Ukuba kukho ixabiso elidanisayo abatyali mali abancinci nabaphakathi ukusukela kwisiqingatha sesibini sonyaka, ayikho enye ngaphandle kweenqwelo moya zaseYurophu iAG. Apho inkampani yeflegi yaseSpain i-Iberia idityanisiwe. Eli ayiloxesha lilungileyo kwimidla yakho kwiimarike ze ngeniso ekhoyo. Ingakumbi emva kokubhengezwa kokwahlulwa kwe-Bhritane enkulu kumalungu olawulo oluntu.
Inqanaba lobuchwephesha alinakuba mandundu, ngaphandle kokukhuthaza abathengi ukuba bathathe izikhundla kweli xabiso lereferensi ecacileyo kwicandelo lezothutho lomoya. Akunanto, ixabiso layo lingaphantsi komndilili weveki engama-200, kunye nolunye usasazo olunokubaluleka okuphezulu okunokubonisa ukungena kunye nokuphuma kwizihloko zabo. Ukusuka kolu luvo lobuchwephesha, akukho zimvo zilungileyo zomdla wenqwelomoya.
Enye into ebaluleke kakhulu sisalathiso sayo amanqanaba okuqokelelana ezantsi kakhulu. Ngayiphi na imeko, yaziswa kumjelo osezantsi wobunzulu obukhulu obunokuchaphazela ukuvela kwamaxabiso abo. Ukufuna enye into ukuqala amandla anyukayo abeka eli xabiso kumjikelezo wokuthengwa ngabatyali mali abakhulu. Nangona okwangoku kukude kakhulu ukufikelela kula manqanaba anokuba kukungena kwezihloko zawo.
Idityaniswe kwixabiso leoyile
Kuzo zonke, i-IAG iyazi ngendaleko yegolide emnyama. Apho le asethi yemali ingaphenduli kulindelo olwenziwe ziimarike kwiinyanga ezidlulileyo. Ibuyele kumanqanaba eedola ezingama-45 umphanda, Emva kokusondela kumqobo wama- $ 60 ngaphambi kwehlobo. Akumangalisi ukuba uninzi lwexabiso lezabelo ze-IAG luxhomekeke kolu tshintsho lubalulekileyo lwezoqoqosho.
Ixabiso elincinci leoyile lixhamla kwiminqweno yeenqwelomoya, njengoko kwenzekile kwisiqingatha sokuqala salo nyaka. Ngale ndlela, kwiveki ezayo ine ukuqeshwa okubalulekileyo kunye nentlanganiso yabavelisi. Kukhulu, amaxabiso ezabelo zabo aya kudityaniswa kwiziphumo zale ntlanganiso. Ngengqiqo enye okanye enye, kuba iya kuchaphazela ngokuthe ngqo intengo engcolileyo ukususela ngoku.
Elinye lamathemba ambalwa okuba izabelo ze-AIG kufuneka ziphinde ziqhubeke nokunyuka okuphezulu kweenyanga ezininzi ezidlulileyo kukunciphisa ixabiso lale mandla. Kwaye ingaphantsi kwamanqanaba angama-40 eedola umphanda, kulungile, kubhetele ngakumbi kunomdla wenqwelomoya. Ke ngoko, iya kuba yenye yeeparameter zokuthatha isigqibo sokudlulisa uvavanyo lwezenzo zabo. Yiyo le nto iimarike zezemali ezingqina kuyo yonke le ndlela yokuziqhelanisa esihlangabezana nayo.
IAG: yenzakaliswe nguBrexit
Ngayiphi na imeko, ukuba bekukho iindaba ezimbi kwiinyanga ezidlulileyo malunga nomdla wenqwelomoya, khange ibeyenye ngaphandle koko Ukuhamba kweBritane kumaziko oluntu emva kovavanyo-zimvo olwalubanjwe ngoJuni ophelileyo. Isizathu asiyonto ngaphandle kokudityaniswa kwenkampani edwelisiweyo yenqwelomoya yaseBritane. Zininzi iziphumo zayo kangangokuba izabelo ziye zehla phantse ngesiqingatha. Ukusuka ukusuka kwi-8 ye-euro, isabelo siye kuluhlu oluphakathi kwe-4 kunye ne-5 ye-euro.
Le yeyona nto iwa kakhulu kwimarike yaseYurophu ngeli xesha. Ngapha koko kunabanye abahlalutyi bezabelo aboyikayo. Ayothusi into yokuba lo msitho ungaphela ichaphazeleke kwi-IAG kwingxelo yayo yengeniso. Ke ngoko, kuya kufuneka sihoye kakhulu iiakhawunti ezilandelayo eziza kuboniswa ngekwindla ehambele phambili. Ngenxa yesi siganeko sibalulekileyo, abarhwebi abaninzi kunye nabameli bezemali bacebise abathengi babo ukuba bazibuyisele izikhundla kweli xabiso.
Ngenxa yale meko, kuyaqondakala ukuba uguquko lwezabelo zalo luyaqhubeka ukukhula phantsi kwemiqathango efanayo ukuza kuthi ga ngoku. Ngaphandle kokulindela ukukhula, kwaye kuthotho lwezinto ezibuyayo ezinokukhuthaza abatyali zimali abancinci nabaphakathi ukuba bathenge izinto ezikhethiweyo ukuze bazisebenzise kakuhle. Ke ngoko, ayiloxabiso okwangoku onalo kwipotifoliyo yakho xa ujongene neengxaki ezinzulu ezijamelene nolu shishino lwakho. Kukho ezinye iindlela ezintle, kubandakanya neenqwelomoya eziphambili zelizwekazi lakudala.
Izizathu ezisixhenxe zokuba ungatyali imali kwi-IAG
Ukuthandabuza okunamandla okuveliswa yile nkampani, kucebisa ukulumkisa ekuthatheni isikhundla. Eli ayiloxesha lokuvula izikhundla kwizihloko zakho. Ubuncinci kuya kufuneka balinde iinyanga ezimbalwa ukujonga ukuvela kwayo kwiimarike zezemali. Ukukunceda uchaze isicwangciso sotyalo-mali, kuya kuba yimfuneko ngokupheleleyo kuthi ukukunika ezinye zezitshixo zokuba kutheni ungafanelekanga ukutyala imali yakho kule nkampani yaseYurophu.
- Imeko yase-UK iyonakalisa ngokucacileyo umdla wayo, kwaye ayigwetyelwanga ngaphandle ukuba kusenokwenzeka ukuqhubela phambili kwiinyanga ezizayo. Ukufikelela kwinqanaba lamaxabiso eliyingozi kakhulu.
- Kuya kufuneka uthintele okunokwenzeka ukunyuka kwamaxabiso epetroli kwiimarike. Oko kuyo nayiphi na imeko, ziya kuchaphazela ukwanda kweendleko zokubhukisha indawo zabo zabakhenkethi. Le nto ayinakunceda ukuxabisa kakhulu.
- Ayisiyo ayililo ixesha elifanelekileyo lokuthatha izikhundla kwicandelo leenqwelo moya. Ayothusi into yokuba iziphumo ezilungileyo zephulo lasehlotyeni sele zithotyiwe. Ukuya kwinqanaba lokuba ukusukela oko yagqitywayo inokuvelisa isimanga esibi ngakumbi.
- Zingaphakathi kwe- Ijelo le-bearish utshintsho olunzima kumkhwa. Ukuthengisa kunyanzelisa ukuthengwa, kwaye kubonakala ngathi oku kuya kuqhubeka kwiinyanga ezimbalwa ezizayo.
- Ukuba unqwenela ukungena kwizikhundla zabo, yenze kuphela phantsi kweemeko ezithile. Ukuthatha ithuba lokubuya okwenziwe ngamaxesha athile kwaye phantsi kwamaxesha amafutshane kakhulu ngokusisigxina kwiimarike zezabelo.
- Ukuba ucinga ukuba amacandelo okhenketho ayathandeka kakhulu kwindlela ezihamba ngayo, ungangcono uzenzele ngokusemthethweni amanye amaxabiso kweli candeloNditsho nangaphakathi kwezothutho lomoya. Ngokuqinisekileyo banokubaluleka ngakumbi kuxabiso.
- Lumka kakhulu ukuze angene kwizikhundla zakhe ezinqabileyo njenge ungaphulukana nemali egqithileyo Kuzo zonke izinto ozenzayo ezisesikweni kwiimarike zemali. Ukuya kwinqanaba lokuba ungazisola ngexesha elifutshane.
Zeziphi ezinye iindlela onokukhetha kuzo?
Izinketho zendalo zokutyala imali kwi-IAG ziya kuba zezi kolunye ukhuseleko olunxulumene neli candelo. Idityaniswe ngokusisiseko kumacandelo okhenketho ahlukeneyo. Ukusuka kwiinkampani zokubhabha ngenqwelo moya ukuya kwiindawo zokuhlala ehotele, nkqu nakumaziko okubhukisha. Bonke bawela kweli candelo libaluleke kakhulu kwii equities zesizwe. Kwaye oku kunika amathuba amakhulu kunamanye ama-indices kwi-stock market.
Phakathi kwabameli beli qela likhethekileyo Amaqela eehotele anjengeSol Meliá okanye iNH Hoteles ayabonakala. Inqwelomoya yenqwelomoya yaseSpain ikwadwelisiwe, njengeVueling. Kwaye ngaphakathi kwamacandelo okhenketho aseleyo, ixabiso elingaphezulu kwako konke. Ayikho enye ngaphandle kwe-Amadeus, eyona yona yokusebenza kakuhle kulo nyaka. Ngaphezulu kweetshipsi eziluhlaza kwimarike yaseSpain Olu khetho kufuneka luthathelwe ingqalelo xa kulungiswa ipotifoliyo yotyalo-mali kunyaka olandelayo.
Zixabiseke kakhulu amaxabiso, kwaye zihamba phantsi kwedatha yokuhamba kokuhamba kwabakhenkethi. Kungenxa yoko le nto kusehlotyeni apho bafumana khona awona maxabiso asemagqabini, nangophononongo olukhulu. Kwiimeko ezininzi bakhokelela kwimivuzo yezabelo Kwilizwe lethu. Kuyinyani ukuba ezi zihloko zexesha elifutshane kakhulu, kuxhomekeke kakhulu kukhenketho nakwidatha yezoqoqosho eveliswe lishishini lokuqala eSpain.
Azihlali zingazinzanga, kwaye ngokuchaseneyo zichaphazeleka kakhulu ekuphuhliseni imisebenzi yeshishini rhoqo. Unokuba nabo kwiphothifoliyo yotyalo-mali ngaphandle kwengxaki ezininzi. Nangona kuyinyani oko Iimbuyekezo zabo zonyaka aziveli ngenxa yesisa sabo esikhulu. Ngamafutshane, ezi zezinye zeempawu ezithi ziboniswe kukuxabiseka kwecandelo lezokhenketho.
Amaqhinga kumaxabiso abakhenkethi
Ngayiphi na imeko, unokukhulisa uthotho lwentsebenzo ukuze uthathe ithuba elingaphezulu kwizikhundla zakho kwezinye zezi zixabiso. Ukuqala kwizikhokelo ezithile zotyalo-mali ekufuneka zihambe kwezi ngcebiso zilandelayo sizibonisa apha ngezantsi.
- Isebenza njengoncedo oluluncedo kakhulu ekufuneka ulwenzile zahlula utyalo-mali lwakho kwimali yaseSpain. Phantsi kobunzima obuthile oya kuba ngabo obuphawula ukususela ngoku.
- Inokuba yenye into elungileyo ukuba nje idatha elungileyo yesizwe yokhenketho. Nokuba ukudibanisa nolunye ukhuseleko kwicandelo elinye, kodwa oko kuvelisa uzinzo kumaxabiso abo.
- Ukuba uza kukhetha iinkampani ze icandelo lomoyaEwe ngekhe ube nezindululo ezininzi, kwaye le yenye yazo. Kodwa okoko nje uxabisa izibonelelo kunye nezinto ezingeloncedo ekuqeshweni kwayo.
- Ayiloxabiso elinobizo lokusisigxina, kodwa ngokuchaseneyo, ukuba ikhule phantsi imisebenzi ethile kwaye ujonge ngononophelo olukhethekileyo utshintsho kwixabiso lalo.
- Inokuba yinto enomdla kakhulu ukuba amaxabiso ayo Ukuhla ukuya kwii-euro ezine isabelo ngasinye. Iya kuba nenqanaba lokusebenza elibaluleke kakhulu kwixesha eliphakathi.