokungenisa ngaphakathi kwaye kukuba ukugqitha kwi amaxabiso abo alawulwa kakuhle kakhulu. Zombini ngengqondo nakwezinye, njengoko kuye kwabonakala kule minyaka idlulileyo. Akumangalisi ke ngoko ukuba, ziye zaba zezona zinto zimbini zotshintshiselwano olunqabileyo emhlabeni.

Ngaba kufuneka ndingene kwi-Eurostoxx?

Isalathiso esikhethiweyo selizwekazi lakudala sidibanisa indawo elungileyo yezona nkampani zibalulekileyo zaseSpain ezidweliswe kwizabelo. Phakathi kwabo, kwaye ingenza njani ngenye indlela, i Iichips eziluhlaza: BBVA, Iberdrola, Banco Santander, Endesa okanye Repsol. Ngenxa yale meko, kukho eyona nto inomdla wokuba ungatyala imali oyigcinileyo nakweziphi iimarike ezimbini zezemali apho izabelo zazo zidwelisiweyo. Nangona kunjalo, iya kuhlala iluncedo ngakumbi ukukhetha isalathiso esikhethiweyo selizwe. Ngaphezulu kwayo nantoni na kuba izisa iikhomishini ezikhuphisana ngakumbi. Ngamaxabiso angaphantsi kweYurophu kwaye oko kuya kukunceda ukuba ugcine ukonga kakhulu ngalo lonke ixesha uvula okanye uvale izikhundla kulo naluphi na ukhuseleko lwezemali.

Ukusuka kolu luvo, awuyi kuba namathandabuzo ukuba uye kutyalomali kwii-equities. Ewe kunjalo, ewe, kodwa kukwakho nezinye izinto ezinokubaluleka kakhulu kuwe ukuze uthathe isigqibo sakho sokugqibela. Awunakulibala ukuba i-Eurostoxx 50 idwelisiwe kwezona ndawo zibalulekileyo zokutshintshiselana kwizwekazi laseYurophu. Ukuya kwinqanaba lokuba uya kugqiba ngendaleko yayo, nokuba kukwenyuka okanye ukwehla. Kodwa nge ukuphambuka akubalulekanga kangako, nokuba kunganjani na. Ngayiphi na imeko, abanye babaviwa baya kuba ngabamkeli bolondolozo lwakho nakwiminyaka embalwa ezayo.

Ukuvela kwezinto ezimbini

Okokuqala, uya kuzibuza ukuba zeziphi kwiimarike eziziphatha ngalo mzuzu kanye. Ewe, iSpanish ekhethiweyo yayiyeyona index ilungileyo yaseYurophu kwikota yokuqala yonyaka. Abatyalomali abancinci nabaphakathi babonakala bebuyise ukuzithemba kwabo kule marike yezabelo. Ngapha koko, ukuza kuthi ga ngoku kulo nyaka, i-Ibex 35 ixatyiswe kancinci ngaphezulu kwe-10%. Ngokwenyani iphindwe kabini eyamazwekazi alinganayo, athe akhula nge-5% ngeli xesha. Ukusuka kolu hlalutyo kubonakala ngathi eyona nto icetyiswayo kukutyala imali kwimarike yaseSpain.

Kodwa ayisosigqibo silula ekufuneka usenzile ukusukela ngoku. Isizathu kungenxa yokuba indlela yokuziphatha kwecandelo lebhanki laseSpain kuya kubaluleke kakhulu. Kungenxa yokuba awunakulibala ukuxhomekeka okumangalisayo kwizabelo zamashishini ubunzima bamaqela ezemali. Okungaphezulu koku kwi-Eurostoxx 50, ephawulwa ngokulungelelana ngokubhekisele kumalungu esitokhwe sayo. Ngayiphi na imeko, iya kuba yinto ekufuneka ithathelwe ingqalelo ngokunxulumene nehlabathi elihlala linzima lemali.

Kungenxa yokuba eneneni, i-Eurostoxx 50 ayikhululekanga kumaqela amakhulu ezemali nokuba. Nangona ngokuchaseneyo, ibonakalisile ukuya kwinqanaba elincinci kunelokukhetha ilizwe. Kodwa kuya kufuneka ukhumbule ukuba yayiyiminyaka emininzi emva kwexesha kwikoteyishini yamaxabiso ayo. Isenokuba yinkcaza encinci enokuthi ihlawule ibhalansi kwenye okanye enye isalathiso sezabelo. Apho eyakho inkalo yobugcisa Iya kuba yenye into ekufuneka uyiqwalasele ukusukela ngoku.

Imeko ekwimo

Ngaphandle kwayo yonke into, kuya kubaluleka kakhulu ukuba iindawo ezimbini zamazwe aphesheya zidibane Ukuntywiliselwa kwi-uptrend. Ayinyukanga kakhulu, kodwa ngokukhwela ekupheleni kosuku. Apho banokuzama ukuthatha amanqanaba amatsha aphezulu kwixabiso labo. Umbuzo uya kuba kukuba ungoyisa na ukumelana kwakhe ngokuzayo. Ngamanye amaxesha, ngokuqinisekileyo ngaphandle kobunzima ngenxa yeengxaki zopolitiko ezichaphazela ezinye zezoqoqosho eziphambili zommandla we-euro.

Impembelelo yamazinga enzala kuqoqosho lwaseYurophu nayo iya kufuneka ibekwe esweni. Ikhethekile ukuba iBhanki eNkulu yaseYurophu ithathe isigqibo tshintsha isicwangciso-mali kwaye uthathe isigqibo ngalo nyaka ukuba uzilayishe. Impembelelo yayo iya kuba ngaphezulu kokuthatha isigqibo ukuze iqhubeke nokunyuka okuphezulu kwezi nyanga zidlulileyo. Zombini kwenye nakwezinye ii-index. Ukuza kuthi ga ngoku

Ngale ndlela, nangona zombini zidibene nezigqibo zebhanki ekhupha iYurophu, isalathiso selizwekazi sisamkela ngakumbi isigunyaziso. Ngokufana nexesha lokwenyani layo yonke into eyenzekayo kwikomkhulu leziko lezemali. Akumangalisi ukuba ibonwe njengomlomo wakho kwishishini lezemali. Ngelixa i-Ibex 35 kwiimeko ezininzi into eyenzayo ihamba kunye nokuhamba kwesi salathisi sesitokhwe. Ngokufana okubalulekileyo phakathi kwaba babini kwaye amaxesha amaninzi amaxabiso abo ahlala kumanqanaba afanayo okunyuka okanye okuwa.

Ungathengisa njani ngezi zalathi?

Ukuthatha izikhundla kwezi indices ze-equity kuyacaca ngokulula kwaye akunikezeli nangobunzima bokuyenza kwibhanki yakho yesiqhelo. Nokuba kusuka kwisebe lebhanki okanye ukusuka kwikhompyuter okanye ithebhulethi okanye iselfowuni. Bayakufuna kuphela ukuba ube ngumthengi weziko lezemali, akukho okunye. Yimisebenzi elula yokuphuhlisa eyahlukileyo kuphela kwiirhafu zekhomishini yazo. Kungenxa yokuba ukusebenza ngeemarike zelizwe kuhlala kungabizi kakhulu kunokushiya imida yethu. Esinye sezibonelelo zokukhetha olu hlobo lotyalo-mali.

Ngobuchwephesha obufanayo ngokupheleleyo kuzo zombini iimeko, ngaphandle kokwahlulahlula. Kuya kufuneka ukhethe ukuba yeyiphi imakethi apho ukhetha ukwenza ukonga kunenzuzo. Akukho Okuninzi. Esi sigqibo sinokusekwa kwi umkhwa wenqaku apho kufakwa khona izikhombisi. Kwezinye iimeko unokuba lolona khetho lubalaseleyo kwaye kwezinye imbangi yakho kwiimarike zezemali. Kuzo zombini izindululo, uya kuba neqela leenkampani eziza kukwazi ukwanelisa ibango lakho lokungena nokuphuma kwezi marike zezimali.

Yintoni engcono ngoku?

Ewe, okwangoku imeko yezobuchwephesha ye-Ibex 35 icebisa ngakumbi kunaleyo yesalathi yaseYurophu. Nangona imeko efanayo ayisayi kuhlala kunjalo, kude nayo. Kungenxa yokuba nangaliphi na ixesha inokutshintsha, mandundu ngaphandle kokuhamba okunamandla kakhulu okanye ukungabikho koqhagamshelo phakathi kwesalathi esinye sengeniso eyahlukileyo kunye nenye. Phi Ukuhlawulwa kwemali yenye yezinto eziqhelekileyo Kuzo zombini iimarike zezemali. Ukuya kwinqanaba lokuba ungangena kwaye uphume kwizikhundla zabo nangaliphi na ixesha, ngaphandle kwengxaki.

Kuyaphawuleka ngenene ukuba zombini iimarike zivelisiwe kwinyani yezoqoqosho kwindawo ye-euro. Kwaye ke, i-euro ikumlinganiso wezona mali ziphambili zamanye amazwe. Njengokuba kuyinxalenye eyenzekayo nezinye iimarike zentengiso zamanye amazwe ezinokubaluleka okukhethekileyo. Nangona kunjalo, i-Eurostoxx ine ireferensi enkulu kwiimarike zamasheya zehlabathi kunesalathiso sethu. Ngezizathu wonke umntu aya kuqonda kwaye loo nto yenza enye yeebhentshi zezabelo zamazwe ngamazwe.

Okwangoku, ixabiso le-Ibex 35 linomtsalane ngakumbi. Kunye ukuxabisa okuphezulu. Kodwa lumka kakhulu, kuba ezi njongo zinokuphela nangaliphi na ixesha. Ngotshintsho kulindelo lweebhegi kule minyaka imbalwa izayo. Ingakumbi ngenxa yemeko yokuxhuzula amanye amazwe angamalungu e-European Union ajongene nezopolitiko. Ngokukodwa, yonke into ejikeleze iFrance kunye nokuba kunokwenzeka ukuba iphume kwi-euro.

Ngapha koko, isigqibo sokukhetha enye okanye esinye isibonakaliso sesitokhwe siya kuba nawe. Akukho mntu wumbi, nangona kufanele ukuba isekwe kwizinto ezinokukunceda ukuba usebenze ngokusesikweni. Ngenjongo echazwe kakuhle kwaye ayikho enye into ngaphandle kokufumana okungakumbi kwimeko yakho njengomtyalomali omncinci nophakathi. Kukuphi ukuphela kwento eyiyo, njengoko uza kwazi kakuhle kwiminyaka yakho yamava kwiimarike zezemali.