If you play in the next Christmas Lottery draw on December 22 you will be able to swell the list of millionaires if your tenth is awarded with the jackpot. You will be a beneficiary of no less than 400.000 euros with which you can enjoy for years to come. To the point that you can ask yourself if it is the right time to retire and live on income. And of course the best news to say goodbye this year.
Anyway, remember that this will not be the amount that will go to your checking account. Not in vain, they will deduct the taxes that are destined to the game. Because in effect, the jackpot will be taxed with 20% of the prizes over 2.500 euros. As a result of these deductions, they will deduct a total of 80.000 euros. Thus, the liquid amount you will receive will be reduced to 320.000 euros. But do not be angry, you still have a very appreciable liquid amount to make it profitable.
From this important prize that you will obtain, the amount of this prize will be available in a dollar. Even reaching more demanding levels, depending on your operations in the financial markets. The investment alternatives you have are very varied, from contracts in term deposits to other much riskier options, such as investing in the most interesting financial assets at all times.
Gordo: invest it in products
You can keep trying your luck and try financial products to continue increasing your wealth. So that in this way, you can finally leave your working life. Up to limits on profitability rarely seen in your short history as a small and medium investor. Not surprisingly, you will have much more money than imaginable to make it profitable. From the best product for the investment that fits the profile you present.
Thus, will allow you to take greater risks That so far. To the point that the loss of money will be no problem if the operations do not develop as you had initially planned. It will be a certain setback, but nothing more. It is one of the advantages that you should have if you have the big Christmas deal this year. At least you will serve to get excited and check what is the extra money you could earn from next year.
The proposals that are open to you are immense. Not only in equities, but in the fixed and even in alternative models that until now did not count in your investment operations. Of course, it will be a unique opportunity that will only depend on the luck that the balls of the hype will give you with which the period of these special parties begins. And what better way than being the winner with the tenth winner.
Invest in fixed-term deposits
If you want a conservative option to continue increasing your wealth you have one of the recipients of the amount of your prize in your term deposits. But not just anyone, but a model that increases your profitability. It can be based on proposals that are intended for new clients and have very short lead times. Between 1 and 6 months in most formats. It is one of the few options you have to increase the performance of these financial products.
Another of the safest and most solid options you have to make the most of the prize obtained in the Christmas Lottery is to go to one of the many public debt products. This is a preference for more conservative users. Not in vain, they endorse you a fixed and guaranteed performance in all exercises. But in exchange for reporting a lower interest rate than in other investment alternatives. However, it has the great disadvantage that they are intended for very long terms. For periods between 10 and 30 years.
As a last resort, the possibility of investing all the capital in mutual funds based on fixed income. With the advantage that you can greater diversification of investments. As a consequence of this incident, you will be able to receive higher amounts in all years. You can even combine it with other financial assets to boost the returns on the amounts invested in this product.
Invest the prize in the stock market
In any case, if there is a market where you can continue to increase your assets, it is very easy. As well as addressing equities, both national and international. But through different strategies. One of the simplest is materialized through the purchase and sale of shares. As soon as the financial markets behave well, you can improve your positions up to 10%. In this way, the 320.000 euros of your prize will become an additional 32.000.
It is not the only possibility you have through these financial channels. You also have the option of resorting to the securities that regularly distribute dividends to all their shareholders. Not in vain, it will report you fixed returns of between 4% and 8%, depending on the choice you make. Always in a fixed and guaranteed way, and regardless of how their prices evolve on the stock markets. To gradually increase the capital to higher levels.
You have more alternatives, some of them frankly aggressive and can skyrocket your checking account balance to unimaginable levels. In this case, it would be the warrants, although to open positions in these products you will have no choice but to accumulate more experience in their operations. You can take the profits up to very important percentages, even doubling your capital if the operations are very satisfactory for your personal interests.
More aggressive alternatives
At any rate you have even more aggressive options depending on the product you hire. You have many proposals ahead of you, to substantially improve the price of the national lottery. If you think that the evolution of the stock market is not going to be very favorable, you can sign a sale on credit. In when the benefits are generated by the fall in the equity markets. You can earn a lot of money, more than in other designs. But in exchange, the risks that you will run are immense, to the point of wasting part of the benefits generated through the official raffles.
To formalize the Credit sales you must have a very great security on bearish scenarios in the stock market. If not, you better refrain from opening positions through such special investment models. In any case, you can continue to try your luck again and even manage to reach the objectives you are pursuing. It is a performance that you should meditate very deeply before making the final decision.
Another great risk tool is trading futures on the stock market. It can also raise your returns to levels unimaginable until a few months ago. But with so much liquidity in your pocket you can afford this luxury. Of course, as long as you have a deep understanding of the structure of these sophisticated and specialized financial products. Are you in situations of trading futures?
The interests are taxed
In any case, it will be necessary for you to know how obtaining these awards will affect you fiscally. Beyond how you can invest them in the future. Well, and so that you do not have problems with the treasury, you will have no choice but to request your usual bank a supporting document proving that the amount that you have entered for this reason comes from a lottery prize.
The prize may be shared, and in which case you must specify it in the note that the winner receives, that you can be yourself. There is another aspect that you cannot forget to do things correctly either. It is none other than if your prize is through participation (and not a ticket or official tenth), it will be the holder himself who is in charge of carrying out this administrative process. Because in effect, if it is not formalized, it will be the sole holder of the award. In other words, you will have to assume the tax treatment of obtaining the award. As a consequence of this incident, it can be very harmed by this unadvisable management.
Tips for investing your prize
If you are one of the lucky ones in the Christmas prize, congratulations, because you will have part of your life resolved. But if you want to invest it, you can apply a series of action guidelines that will surely be very useful to continue increasing your personal capital. It will be based on the following recommendations that we expose you below.
- One of the effects of this Christmas award will be that have more freedom to risk higher amounts in each of the proposals you make from next year. Even with the possibility of assuming possible losses in the positions you open.
- You can be more open to other series of financial products, even from very aggressive models that can double your current positions. You will only have to analyze them and choose the ones that best suit your characteristics as a small and medium investor.
- It will be the moment for you to face those operations in the markets that you had thought about but due to the lack of liquidity you couldn't put them into practice. Now is the time to start them.
- Your current economic status will allow you to perform very fast operations, and you can even close deals early. It will be the unmistakable sign that you have achieved your investment goals. Although you are in a position to rush the movements to the maximum of your possibilities.