Kwisalathiso esikhethiweyo sezabelo zaseSpain, i-Ibex 35, kukho amaxabiso achazwe kakuhle athathwa njengemali ephezulu. Zinjani ezi zindululo ngokwenyani kutyalo-mali? Ewe, bahlukile kuba kuzo zonke iiseshoni zokurhweba amawaka namawaka ezihloko ayahamba kwaye abanikeli ngxaki kubatyali zimali abancinci nabaphakathi ukuba bathenge kwaye bathengise izabelo zabo. Akumangalisi ukuba ukuthengiswa kwayo okuphezulu yenye yezona zinto zichaphazelekayo. Ngaphezulu kokunye ukuqwalaselwa kobuchwephesha.
Ukhuseleko olukhulu lubonakaliswa kwiqela elikhethiweyo le-Ibex 35 kwaye ngokubanzi lungqamana noko kubizwa njalo Iichips eziluhlaza kwamashishini ezabelo zamazwe Oko kukuthi, iBanco Santander, i-BBVA, iTelefonica, iRepsol kunye neIberdrola. Zizo ezinezona zikhuseleko zikhethiweyo ngabatyali mali abancinci nabaphakathi. Ukuya kwinqanaba lokuba zezona zisebenzayo kuzo zonke iiseshoni zorhwebo. Zombini xa kuziwa kukuthenga kwakho kunye nentengiso yakho, ngokungacacanga. Ngevolumu yokurhweba emele umsebenzi wayo omkhulu kwiimarike ze-equity.
Oku kuyahambelana neyona nto ibalulekileyo elizweni kwaye ingaphezulu kokunye, kunye nothotho lweziqinisekiso zokwenza imisebenzi ngalo naliphi na ixesha lonyaka. Ngokufutshane, zizindululo ezineempawu zokuba ufanele wazi ukuba zeziphi ezinye zazo imiqondiso yesazisi ibaluleke kakhulu ngoku. Ngenjongo ephambili oyaziyo ukuhamba nabo ngokulula kunangoku kwihlabathi elihlala linzima kwimarike yemasheya okanye kubudlelwane bakho nemali.
Ukhuseleko olukhulu lweKapa: Ubutyala
Alithandabuzeki elokuba ukuthengiswa kwemali yeyona nto ixabiseke kakhulu kwezi equities zikhethekileyo zikazwelonke. Ukuziqhelanisa kuthetha ukuba unako phuma kwaye ungene kwizikhundla zabo Nanini na xa ufuna kwaye ngaphandle kwalo naluphi na uhlobo lwezithintelo okanye umda. Oko kukuthi, unokuhlengahlengisa ngokulula ukungena kunye nokuphuma kwamaxabiso kula maxabiso. Ngale ndlela, akukho mathandabuzo okuba kuya kukunceda ukwenza ukuba imali yakho ifumaneke kutyalo-mali kwimarike yemasheya enenzuzo. Ukuze ube nokuqonda okungcono, awusoze ubambeke kwizikhundla zabo. Umahluko obanzi kakhulu phakathi kwexabiso lokuthenga kunye nexabiso lokuthengisa.
Kwelinye icala, ii-caps ezinkulu zibonakaliswe ngumsebenzi wazo ophezulu kwiimarike ze-equity. Ukuya kwinqanaba lokuba i ukutshintshiselana ngezihloko zabo inokuthathwa njengongenakuphela. Bathatha umthetho wokubonelela kunye nemfuno yokuboniswa kwayo okuphezulu kwaye ngaphezulu kwako konke, ngaphezulu kwesitokhwe esincinci nesincinci. Zizikhuseleko lwesitokhwe esinokuhlelwa njengotofotofo kakhulu ukuba sibe kwipotifoliyo yotyalo-mali nangaliphi na ixesha lonyaka. Ewe kunjalo, ayimangalisi into yokuba zithathwa njengezona zithethe zizinzileyo, zinomahluko omkhulu kwezinye.
Azixabisi kangako izinto anokuzisebenzisa
Ngezi zinto zichaseneyo, kunokuthiwa ngento engenamsebenzi ukuba amaxabiso esitokhwe awanakho ukwenzeka kunabanye. Ngamanye amagama, izandla ezomeleleyo zeemarike zezemali azinakho ukuguqula amaxabiso ngokulula njengakwimeko yokhuseleko olunemali encinci kakhulu. Esi sisibonelelo esikhulu somdla wakho njengomtyali mali kuba uya kuba nesiqinisekiso sokuba abayi kukhula. imisebenzi enqabileyo malunga nabo. Into eyenzekayo ngamaza athile anamaxabiso okuncipha okuncinci kwaye anokwenza enye ingxaki ngemisebenzi onokuyiphuhlisa kula maxesha ngqo.
Ngelixa kwelinye icala, awungekhe ulibale ngeli xesha ukuba la maxabiso akhethekileyo esitokhwe awanantlonelo kwiintshukumo ezaziwa njengokuqikelela. Ukungazinzi okuncinci kulungelelwaniso lwamaxabiso alo njengoko kusengqiqweni ukuyiqonda ngazo zonke izinto ezichaseneyo nayo. Ngale ndlela, akukho mathandabuzo ukuba unokuhlala uzolile xa uvula izikhundla zakho kuba zizinzile kunabanye. Nangona, ewe, indlela yokusebenza kuluhlu kwimarike yemasheya iyafana nolunye ukhuseleko. Akukho mahluko phantse ngokubaluleka kokufaneleka.
Bacaphula ngozinzo ngakumbi
Olunye uphawu lweempawu ezibizwa ngokuba zezona zibalulekileyo zongxowankulu ezinkulu zibhekisa kubukhulu bazo uzinzo xa kuphawulwa amaxabiso okuvala. Oko kukuthi, awunawo umahluko obaluleke kakhulu phakathi kwamaxabiso aphezulu kunye neyona isezantsi. Ngeemida eziphakathi kwe-1% kunye ne-3%, nangona oku akuthethi ukuba bakhuselekile kukungazinzi ngamanye amaxesha. Ngokukodwa xa kukho iimeko ezigwenxa zeemarike zokulingana ngezizathu ezahlukeneyo. Njengoko kwenzekile kwiiseshoni zamva nje zentengiso yesitokhwe sikazwelonke.
Ukongeza, ii-stock-cap ezinkulu zezona ziseta ithoni yakho apho ii-asethi ziya kubhekiswa khona intshukumo kwi-indices stock yeemarike zezemali. Ifakwe kwimarike yasespain yaseSpain, akukho mathandabuzo okuba iphinda-phinda ukuvela kwesalathiso esikhethiweyo sezabelo zamazwe, i-Ibex 35. Ngale ndlela, banokuthathelwa ingqalelo kwixabiso elithathwa njengolwalathiso. Eli lizwi lifana nokutyala imali ngokuthe ngqo kwi-Ibex 35. Akukho mahluko kulungelelwaniso lwamaxabiso, oko kuthetha ukuba ungawalandela ngokukhululekileyo kunabanye abameli bezabelo zamazwe.
Olu khetho lubhetyebhetye kakhulu
Le yenye yeempawu zabo ezifanelekileyo kwaye leyo ibenza bathembeke ngamawaka kunye namawaka wabatyali mali abancinci nabaphakathi. Akumangalisi ukuba babavumele ukuba bahlengahlengise ngokulula ukungena kunye nokuphuma kwamaxabiso kwiimarike zezemali. Kuba ngokwenyani, akukho ndawo yentshukumo yokuqikelela enokuthi ivelise imeko ethile engafunekiyo okanye enye ikhusele umdla wakho njengomtyali mali ophakathi nophakathi. Ngamanye amagama, oonobumba abakhulu bathembekile.
Nangona oku akuthethi ukuba inzuzo yakho iphezulu (okanye imbi kakhulu). Ayinanto yakwenza nale nto kuba ixhomekeke kwezinye izinto esele zichaziwe kwamanye amanqaku. Kwimeko nayiphi na into, akuqhelekanga kakhulu kwiilahleko zakho okanye ukuxabisa kuphezulu kakhulu. Ngokuqinisekileyo oku akunjalo kuba kunqabile kakhulu ukuba umda wokurhweba kunyaka ngamnye kudlula amanqanaba angama-40%, ngenye indlela okanye enye. Ngaphandle kwezinto ezinqabileyo, njengoko kwenzekile kutshanje ngezabelo ze-DÍA. Kodwa njengoko sele sithethile, ayizizo rhoqo iziganeko ezinokwenzeka.
Izihloko ezininzi ziyahamba
Umsebenzi wakhe kwiimarike zamashishini anokulingana kunokuthiwa uxakekile ngaphandle koloyiko lokungalunganga. Ngotshintsho ezandleni zamawaka kunye namawaka ezihloko zezi nkampani zidwelisiweyo yinto leyo ephawula la maxabiso omvuzo owahlukileyo wesizwe. Bahlala besebenza ngokupheleleyo kwaye amaxabiso abo atshintsha rhoqo, apho phantse zingaze zimiselwe phantsi kotshintsho olufanayo kumaxabiso abo. Kude kube ngumzuzu wokugqibela wokuvalwa kwayo, umsebenzi wayo unokuthiwa uhlala uhleli. Kungenxa yoko le nto ungafanele ukufaka isicelo sokuthenga okanye ukuthengisa ngexabiso lentengiso. Ukuba akunjalo, ngokuchaseneyo, kufanelekile ukuba ubonise ixabiso elihlangabezana nolindelo lwakho njengomtyali mali.
Kwelinye icala, kufanele ukuba kuqatshelwe ukuba ukhuseleko olukhulu lweemali ezinkulu lukwabonakala kakhulu ngenxa yezi mpawu sizikhankanyileyo kweli nqaku. Abaze baqwalaselwe ngabasebenzisi bemakethi yesitokhwe, nokuba ngabatyali mali abanamava amancinci kolu hlobo lwentengiso kwiimalike zemali. Ngokwalo mbono sinokuthi bangabo amaxabiso antsonkothile ukuze ukwazi ukusebenza nabo, nokuba yeyiphi na iprofayile oyivezayo njengomtyali mali omncinci nophakathi. Into ekuthandayo kwizicwangciso oza kuziphuhlisa ukusukela ngoku.
Ezona nkampani zibalulekileyo elizweni
La maxabiso aphezulu eemali ezinkulu ahambelana neenkampani ezidwelisiweyo ezichaphazelekayo kumgca ngamnye weshishini. Le yinto engaphaya kokuthandabuza kwaye inokuchazwa njengophawu lokuzithemba ukuze wenze olona londolozo lwakho ngesiqinisekiso esikhulu sempumelelo ekuthengeni nasekuthengiseni izabelo kwimarike yemasheya. Phakathi kwezinye izizathu kuba uxhaswa ngophawu lwentengiso olunika ukuzithemba okukhulu malunga nemali oyityalayo. Ngelixa kwelinye icala, asinakulibala ukuba banikezela nge isivuno sesahlulo malunga neepesenti ezi-5. Ngentlawulo kwi-akhawunti emiselweyo kwaye iqinisekisiwe minyaka le.
Ngokuchanekileyo ukuhlawulwa kwezahlulelo kubanini zabelo yenye yezona zinto zixhaphakileyo kwezi nkampani zinkulu zokwenza imali. Akukho ngaphandle kwalo naluphi na uhlobo kwaye le yinto enokukunika ukuzithemba okukhulu xa usenza ukusebenza kwezi mpawu. Kuba inokwenza ibhegi yokonga ezinzileyo kwixesha eliphakathi nelide. Ke ngale ndlela, unokumisela iphothifoliyo yengeniso esisigxina ngaphakathi kokungafaniyo.