It is becoming more and more common to have not just one job, but two. The job insecurity and the fact that the salaries are not the ones that really correspond, makes many people have to look for another employment contract. But then the question of many arises: if I have two jobs, do I pay double?
If you are in this situation, or you are considering it, then we are going to give you the keys so that you understand it, both about the double listing like all the good, and not so good, of having two jobs.
Can I have two employment contracts?
One of the first doubts that will arise is whether it is legal for you to have two jobs at the same time. Normally, this does not happen, but the truth is that In Spain there is no impediment to having two or more jobs at the same time with an employment contract.
Now there is some nuances that you do have to take into account is that, if those two contracts are for the same company, you could not exceed the limit of 40 hours per week, because it is not allowed. If the contract is with two different companies, then there would be no limitation.
For example, imagine that you are working for company A 40 hours per week. And that company B also offers you a contract. Can you sign it? Yes, because the law says nothing about it. That is, since it is another company, you could take it and also work full time if that is what you want.
And, 40 hours per week is a maximum but only for a company contract. If you have two companies and two contracts, you would not be doing anything illegal, but it is something that can be done because you could work more than 40 hours a week. Always having two contracts from two different companies, be careful.
Having two jobs = pluriemployee
Being multiple employees is qualified as that situation in which a person works as an employee in different activities. In other words, when a person works for two or more companies and is registered with that same social security system.
The latter must be taken into account here. And it is that a person who works for a company but, later, has a self-employed job would not be a moonlighter.
As you know, when a contract is signed, you know that the contributions as a worker will be deducted from your salary. That is, a contract = quotes. Therefore, if there are two or more contracts, each one of them is quoted, because there is an obligation on the part of the company to retain that part for Social Security.
But, do you quote double? Do you really lose money from the two contracts and pay twice for the same thing?
Having two jobs = pluriactivity
When a person has two or more contracts, and therefore exercises multiple activities, it means that they have two or more jobs, but the difference with the moonlighter is that these two jobs are in two different regimes.
For example, imagine that a person has a full-time job. And after completing his daily work, he has also decided to undertake. As you know, he will be registered with Social Security due to the employment contract. And he will be in the paid-employment scheme.
But his business implies being registered in the self-employment regime, that is, self-employed.
This means that you would have to contribute, on the one hand, as an employee. On the other hand, on their own. But that's how it is?
If I have two jobs, do I pay double? The case between employed and self-employed
We are going to start by telling you that having two contracts implies that you have to quote twice. Yes. But also that Social Security is in charge of returning a double contribution. With shades.
And it is not the same to be multiple employees (have two or more contracts in the same Social Security regime) than to practice multiactivity (have two or more jobs in different Social Security regimes).
What is double listing
We are going to explain to you first what the double quote is so that you understand everything. This occurs when a person contributes to two Social Security schemes. That is, when you are working as an employee and, in addition, you are registered as self-employed.
In addition, another condition that the double contribution meets is that it is paid for contingencies that are the same, or similar, to each other. For example, the common contingencies that are taken into account both by others and by themselves.
When this happens, yes, the contribution of those contingencies for which double payment has been paid can be returned. In fact, if self-employment coverage is not limited, you can pay for it as an employee, and at the same time, on your own. And if that happens, since 2018 Social Security has the obligation to return those double contributions. But there are three conditions that occur:
- That Social Security does not return 100% but only 50%.
- The limit for which there are returns is 12386,23 euros per year.
The maximum that they are going to return is going to be 50% of the fees entered as a self-employed person.
How do you know if you have the right to a refund?
To find out if the person is entitled to a refund or not, the first thing you need is calculate how much Social Security has been paid. Do it first for the contract for an employee and, on the other hand, for the RETA, in one year.
Si If you add these two amounts and they exceed 12386,23 euros, then Social Security would have to issue you a refund.
If I have two jobs, do I pay double? The case between employment contracts
Now we are going to see the usual case of having two jobs. If I have two jobs, do I pay double? Yes and no.
In this case it is the employer who has to know your status as a moonlighter. As soon as he knows it, he has to notify Social Security and this entity will be in charge of carrying out the necessary actions in terms of contributions and benefits.
In other words, it will be the Social Security that determines if you contribute double so that it manages everything itself not to do it, but to achieve it, the employer must know that you have another contract as an employee.
Can't you worker? It could, but for this it is best to consult a Social Security office so that they can advise you on how to do it.
¿Is it clearer to you now?