Xa sithetha ngayo ii-akhawunti zemivuzoSithetha ngeakhawunti yangoku apho kufuneka siqondise ukuhlawulwa kwethu ukuze sifumane izibonelelo esizifumana kolu hlobo lweakhawunti. Ezi ntlobo zeeakhawunti zikucela ukuba ube neyakho iakhawunti esekhaya nabo okanye ukuba unengeniso yamaxesha ngamaxesha xa unokuzisebenza okanye unepenshoni.
Izinto eziluncedo kwii-akhawunti zemivuzo
Enye yeenzuzo eziphambili ezihlawulwa ziiakhawunti zemivuzo ngokungathandabuzekiyo akukho khomishini kufuneka ihlawulwe Ngayo nayiphi na inkonzo (nangona oku kungekho kuzo zonke iiakhawunti) kwaye zikunika nenketho yokufumana izipho zokuba kunye nala maziko kwiakhawunti yakho yokubhatala.
Kananjalo bakunika ukhetho lwe Fumana ipesenti encinci yamatyala akho okutsalwa ngqo nabo okanye ukhetho lokuba nenkqubo yamanqaku apho unokufumana khona amabhaso wentengo yakho okanye ukuvelisa isixa esikhulu somdla kwimali onayo kunye nabo.
Cela amabhaso njengembuyekezo
Ngexesha lokungena kwirholo ubuncinci kube kanye ngenyanga, yinto abantu abaninzi engekho lula kangako, ke amaziko kufuneka akunike amabhaso ngaloo nto. Kangangoko kunokwenzeka kufuneka wazise ngokwakho kakuhle kwaye wazi ukuba zeziphi iindlela onokukhetha kuzo. Ukwenza oku, kuya kufuneka uthathe ixesha lakho kwaye wazi ukuba leliphi elona xabiso lixabisekileyo ngabathengi, uzama ukufumana ukhetho olungcono kunye nezibonelelo zakho.
Kolu hlobo lokurhola, i-euro nganye esiyekayo ukuyihlawula ngalo mzuzu yi-euro esinokuyifaka kwimirhumo elandelayo, ukuze ke ibe ngumthombo omkhulu wokonga ekuhambeni kwexesha.
Zeziphi ezona akhawunti zibalaseleyo zokuhlawula kwihlabathi
I-akhawunti yemivuzo ivuliwe. Ngaba Iakhawunti yebhanki evulekileyo Enye yezona zinto zibalaseleyo kuba inenqanaba lokonga le-92%. Apha, umvuzo omncinci yi-0.00%. Phakathi kwezinto eziphambili onokuzonwabela ngeakhawunti ngaphandle kwalo naluphi na uhlobo lwekhomishini kwaye ibhanki ikunika amakhadi asimahla. Ukongeza, ngale bhanki unokubuyiselwa kwi-1% yemali oyibhatalayo ngqo.
ING ngqo. Kwiakhawunti yokubhatala ngqo ye-ING ukonga yi-84% kwaye eyona mivuzo iphantsi ukuze ube nale akhawunti yi-0.00. Izibonelelo ezikunikwa lolu hlobo lweakhawunti yimbuyiselo yesi-3% xa uthengile kwizikhululo ze-GALP kunye ne-SHELL. Ngapha koko, oku Uhlobo lomvuzo aluniki naluphi na uhlobo lwekhomishini ukuze uzonwabele izibonelelo ezinikezelwa liziko ngaphandle kwengxaki. Uya kugcina imali eninzi ekuhambeni kwexesha.
Ewe. Kulo Iakhawunti yomvuzo ye-EVO ungonwabela iinkonzo ezininzi zebhanki zasimahla, ezenza ukuba abantu abaninzi bathathe isigqibo sokuba ezi ntlobo zeeakhawunti. Owona mvuzo uphantsi kolu hlobo lweakhawunti yi-0.00 kwaye unokuba nemali kwityala ngaphandle koku kubandakanya nayiphi na inkcitho yomntu kwaye ungabinazikhomishini kuzo zonke iinkqubo ezenziwayo.
UNOE. Kwiakhawunti yokubhatala ye-Unoe sifumene ukonga i-65% kunye nengeniso encinci kwiakhawunti ye-0.00. Le yenye ye ezona akhawunti ziluncedo kakhulu kodwa ingathandwa njengabanye. Apha ungonwabela iakhawunti edibeneyo ngaphandle kwalo naluphi na uhlobo lwendleko kunye ne-0.25 APR kwimeko apho umvuzo ungaphezulu kwama-euro angama-600.
ICaxa. Kwi-la Caixa kubalwa Ukuhlawulwa kweenkwenkwezi ezininzi Sinenqanaba lokonga le-57%, nangona kunjalo, kule meko umvuzo omncinci ngama-euro angama-600. Kwezi ntlobo zeakhawunti, awunalo naluphi na uhlobo lwekhomishini kwaye awuzukuhlawula nayiphi na into eyongezelelweyo ngeenkonzo. Unekhadi le-visa elidala labanini kunye nomzuzi weakhawunti.
Selfbank. Kwiakhawunti yomvuzo ka Iakhawunti yebhanki ye-SElfb kunye nomvuzo omncinci we-1.00 euro kwaye unokonga ukuya kuthi ga kwi-95%. Apha, unamakhadi etyala ngokupheleleyo kwaye unokukhetha phakathi kwekhadi olifunayo, ukusuka kwivisa yegolide ukuya kwiAmerican Express enkulu.
Sabadell. Ngeakhawunti yeSabadell unokonga i-0.00%. Kweli khadi une Inkqubo encinci yomvuzo kwaye ungonwabela ukubuyiselwa imali ukuya kuthi ga kwi-0.00% kumanzi, umbane kunye negesi. Ukongeza, unayo inkonzo yasimahla yekhadi letyala.
Ibhanki. Kwiakhawunti yomvuzo weBhanki, ulondolozo alukho kangako, kuba ubuncinci umvuzo we-5.000 euros kwaye ukonga yi-86% kuphela. Unembuyekezo ngokuthenga okuvela kumashishini ohlukeneyo kwaye ungonwabela iakhawunti ngokudluliselwa simahla kwi-Intanethi, kunye neinshurensi ezinxulumene nazo ezivela kwi-inshurensi enxulumene neeakhawunti zamatyala ukuya kwiinshurensi yokuhamba.
Ibhanki yeDeutsche. Kule hlobo lweakhawunti uchonga iiakhawunti kunye inzuzo yokonga ukuya kuthi ga kwi-82% kodwa ubuncinci benqanaba lomvuzo lama-euro angama-600. Phakathi kwezibonelelo ezinikezelwa lolu hlobo lweakhawunti yokubhatala, unetyala ngqo kwiirisithi kwaye ikwayiakhawunti engenazikhomishini kwaphela kwaye engenalo naluphi na uhlobo lweendleko zokuvula.
Iakhawunti yomvuzo el estiron. Kule hlobo lweakhawunti Ibhanki eyaziwayo uya kufumana ukonga i-78% kunye nomvuzo omncinci we-0.00. Phakathi kwezibonelelo ezinikezelwa liziko kwimveliso yeakhawunti yomvuzo yintlawulo yokukhutshwa kwe-0.00 kunye nokugcinwa kweakhawunti. Ukwanesixa-mali esiyi-2% kwimali oyibuyisele kuwe ekupheleni kweshumi lenyanga.
I-Bankoa. I-Bankoa liziko elingaziwa kangako kodwa elinalo izibonelelo ezinkulu ebantwini Ababhatala ngaphezulu kwe-3.000 euro abafuna ukuhlala kuyo. Ngale akhawunti yokubhatala, uneakhawunti ehlawulelweyo kwaye uyakufumana isipho esamkelekileyo.
Umrholo DB. Payroll DB ikwiDeutschebbank kwaye ungonwabela inqanaba lokonga ukuya kuthi ga kwiipesenti ezingama-75. Ukongeza, unenqanaba lomvuzo elisezantsi le-1.00 euro kwaye unokhetho lokukhetha ukuba ufuna amakhadi asimahla okanye amakhadi etyala. Unayo nemali ehlawulwa ngokuthe ngqo kwiirisithi ngokuzenzekelayo kwaye iziko aliyi kuhlawulisa nto ngazo.
Intlawulo kunye neakhawunti kunye neBhanki. Olu hlobo lokurhola, unethuba lokonga ukuya kuthi ga kwiipesenti ezingama-75 okoko unokufumana umvuzo omncinci we-1.000 euros. Phakathi kwezibonelelo ezikunikwa lolu hlobo lweakhawunti kukuba ne- Iakhawunti yomvuzo ngaphandle kolondolozo okanye iikhomishini. Ukongeza, unokwenza naluphi na uhlobo lwentengiselwano ngeakhawunti yakho ekwi-Intanethi ngaphandle kokufumana iindleko. Unokuba namakhadi ahambelana nazo ngaphandle kweendleko.
ILa Caixa ine-payroll. Kwiakhawunti yokuhlawula i-la Caixa, unohlobo lweakhawunti apho kuya kufuneka ube nesixa sama-euro angama-600 ngokomvuzo omncinci. Apha unayo ifayile ye- ulondolozo lweakhawunti yasimahla kunye nemirhumo yolawulo yeakhawunti ngalo naliphi na ixesha olifunayo. Ungonwabela ukuya kuthi ga kumakhadi amabini etyala ngaphandle kweendleko kuwe.
Ibhokisi yeeNjineli zeNkulumbuso. Sukoyikiswa ligama, kuba olu hlobo lokuhlawula lunenqanaba lomvuzo elisezantsi le-1.00 euro kwaye likunika i-70% yokonga. Ukongeza, ine- ikhadi eliqhelekileyo levisa ukuba isimahla ukuba nje ugcina i-akhawunti ivulekile kwaye unethuba lokwenza naluphi na uhlobo lokudlulisa ngaphandle kokuhlawuliswa naluphi na uhlobo lwekhomishini.
Iakhawunti yokuhlawula i-Bankialink. Nge-bankialink uya kufumana ukonga i-67% ngengeniso encinci ye-0.00. Izibonelelo ezikunikwa lolu hlobo lweakhawunti yile Uncedo lokungabinakhomishini kunye nokugcinwa kwe-0.00% kunye ne-2 yamakhadi etyala.
UCaixa Guissona. Kwiakhawunti yokuhlawulwa kweGuisona ungonwabela ukonga ukuya kuthi ga kwi-66% ngokutyala umvuzo omncinci we-1.00 euro. Apha uya kufumana amakhadi e-visa kunye ne-visa ye-electron ngaphandle kokuhlawuliswa nantoni na. Ukongeza, unenzuzo ukuya kuthi ga kwi-0.105 APR.
Isicwangciso siqhagamshela i-akhawunti yomvuzo. Kule akhawunti, ungonwabela ukonga ukuya kuthi ga kwiipesenti ezingama-65 ngengeniso encinci ye-euro ezingama-600.
Olu hlobo lweakhawunti lusinika izibonelelo esingazukukwazi ukuzifumana kulo naliphi na elinye iziko, kuba inee-euro ezingama-20 zezibonelelo ngenxa yenyani yokuba Ukuhlawulwa ngokuthe ngqo Kwaye uneakhawunti engadingi khomishini kwaye ayifuni sigxina. Amakhadi onawo ngolu hlobo lwamanzi asimahla.
Iakhawunti yomvuzo kaSantander. Ngeakhawunti yomvuzo kaSantander unokufikelela kuma-63% okonga ngomvuzo omncinci ukuya kuthi ga kwi-euro ezingama-600. Apha unamatyala asimahla kunye namakhadi etyala kwaye unemali yasimahla ehlawulwa ngokuthe ngqo yomvuzo kunye neerisithi.
Ibhanki esebenzayo. Nge-activobakn sibuyela kumvuzo omncinci we-0.00 kwaye basinika ukonga okupheleleyo kwe-63%. Kule hlobo lweakhawunti awubonisi naluphi na uhlobo lweekhomishini kwaye uneakhawunti apho Awuyi kuhlawula isondlo. Unamakhadi asimahla kwaye uneakhawunti engayi kukuhlawulisa umrhumo wonyaka.
imali engamaphepha. KwiBancorreos ufumana uhlobo lweakhawunti olukunika izibonelelo ze-0.00%. Apha, unethuba lokuba neakhawunti yokuhlawula kunye nazo zonke iinkonzo zasimahla kwaye ikwabonelela ngepakethi encinci yokunceda.
Iakhawunti yokuhlawula iofisi ngokuthe ngqo. Apha unethuba lokonga ukuya kuthi ga kuma-63%. Owona mvuzo usezantsi kweli ziko yi-0.00 kwaye une I-akhawunti yomvuzo kunye nentlawulo yenyanga ye-2% yemali yonyaka onayo kwiirisithi zakho zekhaya. Unekhadi le-visa elingadingi naluphi na uhlobo lwemirhumo yonyaka.
Iakhawunti yomvuzo kaNovanca. KwiNovanca, Unalo uhlobo lokuhlawula kunye nengeniso encinci ye-euro ezingama-600 Kwaye, kunye nekhadi letyala elikunika i-inshurensi yobomi apho unokuthembela ukuya kuthi ga kwi-120.000 euro. Olu hlobo lweakhawunti alunakhomishini kwaye ugcino ngama-59%.
Abanca. I-Abanca liziko elaziwa kancinci ngabantu abafuna i Iakhawunti yomvuzo ngenxa yokuba izibonelelo ezibonelelayo zincinci. Ukongeza, ukuze ukwazi ukuvula i-akhawunti ye-payroll e-Abanca kufuneka ube nengeniso encinci ye-euro ezingama-600. Phakathi kwezibonelelo eziphambili kukukhetha ukungahlawuli iindleko zokuvula okanye zokugcina iiakhawunti kwaye uya kuba nakho ukudibanisa amakhadi akho eshishini ngaphandle kwengxaki.
Iakhawunti yomrhumo 123. Ngeakhawunti yokubhatalwa eyi-123 sifumana ugcino lwe-58% kwiakhawunti apho sinengeniso encinci ye-0.00. Olu hlobo lwemivuzo ayinazo iikhomishini okanye naluphi na uhlobo lolondolozo kwaye ikunika ukubuyiswa kweerisithi zetyala elithe ngqo ngawo onke amaxesha. Ukongeza, unesibonelelo sokuba ayinalo naluphi na uhlobo lweendleko kwiakhawunti okanye kwintlawulo yetyala ngqo, inokukhetha ukubuyisa iirisithi kwaye ayinayo indleko zonyaka
I-akhawunti ye-BBK yomvuzo. Kwiakhawunti yomrhumo ka-BBK, unokukhetha ukugcina ukuya kuthi ga kwiipesenti ezingama-55 ngomvuzo omncinci we-0.00. Apha ufumana ibhonasi ye-1005 yemali yesondlo.
Targobakan. Nge Targo Bakn une I-akhawunti yomrholo nge-50% yokonga Kananjalo, nge-0.00% ukongeza, ufumana ibhonasi ngokubhekisele kwiirisithi kunye neeakhawunti kunye nokukhetha ukuba nokufikelela kwiinyanga ezi-4 ngaphandle kokuthunyelwa kulowo ugqithisileyo.
Ibhokisi ephilayo. Ngeakhawunti yokuhlawula imali ephilayo ufumana i-50% yemali oyigcinileyo ofuna ukuyifumana ngomvuzo omncinci we-0.00. Apha unokukhetha ukutshintsha ixesha kwiakhawunti yepenshini. Olu hlobo lweakhawunti alunazo iikhomishini okanye naluphi na uhlobo lolondolozo.