Deadlines for investment products

The terms in the investment is a very determining factor to manage the profitability of financial products. Until each investment model requires its own permanence. In each of them it is different, although some may converge. It will be very important that you take it into account from now on. In order that you have many more guarantees in each of the operations that you formalize.

It is not the same to consider a short term as a long term. Not surprisingly, they will have a completely different treatment. And they will demand the hiring of some financial products more than others. If you want to be successful in your relationships with the investment world, you will have no choice but to know which are the most advisable in each of the terms. You will have different strategies and in some cases under mechanics that are not the same in all cases.

So that from this year on, your investments are developed with greater success, you should know which products are more profitable in each of the terms. And not least, the reasons for this scenario to occur. By having so many products for investment, you will have more than one combination to make the savings profitable in the most correct way possible. In this article, all possible terms of stay will be included. So you can apply them on your operations in equity markets or other financial assets.

Deadlines: ultra-short

These operations are those that take place in the same trading session. They are known as intraday and they demand a little unusual agility in the movements in other longer terms. The product that best reflects this trend is undoubtedly the bag. Due to its special characteristics and that allow you to `` open and close positions in a few hours, even minutes. It is the most agile financial market you have for these short terms. With complete freedom in all the movements that you formalize from now on

However, not all values ​​will be valid for this kind of very special operations. You should focus on those with the highest volatility. With wide differences between their prices Maximus and minimous. So that through their differences you are in a position to make your movements in equities profitable with greater guarantees. To the point that you can formalize several operations on the same day.

These long terms are the ones chosen by the most speculative investors. You want shorten deadlines, although the interest they obtain is lower. They are continuously active, without ceasing to carry out operations on the stock market. In some cases in a positive way, but in others assuming that they will generate handicaps. They have flat rates to operate with the financial markets, for which many euros can be saved throughout the year.

Short terms, with more products

These are also very fast operations, but without the explosiveness of the previous movement. The bag is also receptive to this kind of permanence.. But with greater margin in operations. A short term is considered to be a period that can range from a few weeks to two or three months. Even with the possibility of collecting dividends in the cases of securities that opt ​​for this remuneration policy for shareholders.

In these terms, other products that fit with this strategy are opened to you. One of them are warrants, although within the high range of permanence. It is a much more complex investment model. Among other reasons because it will require a deep knowledge of its mechanics. You can earn a lot of money, but also leave a lot of euros along the way. Due to the risks you incur if you hire them as an investment formula for your profile as a user.

The warrants They have the advantage that you can subscribe them, both for short and long operations. In this way, you can take advantage of all the scenarios that arise. Even the most negative for the financial markets. Which you cannot do with most financial products. You will not need the bags to be bullish so that you are in a position to make profitable part of your savings.

Medium terms, normality in the stock market

This kind of permanence is the most frequent among small and medium investors. Perhaps it is also your case. It ranges from a few months to about a year. With many months to go, if things don't go the way you planned when you started your investment. Most of the securities that are traded in equities serve you. Both nationals and those from other international places. You have a powerful offer to configure your portfolio in an efficient way and with certain guarantees.

You cannot forget in any case that this intermediate period is very conducive to developing operations on the stock market. But also in other financial products. Such as exchange traded funds. Other products that include this important characteristic are investment funds. In any of its many variants. Both in equities and fixed income. Even through alternative investment models if this is ultimately your main desire.

Products with higher risk, such as warrants with sales to credits also respond to this investment need. Although with substantially different requirements. Intended for a more limited investor profile. Look for quick returns and has a greater financial culture. Although with the latent risk that many euros may be left on the way. Perhaps too many for other class of investors.

Longest investment terms

Finally, there are long terms, which are those that are intended for periods of permanence of over two or three years. Its biggest recipients are fundamentally investors with a more conservative profile. There are even cases of savers who have their savings no expiration date. To the extent that the investment can be hereditary. As is very common among Japanese investors. In any case, it is one more option that you have to manage your savings.

They are all products used for these long periods. Of course, including trading on the stock market. They are very conducive to these slow movements. But not in all values. But on the contrary, through those very stable and that are creating small returns every year. Until you can benefit from dividends that they distribute regularly. With an annual yield that ranges between 3% and 8%. You have several proposals of these characteristics. Forming a fixed income within the variable.

Another of the products intended for the longest term is materialized through investment funds. Perhaps it is the most suitable of all. They are of the nature that they are. There are no distinctions regarding the recommendation of these terms. It is a form of create a savings bag year after year. Even as a supplement to the pension. Not surprisingly, it is very common to meet other savers who are more than five years old in these financial products.

In contrast, high-risk investment products are not the most suitable for these operations. Not much less, since they require much more agile movements and even require compliance with deadlines. As in the specific case of warrants, credit sales or contracts for differences. Under no circumstances should you invest in them, if your point of view is destined for the long term.

In addition, it requires that you have a very important financial backing. Enough so that you do not need specific rescues. Something very common among older savers. On the contrary, the youngest do not tend to opt for these investment products. They do not coincide in the preference of the terms. And sometimes neither in its mechanics in the investment. Your goals go a very different side. Always removed from the very long terms of stay. They don't go with their own philosophy of money.

Through all these explanations, you will already have a little clearer in which savings models you should invest your money. From the term of stay that best suits your profile. It will be a very original way of discarding investment proposals. To definitely stay with the ones that best suit your needs. No more no less. It is a very useful way to manage your assets from now on. Depending on the time slots you have available.

As you can suppose, also the same thing happens with banking products. Time deposits, promissory notes or corporate bonds, among the most important. You can choose them based on the deadlines. You have them with a stay of a single month to longer periods that can perfectly reach five years. Even more in some kind of very special proposals. In this sense, flexibility is also total to accommodate your needs in your relationships with the world of money. Proposals, of course, you will not miss in any of the cases. And in all economic situations and scenarios. The only thing missing will be your true desire to invest through the contributions that you have accumulated in your checking account from that precise moment.