Ukuba imeko yokukhula koqoqosho lwaseSpain iqinisekisiwe, kuyakubakho uthotho lokhuseleko oludweliswe kwii-equities ezinokuthi zibenakho ukukhula okuphezulu kwiminyaka ezayo. Ukuze oku kwenzeke, ukubuyiselwa kwakhona kufuneka kugcinwe kumaxabiso akhoyo. Ngale ndlela, iMveliso yaseKhaya ePheleleyo (i-GDP) yaseSpain ibekwe kancinci ngaphezulu kwe-3%. Uya kudinga ukuyiqinisekisa ngekota elandelayo yonyaka olandelayo.
Ukuba le meko ilindelweyo izalisekisiwe, imbonakalo yezabelo zamashishini ezingenanzala emisiweyo ilungile kunakwamanye amazwe. Njengoko kuphawuliwe ngabahlalutyi abaphambili bezentengiso. Kodwa kunjalo ayingawo onke amaxabiso anokuziphatha ngokufanayo. Akumangalisi ukuba kubekho abathile abaya kuba namandla amakhulu hlaziywa. Ukuthatha ithuba elicacileyo loshishino kubatyali mali abancinci nabaphakathi.
Ukuze le meko yenzeke, ekuphela kwemfuno eza kufunwa kukuba ukubuyiselwa koqoqosho kusebenze ngokupheleleyo kwaye hayi ukuvelisa ukubuyela umva kwimisebenzi yeshishini ukusukela ngoku. Ukuze usebenzise eli thuba, siza kukubonisa ukuba ngawaphi amaxabiso kwimarike yaseSpain ekunokwenzeka ukuba inyuke kwiintsuku ezizayo, kunye namacandelo anomdla wokubuyela kwimeko yesiqhelo.
Ukubuyiselwa kwakhona: ungazibeka phi?
Ngokukhula koqoqosho ngaphezulu kwe-2,5%, iya kuba kwimeko yokungena kwiimarike zezemali. Kodwa ngezinye iinkampani ezichongwe kakuhle. Iya kuba lelona thuba libalaseleyo lokuba wena wenze imali oyigcinileyo izuze ngendlela eyiyo. Ngembuyekezo ephezulu kunezinye iiasethi zemali. Ewe kunjalo Iziphumo zengeniso esisigxina. Apho iimveliso zayo eziphambili (amanqaku ebhanki, ixesha ledipozithi okanye iibhondi) kunqabile ukuba zinike inqanaba lenzala elingaphezulu komqobo we-1%.
Zonke iingcebiso ezivela kubahlalutyi bezemali zihamba ngendlela efanayo. Ngengqiqo yokuba ii-equity kuphela ezinokuvelisa ingeniso eyamkelekileyo encinci. Nangona kutshintshiselana ngokuthatha inqanaba eliphezulu lomngcipheko. Yinto ekuya kufuneka uphile nayo ukusukela ngoku. Kuya kuthatha umzamo omkhulu wokufumana inzuzo engaphezu kwe-5% qho ngonyaka. Kuyo nayiphi na ifemu, iziphumo zovavanyo olwandulelayo kuya kuba nzima ngakumbi ukufezekisa.
Esinye sezihluthulelo zokufezekisa iinjongo zakho kuya kuba kwindawo efanelekileyo ngexesha elifanelekileyo. Ukwenza oku, kuya kufuneka ukuchacha kuqinisekisiwe yezoqoqosho lwaseSpain. Kodwa xa sele ucinge, awuzukukhetha ngaphandle kokuphuhlisa ipotifoliyo yotyalo-mali ngezona zindululo zibalaseleyo kwintengiso yezemali. Ke ekugqibeleni ukusebenza kubanzi kunentengiso yeestokhwe yaseSpain.
Uninzi lwezinto ezijikelezayo
Ukhetho lokuqala lwesigqibo sakho kufuneka lwenziwe ngala masheya asebenza ngcono kumaxesha okwandisa uqoqosho. Zizinto ezibizwa ngokuba zii-cyclical values ze-stock market. Unezindululo ezimbalwa ukwanelisa eli bango kutyalo-mali. Ukusebenza kwayo ngokungathandabuzekiyo kuya kuba kubanzi ngakumbi. Ukuya kuthi ga kwinqanaba lokuba ufumane imbuyekezo ebalulekileyo kulondolozo lwakho. Ngaba uyafuna ukwazi ukuba zeziphi ezi xabiso sibhekisa kuzo?
Ewe, zimelwe ikakhulu ziinkampani ezixhamlayo kumaxesha okwandisa ezoqoqosho. Ingakumbi ezo zivela kumacandelo ezorhwebo kwaye zinxulunyaniswe nezinto ezithile eziluhlaza. Phakathi kwazo, iinkampani zentsimbi ngenxa yokunxibelelana kwabo ngokusondeleyo kwezi nkqubo zoqoqosho. Bame ngaphezu kwazo zonke iindlela, Arcelor kunye neAcerinox iya kuba namandla okuhlaziya kwakhona.
Ezinye zeenkampani ezikhethiweyo zezo zidibene necandelo leemoto. Nangona kushiyeka kakhulu ukuba azikho iinkampani ezininzi zezi mpawu kwimarike yemasheya. Awunaso esinye isisombululo ngaphandle kokuya kwi Amashishini aseYurophu. Okanye nase-United States, apho unesithembiso esipheleleyo kunye nesohlukeneyo ukuze uvule izikhundla kolunye ukhuseleko lwazo oluphambili.
Iibhanki kwindawo ebonakalayo
Elinye lamacandelo emarike yemasheya axhamle kakhulu kule meko ibanzi yile imelwe ziibhanki kunye namaqela ezemali. Balahlekelwe yimali eninzi kwizicatshulwa zabo kule minyaka imbalwa idlulileyo. Kwaye ngenxa yesi sizathu, ngabo abanokukhokelela ekunyukeni kwiimarike ze-equity. Ayothusi into yokuba unakho ukuhlawula ngaphezulu kokulahleka. Kodwa ukuba ulumke kakhulu xa uthenga. Nangeyiphi ndlela, kufuneka bakhethe kakhulu. Kwaye abaxolelwanga kukungazinzi okuphezulu kwinkqubo yokudweliswa.
Banesikhuthazo esongeziweyo kwizindululo zabo. Akukho enye ngaphandle kwesahlulo esabiwe phakathi kwabanini zabelo. Ngesivuno sonyaka kunye nesisigxina esisondela kumanqanaba asondele kwi-5%. Ngayiphi na imeko, okwangoku licandelo elididayo kakhulu elidalayo Amathandabuzo amaninzi phakathi kwabatyali mali abancinci. Ngokuyinxenye, ivela kwiingxaki kuphuhliso lwe-European Union (EU), njengesiphumo sokungafuni ngamanye amaqabane.
Kodwa ukuba ukubuyela eSpain kunamandla kakhulu, ngayo yonke loo nto Iibhanki ziya kunyuka. Ngapha koko, kukho isizathu esinyanzelisayo sokuxhasa le ndlela. Ayikho enye ngaphandle kokuxhomekeka okuphezulu kweli candelo kwicala leebhanki. Into engenzekiyo kolunye utshintsho kwilizwekazi elidala. Yinto onokuyisebenzisa ukuze uphucule ukujonga ibhalansi yeakhawunti yakho. Unokukhetha ezininzi onokukhetha kuzo. Ukusuka kumaqela amakhulu ezemali ukuya kwiibhanki ezincinci neziphakathi. Ngenkqubo yokufunxa enokukhuthaza umdla wakho ukusukela kwinyanga kaJanuwari.
Icandelo lokunethezeka, phakathi kweentandokazi
Xa ulungiselela ipotifoliyo yotyalo-mali awungekhe ulibale la maxabiso. Kananjalo amandla ayo okuhlaziya anokuphinda abe namandla kakhulu, ngaphezulu kwamanye amacandelo emarike yemasheya. Nangona kunjalo, inengxaki yokuba zimbalwa kakhulu iinkampani ezi mpawu ezidweliswe kwiifayile zentengiso yesizwe. Kukwimakethi yemasheya yaseFrance apho unezinye iindlela ezizezinye zotyalo-mali. Njengamaxabiso anje IHermes okanye iBulgari enokuhlangabezana nemfuno yakho.
Eli candelo lenza ngcono kumaxesha okwandisa. Ngelixa ukudodobala isikhundla sabo buthathaka kumanqanaba abaluleke kakhulu. Ingxaki yokwenyani kukuchonga isindululo ovumelene ngaso ukuvula izikhundla kwii-equities. Zitshintshile kakhulu, ngamanye amaxesha ezinokukugxotha kwizikhundla zazo. Ngumahluko othile kwixabiso elinokukwenza ufune ukuthenga izabelo zabo ngexabiso elifanelekileyo kwiimarike apho badweliswe khona.
Iingcebiso ezingaphezulu: ezobuchwepheshe
Elinye lawona macandelo abuthathaka ukuba namava okonyuka okunamandla ukuba kukho ukubuyela kwimeko yesiqhelo eSpain yile inento yokwenza netekhnoloji entsha. Ngokuchanekileyo ngokwamaxesha andisiweyo kulapho indlela yokuziphatha kwabo ifaneleke ngakumbi. Ngokunyuka kwiimarike zemali eziphakamileyo kunesiqhelo, kunye neepesenti zabo zokuhlaziya indlela 6%. Into engenzekiyo ngamanye amaxabiso aqhelekileyo.
Kwakhona umngcipheko uphezulu. Kuya kufuneka uyithathele ingqalelo le nto ukuba ucinga ngokuvula izikhundla kuyo nayiphi na inkampani yabo. Kodwa ngaphandle kwayo yonke into, inokukubuyekeza kulindelo lwakho lotyalo-mali. Nangona iminikelo ephantsi yemali ingaphakamanga njengemizekelo yangaphambili. Akumangalisi ukuba, ukuba izinto azihambi njengoko ulindele, ungashiya ii-euro ezininzi endleleni. Kuya kufuneka uhlalutye ukuba ukulungele ngokwenene ukuthatha ezi lahleko kwaye phantsi kweziphi iimeko.
Ngaphakathi kwimarike yesitokhwe sikazwelonke, unezindululo ezigqithileyo zokutyala imali yakho. Indra, Abengoa kunye nenye into encinci. Kuya kufuneka ubhenele kwiinkampani ezenza enye iStock Market. Kodwa ngomngcipheko omkhulu, kuba banayo ikepusi ephantsi. Ngeelayini zeshishini ezingonelanga ngokwaneleyo kwindawo yaseSpain. Kodwa ukuba ukubuyiselwa koqoqosho kuyinyani, izabelo zabo ngokungathandabuzekiyo ziya kunyuka. Kwaye kakhulu.
Izindlela zokuphucula izikhundla
Ukuba ufuna ukusebenzisa naziphi na ezi ndlela, kuya kufuneka unike ingqalelo kwidatha yoqoqosho lwaseSpain. Iya kuba sisikhombisi esichazayo ukungena kwiimarike zezemali. Nakuphi na ukophula umthetho kungonakalisa ubuqhetseba obubekwe kula maxabiso kwimarike yaseSpain. Ngenxa yoku, kuya kufuneka ukuba uthobele okunye koku kuqatshelweyo.
- Ezi zicwangciso zotyalo-mali ziya kwenza imbuyekezo ephezulu kunesikhokelo sokuziphatha eqhelekileyo ngakumbi. Nangona umngcipheko uya kuba phezulu kakhulu.
- Akukho maninzi amaxabiso ahlangabezana nezi mpawu. Ke ngoko, awuzukukhetha ngaphandle Hlalutya isithembiso okubonelela ngeniso eguqukayo.
- Ezi ntshukumo mazingahambi ijolise kwimigqaliselo emide kakhulu, kodwa ngokunxulumene nexesha elandisiweyo loqoqosho lwaseSpain. Malunga unyaka omnye okanye emibini inokubanokwanela ukusetyenziswa kwale misebenzi ikhethekileyo.
- Ukwenza esi sicwangciso sisebenze, unexabiso elahlukileyo. Isuka e ezinye iindlela ezinoburharha kwelinye ukuzikhusela. Kuya kufuneka babhekiswe ngokweprofayili yomtyali mali oyivezayo.
- Khumbula, nangona zihamba kakuhle izinto onomdla kuzo, ngekhe ufumane ipesenti yokuhlaziya yeminyaka edlulileyo. Banqabile ukusondela kubo kwimeko yangoku yeemarike zamasheya zamanye amazwe.
- Ungabanxweme aba ukuthengwa okukhethiweyo ngeentlawulo zesahlulo ezisasazwe ziinkampani ezithile. Njengesenzo sokukhusela ulondolozo lwakho ngokufanelekileyo.
- Enye into ekufuneka uyivavanyile ukuqala ukusebenza kwakho kwiimarike zezemali yi inkalo yobugcisa amava ngamaxabiso akhethiweyo. Iya kuba yinxalenye ebaluleke kakhulu yesicwangciso sakho. Kude kube kuqhubeka ukuphucula inzuzo.