Ukusetyenziswa kwee-ATM ngabasebenzisi yinto enkulu ebekwe kubudlelwane bebhanki. Phantse wonke umntu usebenzisa ezi zixhobo zetekhnoloji ukukhupha imali kwiitheminali zabo. Kodwa kumaxesha akutshanje kuye kwandiswa kunye neminye imisebenzi enje ngokungena kwemali, ukuqokelela ulwazi ziiakhawunti zokonga okanye nayiphi na enye intshukumo yokuhamba kwabasebenzisi.
Yinto eqhelekileyo ukuba ukufikelela kwii-ATM ufuna ikhadi lekhredithi okanye ledebhithi apho yonke imisebenzi ibonakaliswa. Kodwa ikwafuna amanyathelo okhuseleko asezantsi ukugcina zombini izinto esiza kuzenza kunye nenqanaba leeakhawunti zethu. Kuba nakuphi na ukusilela okanye impazamo kuthi ayinakubiza kakhulu. Esi sesona sizathu siphambili sokuba kufuneka sithathe amanyathelo kuthintelo ukugcina umdla wethu njengomsebenzisi webhanki.
Ukwenza imisebenzi ye-ATM ikhuseleke ngakumbi, iibhanki ziyile amakhadi akhuselekileyo kunye namakhadi etyala. Ngokusebenzisa iinkqubo ezintsha, ezinje ngezo zimelwe kukuchongwa komsebenzisi ngokwakhe ngomfanekiso ofakwe yikhamera yesiphelo. Yonke into incinci ukufuna ukhuseleko olukhulu kuba emva kwayo yonke into esengozini yimali yakho. Ngale ndlela, onke amanyathelo onokuwathatha ambalwa ukusuka ngoku ukuya phambili.
Kufuneka wenze ntoni kwiiATM?
Okwangoku xa uphambi kweATM, into yokuqala ekufuneka uyenzile kukuba umntu othile ujonge ukuhamba kwakho kwesi sixhobo setekhnoloji. Kuba ukuba yile ndlela, olona khetho unokulwenza kukurhoxisa umsebenzi owenzayo ukuze uwenze kwenye yee-ATM ezibekwe esixekweni sakho. Ingcebiso esebenzayo yeyokuba ungazisebenzisi ii-ATM ezingaphandle. Ukuba akunjalo, ngokuchaseneyo, unokukhetha abo bahlala ngaphakathi.
Ii-ATM zangaphakathi zinezibonelelo zokuba zilawulwe ngcono ngabasebenzisi. Ngengqondo yokuba ungaluvala ucango nge-latch ukuze kungabikho mntu ukukhathaza ngelixa uqhuba umsebenzi webhanki. Ukongeza, akuyi kufuneka uyazi ukuba umntu wesithathu uyazi malunga nokuhamba kwakho. Ngale ndlela, ayizizo zonke iibhanki ezineeATM ezibekwe kwiiofisi zazo. Ke ngoko, awuzukukhetha ngaphandle kokufumanisa ukuba zeziphi ii-ATM eziziswa ngolu hlobo lukhethekileyo.
Izehlo kwiiATM zobuchwepheshe
Enye into enokwenzeka kuwe kwezi zinto kukusilela kwii-ATM. Kungenxa yokuba kuya kufuneka ucinge ukuba ewe abafezekanga kwaye impazamo yenkqubo inokuveliswa. Ukuba oku kuye kwaphuhliswa okanye kwaphuhliswa ngaphambi kokukhupha imali eziinkozo, kuya kuba ngcono ukurhoxisa umsebenzi uye komnye. Yintshukumo yothintelo ngokuchasene nento enokwenzeka kuwe kwiintshukumo zakho kwisiphelo sendlela. Ngelixa kwelinye icala, awungekhe ulibale ukuba amakhadi akho etyala okanye okuthenga ngetyala anokuginywa, ngokusebenza ngokufanayo kwii-ATM.
Ngelixa kwelinye icala unike umyalelo wokukhupha imali kwaye ekugqibeleni awuyifumenanga kwitreyi yesi sixhobo, eyona nto unokuyenza kukujonga ukuba lo msebenzi awukhange ubonakaliswe kulungelelwaniso lwe iiakhawunti zakho zobuqu. Kungenxa yokuba ukuba bekunjalo, ngekhe ukhethe ngaphandle kokwazisa iziko lemali lakho ukuze bakwazi ukutshintsha isixa-mali esikwibhalansi yakho. Kwelinye icala, kuya kufuneka uqaphele ukuba kwii-ATMs akukho tshintsho okanye iikhamera ebezinokufakwa ngabantu besithathu. Esi sisiqhelo esenziwa phakathi kwamasela ukuba imali.
Iingcebiso zokurhoxisa imali
Ukuba uza kukhupha imali kwii-ATM ebusuku kungcono ukuba uye kwizixhobo ezikwizitalato ezixakekileyo. Okanye ubuncinci ukhatshwe ngomnye umntu ngelixa usenza lo msebenzi ngokhuseleko olukhulu kuzo zonke iinkalo. Enye into ekufuneka uyivavanye ukusukela ngoku ungalibali ukurhoxisa ikhadi lakho letyala okanye lokuthenga. Kungenxa yokuba ukuba le ibiyimeko enjalo, awuyi kuba nesisombululo ngaphandle kokunxibelelana nebhanki yakho ukuze irhoxise iplastikhi kwaye ibuyisele entsha. Nangona kuya kufuneka ulinde phakathi kweentsuku ezi-4 ukuya kwezi-7 kude kube uyifumene ekhaya.
Kwelinye icala, ukuba ikhadi lakho letyala okanye ikhadi lebhanki libonisa iimpazamo ekusebenzeni kwalo, kuya kuba ngcono ukulibeka ezandleni zeziko lezemali. Ukuze ngale ndlela, awunyanzelekanga ukuba udlule kwimeko eyenzekileyo xa urhoxa imali kwii-ATM. Kuhlala kungcono ukukhusela into enokwenzeka ukusukela ngoku ukuya phambili kwaye ngakumbi xa sithetha ngeendlela zokuhlawula ezinjezo zimelwe zizo zonke iintlobo zamakhadi ebhanki. Apho nayiphi na impazamo ekugqibeleni ungahlawula kakhulu. Kodwa ngamanyathelo athile othintelo ungaziphepha ezi meko zingafunekiyo. Ekupheleni kosuku kuthini malunga nolu hlobo lwezenzo oza kuziphuhlisa kwii-ATM.
Khupha imali ngaphandle kwekhadi
Olukhetho luya kukuvumela ukuba urhoxise imali kuyo nayiphi na iATMs ngaphandle kwesidingo sokuba nekhadi elibonakalayo kuwe. Ungathumela imali kwifowuni yakhe nabani na ukuze bayikhuphe kwangoko kwii-ATM ngaphandle kokusebenzisa ikhadi. Ndingayenza njani? Ewe, ngezi ndlela zilandelayo.
- Ngokusebenzisa iselfowuni: ngeapp ekhutshiweyo kwiselfowuni kudluliso kunye neenkonzo zecandelo, ungaqala ukhetho lwe "mbuyiselo ngaphandle kwekhadi".
- Ukusuka kwiLaptop yakho: ngokwahlulahlula i-intanethi kwicandelo lotshintsho kunye neenkonzo.
- Ukutsalela umnxeba ibhanki ukuba ikunike isalathiso sokurhola imali kwi-ATM.
Enye into enomdla kubasebenzisi yimali enokutsalwa ngale nkqubo kwii-ATM. Njengekota ngokubanzi, ubuncinci ngama-euro angama-20 kwaye ubuninzi be-300 kwisalathiso ngasinye osicelileyo. Ngokumalunga neemeko zale nkonzo, kufuneka kuboniswe ukuba yi inkonzo yasimahla ngokupheleleyo nakowuphi na umthengi wamaziko emali onekhadi lokuthenga ngetyala.
Izicelo ezitsha kumakhadi
Kwelinye icala, kumnqweno wokwenza izinto ezintsha kumaziko ezemali, kufanele ukuba kuqatshelwe ukuba ukukhangela okutsha kweeATM kuya kuqhuba ukwenziwa kwemisebenzi yesiqhelo kwaye kuya kubonelela ngokusebenza kunye neenkonzo ezintsha. Ngothotho lwezibonelelo kunye nezibonelelo ezinjengezo siza kuzichaza apha ngezantsi:
Ubunye kuyilo kwaye oko kuyasebenza nakwisicelo esiselfowuni. Ke ukukhangela kuyafana nokuba ijelo lisetyenzisiwe.
Ukufikelela kunye nokuphuculwa kokuhamba, kuba ngoku kunokwenzeka ukufikelela kunye nokusebenza kwii-ATM kunye neekhowudi zabaqhubi beebhanki.
Ukusebenza okutsha kunye neenkonzo, ezinje ngokuthengisa ukhuseleko, ukurhoxiswa kwamakhadi ngenxa yobusela okanye ilahleko, ukubanakho ukukhetha uhlobo lwetikiti (i-20 okanye i-euro ezingama-50) ekurhoxisweni kwemali ...
Ewe kunjalo, ukugcina amanqanaba okhuseleko akhutshwa ziibhanki eziphambili zaseSpain.
IiATM ezinokwamkelwa ebusweni
Ii-ATM zeCaixaBank ezinokubonwa ebusweni ngoovulindlela kwihlabathi liphela ngokuvumela ukukhutshwa kwemali kwi-ATM ngokuchonga umsebenzisi ngomfanekiso ofakwe yikhamera yesiphelo. Umphathi wemali unefayile ye- hardware kunye isoftwe Kuyimfuneko ukuqinisekisa ukuya kuthi ga kumawaka ayi-16.000 omfanekiso wobuso bomsebenzisi, eqinisekisa ukuchongwa okukhuseleke ngokupheleleyo.
Injongo yokumiliselwa kwe Itekhnoloji ye-biometric kwii-ATM kukubonelela ngamava omsebenzisi angcono kunye nokhuseleko olukhulu kunye nesantya ekusebenzeni, kuba iyakhawulezisa inkqubo yokuchongwa kwabathengi kwaye iququzelele ukurhoxiswa ngaphandle kokukhumbula iipaswedi ezininzi. I-CaixaBank inale nkqubo yokuqinisekisa isebenza kwii-ATM ezininzi e-Barcelona naseValencia kwaye icwangcisa ukwandisa ngokuthe ngcembe ukubonwa kobuso kumasebe ayo eSitolo ukusuka kwisiqingatha sesibini se-2019.
Ngokumiliselwa kobuso kwii-ATM, iCaixaBank yomeleza ukuzibophelela kwayo kwibhayometri njengetekhnoloji encedisa ukufikelela kwabathengi kwiinkonzo zeziko ngendlela elula nekhululekileyo. Kwi-2017, iziko laba yibhanki yokuqala eSpain ukubandakanya isazisi sobuso kwi-iPhone X, emva koko waba ngumntu omtsha kwimarike. Ngale nkonzo, abathengi banokufikelela kwiiakhawunti zabo ngokubonwa kobuso ngokusebenzisa i-terminal yabo yeselfowuni kwaye ngaphandle kokufaka enye idatha yokufikelela, enje nge-ID, inombolo yesazisi somsebenzisi okanye iphasiwedi.