When considering investments in the stock market, you should not only take into account the possible benefits of the operations you carry out. But the expenses that will derive from the commissions that your bank will always charge you for executing the buy and sell orders in equity markets. Whether it is in national markets or outside our borders. Because it will mean an amount that you should not underestimate and that will be subtracted from the capital gains that you obtain in each of the movements that you formalize from now on.
Another aspect that you should not forget at any time is that these commissions they are not fixed rather, they will depend on the entity with which you usually operate. Although it is true that the differences will not be very sensitive with a divergence of only a few euros. On the other hand, you can take advantage of the many promotional offers launched by entities to finance their clients. In some cases, with very aggressive discounts that lower these commissions on the stock market by up to 35%. While on the other hand, you can also lower this investment expense through flat rates.
In any case, you have many strategies to contain these expenses in your dealings with the equity markets. They will not be very difficult to apply and instead the benefits can be really surprising. To the point that you will notice it in your checking account balance from these precise moments. It is convenient for you to know this in this new year so that from this system you can embark on paths to encourage savings in a rational way and most importantly, without giving up anything in regards to your connection with the always complicated world of the stock market.
Commissions: hire a flat rate
One of the most effective strategies to achieve this desired goal is based on always paying the same. Whatever the stock market operations you carry out during the same month. With this payment system you can save a third of the commissions that apply to you from your credit institution. These are the so-called flat rates to operate on the stock market and whose amount varies between 20 and 40 euros as a monthly fee. There are also them for operations in international markets that raise their amount by a few euros.
This rate is intended for investors who do many operations per month and need to reduce the cost of commissions. If, on the other hand, your movements are more limited, you may not want to hire this monthly fee. Among other reasons because it will not be profitable and in the end you will pay more money than necessary. Therefore, it is convenient that you analyze in great detail what is the profile that you present as a small and medium investor. With the primary objective of optimizing all operations in the equity markets from now on. You will see how much will go and you will spend less money from this year.
Larger transactions
One of the little tricks to optimize this spending on the stock market is to carry out few but larger equities operations. This is because they can be taken advantage of tranches in the most profitable commissions for your interests as a small and medium investor. As a result of this very special strategy, you can save a few euros every year. With the additional advantage that the potential for revaluations will be more important due to the capital increase in each of the operations carried out. Therefore, this movement will require a greater selection in the securities that are the object of purchase and sale in the equity markets. In short, it means a greater optimization of the resources used.
Focus on national values
One of the keys to optimizing operations on the stock market is based on opting for companies that are listed on the indices of the Spanish equities. Above the values that are present in the markets outside our borders. This investment strategy that will generate savings in the cost of commissions. Not surprisingly, they are much cheaper and allow you to contain the outlay generated by this kind of operations.
Also, you have the enough offer as to satisfy this very special demand. With all sectors represented through the national continuous market. From traditional financial groups to companies that have imported the latest models in technology. You will practically not lack for anything and you will come to wonder that it will not be necessary to go abroad to invest your money in the equity markets.
Take advantage of promotional offers
Another of the systems that never fails to save you money in the stock market is materialized by taking advantage of the rates offered by credit institutions. You can see that the differences can be very wide. As much as to save you up to a little more than ten in each of the buying and selling operations. You will only have to analyze the offers that financial groups propose to operate with these markets. They can even reach a promotion that can be very satisfactory to defend your interests as a small and medium investor.
Each market has its own rate
You may not know it, but not all equity markets have the same commission that these types of operations carry. As a consequence of this characteristic, you will have no choice but to focus on international places. with better prices at these rates. Because you will surely find some other value that is in a position to allow you to take positions. You certainly don't have to go to the more expansive ones. Because you may not have a rational reason to head to that equity market. At least it is enough to think more than twice.
Extend the period of stay
Of course, extending the terms of permanence can help you to contain the expenses of the commissions. For a very simple reason and that is because you will do fewer operations than before. And therefore you will formalize less buy and sell orders. Also through this original strategy you can save a few euros throughout the year. Although you will have to plan what are the deadlines to which your operations in the stock market should be directed. Under no circumstances should you improvise your movements. Because it can have a disastrous effect on your checking account balance.
Don't do so many operations
Although it is a somewhat exaggerated imposition, do not doubt that you will achieve your most immediate objectives with its application. Because it also requires you to be a lot more demanding from now on. You don't have to be invested throughout the year. You need breaks that will help you take new strength for the next operations in the equity markets. As you will see, there are more benefits than the damages that the start-up of different operations can bring you, they are no sense. It is something that can only get you in trouble at any time of the year.
From financial platforms
One of the conclusions you must reach is that it is not necessary for you to operate in the stock market from any bank. If not, on the contrary, you can execute your movements of purchase and sale of the stock market through the financial platforms. Not surprisingly, in many cases they present much more competitive commissions and with a very effective investment advisory service. To the point that it can compensate you for this change in the management of your portfolio. There are many platforms that are located in our territory. Even from online approaches so that you can invest your assets from your own home.
Online banking, with cheaper rates
There is no doubt that operations carried out over the Internet have much more competitive commission rates. Where you can save up to half its price. With the additional advantage that you will not have to go to a bank branch to sign the purchase and sale mandates. If not, on the contrary, you can manage them from anywhere you are. Even from your vacation destination or on the trips that you have to face from now on.
At this time, the vast majority of banks have this service for customers. Without assuming no disbursement extra to the expenses generated by operations in the equity markets. It is a trend that is being addressed by an increasing number of users right now. To the point that you will not only earn money, but also time and comfort to face any kind of operations to make your operations profitable.
A strategy used by a good number of young people who want to optimize their relationships with the always complicated world of money. From now on you can be one of these people. Beyond the profile you present at the moment: aggressive, moderate or intermediate. After all, it is a great advantage for trading on the stock market.