I-Chicharros kwintengiso yesitokhwe zezi zikhuseleko zincinci ezinkulu ezinokuguquguquka okugqithisileyo kumaxabiso azo. Ziyintandokazi yabatyalomali abathelekeleli njengoko ukungazinzi kumaxabiso abo yeyona nto iphambili kubo. Imalunga ne iinkampani ezincinci ezingaziwayo kwaye ngokubanzi baneengxaki ezinzulu kwiiakhawunti zabo zeshishini. Ayothusi into yokuba kuqhelekile ukuba banamatyala kwimigca yabo yeshishini.
Zincitshisiwe kuthotho lokhuseleko oludweliswe kwimarike yesizwe eqhubekayo. Nangona bekwamelwe ngamandla amakhulu kwi Enye indlela yokuThengisa (MAB) kulapho kudweliswe khona iinkampani ezihlangabezana neempawu ezizodwa. Iipeas zihlala ziziphatha kwiimarike zezemali ngendlela ebaxiweyo. Izitokhwe zazo ziphakama kwaye ziwa ngamandla amakhulu. Okungaphezulu kokunye ukulingana kweSpain.
Lo nyaka awukho mhle kakhulu kwintengiso yesizwe ishiya kufutshane ne-10%. Kunyaka ophethwe kukungaqiniseki kweemarike zezemali. Ngapha koko, kuhlala kukho ukungabikho, kwaye enye yazo ivela kula maxabiso, ii-ertyisi. Ngamanye amaxesha bayafezekisa uhlaziyo olusondele kwi-100%. Into amaxabiso emveli angenakuyenza nanini na kwaye phantsi kweziganeko ezimbalwa zokudibana. Zilungele ukuvelisa imbuyekezo ebonakalayo kwiimali ezinkulu kubatyali mali abancinci nabaphakathi.
Kutheni ibizwa ngokuba yi-chicharros?
Eli gama linomdla livela kwiminyaka emininzi eyadlulayo. Apho abatyali mali basebenzise eli binzana ukubhekisa kuthotho lweenkampani ezidwelisiweyo ezineempawu ezichazwe kakuhle. Kunye umthamo ophantsi wokugaya kwaye banenxalenye encinci kakhulu yeemali zabo ukuba zidweliswe kwiimarike ze-equity. Eli xesha lamkelwe ngokubanzi ngabathengisi bempahla kwaye lihlala lisasebenza ngokupheleleyo unanamhla.
I-chicharros yile isithetha-ntonye sobungozi kunye nokuhla okukhulu. Ngezihloko ezimbalwa, ixabiso lezabelo linokuhamba ngokuthanda kwabathengi. Ngenxa yoku kubaluleka, kulula kakhulu ukuzisebenzisa, ngaphandle kokubonelela ngesiqinisekiso kubathengisi abathengisayo. Kuba, ngenxa yoko, bayasokola kwizenzo zabasasazi ezahlukeneyo abanokuhambisa izihloko zabo ngokuthanda. Ngengqiqo ethile okanye enye, njengoko uyazi ngokuqinisekileyo. Ngeziphumo ezinobundlongondlongo.
Ukuvela kwayo kwiimarike zezemali kuhlala kuchanekile. Ungajonga njani kwiseshoni yentengiso yesitokhwe inyuka nge-10%, ukuwela phantsi kweepesenti ezifanayo ngosuku olulandelayo, okanye nangakumbi. Zimbalwa kakhulu izicwangciso zotyalo-mali ezifanelekileyo ukuba zisebenzisane nazo. Imalunga nesenzo sokholo kunayo nayiphi na enye into. Banokukwenza ukuba ufumane imali eninzi, kodwa kwangaxeshanye babaleke umngcipheko wokushiya ii-euro ezininzi apha endleleni.
Ngumzuzu wamaxabiso
Esinye sezimanga ezinkulu ezenziwa yimarike yemasheya kulo nyaka kukuphazamiseka kwala maxabiso kwitafile yokuthengisa. Ngelixa amaxabiso emveli engavelisi ulonwabo kubathengi, okufanayo akwenzeki ngee-ertyisi ezichaziweyo. Ngaphandle kwamathandabuzo enye yeenkwenkwezi kwiimarike zezabelo. Abanye babameli bayo baxabise ngaphezulu kwe-50%. Oku kuthetha ukuba ukuba utyale i-10.000 euros kulo naluphi na ukhuseleko, ngoku uya kuba nembuyekezo kufutshane ne-5.000 euro. Egqithisileyo ngamaxesha kuzo zonke iimarike zezemali. Le yenye yezona ziphumo ziphakamileyo onokuthi unqwenele. Kuyo nayiphi na intengiso yotyalo-mali, hayi kwintengiso yesitokhwe kuphela.
Ngamanye amaxesha kungenxa ye- ziintshukumo nje zokuqikelela. Kodwa kwezinye iimeko, iziphumo zolu nyuso zibangelwe kukuphuculwa kwemigca yeshishini labo. Kwaye ngandlela thile ukuncitshiswa kwetyala lakho leshishini. Kuzo zonke izinto, kusenokwenzeka ukuba sele kudlule ixesha lokuba uvule izikhundla esitokisini sabo. Kuba bekungayi kuba sengqiqweni kangako ukuba amaxabiso ahlanganisiweyo enze enye inyuko ephezulu njengaleyo yabameli bayo abaziwayo kwiimarike zesitokhwe zikazwelonke abahlangabezana nazo kulo nyaka.
Amathemba eminyaka ezayo
Ukusuka kule meko iboniswe ngee-ertyisi ertyisi, ayinakugwetywa ngaphandle ukuba kuya kubakho izilungiso ezibonakalayo kumaxabiso abo kwiinyanga ezizayo. Banokuba namandla kakhulu, njengokunyuka. Akukho nto imodareyithisiweyo kweli klasi lezihloko. Ngayiphi na imeko, into ebonakala ingekho ngqiqweni kukuba ii-ertyisi ziya kuzisa ukonyuka kobukhulu kwezi nyanga zimbalwa zizayo. Kungenxa yokuba ayinakulityalwa ukuba uninzi lwezi luveliswe ngomthamo omncinci kakhulu wokugaywa. Oku kubonisa ukuba ukunyuka akuthembekanga kwaye akuboneleli ngokuhambelana okuyimfuneko ukuze kuqhubeke oku kunyuka kwamaxabiso abo.
Ukunyuka okukodwa kunye nokunyuka okunamandla akukhutshelwa ngaphandle ukuba ungasebenzisa ithuba lokuba ubambelele ekusebenzeni. Nakuphi na ukulibaziseka ekuthengeni kungaphazamisa ukukhohlisa okubekwe kwezi nkampani zincinci ziphantsi. Nokuba kunokwenzeka ukuba ubambeke kumaxabiso abo. Kungenxa yokuba kunjalo ulwelo oluncinci kwaye ungashiywa kukungabikho kwabathengi. Ngomnye umngcipheko obandakanyekayo ekuqeshweni. Ngokungafaniyo nezo zidweliswe kwisalathiso esikhethiweyo kwimarike yaseSpain. Ungangena kwaye uphume kubo ngokukhawuleza njengoko ufuna. Ngaphandle kwengxaki.
Ixabiso lezi mpawu
Kukho izindululo ezininzi ezithi zivelise ingeniso eyahlukileyo yesizwe. Ukusuka phantse kuwo onke amacandelo kunye nendalo eyahlukileyo. Omnye wabo umelwe ngu Technocom, inkokheli kwinzuzo yezabelo. Akukho nto ingaphantsi kwama-86% kwimbuyekezo yezabelo zalo nyaka. Ayikayeki ukunyuka kwiimarike, inyanga nenyanga. Ngendlela ephazamisekileyo kwaye ngokungathi eli ziko lokudlula apho lidlula lingenasiphelo.
Olunye uluvo kwicandelo leepea ludlula kwinkampani ye-Dogi eyolukiweyo. U-2016 ngokuqinisekileyo ungunyaka wakhe omkhulu kwimarike yemasheya. Ngokuhlaziywa kwakhona phantse kwe-70%. Apho abathengi benyanzelisa ngekristale ukuba icace kwizikhundla ezimfutshane. Ngokuchanekileyo kwixabiso eliye lahlala iminyaka emininzi. Kodwa ukuqhuma kwayo kwiimarike ze-equity kuye kwaba kabuhlungu. Ngamanqwanqwa angabonakaliyo kwimarike yemasheya.
Kukho amanye amaxabiso aphakame kakhulu kwezi nyanga, nangona ngaphandle kwamandla aboniswe yimizekelo yangaphambili. Nokuba yeyiphi na indlela, bahamba ukusuka kwiipesenti ezithobekileyo ze-10% ukuya kwi-50%. Abanye babo bakwimeko yokuthatha umceli mngeni omtsha kwiinyanga ezizayo, ngakumbi ukuba ukuvela kweemarike zezemali kuhamba nabo.
Amaqhinga okutyala
Ngayiphi na imeko, kuyakufuneka ngokwenene ukuba uchaze isenzo sakho ngezi ntlobo zexabiso. Azizukufana xa uvula izikhundla kwi-BBVA, Repsol, Inditex okanye kwiNdalo yeRhasi. Bafuna unyango olwahlukileyo kwicandelo lakho ekufuneka ulinikile ukuba ufuna ukugqiba imisebenzi ngempumelelo. Oko kuyakwenziwa ngokusesikweni kwezi ngcebiso zilandelayo sikuveze apha ngezantsi.
- Nikezela a inxalenye yolondolozo lwakho kwimisebenzi eyenziweyo ngala maxabiso akhethekileyo. Ukuba awufuni ukuthatha umngcipheko ngokungeyomfuneko oya kohlwaya iiakhawunti zakho. Hayi ngelize, ubulumko mabulawule zonke izenzo zakho ukusukela ngoku.
- Kuya kufuneka ukhethe ngokwemiqathango ukuhlala okufutshane kakhulu. Apho kwiinzuzo zokuqala ozifumanayo, awuyi kuba nanto unokuyenza ngaphandle kokuvala imisebenzi. Nokuba umngcipheko wokuphulukana nenxalenye yokunyuka kwamaxabiso.
- Nangona amaxabiso epea, kufuneka ubenjalo uyakhetha ekuthengeni kwaye uye kwabo banobuchwephesha bobugcisa ngalo mzuzu. Okanye ubuncinci babonisa i-uptrend echazwe kakuhle.
- Kuya kufuneka uyicinge lonto ungaphulukana nemali eninzi kwimisebenzi oyivulayo kwiimarike zezemali. Baya kuba ngaphezulu kunokuba unokucinga kwasekuqaleni. Ukuze ngale ndlela usebenze ngenkuthalo enkulu kunakwamanye amaxabiso akhuselekileyo.
- Awuyi kuba nanto unokuyenza ngaphandle kokulinganisa oscillations eyomeleleyo ezakuvelisa ii-ertyisi. Banokukukhuthaza ukuba uthengise izabelo ngaphambi kwexesha kunye neemeko ezimbi ngokunxulumene nexabiso lenkampani.
- Ungazami ukufana nolu hlobo lokuthengisa kwimarike yemasheya nabo baqeshwe ngezona zixabiso ziqhelekileyo Ukusuka kwimarike. Abananto yakwenza nayo kwaye bahambe phantsi kwezikhokelo ezichaseneyo ngokwexabiso labo. Sukulibala.
- Kuya kufuneka zibekele iinjongo njengefomyula eyimfuneko ukukhusela imali oyigcinileyo. Kwaye xa udibana nabo, ngekhe kubekho enye indlela ngaphandle kokuvala izikhundla. Gcina ukhumbula ukuba ii-ertyisi aziboniswanga ukuba zisebenza ixesha elide kakhulu. Ukuba akunjalo ngokuchaseneyo.
- Baya kwenza i- ukuhambelana neminye imisebenzi wenza ngamashishini. Kodwa akukho meko, ngaba iya kuba sisindululo sakho esiphambili. Ewe akunjalo, ukusukela ngoko uya kuba usenza impazamo enkulu ukuba uya kuthi uhlawule kamva kamva.
- Ngaphambi kokuthenga, thabatha ubunzulu Uhlalutyo lwexabiso kwaye ujonge ukuba ithini eyona nqanaba lenkampani. Akucetyiswa ukuba uthenge ii-ertyisi kutshintshiselwano lokuqala, ngaphandle kokwazi nantoni na malunga nelayini yakho yeshishini.
- Ngalo lonke ixesha usenza enye yale misebenzi, kuya kufuneka ukhumbule ukuba amaxabiso lawo Abahlawuli izabelo zabo nasiphi na isabelo. Akukho namnye kwezi meko. Ngenxa yesi sicwangciso seshishini, awuzukulinda enye ingeniso xa uthenga izabelo zabo.
- Kukhetho ukuba ufuna ukubeka umngcipheko, esikhundleni sokwandisa imbuyekezo ngokubhekisele kukhuseleko osoloko usebenza kulo.