Kuzo zonke iiseshoni zokurhweba siyabona ukuba kuhlala kukho ezinye iisitokhwe ezisebenza ngcono kunezinye. Umahluko phakathi kweyona intle kwaye imbi kakhulu fikelela kwinqanaba le-5% kunye neepesenti eziphezulu. Ngamanye amagama, imali eninzi isemngciphekweni kwaye oko kuya kuxhomekeka kwisigqibo esiza kusamkela ukusukela ngoku. Ngesi sizathu siza kuchaza ukuba yintoni eyenza ukuba inkampani edwelisiweyo ibephakathi kwezona zixabisa kakhulu okanye, ngokuchaseneyo, kuluhlu olumnyama lolo suku.
Ngale ndlela, kufuneka kugxininiswe ukuba kwiseshoni nganye yorhwebo kukho kuphela amathuba ambalwa okungena kwiimarike zezabelo ngamaxabiso afanelekileyo. Ngamanye amaxesha kuvela kwiindaba ezilungileyo zokuba ivela kwixabiso ngokwalo, icandelo okanye isalathiso sesitokhwe. Ngelixa ngokuchaseneyo, kwezinye zezabo Idatha yezoqoqosho ngubani onika isikhokelo sokungena kwayo, ukuze ngale ndlela kwenziwe iqhinga lotyalo-mali. Apho icace gca ukuba ingakanani imali ofuna ukuyifumana, ukuba ufuna ukuya kwixesha elifutshane, eliphakathi okanye elide okanye ngokufutshane zingaphi iilahleko onokucinga ukuba zisekupheleni kosuku ukuba yintoni.
Njengoko kunokuhlaziywa, akusoloko kukho amaxabiso afanayo khokela ukunyuka, okanye apho kufanelekileyo, abo baphulukene kakhulu kwiimarike zezemali. Ukuba akunjalo, ngokuchaseneyo, into eqhelekileyo kukuba kukho ukujikeleza kolu luhlu kumaxabiso azo zonke iiseshoni zokurhweba. Ezinye iinkqubo zinokusetyenziselwa ukuze sikwazi ukuba noluvo oluncinci lwento esinokuyenza ngolu luhlu lubalaseleyo. Kwaye sizuze kwelinye iqhinga lotyalo-mali. Ke ngale ndlela, sikwisimo esingcono sokwenza ukonga kunenzuzo ukusukela ngoku.
Ukwenza ngcono izitokhwe
Xa kukho amaxesha okuhamba kwiimarike ze-equity, zichanekile ezona stock zinoburharha ezenza eyona. Le yinyani yokuba phantse ayisoze isilele kwaye apho unokujonga khona ukuphucula isicwangciso sotyalo-mali esenza ukuba uqokelele imali eninzi ekusebenzeni. Kodwa ngaphakathi amaxabiso anomsindo ngakumbi, ngesiqhelo ezijikelezisayo zezo zithatha awona mabhaso aphezulu, njengoko kubonisiwe kule minyaka idlulileyo ngothotho lwembali. Ngeepesenti eziphakame kakhulu kunalezo zibekwe sisalathiso esikhethiweyo sezabelo zaseSpain, i-Ibex 35. Ngamanye amagama, ukuba le index iyayixabisa i-2%, kulula kakhulu ukuba la maxabiso afike kwi-4% okanye kwi-5%.
Kwindlela eyahlukileyo, kwaye ngaphakathi kwezi meko zonyukayo, iibhanki ngamanye amacandelo atsalela phezulu kwiiseshoni apho kukho ukuphononongwa okukhulu kwii-indices zesitokhwe. Ngabo batsala i-Ibex 35 nzima, njengoko kunokubonwa kwezi ntsuku. Ukubetha imida yenzuzo yale parameter yee equities zesizwe, ngenqaku elinye okanye amabini epesenti. Nangona, ewe, amaxabiso emjikelo zezona zixhamlayo kule meko. Le yinto onokujonga kuyo yonke imihla kwimithombo yeendaba.
Ngelixa kwelinye icala, kuhlala kukho ezinye izitokhwe ezenza kakubi kunamanye amaxesha okwandisa iimarike zesitokhwe. Kule meko, zimelwe ziinkampani ezikhuselayo okanye ezikhuselayo ze-Ibex 35. Kwaye kuzo zonke iimeko kukho iinkampani zombane ezihlala zithande ukurhweba ngezaphulelo ezinzima kwisalathiso ngokubanzi. Ngokwahluka ekwenziweni kwamaxabiso anokufikelela kwi-2%. Njengamaxabiso athile kwiintsuku ezidlulileyo avelise ukonyuka okubalulekileyo kwixabiso lawo kwaye ngenxa yoko kufuneka aphelise ukugqithisa okungaphezulu abanako ngalo kanye elo xesha.
Izikhundla ezikumaxesha amaninzi
Enye into eyahluke kakhulu kuxa i-Ibex 35 iwe kwaye ibangela ukuba kwenzeke iintshukumo ezichaseneyo. Oko kukuthi, ukubuyela umva koko besikhe sathetha ngako ngaphambili. Ngengqiqo yokuba amaxabiso akhuselayo ngawona anokuziphatha okuhle. Nokuba kunokwenzeka ukuvala iseshoni yorhwebo kumhlaba oqinisekileyo kwaye ungafumana phi iinzuzo ezinkulu phakathi kwe-1% kunye ne-2% malunga noko. Njengolunye uthotho lwee-stock ezinamava okubuyela kwintsebenzo yabo embi kwiintsuku okanye kwiiveki ezidlulileyo.
Ngelixa kwelinye icala, kufuneka siqaphele ukuba kwezi nkqubo zibizwa ngokuba zii-cyclical okanye ngakumbi izinto ezinoburharha kunokuba shiya ukuya kwi-5% kumaxabiso ayo kwimarike yemasheya. Ngale ndlela, kucacile ukuba zizindululo eziyingozi kakhulu ezithwala umngcipheko omkhulu kulo msebenzi ngamnye. Ukufikelela kuguquguquko olugqithisileyo olunokukwenzakalisa njengomtyalomali omncinci nophakathi kuba uxinzelelo lokuthengisa kula matyala lunamandla kakhulu kwaye baninzi abatyali zimali abazibuyisa izikhundla zabo ukuze babalekele kolunye ukhuseleko olukhuselekileyo okanye ezinye iiasethi zemali.
Ziintshukumo ezijikelezayo
Njengoko kusengqiqweni ukucinga, kwelinye icala, ukwehla kunye nokunyuka akusoloko kuvela kwiimarike zezabelo. Ukuba akunjalo, ngokuchaseneyo, ezi ntshukumo zijikeleza ngamandla amakhulu okanye ngaphantsi. Ukuziqhelanisa kuthetha ukuba ukuba sikwixesha eliphindaphindayo lemarike yemasheya, olona khetho lufanelekileyo esinokuthembela kulo zezona zithethe zokuzikhusela. Oko kukuthi, abo baya kwenza okona kulungileyo ngeli xesha. Ngelixa ngokuchaseneyo, kwifayile ye- Iinkqubo zokukhuthaza Iya kuba lithuba elihle lokujolisa kwezona zinoburharha ukwenza ukonga kunenzuzo ngamandla amakhulu kwinzuzo.
Esi sisicwangciso esingasokuze sisilele kwaye esingafuni lwazi lobuchwephesha ukwenza imisebenzi. Ukuba akunjalo, ngokuchaseneyo, banokuqhelaniswa nabaphi na abatyali mali abancinci nabaphakathi abanqwenela ukujoyina le nkqubo xa betyala imali kwimarike yemasheya. Kwelinye icala, iziphumo ezivelisayo kwasekuqaleni zinesisa kakhulu kwimidla yethu. Nangona ukubuyisa kufuneka sitshintshe ipotifoliyo yethu yotyalo-mali ngamaxesha athile. Oko kukuthi, akufuneki sihlale namaxabiso ngonaphakade, kungasathethwa ke kwizikhundla zethu njengeyona nto iphambili ekuphumeleleni kolu hlobo lomsebenzi olulula kumntu wonke.
Umahluko kwiziphumo
Ngayiphi na imeko, kukho into enye ecacileyo ekusetyenzisweni kwesi sicwangciso sotyalo-mali kwaye oko kukuba umahluko unokubaluleka kakhulu, ngandlela ithile okanye enye. Ukuya kwinqanaba lokuba inokuthi ichonge imali eseleyo kwi-computution ye-accounting yethu kwiimarike ze-equity. Le nkqubo isebenza ngakumbi kwezona meko zintle kwii-indices zesitokhwe kuba sinokuzikhusela ngcono kunangaphambili. Okanye nangaphezu kwento enokwenzeka ekuphuculeni iziphumo kwaye ekugqibeleni ufumane ukuzuza kwemali ngale ntshukumo siyichazileyo kweli nqaku.
Apho eyona nto intle malunga nokusetyenziswa kwayo kukuba ayiboneleli ngeziphumo ebezingalindelekanga kubatyali mali abancinci nabaphakathi. Ukuba akunjalo, ngokuchaseneyo, banokuxhamla kwizibonelelo ezininzi ezibonelelwa sesi sicwangciso silula sotyalo-mali. Akumangalisi ukuba kungafani ukuphulukana ne-4 5 yamaxabiso esitokhwe kwimarike yemasheya kunokufumana i-1%, njengoko kusengqiqweni ukuqonda. Kuba konke oku malunga nokuphela kosuku kukufumana ezona ziphumo zibalaseleyo. Kwaye ayisiyiyo ngalo lonke ixesha sivelisa le meko, kungasathethwa ke ngokuhamba kwakhona kwezi asethi zemali.
Ngolwazi lweemarike?
Ngayiphi na imeko, eyona nto isengqiqweni kula matyala kukuyeka ukuthatha izikhundla, ngaphandle kokuba bacetyiswa yibhanki yakho okanye nayiphina ingcali yokutshintsha impahla. Icacile, kodwa akufuneki uluyeke olu hlobo lotyalo-mali nokuba kungokufumana ulwazi oluncinci lwendlela iimakethi zesitokhwe ezisebenza ngayo azibizi xesha lide, bonisa umdla omncinci kuqeqesho olunokukunceda ukuphucula inzuzo yolondolozo lwakho. Ngokomgaqo, bonke abantu bakulungele ukutyala imali kwizabelo.
Kwelinye icala, ngelixa ukwinkqubo yokufunda, ungaqala ngokutyala imali kancinci kancinci, ngemali encinci. Akufuneki utyalomali yonke imali ngaxeshanye, nokuba kungasasazeki kangako ngokuhamba kwexesha. Impumelelo elandelayo iquka ukungangxami, kuya kubakho amathuba afanelekileyo apho i-qualitative quality inokuthi yenziwe ngokubhekiselele kwi-capital eyenze igalelo kulolu tyalo-mali, njengoko ulwazi lwe-stock market luphucula. Yinkqubo, ngamafutshane, efuna ixesha, inzala kwaye ngaphezulu kwayo yonke into inomdla wokufunda ukuze yonke into ikhule ngesiqhelo kuthengiso kwimarike yemasheya. Ngokomgaqo, bonke abantu bakulungele ukutyala imali kwizabelo.