One of the biggest concerns you can have when you are in unemployed situation is if during this period of time it is quoted. There are several questions to consider in order to give a clear answer to this question, but the first thing we have to establish concretely is that it is to be in unemployed situation.
The unemployment situation is better known as the legal unemployment situation, and is defined as the situation in which a worker sees the need to request the unemployment benefit benefit. So any situation in which this happens is a strike. To be more specific, it is any situation in which for reasons beyond the control of the individual, he must stop working, this may be the end of a temporary contract, as well as the temporary suspension of employment due to the death or disability of the employer, among many other causes.
Once we understood what the situation of unemployment or legal situation of unemployment, we can now begin to analyze if being in this situation we can continue trading. And it is that the concern of the majority begins with the fact that in order to collect 50% of the corresponding pension it is strictly necessary to have contributed for a minimum period of 15 years, while to be able to work 100% it is necessary to have contributed for 35 years. But before continuing we must better understand the unemployment benefit.
Unemployment benefit
There are two types of government aid In order to alleviate the effects of unemployment, one is the unemployment benefit, and another, which we will talk about unemployment benefit. This last aid is considered at the contributory level, that is, it is only a right of workers who contributed unemployment benefits, and is granted under certain special circumstances, which are the following.
The first thing is that it must be given of High social security, In any of the schemes that contribute unemployment benefits, this can be found at the institution that carries out this procedure. In this way we will be able to know if we can apply for unemployment benefit.
Another requirement that we have to meet in order to apply for this benefit is to have quoted for a minimum period of one year. And if after this we were fired, the contract was terminated given the clauses, or if the salary or the working day was reduced by more than a third of its normal value, we can request the unemployment benefit.
Now the duration of this benefit is proportional to the amount of time we have quoted, In this way, if we quote from 360 to 539 days, we will have the right to collect the benefit for 120 days, while if we have contributed for more than 2159 days, we will be able to collect up to 720 days.
Unemployment benefit
Unemployment benefit help It is an economic aid that exists to support those workers who have exhausted the allocated resources of the unemployment benefit or who, from the beginning, do not meet all the requirements to be eligible for said benefit. This aid also has its rules and their conditions to be able to apply, let's see what these are.
The first thing is to clarify that they exist various types of unemployment benefitsThe first of them is that of insufficient contribution. In the previous section, we saw that the minimum time quoted to be able to request the benefit is one year; If this requirement is not met and some responsibilities as a family have to be met, the subsidy for insufficient contribution can be requested.
The second type of subsidy is familiar help, This case is similar to the first, the requirement is that the applicant has family responsibilities, but in this case the applicant You have exhausted your unemployment benefit.
A third type of subsidy is for people over 45 years oldIn this case, the aid is for those who have exceeded the time limit of the unemployment benefit, and who are over 45 years of age, it should be noted that in this case it is not necessary to comply with the requirement of having any family responsibility.
A type subsidy letter is for people over 55 years of age; This applies to those people who are over 55 years of age and who have not yet contributed enough to be able to retire; This subsidy applies from the beginning until the person reaches the moment of retirement.
The fifth unemployment benefit that exists is that of returned emigrants. This type of subsidy is applicable for immigrants who decide to return to Spain, and who return from a country that does not have a bilateral unemployment agreement with Spain, it also applies when the country from which they are returning does not belong to the European Union.
A sixth type of grant is for released from prison, This aid applies to those released from prison, who have served a sentence of more than 6 months and who do not have the right to request any other benefit.
The subsidy for review of some disability It is the penultimate type of subsidy that exists, and this applies to those who have a permanent disability removed due to health improvements; Another requirement that must be met is that there is a lack of income.
The last type of subsidy that can be used is agricultural income, but this type is only applicable in Andalusia and Extremadura and is applicable to temporary workers in the agricultural industry.
Then, when there is a situation in which it is not the individual's will not to be working, there is concern about whether the “lost” time will be used to collect the pension percentage corresponding to the duration of the external event that causes the termination. of work activities. To meet this need, we will cover the situations in which it is listed and in which it is not, so that each one can find the answer they are looking for.
When if it is listed
The first situation in which it is listed is when, in the event of unemployment, the previously mentioned is charged. unemployment benefit. And the base with which the contribution will be made in this situation is the one corresponding to our salary, in addition to that, some other issues will continue to be quoted for common contingencies such as permanent disability, death benefit, temporary disability among some other issues. It is important to consider that healthcare and pharmaceutical assistance is also available. So if this is your situation, the answer is that it continues to trade.
When it is not listed
The situation in which there is no contribution is when you have an unemployment benefit. As we saw previously, the unemployment benefit has a time limit that can be collected, and it is given by the time we were contributing; and once the period is completed, if employment has not been obtained, there is no longer the right to collect the benefit, and therefore a subsidy is requested, this will only contribute in matters such as health and family protection contingencies; but for retirement, contributions will only be made if the person is over 55 years of age, otherwise the time will not be listed.
In summary, the fact of whether or not we contribute for retirement during the season in which we are unemployed will depend on the specific situation in which we find ourselves, this was a general guide to be able to know if our time is contributing.
Other aid
Now, we also learned about the types of unemployment assistance that there are already those that we can be creditors given our circumstances, but if our case does not fit any of those that we already mentioned, you can also look for one of the following.
The first possible aid is the plan prepares, this plan is an aid that works in exceptional cases, in which the individual has exhausted the resources allocated for unemployment benefits or subsidies. And this plan is valid for 6 months in which the unemployed do not get a job.
SThe second help is RAI, or active insertion income, and this is a help for groups that have difficulties for the labor insertion; But part of the requirements is that they are at least 45 years old, or that they have a disability or that they are victims of violence.
The last help we will mention is the PAE or Activation for Employment program, a program that serves 426 euros per month that can be received for 6 months; and it is for the long-term unemployed who have some direct family responsibility.
Undoubtedly there is the possibility that we all find ourselves in a situation in which we do not have a permanent job, and although we can use all these helps it is always important to keep looking for a job in order to continue with our daily lives, and thus maintain a standard of life.