Amadoda amadala emarike yestokhwe saseSpain, iTelefonica, yenye yezo xabiso ekungafanelekanga ukuba ilahlekile ukwenza ipotifoliyo yotyalo-mali kwiinyanga ezizayo. Ngenxa yezizathu ezininzi ezahlukileyo. Phakathi kwazo, kuyacaca ukuba yenye yexabiso lesalathiso le-Ibex 35. Inika uzinzo oluthile kwaye ine amandla aphezulu Kubaluleke kakhulu kumaxabiso alo ngoku. Ukuya kwinqanaba lokuba ixabiso layo ekujoliswe kulo, ngokoluvo lwabahlalutyi ababaluleke kakhulu ngeniso ekhoyo, ijikeleze i-13 okanye i-14 ye-euro ngesabelo ngasinye. Ngesiqalo ngalo mzuzu kufutshane nee-euro ezisithoba. Iya kuba sesinye sezikhuthazi ekufuneka uzithengile kwizabelo zabo.
Iindaba ezimbi kubatyali mali abancinci nabaphakathi, njengoko kunjalo kwimeko yakho, isekwe ukuncitshiswa kwale ntlawulo ukuba iinkampani zihlawule kwiakhawunti yangoku yabo bonke abaninizabelo. Lo manyathelo aya kuwenza unganomtsalane kubanini zabelo abancinci abanqwenela ukuvula izikhundla kunyaka olandelayo. Ngokukodwa xa yenye yezona zinto zilapha phezulu emgceni xa kuthethwa ngezivuno. Esi sigqibo sikhuthazwe yimfuno yokunciphisa ityala lenkampani ekhokelayo kweli candelo.
Ngaphandle koscillation ogqithisileyo njengenye yeempawu zayo eziphambili. Akumangalisi ukuba lixabiso elingavelisi utshintsho olukhulu kwixabiso lalo. Ngokuhambelana nezo zibekwe sisalathiso somgangatho kwimarike yestokhwe saseSpain. Ayilolize kule minyaka idlulileyo ishukunywe liqela le-oscillated phakathi kwe-9 ukuya kwi-14 ye-euro ngesabelo ngasinye. Esinye sezizathu zale meko kukuba inesiseko esibalulekileyo sabatyali mali abancinci. Ukuhambisa izihloko ezininzi kwiseshoni nganye yorhwebo.
I-Telefónica: chip eluhlaza
Olunye lweempawu zale nkampani kukuba yenza iqela elikhethiweyo leetshipsi eziluhlaza okwesibhakabhaka. Okanye yintoni efanayo, amaxabiso amahlanu abaluleke kakhulu kwimarike yaseSpain. Ngale ndlela, yindawo ekubhekiswa kuyo kutyalo-mali oluninzi kunye nezicwangciso zotyalo-mali ukwakha ipotifoliyo yotyalo-mali. Ngenxa yoku, ibonelela ngozinzo olukhulu kuluhlu lweemarike zezemali. Ukuza kuthi ga kwinqanaba lokuba lube lolunye lwezokhuseleko kunye nobukho obukhulu kwiimarike zamanye amazwe, kunye nemeko ekhethekileyo kwezi zaseYurophu.
Oku kubaluleke kakhulu kwisalathiso esikhethiweyo saseSpain sokuba ukuvela kwayo kuxhomekeke ikakhulu kwindlela amaxabiso ezokhuseleko ayo. Ukuba imarike yesitokhwe sikazwelonke iyashukuma, kwiimeko ezininzi kungenxa yempembelelo kwixabiso lale nkampani yonxibelelwano ngocingo. Umqhubi kunye noxinzelelo lwezabelo zaseSpain. Ukuya kwinqanaba lokuthatha isigqibo esigqibeleleyo ekwakheni imeko. Ewe ithatha isigqibo ngakumbi kunolunye uthotho lwamaxabiso anomdla ongathandabuzekiyo kubatyali mali abancinci nabaphakathi.
Amacandelo: ibhanki ihlala ikhona
Ukuba ungumtyali mali, iya kuba yinto eqhelekileyo kuwe ukugxila kwimisebenzi yakho kwintengiso yesitokhwe kukhuseleko olusuka kwimarike yesizwe, kuwo onke amacandelo emarike yemasheya. Kuba ungagcina i-euro ezimbalwa kwiikhomishini ezisetyenziselwa ukuvula izikhundla. Iya kuba yintengiso yezemali oya kuthi uyiqhele ngakumbi, hayi kuphela kukuhamba kwezabelo, kodwa ulwazi olukhulu lokukhuselwa oludweliswe kwii-indices zayo zesitokhwe. Ayothusi into yokuba baya kusondela kwiprofayili oyivezayo njengomtyali mali wevenkile.
Njengomphumo wale meko, kuya kuba lula kakhulu kuwe ukwandisa imisebenzi oyikhulisayo kwii-equities zaseSpain. Ziya kusondela kwimidla yakhoKodwa okona kubaluleke kakhulu, uya kuba neendlela zokuzikhusela ngakumbi ukukhusela ulondolozo lwakho. Nangona kunjalo nakweyiphi na imeko kuya kufuneka ukhumbule ukuba imarike yemasheya yaseSpain isekwe kumacandelo amathathu okumisela uqoqosho lwelizwe. Ngaba uyafuna ukwazi ukuba zeziphi esithetha ngazo? Awunakukhetha ngaphandle kokumkela ezi zigqibo.
Amanye amacandelo afanelekileyo
Ngaphandle kwamathandabuzo eyona ibalulekileyo, kwaye yeyiphi Ukuvela kwe-Ibex 35 kuxhomekeke. Iibhanki ezinkulu ezikwintsimi yethu zimelwe. Ukusuka kwezo zinemali ezinkulu (i-BBVA, iSantander okanye iCaixabank), ziye kwezo zinamashishini aphakathi, kwaye zimelwe yi-Banco Popular okanye i-Bankia, phakathi kwabanye. Amaqela amancinci ebhanki akhoyo, nangona oku kuya kunyanzelekile ukuba uye kwintengiso yesizwe eqhubekayo. Amaxabiso azinzile ngokwentelekiso, kwaye asasaza izabelo phakathi kwabanini zabelo.
Iinkampani zombane zizezinye ezinesisindo esiphakamileyo kunezinye ii-indices zaseYurophu. Inenye yezona zinto zibanzi zinikezelweyo kubume bendawo yangoku. Endesa, Iberdrola, iGesi yendalo, iRed Eléctrica okanye iEnagás Ngaba zezinye zezindululo onokuthi ukhethe kuzo ukuba awufuni ukuzibona ubandakanyeka kwiintshukumo eziguquguqukayo, nokuba lelona xesha lingathandekiyo kwizabelo ngokubanzi.
Zombini iziqendu zentengiso yesitokhwe zibonelela ngamathuba okuthenga rhoqo. Ngoncedo olongezelelweyo lokuba bakunike ukhetho oluninzi apho ungatyala khona imali oyigcinileyo. Ngaphezulu kwamanye amacandelo angenabameli abaninzi kwisalathiso sikazwelonke esikhethiweyo. Esi sesinye sezizathu eziphambili zokuba ukhethe elinye lala maxabiso. Kwelinye icala, babonelela ngesahlulo sezabelo kwiimeko ezininzi ezidlula amanqanaba e-5%, ngentlawulo yekota okanye yonyaka, kuxhomekeke kumgaqo-nkqubo womvuzo wenkampani nganye.
Iinkampani ezinxulumene necandelo lezokhenketho
Banokungamelwa ngokwenxaxheba abayidlalayo kuqoqosho lwaseSpain. Kodwa bakhona, kwaye banokuqokelela idatha elungileyo enikezelwa kukhenketho lwesizwe minyaka le. Ukuba ufuna ukuthembela kwesi siphakamiso kwimarike yemasheya, uya kuba neeHhotele zeNH, iSol Melia okanye iAmadeus. Zixabisekile kakhulu kukuhamba kwabakhenkethi, kuzo zombini iindawo zelizwe, njengakwezinye iindawo zabakhenkethi. Kwaye banalo ehlotyeni ixesha lokutshintsha kwelona nani likhulu lezihloko.
Ewe kunjalo, abameli babo abaninzi kangako kumacandelo emarike yemasheya esele ibhenciwe. Le nyani isusa inkuthazo yokwenza ipotifoliyo yakho yotyalo-mali ukusukela ngoku. Kwezinye iimeko, ngokubaluleka okubonakalayo. Kuba ngamanye amaxesha amaxabiso abo asilela ngasemva kunyuko lwabo ngexesha lokunyuka kweemarike zezemali. Nangona izabelo ezabiwe phakathi kwabanini zabelo azicebisi kwizindululo zangaphambili. Kuba ngokwenene, kunqabile idlula kwi-5% imida. Ngenzuzo engabethanga ngokwaneleyo ukuba incike kuyo nayiphi na kwezi xabiso.
Ubunzima obuphantsi becandelo lokutya
Mhlawumbi enye yokuphoxeka kwimarike yaseSpain imelwe ngamaxabiso eenkampani zokutya. Abameli ubunyani beenkampani zaseSpain. Ukuya kwinqanaba lokuba usikelwe umda kwezinye iinkampani zenyama kunye nenye inkampani yokuhambisa kwiimveliso zokutya. Nokuba yinxalenye elungileyo yezindululo inobunzima obuncinci kwisalathiso ngokubanzi. Kungenxa yokuba zidityanisiwe kumacandelo amancinci kwaye zijolise kwizitokhwe ezincinci neziphakathi.
Kukho iqela leenkampani zokutya ezingqubana ngokwenyani kwimidla yakho njengomtyali mali. Elinye lawona matyala achaphazelekayo yile yomvelisi weoyile IDeoleo. Kungenxa yokuba ngenene, ukuba ubunokuthatha izikhundla ngeli xabiso kwiminyaka emihlanu edlulileyo, ngewawuphulukene nenxalenye enkulu yemali oyityalileyo. Ngenxa yeengxaki eziveliswe kwinkampani kwaye ezikhokelele ekubeni izabelo zayo zidweliswe ngezantsi kwe-0,20 euro. Akukho lungiselelo lokulungisa impazamo yesigqibo sakho.
Iivenkile ezinkulu, kwelinye icala, zimelwe lixabiso kuphela elinguSuku.Oknye yeyona iqhube kakuhle kule minyaka idlulileyo. Ngomthamo omkhulu wezikhundla zokuthenga ezizibeke ngokucacileyo kubathengisi. Ngophuculo olukhulu ngaphezulu kwexabiso leminyaka eliqela eyadlulayo. Oku kuyenzile ukubheja okungagungqiyo kwiibhentshi zabatyali mali abaninzi abathengisayo. Kananjalo ngekhonkco lokubonelela ngesahlulelo kubanini zabelo.
Kwioyile, Repsol kunye nenye into encinci
Ngokubhekisele kwicandelo legolide elimnyama, elibaluleke kakhulu kwiimarike zezemali zamanye amazwe, alinako ukubonakaliswa okukhulu apha. Lincitshisiwe laya kwixabiso elibaluleke njengeResol, kodwa zininzi ezinye iindlela zokuthatha izikhundla kwizabelo. Kuyinyani ukuba ukubaluleka kwayo kwimarike yemasheya yaseSpain kubaluleke kakhulu. Kodwa ibikwindawo esezantsi ngenxa yokwehla kwexabiso leoyile ekrwada kule minyaka idlulileyo. Ukufikelela kwinqanaba lokufikelela kwinqanaba le-euro ezisixhenxe ngesabelo ngasinye. Nangona okwangoku izinzile kwi amanqanaba phakathi kwe-12 ukuya kwi-14 ye-euro.
Kodwa ngaphaya kwale nkampani yeoyile, akukho nto ingako onokuyenza. Awunazo ezinye iindlela zokwenyani zokutyala imali kweli candelo. Awuyi kukhetha kodwa Ukujolisa kwiimarike kwamanye amazwe. Kule meko, ewe, uya kuba nethuba elingcono kakhulu lokufumana ngaphezulu kwesindululo esinye sokunyusa iindlela zakho zotyalo-mali. Iinkampani ezahluka-hlukeneyo ngokweemodeli zeshishini labo. Ngale ndlela, unokukhetha phakathi kweendlela ezininzi. Njengakwamanye amacandelo ezemali. Kwelinye lamaqela anamandla onawo phambi kwakho ngoku.