One of the great uncertainties that self-employed or self-employed workers have is what will happen to their monthly payments. Because this system that has been in force for many years is going to be reformed. Where everything seems to indicate that they will quote based on their real income and not in a fixed way as up to now. Something that greatly hurts those who earn less money through their professional activity. By having to enter a minimum account close to 300 euros every month.
In any case, it seems that this change is only a matter of time and that only the intensity of these changes remains to be known. To finally know how they will affect the balance of your savings account from then on. Because indeed, there can be variations of many euros every year, especially for self-employed or self-employed workers with lower incomes. Especially those that are below the Minimum Interprofessional Salary (SMI) and which are the ones with the most changes to notice from that precise moment.
To anticipate these measures on the self-employed, nothing better than to check what is the position of the five main political parties on this issue so relevant to a large part of the workers in Spain. Because it will depend on what they have to pay to the state accounts at the time of approval, which may be effective next year. Based on the guidelines of the new government of Spain. Like what's going to happen with the flat rate for freelancers that right now It is stipulated at 60 euros per month after a rise of 10 euros last January. There are many combinations of what can happen with this expense from now on.
Autonomous: what do the parties think?
About this social segment, the PSOE opts for the following measures that we expose next:
- Modification of the Special Regime for Self-Employed Workers so that they contribute according to their real income.
- Combat the underground economy and the misuse of some corporate and labor figures, as well as reduce administrative and fiscal obstacles and burdens.
- Strengthen the Decent Employment Plan to detect the so-called false self-employed.
- Increase social protection to equate the social benefits of the self-employed with those received by salaried workers. Progress towards the universality of rights.
- While on the other hand, the Party is in favor of the following measures on this social group:
- Self-employed flat rate for the first 3 years, and extend it to people over 52 years old, long-term unemployed, under 30 years old, and vulnerable people such as victims of gender violence.
- Reduced rate for the self-employed who do not reach the SMI.
- Flexibility of the deferral regime in the contributions of self-employed workers.
- A system by which the self-employed have greater flexibility and ability to choose their contributions.
Alternative party options
From We can focus on the above measures, although with a greater intensity in its application when defending the following postulates.
- Quote only for the returns that you actually obtain and not with the current disproportion.
- Declare the taxi public service of general interest and establish the requirement of 2 hours of pre-contracting for the VTC.
- Fight against false self-employed fraud: increase inspections and it will be presumed that there is an employed employment relationship when the self-employed person has only one relevant source of income.
While Ciudadanos is the formation that establishes the most variations with respect to the measurements of its competitors. With some proposals that can be described as more innovative.
- Extension to 2 years of the flat rate for new self-employed, and the corporate self-employed will also be able to access the pana rate.
- Self-employed workers with real income below the annual minimum wage will not pay a fee.
- Do not pay a fee for two years if they have been parents.
- That the self-employed or SMEs advance VAT on invoices that they have not collected, not even at the end of the year
- That the self-employed count their entire working life for their pension if they wish.
Quotas extended with another additional year
Some autonomous communities have chosen to extend the flat rate for the self-employed. This is the specific case of the Region of Madrid which gives this opportunity to self-employed workers. With a rate that is 50 euros per month for two years in a row and that is the main difference with respect to other areas of the national geography. Although it is a proposal that is among the measures provided by a large part of the political parties. In some cases, even with the proposal to extend this period up to three years and which is waiting for a ministerial order to implement this rate among the self-employed.
Although it must be stressed that a supplement will have to be paid for the cessation of activity. In other words, to collect the denominated for self-employed workers. And that it is an optional measure for taxpayers based on what best suits their professional and personal interests. In this way, they will have to pay a little more than 10 euros per month to have this coverage for when they stop carrying out their activity professional for whatever reason. Where the maximum time to collect unemployment is a period of two years for a minimum of four years contributed under this contribution system.
Reform in the payments of the self-employed
In any case, everything will be at the expense of what the next government can legislate in the following years. Where will it depend on whether there is a difference in your Social Security contributions and that in some it can be a great help for your professional or savings accounts. While on the other hand, it cannot be forgotten at this time that the payments of self-employed workers are formalized under a system that premiums those with the highest income.