If you want to make all your savings profitable, you don't have to limit your actions to buying and selling shares on the stock market. Because indeed, there is life beyond equities international. And what better way than to opt for unconventional models, as through start up. Even the most innovative that you can find right now. To the point that they can help you improve the profitability of your monetary contributions.
It is true that the alternatives are rather limited. But at least you will have some other idea to materialize your wishes with some proposals for investment. However, they will require more and more deep knowledge of their respective markets. Factor that will influence that not all profiles of small and medium investors will be sensitive to their operations. But on the contrary, only the chosen ones who will be the ones with the most possibilities to open positions in some of these financial assets.
Either way, it will settle as a real alternative to investment. That you can make it effective at any time, even in the most unfavorable moments for the financial markets. Where you always need to go to places other than the stock market to channel the available balance in your checking account. Surely more than one financial proposal it will surprise you with its high originality. But be very careful, because they can carry more risks than necessary. As you will see from now on.
Alternative investment: start up
Of course, one of the most suggestive ideas is necessarily due to this choice. Through contact with these financial agents to invest from now on with a high growth potential. Perhaps at some point above the returns offered from more conventional financial markets. With mechanisms that are totally different from those generated by the equities to which you are so closely linked. Although in any case, you will have no choice but to take more risks to achieve your goals.
It is based on a strategy as simple and effective as it is to search for business projects that have a viable business model and that have growth potential to offer profitability to their investors. They can come from different business sectors and even of a completely divergent nature. Where you can help them take their initiative forward, while you yourself get a reward for the result of the returns that the invested capital can generate.
However, it is not a simple process or free of obstacles. Of course, this is not the case, since in the first place you must request from these promoters exhaustive documentation that reflects the current and expected future status of the project. This is what is called in business terms a business plan. Like your financial and legal situation and the experience of the team in charge of starting the project. Likewise, the promoters' proposal on what they intend to raise should not be lacking at any time. There may be a grouping of interests on both sides. They seek their financing, while investors only make their money profitable. If possible above the main proposals for investment.
Invest back in brick
Another different and very effective formula to make your savings profitable is based on the return to the real estate sector. But in a different and above all innovative way. Not investing money in stocks of these characteristics. No, but through very innovative companies in which you can deposit money to make it profitable. Through the appreciation that can be generated from the purchase of a property.
These operations can be formalized for little money, from only 100 euros if this is your longed for wish. With the advantage that you can undo your positions at any time you want. And in this way, you recover your capital and its corresponding interests. Because indeed, in the medium and long term is where returns can be more interesting from now on. With a profitability that can represent 10% or even a higher percentage and as a consequence of the appreciation of the property.
Few proposals of these characteristics are present in the sector market. But in exchange for undergoing a process of expansion in the arrival of these very particular investment models. By contrast, in the short term, your hopes of improving equity market returns are down sharply. With margins to enter your checking account no more than 2% or 3%. And in any case, higher than that offered by the main banking products (fixed-term deposits, promissory notes or corporate bonds, among the most relevant).
Online platforms: with more risks
If you are not afraid of risk, this may be your great alternative. These are very aggressive operations in all financial markets. Even made on the same day. Where you can earn a lot, but a lot of money, but also lose it with the same intensity. You will need a high level of learning to operate with this kind of financial products. It will be the best guarantee so that you do not commit recklessness that could put your savings account balance at risk.
One of the advantages that this special investment model will bring you is that you can open positions from very modest amounts for all households. In exchange they are penalized with expenses in their management and very high commissions. Above that applied to more conventional products. As for example, in the cases of buying and selling shares, investment funds and even credit sales. You cannot forget this aspect to plan your personal budget.
This class of online platforms are proliferating in recent years and you may find more than one that does not comply with the necessary security measures. It is another additional risk that these financial operations classified as high risk entail. Where there is a class of profiles to whom their proposals to make the heritage profitable are not directed. And in any case, with rather scarce monetary contributions. To protect your positions as a small and medium investor that you are.
Lending money to individuals
Another certainly innovative way to make savings profitable is to provide a line of credit to people in need. It is channeled through online platforms between individuals and has the advantage that you can improve the performance of the main banking products. Because in effect, the return that you can obtain can be located in a band that ranges from 4% to 7%. In this way, the plaintiffs make their financing more affordable and exempt from all kinds of commissions or expenses in their management. And you, through such a unique strategy, will improve the status of your checking account.
However, it is not such a simple system to carry it out. Because you need to detect with a user platform that meets the necessary requirements and also with an individual who offers you the maximum guarantees in operations. But if you get around these obstacles, you will be in the best conditions to exceed the margins that fixed income currently offers you. And in some cases, even what can be derived from some financial products based on the variable.
In recent years, more and more users have opted for this collaborative system between individuals. Where the greatest problem lies in the trust that can be established between both parties. Not surprisingly, it is a model that is governed by these communication parameters. And of those that logically suffer from other more or less conventional forms of investment. At least it allows you to enjoy another additional alternative to improve your accounts and you should be the one who values whether or not it is really worth accepting this decision.
Contribution of alternative systems
These forms of investment that we have proposed are substantially different. Neither better nor worse than others, but they provide other investment models depending on the profile you present as a saver. In any case, you must analyze them to know their mechanics and so that in this way you do not have more than one surprise during the development of the process. You can even use them when the traditional financial markets are exhausted. It will always be better than going to the low profitability that fixed income offers you at the moment.
It is true that you don't have too many options to capture these models. You have to limit yourself to only a few and in some of them you may not have the necessary experience to operate with them. In this sense, there is no better way than to know them than through learning and a detailed study on the mechanics of their investment models. Only then will you be able to use them with the maximum guarantees and avoid certain problems.
Most of them are not based on the price of any financial asset. But on the contrary, they base their strategy on supporting people's needs. Either through their business projects, or simply by providing them with the necessary financing for their daily liquidity problems. There are no more mysteries in these investments that you may need it at some point or other.