This summer may be the time to change your investment model. So that you can develop this variation in your strategy, there is nothing better than opting for investment funds. It's about a very flexible financial product and that allows you to subscribe from a wide range of models that can satisfy your necesidad to make profitable savings with more guarantees of success. Because in effect, its management models cover various financial assets. As many as those developed by the main management companies.
The advantages that investment funds bring you are really extensive. Since your contributions are very accessible for all households to even that you can transfer them to other funds at any time and situation. In addition, they allow you combine multiple financial assets from the same financial product. Both in the fixed or variable rent or even with alternative and innovative models. In short, you can accept any of their proposals. For the period of permanence that you yourself want, since you can cancel it at the time that seems best to you.
So that you can carry out this investment strategy, this summer may be a good time to carry out this idea. Because you will have more time to select which investment funds are the best will adapt to the profile you present as a small and medium investor. So that you can vary your relationships with the world of money from now on. Of course, proposals you will not lack initiatives for you to operate for this suggestive idea to invest your assets.
Investment funds, why?
Although it is true that the funds do not offer you a guaranteed return, but at least they can help you preserve your savings in a very effective way. It is not even necessary that you have a special financial culture since it is a series of products that are prepared by the managers. On the other hand, you are in a position to hire from very defensive funds to really aggressive ones. You have all kinds of models to find a return to your life savings. From this scenario, you can even combine them through an investment portfolio based on these special financial products.
So that you can carry out this strategy to channel your investment, we are going to expose you a series of funds that can enhance your decision. But in any case, they will not be traditional funds, but on the contrary, they start from most original proposals. To the point that in some cases they will be unpublished products for you, since you will not even have any idea that they are marketed. For example, through the following investment funds that we are going to propose to you. Although in the end it will only be you who has the decision to choose it.
Peripheral investment funds
The first modality that you propose are the financial products that are based on the Spanish fixed income. With a very obvious reason and that refers to the good economic data that the activity in Spain can generate. Even that they were better than expected by the different financial agents. If this were the case, these funds would pick up this new scenario of the national economy and therefore would be more sensitive to develop much higher returns than in comparison with other investment funds.
It is an investment strategy under much more defensive approaches, but in any case it will allow you to exceed the levels above 5%. With the added advantage that they do not have a special volatility in their prices. Because in effect, they are more stable than other investment funds. For this reason they are very useful to gradually create a savings bag from your initial contributions. In addition, you have many investment funds of these characteristics to choose from. Even with other financial assets and another form of alternative investments.
Solidarity funds, something else
It is one of the most original models within this investment group. It is a way that allows you to invest while you are true to a way of being or thinking. All this while you are supporting programs to help other people or even to improve the conditions of the environment or the planet itself. You do not have different conditions, nor does it even carry commissions for this contribution. They can be as profitable as other mutual funds. Because some of them at some point have developed annual returns above 10%.
It is true that its offer is not as powerful as in the other investment funds. But surely you will have a proposal that can meet your expectations. From different approaches, since these financial products are characterized, many initiatives enter into the preparation of these products. Not surprisingly, you will have more and more facilities to achieve the objective of hiring a solidarity investment fund. In any financial institution that are incorporating them into their renewed offers for customers.
Based on volatility
Until a few years ago it would be unthinkable that you could subscribe a product of these characteristics. Because in effect, they allow you to adapt to all the scenarios of the financial markets. Even in the most adverse times for equities. So that in this way, you can make the money profitable from any conjunctural moment of the international economy. In this case, they are more difficult to find in the current financial or investment proposal. In any case, under the same conditions as the other investment funds.
Funds linked to volatility, on the other hand, are much more complex in terms of their development in the markets. To the point that you may have more trouble quantifying its performance. You do not have easy-to-detect parameters to know if you lose or make money with these products. From this stage, they are less attractive if you want to open positions in them and that can keep you from taking positions in these funds. It is perhaps one of the big problems that your hiring entails.
Coin Cutlery
Few products adapt this characteristic as in mutual funds with hedged currency. It is a very useful way to protect yourself from swings in currency markets. And very specifically of those in which these funds have been subscribed. Because in effect, it will be an element of great help to underestimate the possible losses that the financial assets linked to this investment could generate. It can even improve the performance of these products. Either way, it is another of the alternatives you have to relate to the always complicated world of money. And precisely one of them is to have the currency covered.
You have the great advantage that more and more models of these characteristics are designed in this way. Both in regard to the equity funds, as well as in fixed income. Because it is a quality that has nothing to do with the composition of the portfolio. But on the contrary, it is intended to guard against movements and excessive fluctuations of currencies. It can be developed in euros, US dollars or even other less common in this kind of operations.
Precious metals as a target
Finally, the funds that are linked to some of the main precise metals (gold, silver, platinum, palladium, etc.) But from a different perspective, where it is not directly invested in these financial assets. But in the companies that market them. It is a more complex model that can be very profitable when the most opportune conditions occur. For all these reasons they are considered alternative investment funds.
The profitability that it can generate is very wide, but be very careful because the risks involved in contracting it is higher than in other funds with different characteristics. Not in vain, if it is distinguished by something, it is by high price volatility. It is not very strange, therefore, that in a single session there can be variations in its price close to 1%. In any case, higher than you can find in other savings models. For this reason, it is more important that you analyze these proposals to know if they are really worth formalizing them. You may even need the advice of an expert in wealth management.
In any case, it is one more option that you have to value from now on. Because it can be a lot of money that you can win, but also lose it. In any case, this class of financial products are indicated for longer periods of permanence. They are not for short trades or just a few weeks. In addition, it is one of the ways you have at your disposal to take positions in some of the most relevant precious metals. And that you cannot invest in other financial products. Because as you well know, you have it practically banned in the stock market, as in the most aggressive products of equities. Now you only have to select the model that best suits your real investment needs.