Ukuba kubekho i-asethi yezemali eye yamangalisa inxalenye enhle yabatyalomali, ayikho enye ngaphandle kwe-bitcoin. Ukuya kwinqanaba lokuvelisa inyani umkhuhlane wokufumana le mali ebonakalayo ngokucacileyo phezulu. Kuye kwafudusa ukuthengwa nokuthengiswa kwezabelo kwimarike yemasheya. Akukho mntu uthandabuzayo ukuba i-bitcoin iye yaba lelinye lamagama aphindaphindwayo ngabatyali zimali abancinci nabaphakathi kulo nyaka sele uza kuphela. Kodwa eyona nto ibalulekileyo kukuba kubonakala ngathi lo mkhwa uya kuqhubeka ngo-2018. Zishiyekile iintsuku ezimbalwa phambi kokuba uzibone ngamandla alo onke.
Kodwa kwenzeke ntoni ukuze le meko intle kangaka yentlalo ikhule ngokwenyani kwihlabathi liphela? Ewe, zininzi izinto ezidityanisiweyo ekugqibeleni. Enye yezona zinto zibalulekileyo ngokungathandabuzekiyo ibe kukusebenza ngokugqwesileyo kwe cryptocurrency ngokugqwesa kwicandelo. Ukuza kuthi ga kwinqanaba lokugqitha kuko konke obekulindelwe ekuqaleni konyaka ka-2017. Ukuziphatha kwayo kumangalise kakhulu, nkqu nakwabatyali zimali abalondolozayo kwiimarike zezemali.
Enye into ekhokelele kweli nqanaba kungenxa yokuba ukusukela ngoJanuwari iye yaqokelela Ukunyuka kwe-1.529%. Yipesenti engakhange ikwazi ukumela nayiphi na i-asethi eyimali, khange ibe nakwingqondo yabona banethemba lokutyala imali. Kubonakala kungakholeki, kodwa kuyinyani ukuba wasishiya kulo nyaka sele iza kuphela. Alukho utyalo-mali oluye lwavelisa amanqanaba anje ngenzuzo, nokuba ingasondela. Le nto ibangele ukuthandabuza ukuba i-bitcoin isemilebeni yabo bonke abatyali mali. Nditsho nakwabo bangazukutyala imali kule klasi yeengqekembe zemali ezizodwa.
Uvuyo olukhulu phakathi kwabatyali mali
Esinye sezona ziphumo zichaphazelekayo kolu phawu lwe-bitcoin lubonakele kwinto yokuba uninzi lwabatyali zimali bajike bajonge kule asethi yemali. Ngobungqongqo obukhethekileyo emva konyuso olwenziwe kwiinyanga ezidlulileyo. Konke oku ngaphandle kokuthandabuza okukhulu okuboniswe ziibhanki, abahlalutyi kunye neengcali kwicandelo. Ayothusi into yokuba kubekho isiphumo somnxeba okukhokelele kubasindisi abangakumbi nangakumbi abajoyina eli qela labatyali mali. Ngovuyo kwiimarike zezemali kunqabile ukubonwa kumashumi eminyaka akutshanje ngokubhekisele kwicandelo lotyalo-mali nakwimali.
Amabinzana anje ngala "ukuba besityalile ikhulu leerandi ngoku besizakuba zizigidigidi" ziphindaphindwe ngabasebenzisi abaninzi. Kuba emva kokwenza ubalo ekugqibeleni bafumanise ukuba banokuba zizigidigidi ngoku. Mhlawumbi abanye babo baphumelele, nangona kuyinyani ukuba abanye basahlalutya iifayile ze- umngcipheko wokusebenza. Kuba enyanisweni banayo kwaye nangona ungafumana imali eninzi kolu hlobo lotyalo-mali. Kananjalo ayinakulityalwa ukuba ungashiya i-euro ezininzi endleleni ukuba uguquko lwe-bitcoin eyaziwayo ayisiyonto uyifunayo. Okanye ngokulula kukho ukulungiswa kwamaxabiso abo okuqina okuthile.
Abasebenzisi abangaphandle kweli candelo
Enye yezona zinto zothusayo kulo nyaka kukuba umdla kwi-bitcoin uye waya kude kubatyali mali bendalo kule klasi yotyalo-mali njengeyoqobo njengoko inezinto ezintsha. Ngale ndlela, ayinakulityalwa ukuba ukuthandwa kwe-bitcoin kuye kwafikelela nakubantu abangaphandle ngokupheleleyo kwemarike yemasheya. Ngokuqinisekileyo uya kudibana nabantu abangaphezu komnye abazivezayo ngale profayili. Kude kube kukhohlise i abatyali mali abancinci abafuna ukwenza ukonga kwabo ngenzuzo ngeepesenti ezinkulu kwaye ngaphezulu kwako konke ngexeshana elifutshane kakhulu. Esi sisibonelelo sokuba le mali ebonakalayo ikunika okwangoku. Nangona ihlala ibonwa ukuba le meko iya kuqhubeka ngexesha lomsebenzi olandelayo omalunga nomhlaba.
Nangona kunjalo, kukho amazwi nangakumbi alumkisayo malunga nokudalwa kwebhola enkulu ejikeleze le mali. Kwaye umngcipheko obandakanyekayo ekusebenzeni. Ngokukodwa emva kwezi inyuka ime nkqo kwiimarike zezemali. Akukho kunqongophala kwezimvo malunga nexabiso eliphezulu apho i-bitcoin ithengisa ngalo mzuzu kanye. Akunakugwetywa ngaphandle nangaliphi na ixesha uhlengahlengiso phakathi konikezelo kunye neemfuno zale asethi yezemali ziya kuqala ukukhula. Ukuza kuthi ga kwinqanaba lokufaka imbeko ephezulu phakathi kwabatyali mali abanesiprofeto sokuzikhusela okanye sokugcina.
Imincili engakumbi phakathi kwabathengi
Kodwa kuya kuhlala ixesha elingakanani oku kwanda? Le yenye yezona zinto zithandabuzekayo ezibangelwa yile marike yezemali. Ngesi sizathu, ayimangalisi into yokuba abanye abahlalutyi bemarike abadumileyo babonisa ukuba i-bitcoin isekwinqanaba lokudibanisa. Ukuya kwinqanaba lokuba usenayo into ebalulekileyo uhambo oluya phezulu. Ayothusi into yokuba icandelo lezobuchwephesha lihle kakhulu ebusweni bexesha elifutshane. Enye into eyahlukileyo kakhulu yinto enokwenzeka phakathi kwaye ngakumbi kwixesha elide. Awunakukhetha ngaphandle kokulumka malunga nokufika kwale meko intsha.
Kwelinye icala, kwaye ekuhambeni kwexesha, olu didi lwee-asethi zedijithali lubonelela ngeendlela zokuxabisa ezinokunceda kakhulu ekuthathweni ngokuqhubekayo kwezikhundla ngabatyali zimali zentengiso. Ukusuka kule nyaniso yezemali, abanye abahlalutyi bezemali sele benike ixabiso ekujolise kulo mali ebonakalayo. Iya kubekwa kumanqanaba anokufikelela kwi 40.000 kwi-2018. Ukusuka kolu luvo, akukho mathandabuzo ukuba i-bitcoin isazokunyuka kwiinyanga ezizayo. Into enokukhuthaza ukuthenga kwakho kwiimarike ezilawulwayo. Njengaye, umzekelo, lowo useChicago.
Umngcipheko wale misebenzi
Ngayiphi na imeko, inye into icace gca kwaye kukuba uvuyo luqhubeka lusasazeka phakathi kweqela elilungileyo labatyali mali. Ngaphandle kwenjongo enye kukufumana eyona nzuzo ininzi kwaye kwiiseshoni ezimbalwa zokurhweba. Ukusukela ukungazinzi kwindawo enye kunokufikelela kuma-30% okanye iipesenti eziphezulu ukuba iimarike zilungele iintshukumo ezinobundlobongela ezinje ngezi. Kodwa ke lumka kakhulu ngaphezulu kwako konke, kuba njengoko iingcali zeli candelo zichaza, amaqamza athanda ukugqabhuka. Kwaye ngoku enye yezona zinto zibalulekileyo yile imelwe yi-bitcoin. Ukuya kwinqanaba lokuba kuya kubangela amaxhoba amaninzi kwimigangatho yokurhweba apho adweliswe khona. Ukushiya abatyali mali abancinci nabaphakathi ngokungenamali.
Ewe kunjalo, ayinakulityalwa ukuba le mali yokwenene ihamba phantsi kobume obungenangqondo obangela ukuba imeko yayo inyukele phezulu. Ukuze amaxabiso anyuswe, ukuzikhwebula kwiziseko zawo. Ngaphandle kwako konke ukuhlengahlengiswa kwezoqoqosho kwaye yile nto, emva kwayo yonke loo nto, inika into ebizwa ngokuba yiyo amaqamza ezemali. Njengoko kwenzekile kumaxesha adlulileyo, ngamaxabiso wedot com okanye kwicandelo elifanayo lokuthengisa izindlu nomhlaba. Ngoku bonke abahlalutyi bajonge into enokwenzeka kwenye yezona zinto zibalulekileyo zefashoni emhlabeni.
Iziphumo zolonyuso lwangoku
Ngapha koko, ukuthandwa kwe-bitcoin kunje ngeli xesha inxenye elungileyo yabatyali mali abayaziyo le asethi yemali ngabasebenzisi abangaphandle kwemarike yemasheya. Yinxalenye entsha yentlalontle ethe yavela ngokuvela kwezi mali zibaluleke kakhulu. Olunye lweempawu ezizezona ziboniswa lolu tyalo-mali ngalo mzuzu kanye. Kwaye oko kunokuhlala kunganyanzelekanga ukusukela ngoku ukuya kwiinyanga ezilishumi elinambini ezizayo. Hayi ngelize, yakhe ukuguquguquka Inokuvelisa naluphi na uhlobo lokuhamba, nokuba kungenangqondo kangakanani na. Sesinye sezibonelelo zokuba i-bitcoin ifikelele kwinani elikhulu labatyali mali abancinci nabaphakathi. Ngaba le yimeko yakho ekhethekileyo?
Kungenxa yokuba kwelinye icala, inokuba lolona tyalo mali lukhulu kwikamva ukuba izinto zisebenza ngokuchanekileyo kwimidla yakho. Kulapho inokunyusa ixabiso layo ngamandla ngakumbi. Ngaphezulu nangoku ukuza kuthi ga ngoku. Kuphela ngabo abathatha umngcipheko ngakumbi abaya kuba kwimeko yokufumana oku umvuzo okhethekileyo lokuba ngusozigidi ngale mali intsha esele imilebeni yomntu wonke. Ukusuka kumrhumo ofikelelekayo wezoqoqosho kuwo onke amakhaya. Inokwenzeka njani eyakho ngokukodwa?
Nokuba yeyiphi na indlela, kukho inyani enganiki mathandabuzo kwaye yile yokuba ngexesha lonyaka omtsha we-2018 uyakuyazi yonke into eyenzekayo ngale asethi yezemali intsha. Mhlawumbi ngaphezulu kokhuseleko oludweliswe kwiimarike zezabelo. Akumangalisi ukuba, sisiqhelo sakutshanje kwicandelo lotyalo-mali. Kwaye ungayisebenzisa le nto yezentlalo kunye nezezimali. Amanqanaba asezantsi ocinga ukuba aya kufuneka ukusukela ngoku.