Esinye seziphumo zale meko yezoqoqosho ikhoyo ngoku kweli lizwe kukuxabiseka okuphawulekayo kwedola yaseMelika xa kuthelekiswa ne-euro. Imiba echaphazelekayo neya kwenzeka eArgentina okanye kwiRebound Ixabiso leoyile kubangela ukomelezwa kwemali yaseMntla Melika. Le ntshukumo yenqanaba lotshintshiselwano ineziphumo ezilungileyo nezingalunganga kwimali yakho yobuqu ukusukela ngoku kwaye kuya kufuneka uyazi ukuze uthathe ithuba lale meko ikhethekileyo evela kwintengiso yotshintshiselwano lwangaphandle.
Kude kube ziintsuku ezimbalwa ezidlulileyo, imeko ngokubanzi yahluke ngokupheleleyo. Oko kukuthi, amandla amakhulu e-euro xa kuthelekiswa nedola. Kodwa kuba ukungazinzi kuye kwafudukela eArgentina nakuMbindi Mpuma, imeko itshintshile kakhulu. Esinye sezizathu zokuchaza le nyani sisekwe kwinyani yokuba imali yaseMelika iyazilolonga ixabiso lokhuselo Phantsi koxinzelelo lweemarike zezemali. Apho indawo elungileyo yokuhamba kwemali yabatyali mali ijolise kule asethi ibalulekileyo yemali. Ingakumbi kuba ibonelela ngokhuseleko kubatyali mali.
Ewe, iimarike zokulingana azikhuseli kwezi ntshukumo kwizinga lotshintshiselwano lweemali eziphambili zehlabathi. Ukuba akunjalo, ngokuchaseneyo, inefuthe elibanzi onokuthi ulisebenzise ngokusebenzisa iindlela ezithile zotyalo-mali. Ukuze ngale ndlela, ukwazi yenza ingeniso kwiminikelo yakho yemali. Nangona kunjalo, awungekhe ulibale ukuba kwiintsuku zokuqala kunokubangela ukudideka malunga nento oyenzayo nokonga kwakho ukusukela ngoku.
Ukunyuka kwedola ngokuchasene ne-euro
Ngokomgaqo, ukomelezwa kwedola yaseMelika ngokuchasene nemali enye yaseYurophu akukubi kwaye akulunganga. Ukuba akunjalo, yonke into iya kuxhomekeka kumandla akho okuphendula kule meko intsha ivelayo kuqoqosho lwamanye amazwe kwaye ngakumbi kwimarike yotshintshiselwano lwangaphandle. Unesicwangciso esisebenzayo sokuthatha inxaxheba kwezi ntshukumo zibonakala ngathi zezokwexeshana kwaye kukuya kwi iimarike zemali. Umvuzo wentsebenzo yakho ungangaphezulu kokwanelisayo, kodwa ukuba uyaqonda ukuba ziyasebenza zinomngcipheko omkhulu.
Lo mngcipheko unyusa umzuzu ongenalo ulwazi oluthile lokusebenza kwezi ntlobo zeemarike. Kuba kuyinyani ngokupheleleyo ukuba unokufumana imali eninzi, kodwa ngenxa yezizathu ezifanayo unokushiya i-euro eninzi endleleni. Ngale ndlela, awungekhe ulibale ukuba ukuba imarike yemali ibonakaliswa yinto ethile, yiyo ukungazinzi okuphezulu. Ichazwe ngakumbi kunezinye iimarike zezemali. Umzekelo, imarike yemasheya okanye ezo zokwenza izinto ezingekho mthethweni okanye iintsimbi ezixabisekileyo. Esi sesinye sezizathu zokuba kutheni kufuneka uzise amava amaninzi kolu hlobo lwemisebenzi yotyalo mali.
Imisebenzi yokurhweba okanye ngokukhawuleza okukhulu
Ukuba ufuna ukuthatha ithuba iintshukumo ukunyuka kwedola yaseMelika xa kuthelekiswa ne-euro lolona khetho lwanelisayo kukukhetha urhwebo. Ewe yenye yazo mathuba o shishino ukuphucula ingxelo yakho yengeniso ukusukela ngoku. Akumangalisi ukuba imarike yemali isebenza kakhulu kwaye igcwele ngokupheleleyo yonke imihla. Nkqu nakwiiyure zangokuhlwa ngekamva elisekwe kule asethi yemali. Ukuba unamava ayimfuneko, unokuzama ukwenza le misebenzi ikhethekileyo, kodwa uhlala ulumke kakhulu ukunqanda umngcipheko ongeyomfuneko.
Ngokuchanekileyo ngokurhweba ukuba ungasondela kwimarike yemali. Kwaye kunokuba kuncinci kangakanani, ukuphucula izikhundla zakho ngokuqiniswa kwedola ngokuchasene ne-euro. Ngaphezulu kwezinye iintlobo zeemveliso zemali ezingaluthathi olu hlobo lokuhamba ngamandla. Ngokukodwa, ukuba i-rally kwimali yase-US ayisiyo intshukumo yobumbanoIyaqhubeka kwiinyanga ezimbalwa ezizayo okanye nakwiminyaka. Kwimeko apho, kuya kuba lula kakhulu ukurhweba ngezi asethi zemali. Awunakho ukululibala olu hlalutyo ukuba ufuna ukwenza ukonga ngeniso ukusukela ngoku.
Ukunyuka kwedola kuchaphazela njani?
Ukuba ujonge kwicala eliqaqambileyo, awuzukukhetha ngaphandle kokujonga iimeko ezintle yemali yakho yobuqu. Zingaphezulu kakhulu kunokuba unokuzibona kwasekuqaleni kwaye ngokuqinisekileyo unokuxhamla ngelixa imeko yangoku enikwa yimarike yemali ngalo mzuzu kanye. Ewe, enye yezona ziphumo zichanekileyo kwimali yaseMelika ihlala kwinto yokuba ukungenisa ngaphakathi kwi-European Union kuyakuxhamla.
Eli nyathelo liza kubangela ukuba iinkampani zidweliswe kwi- ngeniso ekhoyo Kwaye abanalo icandelo elomeleleyo lokuthumela ngaphandle linokuphucula isikhundla sabo kwiimarike zemali. Ngokuchanekileyo kukolo didi lokhuseleko apho kuya kufuneka uye khona xa ufuna ukwenza ulondolozo lube nenzuzo. Kungenxa yokuba indlela abaziphethe ngayo iya kubangcono kunakwinkampani edwelisa ukuthumela ngaphandle. Ayothusi into yokuba baya kusokola ubunzima be dollar enamandla kakhulu kunangaphambili. Oko kukuthi, yonke into iya kuxhomekeka kwixabiso lesitokhwe osikhethileyo ukusukela ngoku.
Iimveliso ezibiza kakhulu zangaphandle
Kwelinye icala, kukho isiphumo esahlukileyo. Oko kukuthi, ukuba le meko inokukwenzakalisa njani kwimarike yemali. Enye yeefomathi eziyingozi yile inento yokwenza nenyaniso yokuba iimveliso ozithengayo ziya kubiza kakhulu kunangaphambili. Kuba ngokwenene, abathengi baseSpain amandla abo okuthenga aya kuncitshiswa, kuba baya kuhlawula imali ethe kratya kwiimveliso ezingenisiwe. Amanye amacandelo axhomekeke kwezi mveliso ngala: ukutya, amayeza, amalaphu, izixhobo zombane kunye nezithuthi. Ukuza kuthi ga ngoku iya kubonakala nakwiimarike zezabelo.
Enye into enokuthi ichaphazeleke yimeko yemali yaseMelika yile ivela kwi Uhambo lwaphesheya. Ukuza kuthi ga kwinqanaba lokuba abo bantu baya eUnited States ngomsebenzi okanye ukonwaba, baya kuhlawula imali ngakumbi amatikiti abo eenqwelomoya, indawo yokuhlala kunye nazo zonke iindleko ezenziwayo kule ndawo yabakhenkethi. Ukongeza, awunakulibala ukuba ukunyuka kwexabiso leoyile kunokunyusa amaxabiso ezi nkonzo. Njengoko sele kusenzeka kwezinye zazo. Akumangalisi ukuba ukuhamba ukusuka ngoku ukuya phambili kuya kuba phantsi kwesicwangciso semali ebanzi ngakumbi.
Impembelelo kwiinkampani
Kwelinye icala, oosomashishini baseSpain kwaye ngokubanzi kubo bonke abantu baseYurophu, abathumela iimveliso zabo kumazwe aphesheya baya kuxhamla, kuba baya kuba nakho thengisa ngexabiso eliphantsi ezi mveliso, eziya kuthi ngokuzenzekelayo zenze ukuba zibenomdla ngakumbi kurhwebo lwamanye amazwe. Esi siphumo sihanjiswa kwangoko kukuxabiseka okukhulu kweendlela zeshishini. Kwaye kwimeko ethile yeenkampani ezidwelisiweyo ziya kubonakala ngokuphuculwa kokuma kwazo okanye into efanayo, ixabiso lezabelo zazo liya kunyuka. Into abatyali mali abancinci nabaphakathi abavula izikhundla kwezinye zezi zindululo zemarike yemasheya banokuyisebenzisa.
Ukusuka kule meko, intengiso inokuvelisa ubunyani mathuba o shishino apho unokufumana inzuzo enkulu kuyo yonke imisebenzi yakho kwimarike yemasheya. Ngelixa ngokuchaseneyo, uphulukana nemali eninzi ukuba awukhethi ezona zindululo zifumanekayo kwimarike yezemali. Ngaphandle kobunye ubuchwephesha kwaye mhlawumbi nokuthathela ingqalelo okusisiseko. Le yenye yeemeko onokuzivulelwa ngoku ngokubhekisele kwinto ekufuneka uyenzile kutyalo-mali lwakho.
Utyalomali kwiidola zaseMelika
Inkuthazo engakumbi yokonga ngeedola? Ewe, enyanisweni, inokuba yenye yeendlela apho imeko evulekileyo kwintengiso yemali ngeli xesha inokujoliswa khona. Ewe awunakulibala ukuba kukho amakhulu amawaka abatyali mali abancinci nabaphakathi abanenxalenye encinci yokonga kwabo kwiidola. Bayayenza bevela kwiimveliso ezahlukeneyo zemali eziyilwe ziibhanki. Ukusukela ekuthengweni nasekuthengisweni kwezabelo kwimarike yemasheya ukuya mali mali okanye nezona zinto zivela kakhulu.
Akumangalisi ukuba esi sisicwangciso esiliqili sokuthenga iidola ezimbalwa ngemali "ukubeka phantsi komatrasi." Yimilinganiselo ejolise kuyo ikukhusele kwiintshukumo ezingafunekiyo. Ijolise kwiprofayili yomtyali mali echaziweyo kwaye yeyomntu oguqukayo okwaziyo ukuziqhelanisa neemeko ezintsha ezibangele intshukumo kwidola yaseMelika.
Kwelinye icala, yonke into ixhomekeke kwimiba emininzi, enjengokuba zikhona ezinye iindlela zotyalo-mali, imimiselo yerhafu yelizwe elithile, kunye nokukhetha ngokuchasene nomngcipheko othetha olunye utyalo-mali. Into engasoloko ilula okanye ilula kwaye inokwenza ukungonwabi okungaphezulu kwesinye ukusuka kulo mzuzu kanye. Ngayiphi na imeko, ukomelela kwale mali yimeko entsha ekufuneka uyiqwalasele kutyalo-mali ukusukela ngoku. Ungakulibali ukufumana eyona mbuyekezo iphezulu.