It is the most unpleasant time of the year when you have realized that your vacation is over and you have to return to your normal rhythm of life. A situation occurs in which you will stop thinking about the trips you have made, the hours on the beach sunbathing and those gratifying snacks at your favorite beach bar. It is time to say goodbye to all those pleasant moments that you have spent during the summer. You will have no choice but go back to the usual routine and how could it be less also to relate to the always complicated world of money and investment.
There is no better way to get back to work than planning your investments right now. In addition, it will be a strategy that will come in handy to stop thinking about those beautiful moments that you have lived during the weeks of vacation. It is specified that change chip and turn your efforts to make your savings profitable. So that next year, with the accumulated capital gains, you can repeat the experience or you can even satisfy that trip with how long you have been dreaming. It may be the best occasion.
Either way, don't expect financial markets to be easy to operate with them. Because in fact, right now they are practically like when you finally let them go on vacation. With very little news regarding equities, both nationally and outside our borders. It is after all the stage where your money will have to move from now on. For everything to be developed with correction and solvency, you will have no choice but to start from renewed lines of action ahead of the new equity season. Although also perhaps other financials, including fixed income or even alternative investment models.
Back from vacation: what to do?
After your return trip from vacation you will have to put all your operations in order. But the most important thing to defend your interests is what strategies should you start starting this September. Because in effect, you cannot, it is a very prone period for this kind of operations to increase your assets under more maximum intensity. In this sense, you can reorient your investment portfolio based on the new economic prospects that have been generated in this period of time.
It is a period in the year in which the best products must be analyzed to obtain greater profitability. Although it takes a little more time to implement this strategy, but it will be really worth it, as you will see after a few months. After the holidays it can be used to diversify your investments. So that in this way, your positions are much better protected than before. Faced with any unfavorable scenario for financial markets in general. It will be first of all one of the priority objectives for all small and medium investors, as it is in your own case.
What products can you choose?
It will be essential that you choose very flexible investment models and that can be adapted to all economic scenarios. Both in the positive and in the most unfavorable for traditional investments. Because in fact, if the current financial scenario is characterized by something, it is by its perfect volatility that makes it very prone to import savings models where adaptation to all kinds of scenarios in the equity markets prevails. Not only the clearly expansive ones, but of course also the most damaging to your interests in the stock market.
In this sense, one of the best options you have at the moment are actively managed investment funds. Because in effect, they can be adapted to any kind of economic scenario. Because it is not a static or passive investment. But on the contrary, they are constantly being renewed and depending on what happens in the financial markets. There are many products with these characteristics that you can contract at the moment. In addition, you have them under all modalities. From those from equities to fixed income, through intermediate formats or even alternative formats if you wish. You will not lack proposals of this well-defined profile.
Combine fixed income with variable income
Another of the most satisfactory options for your interests is looking for an investment model that combines both systems. You certainly have a lot to choose from. From term deposits linked to equities and that will allow you to improve the low profitability generated by these impositions. To the point that you can get a return on your savings close to 4%. Without having to pay a single euro in management costs or even commissions. With the advantage that you will always have your money plus a minimum profitability for its permanence.
Investment funds also import this special investment model through their mixed formats. They are very popular with small and medium investors and also allow you to obtain significant returns on savings from the beginning. There are different models in these funds, from the most aggressive to the most defensive cut. So that they can be hired by any saver profile. Although in this case the risk is significantly higher since they can generate losses at any time and situation. In any case, the combination of both investment systems will significantly help you to protect your financial contributions from now on.
Creating your own investment portfolio
You have another more individualized alternative that consists of design your own investment. That is, distributing your money in various financial products. But with your own freedom and adjusting to your own needs. However, this decision that you will have to make will be based on a greater knowledge, not only of the financial markets. But also of the financial products that are enabled for contracting. From the most aggressive to the most defensive. They are used for any kind of strategy and in all kinds of conjunctural situations.
The adoption of this support in your daily operations provides greater freedom so that you can develop any strategy from these precise moments. Because indeed, you will not have limits so you can operate with any kind of financial products. Even by the most innovative that financial markets offer you right now. You will only be the one who has to decide which ones are the best for you at all times. To the point that you will have to dedicate some time to make these operations so important for your savings.
Facing the end of the year
One of your most relevant goals when you return from your vacation will be to prepare for the last quarter of the year. It is one of the periods in which equities have the best performance. It will, therefore, be the most opportune moment for you to make the best selective purchases of the stocks that are in the best situation at that moment. Not in vain, the bullish run may be longer than at other times of the year. Although you will have no choice but to analyze the stock market offer and opt for the values that offer you greater security to face the last part of the year.
It will be an investment that will be destined for the short term, but with results that can be very surprising. As long as the international stock markets develop normally and there are no events that could significantly change the direction of the main indices around the world. To the extent that you can take advantage of dividend payment that takes place during these three months. With fixed and guaranteed returns of up to 8% per year. So that in this way, safety prevails over other technical and fundamental considerations.
On the other hand, you cannot forget that one of the best ways to invest is to take advantage of the business opportunities that always arise. So that you can do this, you will have no other solution than to be in liquidity at times. Because in effect, it is not necessary that you always have open positions. Not much less. But on the contrary, you must combine your presence in the equity markets with periods of absence. It is a very useful strategy to optimize the operations that you develop from now on.
And above all, do not forget to impose any protection measure on purchases made. Where it will be very necessary that you respect the supports and resistances in the values that have been the object of your operations. So that you come and go at the best times to defend your interests as a small and medium investor. Which is at the end of the day what it is about. Because it will be very relevant what you do after the holidays so that the balance of the operations at the end of the year is frankly positive. Of course, you still have time to get it. Although not without effort, nor with the odd setback along the way. It is absolutely something that you will have to assume from now on.