Ewe, ngaphezulu kotyalomali omnye uya kubethwa ngokukodwa ligama lesitokhwe esikhethekileyo kunye nesitrayikhi, iStoxx yaseYurophu yeBhola ekhatywayo. Kodwa inyani kukuba liqela elikhethiweyo lemarike yesitokhwe apho onke amaqela ebhola ekhatywayo athe athatha isigqibo sokuya kwesi sicwangciso seshishini sidwelisiwe. Ukuza kuthi ga kwinqanaba lokuba uya kufumana ngaphezulu kweqela elinye lebhola ekhatywayo kulo nyaka elinqwenela ukuphumelela elifunekayo Champions League. Kodwa kule meko, baya kukunceda ukuba wenze inzuzo ngempumelelo kwiimarike ze-equity, njengolunye ukhuseleko oluqwalaselwe njengesiqhelo.
I-Stoxx yeBhola ekhatywayo yaseYurophu sisalathiso esisesinye sokutyala imali yakho ngesindululo esahlukileyo nesikhethekileyo ngoyena mdala kule klasi yokusebenza. Ayilolize, kule mizuzu aqokelela ngayo Amaqela angama-25 abamele kakhulu yelizwekazi elidala. Ngaba uyafuna ukwazi amagama ezona zaziwa kakhulu ngabalandeli bezemidlalo? Ewe, abanye bathanda iRoma, iBorussia Dortmund, iBenfica, iMidlalo yaseLisbon, iGalasataray, iCeltic kunye neTottenham. Njengoko sele ubonile, zii-squads zenqanaba lokuqala kwaye zisengqondweni yenxalenye enkulu yabalandeli balo mdlalo.
Kwelinye icala, ukuba into oyifunayo kukufumanisa elinye lamaqela amakhulu aseSpain, ubenethamsanqa elibi kuba akukho namnye kuwo odityaniswe kwiBhola ekhatywayo yaseStoxx yaseYurophu. Izizathu mazifumaneke kuba khange bathathe manyathelo okugqibela ukuya esidlangalaleni. Ngale ndlela, iFútbol Club Barcelona okanye real Madrid aziyi kuzisebenzela iinjongo zakho zokutyala imali kwiimarike zezabelo. Kodwa ungakhathazeki, kuba ngokuqinisekileyo amathuba oshishino akasayi kuze asilele kwaye anelise le mfuno kutyalo-mali olukhethekileyo. Ukongeza, bonke baqokelelwe kwisalathiso esifanayo sesitokhwe.
I-Stoxx Yibhola yaseYurophu: isebenza njani?
Esi salathisi sinxibelelene ngqo nebhola ekhatywayo siphawulwa ngokugubungela zonke iiklabhu zebhola zidweliswe kwintengiso yesitokhwe eYurophu okanye eMpuma Yurophu, eTurkey okanye kwingingqi eyandisiweyo ye-European Union. Isalathiso sibonisa ngokuchanekileyo ububanzi nobunzulu bemveliso yebhola ekhatywayo yaseYurophu kwaye ukuya kuthi ga ngoku Ngasekupheleni kweminyaka engama-90 yayingadityaniswanga kwizabelo zaseYurophu. Ukusuka kule meko ngokubanzi, nasiphi na isalathiso sesitokhwe sisebenza njengayo nayiphi na enye kwaye akukho mahluko ngokwendlela esisebenza ngayo. Ukusuka kule ndawo yokujonga, awuyi kuba nangxaki ekusebenzeni namaxabiso abo.
Enye into eyahluke kakhulu kukuzivelela kwayo okunganyanzelekanga ukuba ifane nezalathiso zesiko lotshintshiselwano lwesitokhwe saseYurophu. Ayothusi into yokuba amaxabiso abo alawulwa zezinye iiparameter ezinento yokwenza ne iziphumo, izihloko ezifezekisiweyo Nditsho nokusayina abakwenzayo kwintengiso yamanye amazwe. Ke abachanekanga kwiminyhadala okanye kwiindaba zobume bezoqoqosho njengoko kunjalo kumaxabiso akudala. Kusenokwenzeka nokuba iingxowa ziyehla xeshikweni iStoxx yaseYurophu ekhatywayo inyuka ngexabiso okanye ngokuchaseneyo. Njengenye indlela eyongezelelweyo kuya kufuneka utyale imali ukusuka ngoku.
Uguquko olubi kakhulu kwimarike yemasheya
Nokuba yeyiphi indlela, iStoxx yaseYurophu yeBhola ekhatywayo khange iqhube ngcono kule minyaka isibhozo idlulileyo. Ukuba akunjalo, ngokuchaseneyo, kuye kwahluka malunga neepesenti ezintlanu zamanqaku ngokubhekisele kwezinye ii-indices zezabelo zamazwe aseYurophu. Konke oku kwimeko entle ethandekayo apho imeko ephezulu ibiyinto eqhelekileyo kwizenzo zabo. Ngelixa kulo nyaka, isenza kakubi nangakumbi umzekelo I-Eurostoxx 50. Nangona kungenjalo ngokuqina kwemithambo edlulileyo. Ngayiphi na imeko, kukho umahluko onengqiqo phakathi kweendlela zombini zokwenza utyalomali kwimarike yemasheya.
Kwelinye icala, esi salathiso sentengiso yaseYurophu asikho kumzuzu waso olungileyo ukuba kuncinci. Ngokuchasene noko, ikude kude maxizembali ukuphawula ngaphambi kokufika ku-2000. Apho ukungazinzi kunamandla kakhulu kuba amaxabiso ayo anokunyuka ngolunye usuku izabelo zawo nge-5% kwaye ngokulandelayo ashiye amanani afanayo. Nasiphi na isiphumo esingathandekiyo sinokubangela ukuba amaxabiso abo ahambe ngamandla amakhulu, kwicala elinye okanye kwelinye.
Isalathiso sendabuko kwesi salathisi
Nangona kunjalo, isalathiso sendabuko asisebenzi kakuhle kolu didi lukhethekileyo lwee-indices zesitokhwe. Hayi kangako. Njengoko abatyali mali bejikela ngakumbi kwiibhondi, amafemu e-ETF azabalaza ekuphuhliseni ezinye iindlela ezingcono zokubeka ezi zokhuseleko ezenza iStoxx Yibhola yaseYurophu. Ngale ndlela, akuqhelekanga kakhulu ukubona ezinye iimveliso zezemali ngezi zindululo zotyalo-mali. Nokuba kwi I-ETF, iimali ezihlangeneyo okanye iiwaranti zikhona nakweliphi na amaxabiso ekubhekiswa kulo kweli nqaku.
Awunakulibala ukuba la maxabiso awodwa anokukhetha ukuba uye kubhukumeyikha ukuze ubone ukuba ukhetha liphi iqela lebhola ekhatywayo. Ukuya kwinqanaba lokuba sele kunokwenzeka ukuba unokwenza olu hlobo lusebenze ngokusesikweni kwiimarike ze-equity. Njengokuba isuka olunye ukhuseleko lwenziwe, ezinje nge-ACS, i-Endesa, i-BBVA okanye nayiphi na enye edweliswe kwiimarike zezemali. Kananjalo ngebhola ekhatywayo ungawuphucula umgca wakho osezantsi minyaka le kwaye ngakumbi ngendlela eyonwabisayo nangakumbi eyonwabisayo.
Kulo nyaka ushiya phantse iipesenti ezingama-20
Nangona kunjalo, ukuvela kwayo kulo nyaka akukho nto iyithandayo kumalungu eStoxx yaseYurophu. Kuba ngokusebenza, esi salathisi ngu ngaphezulu kancinci kune-17%, endaweni ye-Ibex 35 okanye i-Eurostoxx 50. Ngaphandle kokuba kuye kwakho naziphi na iindaba ezinokubaluleka okukhethekileyo kula maxabiso, kodwa ngokuchaseneyo, yindlela yabo yokurhweba ebangela ukuba ezi zinto zinxaxhileyo zibalulekileyo ekwakheni amaxabiso abo. Akumangalisi ukuba iiklabhu zebhola zidweliswe kwiimarike zezemali ngokwazo, njengoko abanye abahlalutyi bezemali bebeka izimvo zabo.
Kwelinye icala, ikwahlula ngokuchasene nomkhwa oqinisekileyo ngakumbi oboniswe kwiminyaka yakutshanje zezinye zeempawu ezibaluleke kakhulu zaseYurophu. Ukusuka kule ndawo yokujonga, akukho mathandabuzo okuba iStoxx yaseYurophu Ibhola sisalathiso Ingeniso encinci, kodwa nangaliphi na ixesha imeko inokutshintsha kwaye iya kuba lixesha lokuba abatyali mali abancinci nabaphakathi babekhona kule ndawo yentlanganiso yabathandi balo mdlalo mhle. Ngenjongo yokwenza ukonga kunenzuzo ngaphezulu komndilili wentengiso yesitokhwe kwilizwekazi elidala.
Indaleko engalinganiyo kwiimarike
Kwaye le khowudi yeBhola ekhatywayo yaseYurophu iqhube njani kule minyaka idlulileyo? Ewe, ngokuhla okunamandla, ukusukela ngo-2010 inyuke nge-30%, ngo-2011 yehla ngama-40%, ngo-2012 yaphinda yawa, ngokukodwa nge-10%. Oku kubonisa ukunqongophala kokufana ukuqokelela ixabiso elinazo iiklabhu zemidlalo. Kuba phakathi konyaka nonyaka kunokubakho iyantlukwano ngaphezulu kwe-50%, Into engaqhelekanga kakhulu kwii-indices ezinkulu zemveli zaseYurophu. Oko kukuthi, azivelisi ukuzithemba okukhulu phakathi kwabatyali mali abancinci nabaphakathi. Ukuba akunjalo, ngokuchaseneyo, ukusebenza kwabo kugcina amathandabuzo amaninzi ukuze babe nokufumana impumelelo ethile.
Omnye umba ezithi ezi zinto zingaxabisekanga zibalasele kakhulu kungenxa yokuba azichatshazelwa kakhulu ziindaba zoqoqosho ezenziwa kwihlabathi. Ukuya kwinqanaba lokuba ngamanye amaxesha ngokulula ungabonakali ngenxalenye elungileyo yabalamli bezezimali. Eli licandelo lokwahlulahlula kwezi zindululo zotyalo-mali kwaye ekufuneka ulithathele ingqalelo ukusukela ngoku ukuya phambili ukuba ufuna ukuthatha inxaxheba kula maxabiso.
Baxhomekeke entwenini?
Kukho izinto apho ezi zinto zixabisekileyo zinobuthathaka kwaye ezingafunekiyo ukuba zithathe ngqo kwilizwe lentengiso yestokhwe. Umzekelo, oku kulandelayo esiza kukunika kona ngalo mzuzu.
- Iziphumo zemidlalo, kubandakanya into elula njengokufaka umtya kwinto elungileyo okanye embi yemidlalo elandelelanayo ephumeleleyo okanye elahlekileyo.
- Ukufezekiswa kwe- izihloko zemidlalo eyona yodumo kwikhalenda yezemidlalo entle.
- Ilahleko yabadlali bebhola ekhatywayo ebalulekileyo (ngenxa yokwenzakala, isohlwayo, njl.njl.) Inokunika ithuba elibaluleke kakhulu kumaxabiso nanini na.
- Ukufezekiswa kwe ukutyikitya okuphezulu oko kungongeza ixabiso kwiqela lebhola ekhatywayo.
- Los amalungelo kamabonwakude Ngumthombo ofanelekileyo wengeniso kwezi nkampani zikhethekileyo kwaye ke oko kuchaphazela ukuhambelana kwamaxabiso azo.
- La Ulawulo lwezoqoqosho Iklabhu ikwayinto emiselweyo yokwazi ukuba yeyiphi eyona nto ikhoyo, nangona ingekho kwinqanaba elifanayo nezinye iindidi zezabelo kwimarike yemasheya. Nangona kuya kuba kubaluleke kakhulu kuhlalutyo lwakho olusisiseko kwaye oko kuya kukhokelela kwizikhundla ezivulekileyo okanye hayi.