Bankinter, through its traditional quarterly report, makes a series of recommendations to investors for the coming months. Where he also makes one of proposals on equity securities where savings can be made the best possible. In any case, it emphasizes that it is the most effective alternative to generate capital gains from investor positions. With the indication that the stock markets are still there is a potential left in its upward journey. However, its evolution is slowing down as of the third quarter of the year.
Bankinter analysts are of the opinion that the current economic cycle still has a long way to go. Despite the specific corrections that are being generated. Apart, of course, from the effects of the separation process by Catalonia on the values of Spanish equities. Where the shares of Banco Sabadell and Caixabank are some of the most affected by these events. With very significant depreciations during these days, where the positions of the sellers are being imposed on that of the buyers.
In any case, from this quarterly report prepared by this financial entity it is shown that fixed income is currently too overrated. To the point that it indicates that the stock markets can pick up the bullish movements in a large part of the financial assets. In this sense, it cannot be forgotten that the profitability of term deposits is below minimum levels and not seen for many years. Where the interest rate at an average term of 12 months is around 0,20%.
Bankinter recommendations
Another aspect on which Bankinter affects is that equities are the best strategy for making savings profitable in the medium term. But despite these predictions, they also warn that the path remaining for the benchmark index of the national stock market is very small. Specifically, they think that the Ibex 35 still has a 2,5% upward path. This is a percentage that you can ask small and medium investors who can enter the financial markets from now on. The fear of getting stuck in open positions is a factor that empowers them to make this decision.
On the other hand, the analysts of this financial institution think that the selective index has its maximum limit in 10.500 or 10.600 point levels. Although they also suggest that during the next year they could slightly exceed these levels. However, based on these estimates for the financial markets, they would be an opportunity to carry out very punctual operations and especially under shorter than usual terms of permanence. Because the risks that may be present in the bags are more than latent. In fact, the report carried out by Bankinter is not as optimistic as in previous quarters.
The key is in the results
They also suggest that business results will be very decisive for the evolution of equity markets from now on. In this sense, they believe that if they continue to improve in the coming quarters it could be a new argument for stocks to rise, although not with the same intensity as up to now. On the other hand, the benefit review of listed companies will be another parameter to take into account to determine whether or not it is convenient to go public. It will take a little time to have this data in our hands. It will be essential to make any kind of decisions.
Another of the most determining aspects will be the choice of securities to make up the investment portfolio. Because depending on these parameters the differences can reach up to 10%. Something that means a lot of money in the operations carried out and for this reason it is convenient that you be more analytical than on other occasions. Not surprisingly, it is a message that can be transferred from Bankinter's investment analysis. To avoid unwanted situations in small and medium investors, the analysts of this financial group give a series of recommendations to take positions from now on.
Better looking stock
These analysts are more positive about technology companies. Because in their opinion they think that the industrial revolution that is taking place will be based on technological changes. On the other hand, they are also open to the media, where Mediaset is one of their clear favorites. To the extent that it considers that any cut should be considered as a buying opportunity and therefore to make the savings more profitable. They are also positive with the entry into the investment portfolio of securities as specific as those from the tourism sector.
The good progress of tourism, both nationally and internationally, suggest that it must be one of the reasons for opting for these proposals in Spanish equities. From this perspective, when analyzing financial markets, they consider that Sol Meliá it can certainly be a wise decision to feature in your next portfolio. Like the occasional airline that is improving its business results in the latest quarterly reports.
The most confident industrial sector
Those linked to the industrial sector also consider positive decisions. To the point that from Bankinter they have raised their bet to buy. Among his favorites, Acerinox stands out above all with regard to the domestic market. While outside our borders the predilections are for Electric in Germany. It is a cyclical sector that is very conducive to driving high intensity gains in the most expansive periods. Although for the same reasons, they generate large depreciations in the scenarios of economic recession. Therefore, these are highly volatile securities that require very special treatment from small and medium-sized investors.
This class of securities are represented in the national market by companies such as the company itself. Acerinox and Arcelor Mitall. In both, with very sharp declines in the hardest moments of the recent economic crisis. This is one of the reasons why they can have a higher appreciation potential than in the other Spanish equities. From this point of view, it may be a good choice, as Bankinter thinks, to take positions from these precise moments.
There are no alternatives to the stock market
One of the ideas that this report carried out by Bankinter exports is the lack of options to make the savings profitable in the most efficient way possible. Given the low profitability of traditional savings products (term deposits, bank promissory notes or state bills, among some of the most relevant). In all cases apenan exceed an interest of 0,50%, even through the most aggressive formats. This causes many savers to turn their eyes to the stock market as the only resource to expand these weak margins in profitability. Even with the risk involved in this type of operation, since no return on savings is guaranteed.
It is due to these circumstances that a good part of the small and medium investors continue to choose this resource in investment. Not only through the purchase and sale of shares on the stock market, but also through other financial products. Among those that stand out are investment funds, listed funds or even warrants for the most aggressive profiles. In any case, it is a risk that you must take from now on to the detriment of safety. An eternal dilemma, in any case, that all users have when planting any kind of investment.
Source of information for the investor
In any case, these recommendations made by Bankinter's analysis department are a source of information to guide your decisions. And that you can complete with other assessments on the more or less independent financial markets. So that in the end you can take one more objective determination on the securities or financial products that are best for you at any given time. Not surprisingly, this is one of the keys you have to optimize your relationships with the world of money.
All this, in an environment of international stock exchanges with a high level of uncertainty. Where options are not lacking in the sense that we are very close to generating a bubble in the equity markets. Given the pressures that public debt and bonds that are highly overvalued, even in the opinion of Bankinter analysts, can present. Therefore, prudence should be one of the common denominators that you have to import into your operations. Whatever asset you choose at the moment. A valid strategy for all profiles presented by investors. From the most aggressive to the eminently defensive. No exclusions for your application.