Summer arrives again and it is precisely in the months of June and July where the distribution of dividends reaches its highest peak of the year. With countless listed companies that are going to be commissioned these days to give this retribution to shareholders. It can be one of the excuses for some of the profiles of small and medium investors to decide to enter the equity markets and capture this interesting liquidity tip. To the point that they can get a interest rate of up to 7%. At a time of uncertainty on the part of the financial markets.
The collection of these dividends can come in handy these months before the expenses that you will have to face on your next vacation. To the point that it will constitute an additional income so that you do not have to suffer excessively in the balance of your savings account. Of course you have many options to choose from for the next few weeks. From the most conservative values to other more aggressive options where you can improve your income statement from now on.
In any of the cases, the collection of these dividends is made up as an instrument that you have available at this time to provide you with liquidity in the summer months they have to arrive. It is a fixed remuneration that you can choose depending on the strategy carried out by each listed company and that will be enhanced by a possible profitability in the price of its shares. Not surprisingly, this is another factor that you have to consider from now on. Not only the money that you will charge for the dividends, but the interest that you can generate by having the positions open in some of these securities from now on.
Companies that distribute dividends
This shareholder remuneration has its maximum splendor in these summer months. It is precisely the companies linked to electricity and energy that are in charge of bringing this payment to shareholders. For example, Enagás, Gas Natural, Iberdrola, Endesa or Red Eléctrica Española. They will exercise between June and July this charge on behalf of the shareholders and low and an amount ranging from 3% to a maximum of almost 8%. Of all, the dividend is distributed in two annual payments, one of which is formalized in this period while the remainder will become effective at the end of this year.
On the other hand, it is a fairly stable national equity sector that does not suffer excessive changes in trends. Where of course volatility is not one of their common denominators, as occurs with other series of securities belonging to the national continuous market. Not surprisingly, it is very rare that the differences between their maximum and minimum prices exceed levels of 2% or 3%. With a much more stable price in a good part of the months of the year. So that in this way, you do not have surprises of special importance that may affect your income statement in the coming months.
Strategy to use with these values
To collect the dividend from these listed companies, you will only have to be in a buying position with a period of four days in advance with respect to the date of payment of this charge. So that once you have collected it you can undo positions in the value if this is your closest wish. However, you must bear in mind that the payment of dividends is discounted at the same moment of the quotation of their prices. Although it usually recovers it after a few trading sessions, depending on the trend by which its actions are governed.
There are many small and medium investors who choose this very special strategy to make their savings profitable. Although they are those of more conservative or defensive profile those most likely to develop with some regularity. Among other reasons because they make up a portfolio of fixed income within the variable. Knowing at all times that your profitability will be much more powerful than that derived from different banking products. Because its average profitability at the moment is just over 4%.
Improve return on money
One of the purposes of applying this remuneration strategy is based on the fact that you will obtain a more striking interest in your savings than if you had them in bank products intended for savings. For example, time deposits, bank promissory notes or even high-paying accounts. That in all cases they do not offer you more than 1%, as a consequence of the low value in the price of money. Following the monetary strategies carried out by the European Central Bank (ECB) to boost the economy in the euro zone. And what have led to the price of money is currently at 0%. That is to say, without any value and that therefore has been transferred to these banking products.
Instead, paying dividends gives you the opportunity to get around these very low levels of remuneration. Regardless of the evolution of their prices in the financial markets. In any case, it will be an interest that will not give you at any time any type of bank deposits. To the point that many users are inclined towards this system to improve the balance of their savings account and count with a more stable liquidity in your personal or family accounting. Beyond other technical considerations and maybe even from a fundamental point of view.
Benefit of employing this strategy
Going to the dividends paid by these companies gives you a series of advantages that you need to know from this moment. Especially, in case you feel inclined towards this type of operations in the equity markets. And that at a general level will be the following that we expose you below. Pay a little attention because you can suppose some very useful tips that can come in handy at some point in your life.
- It helps you to have greater liquidity in your checking account for the next expenses you need to face. For example, To pay the taxes, the children's school or even settle a debt before third parties. Without any kind of limits on demand.
- Even if I miss you from the beginning, do not doubt that you can get one fixed and annual profitability of up to 8%. This is the specific case of Endesa, which is one of the companies that distributes its dividends in the summer. In addition, it is one of the values of the Ibex 35 that has a better technical aspect.
- It is a format so that you can constitute a fixed income portfolio inside the variable. But with a small detail and that is that you will get a higher remuneration compared to the more traditional banking products. It is worth trying this strategy so that in the end your savings account balance is much more powerful at the end of each year.
- This summer you have many proposals to choose from since they are various stock market sectors that distribute dividends among their shareholders. You will only have to tell yourself by those values that present the best technical aspect at all times.
Shadows of going to these payments
This compensation offered to small and medium shareholders is not without some risks. It is very convenient that you know them to anticipate unwanted situations in the financial markets. As for example, in the following scenarios.
- This operating strategy may not let you benefit from full growth potential they have the securities that pay out dividends. To the point that to get a small liquidity tip you have to give up the revaluation of their prices.
- It is not very sensible to resort to dividends when the affected securities are in a downtrend of special intensity. Among other reasons because you can leave many euros on the road and despite having received this remuneration with the shareholder.
- The money that these listed companies provide you it is not a gift or prize. Of course not, if not, on the contrary, they deduct it from the value with which the shares are trading at that time. This is something that many small and medium investors forget.
In the end, if the balance of this analysis is clearly positive for your personal interests, you should know that you are facing one of the periods with which more companies distribute dividends among their shareholders. It is something that you can take advantage of right now, even as a strategy to prepare your next vacation. Where the higher your monetary contributions, the higher the compensation you will receive during these months. Of course, in no case will the yield be below 3%. Quite a respectable amount considering how the price of money is at the moment. You will have made some progress in achieving your goals.