Facto deposit
This type of deposit is one of the most attractive bank deposits on the market and that you can also enjoy a fixed term. In fact, you can enjoy a return with up to 1,25 APR, which is above the average when it comes to the better interest rates They offer deposits similar to this.
Among the benefits it offers, there is also the possibility that its clients choose with a period between 3 and 5 years. This favors the possibilities of clients to achieve a higher profitability that can reach up to 1,50 APR
Bfs deposit
This 12-month deposit rate It is a type of fixed-term deposit that is given to account holders with a return of 1% APR. In case a new customer wants access this type of depositYou only have to make an investment of at least 50.000 euros with a maximum of 500.000 euros.
Among the main characteristics of this type of deposit, one can have the possibility to settle quarterly all the interests that have been generated. In addition, the associated account will be free of any type of commission and will not be renewed automatically so that you can maintain full control of what you do.
As with all Spanish banks BFS It is in the Spanish deposit guarantee fund.
One year agricultural deposit
This fixed-term deposit is marketed by Credit Agricole Consumer Finance, which gives all clients a 1% APR within a year for all people who make investments between 5.000 and 500.000 euros. All the interests that have been generated during the following 12 months, will be derived to an account that is associated to the first one until the expiration date arrives for the expiration day.
Credit Agricole Consumer Finance It is one of the banks that are linked to the French deposit guarantee funds. This fund system has the guarantee of giving 100.000 euros per entity and holder in the event that the entity ceases to have liquidity.
WiZink
Winzink is another of the most profitable deposits on the market whereby customers are given a rate of return of 0.90 APR and that has very striking benefits such as the settlement of interest at the time of maturity and also the renewal that occurs automatically once the term has ended.
El WiZink 14-month deposit offers a return of 0,90% APR. This fixed term is characterized by having a settlement of interests at maturity and its renewal occurs automatically once its term ends, the profitability of which will be established again by the bank for the same term. To access this type of deposit, you must have up to 12.00 euros with a maximum of 250.000 euros. In case a new client wants to access this type of deposit, they must also open the wizink savings account.
In case we want to use a 14-month deposit, This has a linked product from which you can enjoy a profitability of 0.75% APR. This account is free of any type of commission and also gives you the possibility of having the money at the time you need it.
It is one of the most stable deposits, since in case of any type of problem, the entity is backed by the Spanish deposit guarantee fund, which means that if the entity had solvency problems, up to 100 would be covered thousand euros per bank and holder.
1 year alior Bank deposit
This Bank Alior deposit type It has a profitability of up to .90% and it is also a deposit that does not have automatic renewal. In addition, this system has a high profitability that can be achieved just by being a customer. This system also offers a welcome bonus of about 25 euros. What you must do to get it is to send him an email and raisin and in the next 14 days the money will be credited to your account.
The entity is backed by the Poland deposit fund that reaches up to 100.000 euros.
1-year deposit J&T Banka (+25 €)
This deposit of up to 12 months of Banka has a fixed term system With which you can get a return of 0.70% APR for people who invest at least 10.000 euros. Apart from that, if you are a new client in the entity, you can enjoy a welcome bonus that will be 25 euros. This bonus is given by Raisin, so to achieve this, you will have to send an email to them and once they verify that all the conditions are met, you access a welcome bonus with the money in your account.
This deposit is for 12 months with a 100% safe investment since the entity is backed by the Czech guarantee fund.
Payroll bonus deposit
This bonus deposit type It has up to 0,75%, but in order to access it, two requirements must be met. The first is through a payroll of up to 600 euros or having a pension of up to 300. All direct debits must be kept in the entity for at least 13 months. The receipts that are allowed are gas, water, electricity, telephone or internet.
Self Deposit, from Self Bank
El self deposit It is one of the most profitable savings bank products for people looking for good marketing in the finance market.
This deposit is capable of giving up to 2% APR at 3 months.
2-year deposit from J&T Banka
El 2-year deposit from J&T Banka It is a fixed term that pays 0,80% APR. This deposit can be contracted from 10.000 euros and up to 100.000 euros, 100% online. In addition, this deposit can be configured with terms ranging from 9 months to 5 years, being able to access more or less profitability according to the chosen term.
One of the advantages of this product is that they do not have automatic renewal, so we will not have to worry if we miss the expiration date and we have not withdrawn the money. This deposit is totally safe, since it has coverage of the Czech Deposit Guarantee Fund, which covers up to 100.000 euros.
Open deposit 13 months
This 13-month deposit rate It has a high profitability of up to 0.40%, without the entity having to charge any type of commission. In addition, they have the ability to withdraw the money they have invested at any time.
In the event that the person who is going to acquire the deposit is a new customer, they can opt for the openbank welcome account. This savings account provides customers with a promotional interest of up to 1,75%.
2 year euram deposit
This deposit gives a high return of up to almost 1.05% With the great advantage of being able to enjoy an early cancellation and even being able to access this type of deposit with an investment of up to 5.000 euros.
El Euram deposit It has a double guarantee for all clients, since this type of deposit is backed by the guarantee of funds from Australia and also, with the great solvency that the entity has. New customers who want to access the deposit have to open an account in raisin. This will give them a second benefit in which they will receive up to 25 euros for becoming a customer; To be able to enjoy this money, you just have to send an email to raisin and you will be able to enjoy the money in your account in a period of approximately 14 days.
Orange deposit 2 months
This deposit has a high profitability of up to 1.00% in two months. This is something only suitable for new customers and once the two months are over the money will be deposited in the customer's orange account, where it will be enjoyed for an unlimited time of 0.10.
Among the benefits of this orange account is that a minimum amount is not needed to be able to enjoy it and it also allows early cancellation without the customer having to pay a penalty.
All new clients of this entity are supported by the Holándes deposit guarantee fund. This will be activated from the first day that the bank has solvency problems, having up to 100.000 thousand euros per holder and per bank.
As you can see, the amount of deposits that you can find in the market with a high profitability are very varied.