Unyulo lwakutsha nje olubanjelwe eCatalonia luza kuvelisa iziphumo kwiimarike zezabelo. Njengomphumo wokuphindaphindwa kwesininzi ngokupheleleyo yimikhosi ekhusela inkululeko kulo mmandla wejografi. Oku kwaqokelelwa ziimarike zamasheya zelizwekazi elidala ngokwahluka okubonakalayo ukusuka Ingxowa yeSpanish kunye nabanye. Ngale ndlela, ngolwesiHlanu odlulileyo ngelixa isalathiso sikazwelonke esikhethiweyo, i-Ibex 35, I-1,20% ishiyekile, i-Eurostoxx yenze kuphela nge-0,49%. Iziphumo ezibi kakhulu kwizabelo zaseSpain zohlwaya iziphumo zolu nyulo.
Ewe, iziphumo zeemarike zezemali apha zinokuba mbi ngakumbi ukusukela ngoku. Into ekufuneka uyithathele ingqalelo ukuphuhlisa naluphi na uhlobo lwezicwangciso. Zombini ezokuthenga kwaye ukuba ufuna ukwenza intengiso ngokusemthethweni kwipotifoliyo yakho yotyalo-mali ngeli xesha. Akunanto, ICatalonia iza kubunzima kakhulu kwindaleko yee-indices zentengiso yemasheya eSpain. Ngamanye amacandelo achaphazeleka ngakumbi kunamanye kwaye oko kunokukunika umqondiso ongaqhelekanga malunga nalapho kufuneka uhambise khona iintshukumo zakho. Ubuncinci kwiiveki zokuqala zonyaka eziza kwakhiwa.
Kwelinye icala, awungekhe ulibale ukuba imarike yemasheya yaseSpain ibonisa njengesiphumo somsitho wezopolitiko a ukungazinzi okuphezulu kunezinye iindawo zamazwe aphesheya. Ngumahluko omkhulu phakathi kwamaxabiso aphezulu kunye neyona isezantsi. Njengento elungileyo, ikunika amathuba amaninzi ukuze ungene kwaye uphume kwiimarike zemali ngokulula. Oko kukuthi, ukurhweba ukwenza ukonga kunenzuzo ngendlela ekhawulezileyo kwaye ngaphandle kokuchitha ixesha elininzi ukugqiba imisebenzi. Ngenye yeenzuzo ezinkulu ezibonelelwe yile meko ekhokelele kunyulo olwenziwe eSpain.
ICatalonia: ngcono ezinye ii-indices
Eyona ndlela yokujikeleza le ngxaki kukuya kwezinye iindawo zamazwe aphesheya. Ngale ndlela, ii-indices zokulingana kumazwe aseYurophu zinokuba sisisombululo kwiimfuno zakho zotyalo-mali ukusukela ngoku. Kodwa inokuvelisa i- Umahluko phakathi kwesiqingatha sepesenti enye nepesenti ngokubhekisele kwizalathiso zesitokhwe sesizwe. Ungasisebenzisa okungenani esi sicwangciso sikhethekileyo ngexesha lokuqala lonyaka omtsha oza kuqala. Kuba ngokucacileyo abazukuchaphazeleka yinkqubo yobomi bezopolitiko eCatalonia. Okanye ubuncinci phantsi kwesehlo esingenamandla esinokuthi sinike ithuba lokuba imisebenzi yakho yenziwe ibe nkulu phantsi kweeparameter eyonelisayo ngakumbi kwimidla yakho njengomtyali mali ophakathi nophakathi.
Ukusuka kwimeko eqhelekileyo, ukusukela ngoku unokucinga ukufaka isalathiso saseYurophu ukunika indlela kwiminqweno yakho yokuphucula ibhalansi yeakhawunti yakho yangoku. Kumacandelo ane zebhanki ethi ishiye ngasemva ngokubhekisele kwamanye amacandelo eshishini. Esi sisicwangciso sotyalo-mali onokuthi usiphuhlise ngeentsuku zokuqala zonyaka omtsha. Kude kube i-Ibex 35 ihlengahlengisa amaxabiso ayo. Okanye ubuncinci de ube ubona ukuba ukwenziwa kwepalamente entsha kuya kuyichaphazela njani iCatalonia. Kungenxa yokuba iimpendulo zokuqala bezimbi kakhulu. Ukuya kwinqanaba lokuba inokuthi ibeke imeko yentengiso yaseSpain kude kube sekupheleni konyaka.
Uhambo lweenkampani ezivela eCatalonia
Sele zingaphezulu kwe- Iinkampani ezingama-3.000 abathathe isigqibo sokushiya iCatalonia bayokulawula ishishini labo. Phakathi kwazo zezona zibalulekileyo kwisalathiso esikhethiweyo sesizwe. NjengeCaixabank, iGesi yendalo, iBanco Sabadell okanye iAberis. Oku kuthetha ukuba banokuba semngciphekweni kakhulu kunabanye ngenxa yokuhambelana kwamaxabiso abo. Ngongazami okukhulu kuzo. Ngale ndlela, awuzukukhetha ngaphandle kokuba ulumke ngakumbi xa uvula izikhundla ukusukela ngoku. Ayothusi into yokuba ungazinika isimangaliso esingaqhelekanga kwiinyanga ezizayo. Kwaye ke, eyona nto isengqiqweni kukuba awubeki emngciphekweni imali yakho. Phakathi kwezinye izizathu kuba ayizukuxabisa kuba okwangoku unenye indlela onokutyala ngayo.
Yonke into ibonakala ibonisa ukuba ixesha lokungazinzi eCatalonia ingahlala ixesha elide. Imeko entsha apho unyulo olutsha kufuneka lubanjelwe ukucacisa imephu entsha yezopolitiko yale nxalenye ibalulekileyo yaseSpain ayikhutshelwa ngaphandle. Ukuya kwinqanaba lokuba inokuba nefuthe elibi kwizabelo zaseSpain. Ngokusebenza kakubi kunakwamanye amazwe. Ewe baya kukuthintela ekubeni ufezekise iinjongo ozibekele le cheesy intsha eza kuqala kwiintsuku ezimbalwa.
Eyona IPO inkulu yonyaka iyavalwa
Enye yeziphumo ezinazo kwiimarike kukuba eminye imisebenzi yeshishini iyalibaziseka. Enye yezona zinto zibalulekileyo yile inxulumene ne-IPO ngo IMetrovacesa. Kungenxa yokuba, ukungaqiniseki okuvula i-Catalonia emva konyulo ngolwe-Lwesine iimeko ezinkulu ze-IPO ze-2018, ejongene nokwehliswa kwamaxabiso kunye nefestile yamathuba iyavalwa. Ayilolize, yayiyikhalenda eyayibhalwe kwiinyanga ezidlulileyo, kodwa yayihlala ikulungele ukuzazi iziphumo ze-21-D zamva nje. Ngale ndlela, impendulo ibingonelisi kwimidla yabo.
Ngenxa yezi ndaba, ukuba ufuna ukuqala iintshukumo kule nkampani, awuzukukhetha kodwa ulinde ukwanelisa eli bango kutyalo-mali. Kuba awungekhe ulibale ukuba ubunzima obumele iCatalonia kwitotfoliyo yomhlaba kaMetrovacesa yi-18%, oko kukuthi, kakhulu ngaphantsi kobunzima boqobo ukuba uqoqosho lwalolu luntu luneSpain iyonke, kwaye isiqingatha salemihlaba senzelwe iiofisi kunye nezorhwebo. Kwaye akukhutshelwa ngaphandle ukuba inokuchaphazela iinkqubo zezinye iinkampani ezikwimeko efanayo nenkampani yokuthengisa izindlu nomhlaba.
Zonke iibhanki zibomvu
Ewe kunjalo, enye yeziphumo zomhla wonyulo we-21 D kukuba ixabiso leebhanki lihle kakhulu. Phantse ngaphandle kokukhetha kwaye inokuba yintshukumo kwii-equities zesizwe ezinokuhlala mhlawumbi zide kakhulu. Ukuya kwinqanaba lokuba sele uza kuba namathuba okuthenga izabelo zabo phantsi kwamaxabiso okhuphiswano kunezangoku. Enye yedatha ekufuneka uyihlalutyile yeyokuba oku kuwela kwenzeka nangona omabini la maziko afuduse iiofisi zawo ezibhalisiweyo ngaphandle kweCatalonia emva kwesindululo esingekho mthethweni sika-Okthobha u-1, uSabadell waya eAlicante naseCaixaBank esiya eValencia, njengeminye yemizekelo yezi utshintsho kwikomkhulu lalo.
Nangona kunjalo, kuya kuhlala kukho amathuba okuba nawe wenze njalo yenza iminikelo yakho yemali ibe yinzuzo ukususela ngoku ukuya phambili. Nangona iimeko ezininzi ziya kuvela kwizindululo zorhwebo lwesibini. Ngokusebenzisa iinkampani ezincinci kakhulu ezenza imali ezinokuthi zikhulise ukunyuka okuphezulu okuthandwayo yile nyani yezopolitiko eCatalonia. Okanye nangokhuseleko oludweliswe kwezona ndawo zimeleyo zezabelo zelizwekazi elidala. Unokuthatha ithuba kwesi siganeko ngokusebenza okuncinci kunye nokuthe ngqo kwexabiso eliphantsi kakhulu. Ngokukodwa kuba le yimisebenzi enobungozi obuphezulu kuba ayinyani ethembekileyo kwaye inokukhokelela kwiimeko eziyingozi ngamanye amaxesha okanye kwenye. Kukulungele ukuba ungakulibali ukuze ungakhokeleli kwimeko enqwenelekayo kakhulu kwimidla yakho njengomtyalomali omncinci nophakathi.
Ukunyuka kwipremiyamu yomngcipheko
Elinye inqaku apho oku kungathandabuzeki kuye kwabonakaliswa kwiimarike zezemali kwiipremiyamu yomngcipheko. Kuba uxinzelelo luye lwavakala kwinzuzo yeminyaka eli-10 yebhondi, enyukela kwi-1,50%, kunye neprimiyamu yomngcipheko ephindaphindayo Amanqaku angama-110. Abanye abahlalutyi beemarike zezemali abayikhuphi into yokuba kwiiseshoni ezizayo kunokunyuka ukuya kumanqanaba e-125 okanye kumanqaku ayi-130. Into eya kuba mbi kakhulu, hayi kuqoqosho lwaseCatalonia kuphela, kodwa kuyo yonke iSpain. Kwaye oko kunokuba nefuthe elibi ekukhuleni koqoqosho lwaseSpain. Ngokuncitshiswa kwezishumi ezimbalwa kulindelo olwenziwe kude kube ngoku.
Kwelinye icala, kwaye njengoko kunokulindelwa emva kolu nyulo, iimpendulo azikhange zide ukuza, kude nayo. Ngale ndlela, Moody's Sele ilumkisile ukuba ukuzingisa kokungaqiniseki kunokuba kubi ekukhuleni koqoqosho. Ezokhenketho notyalo-mali zingangamacandelo amabini achaphazelekayo. Ke ngoko, ziya kuba zezinye zezahlulo zentengiso yemasheya apho kufuneka uyeke ukuthatha izikhundla ukunqanda iingxaki.
Ubuncinane kwixesha elifutshane. Kuba kuninzi ongaphulukana nako kunenzuzo. Yinto ekufanele ukuba ube unayo ngoku kunye no-2018. Olunye uhlalutyo lubi ngakumbi kwaye luqikelela ukukhula kuqoqosho lwaseSpain olungaphantsi kwe-2%. Kungenxa yokuba amanye amathandabuzo acingelwa kunokuba bekulindelwe kwangaphambili.
Nceda ungasibulali emva kokuba abazimeleyo beluphumelele unyulo. Umhlaba awuzukuwa. Aba bazimeleyo balawula iCatalonia ngaphezulu kweminyaka engama-30. Iinkampani eziphumileyo zinezinto ezilungileyo kakhulu ezisisiseko, ukungaguquguquki okuninzi kwaye zikwindawo entle kakhulu. Ekuqaleni banokwehla kancinci ukubandakanywa ngenxa yokuhlaselwa kweebhere, kodwa kuyaxoka, ezi nkampani zinyibilike kakhulu kwaye into oyifunayo kukuthoba amaxabiso ukuze uthenge ixabiso eliphantsi.
Cwaka ke.