Abuses can also affect equity investors. To the point that their interests may be harmed. Where they can lose a large part of the savings invested. With a situation of helplessness about what they can do and what actions and actions they can put in place to defend their positions as small and medium investors. Anyway, they have not lost everything, since you have some channels where they can process their claims.
In recent years there have been certain scenarios where retail shareholders have been seriously harmed. Through the abusive practices of some companies listed on the Spanish stock market. Where some of them have come to lose some or all of your invested savings. In most cases, those affected feel totally unprotected. Without knowing what kind of resources they can use in these situations.
If you yourself have gone through one of these situations or may happen to you in the coming months, it will be necessary for you to follow the information that we are going to provide you in this article. You will have a very helpful instrument to appeal certain abuses by companies that are integrated into the main national equity indices. It could be an opportunity to get out of more than one predicament in which you can be involved from now on. It will be worth it for protect your rights as an investor.
Actions: can you claim?
Any complaint can be raised before unclear actions or directly contrary to the law by parts of the governing bodies of listed companies. As it usually happens with some corporate movements very few ethical. Where you can see yourself hurt as a small shareholder that you are. It will not be an easy process, far from it. If not, on the contrary, very complex and full of obstacles. Without the solution being guaranteed at any time. But you will have no choice but to formalize them if you want to recover part of the money lost in the stock market.
Different performances in recent years have been highly controversial. Where the interests of retail investors have been seriously compromised. Cases generated in companies such as The Silk of Barcelona or Deoleo are some of the examples of what can happen to you on certain occasions. You can do it individually or in conjunction with other shareholders who are in the same situation as you. However, the lines of performances that you can use are rather limited. Without higher levels of defense to protect your investments.
Investor defense bodies
From the official levels you have a body that among its purposes is the protection of the interests of small and medium investors. It's about the National Securities Market Commission (CNMV). You can resort to this establishment in the event of any abuse by companies. They have the objective of protecting you from the irregularities that they may commit and that can lead you to lose many euros on the road. In any case, it is not a very effective strategy because its lines of action are not very prolific. But rather the opposite. In short, they do not usually do anything in the face of irregularities presented by companies.
Through its investor service departments you will be able to raise any claim on stock market actions. Although another very different case is their effectiveness. To the extent that they have seldom defended retailers interests. As on the other hand, it has been denounced by some investor organizations. However, it is one of the tools that you can use when you see yourself in a scenario in which your rights as a user in the equity markets have been violated.
You can report any irregular action by the listed companies. Although it is a very slow process and full of administrative procedures. It can take many years until you have an answer on the complaints issued. It is an official body, which at least has the obligation to look after your interests. Another very different thing is that in the end they reach these objectives. Where very few investors come to raise their most immediate complaints.
Investor defense
Another alternative you can use to raise your claims is through investor associations. They are generally independent and they do not depend on interests unrelated to those of the investors themselves. However, they have very little influence to solve the problems that may happen to you in your relationships with the equity markets. In addition, they are entities with little influence on the governing bodies of the administration. To the point that many times they do not even take action against companies denounced by investors.
In many cases, they are not only constituted to defend small investors. But they extend it to another class of users. As for example, affected in their banking relationships. Through abuse and improper charges in a series of financial products. Among them, time deposits, financing channels, credit cards or savings plans, among the most prominent. In any case, you can try through one of these organizations.
One of the main drawbacks to opting for this defense alternative comes from the need to be affiliated with some of these entities. Not in vain, if you are not, you will not have any right to undertake any kind of resources before the variable income companies. In addition, they have very few affiliates and few resources to win lawsuits against companies. In any case, it will be another of the possibilities you will have to defend your rights against any abuse that may affect you in your relationships with the financial markets.
Investor grouping
A more spontaneous way to achieve these objectives is to unite a large part of the small and medium investors who are going through the same situation as yours. This is what has happened to some companies that have hurt the minorities. They even create their own web page where channel their demands. Where you can access all their demands and actions. They will not require anything, not even that you face expenses for the procedures developed.
Any person who has been affected in their interests as investors can join these groups. With greater force than in other previously mentioned proposals. Not surprisingly, they have had some particularly relevant successes in their performances. To the point that they usually have the advice of an important group of lawyers. Taking complaints to the end of the process. Although it is true that these take a long time. It is one of the big problems that you can find if you opt for this eminently popular alternative. It is usually channeled through online channels.
One of the recommendations that they make to you in these situations is that you do not sell the shares in the affected companies. These operations can have a serious problem. It is none other than that you cannot sell your positions at market price. And in this way, in the worst case scenario, you can lose all the money from your investments. This characteristic means that many investors do not opt for this special strategy. Until prefer to sell their positions. Even if it is at the cost of leaving a few euros on the way.
What can you get?
In reality, the hopes that you can achieve your goals are not very high. Furthermore, through a certainly complex process and very slow that you may even be able to abandon your defense after a few years. Not surprisingly, this line of action will require some dedication and a lot of will to move forward throughout the process.
Another tip to take your claims is that you do not take it alone. The most sensible thing is that you are supported by other groups that are in the same situation as yours. And if it were through a group of lawyers specialized in these matters, then much better. Everything is little for save and defend your interests in these complex scenarios. In any case, you should try not to incur excessive expenses in the management of this complicated claim process in your equity claims.
In any case, and in the best of cases, it will take many years for you to resolve this matter. In this sense, you should ask yourself if it is really worth going through this so long process. Both from the emotional point of view and as regards the balance of your checking account. In some cases, it may pay you to undertake this particular line of action. It is something that you will have to reflect on depending on your financial and personal situation.
The prospects you have to benefit from this process are not very great. But you can try, because at the end of the day you have nothing to lose. In addition, there is your own dignity as a small investor. But they are the only alternatives you have to any abuse by any of the companies listed on the Spanish stock market. In conclusion, you should know that in a certain way you will be unprotected against these situations that may happen to you sometime in your life.