There is still some hope for a good end to our dealings with the financial markets during this complicated year which has been for the Spanish stock market. Where is losing just over 10% when the level of quotation of the selective index of the national variable income, the Ibex 35, reaches the minimum of the last three years. By breaking down the important support that is located at 9.000 points. This action has led to the lack of hope that has settled in a good part of the small and medium investors.
In any case, there is still a little more than a month for the stock market exercise to end and there is hope that this scenario may change. But radically if at least save the furniture in this last period of the year. Especially through a change in operations that we have carried out up to now. In addition, we cannot forget that we are facing the expected arrival of the traditional christmas party rally and that through the years has come loaded with an important boost in the price of the quotations.
One of your main priorities in this short period of time will be to take advantage of the business opportunities that arise from now on. But that must be accompanied by some variations in your investment strategies. The combination of the two systems to relate to the world of money should serve you, not only to make your personal assets profitable in this period. But on the contrary, it will be a powerful instrument for protect your positions in any of the financial markets. That will be your goal right now.
First strategy: take advantage of low prices
Of course, these days you should not miss being aggressive in some of the most bullish moments for the equity markets. Taking advantage of the fact that during these days the bags settle in optimism, almost in general and with the exception of last year, for example last year. It is not surprising that in one month the Spanish equity index can rise by an average of 5% in the worst case scenario. Where the most punished values will be those that rose the most in a very punctual and upward trend.
On the other hand, you can not forget that there is a lot of money that enters the operations in the stock market during these days. With a trading volume very high and that indicates the entry of many purchases in the equity markets. From this general scenario, you can achieve high returns to your positions in the stock market. This is one of the characteristics that are detected in this special period of the year for all people.
Second strategy: combine with other assets
You can dissipate the risks involved in trading on the stock market a bit with a diversification of savings in other financial assets. Especially those derived from banking products (fixed-term deposits, business promissory notes or high-paying accounts). In this way, you will be protecting your economic contributions against instability scenarios in the equity markets. Among other reasons because they will provide you with a fixed and guaranteed return every year. With an interest rate that ranges between 0,50% and 2%. Of course, it is not a demanding prize, but at least you will avoid having losses in your income statement.
These kinds of financial products are very useful at this time since the next rise in the price of money will generate an increase in your profitability for the next few years. At the moment interest in the euro zone is 0%, the lowest level in history. But the decision of the European Central Bank (ECB) is to end this unfavorable situation for savings. With the progressive rate hike from the year that we are about to start. From this scenario, it will be very beneficial for your personal interests to resume this investment in fixed income and beyond other technical considerations.
Third strategy: return to alternative models
First of all, you have to think that there is life beyond the stock market and in this sense you will have no choice but to take advantage of all the business opportunities that are brewing in these weeks before the change of year. As investors often say, businesses arise at any time and even more so at times of greatest market volatility financial With a very high upside potential as has been seen in previous years.
The options that you have at the moment are very wide. You just have to opt for a financial market that has a very well-defined uptrend. Under these parameters, the precious metal markets are the ones that can best meet your demand. With financial assets of the special relevance of the gold, silver or platinum. Where some of them show a revaluation so far this year very close to 30%. A percentage that the stock market will not provide you, especially in these complex months to operate in their positions. Not in vain, gold is considered the safe haven value par excellence and in which many investors invest when the stock market is not going through the best of its moments.
Fourth strategy: real estate platforms
During the last few years, a series of real estate platforms have emerged that offer you up to 13% profitability in their operations. With the advantage that you can take positions from very modest amounts for all households, from only 1.000 euros. Through its commercialization of flats, commercial premises or even garages. This investment is based on something as simple as being part of the project that you select yourself. However, the main drawback is that you will have to wait until the expiration of the operations to recover the money.
Because indeed, you will have no choice but to have immobilized money for the duration of the real estate project. This kind of investment movement requires a permanence of approximately 6 to 16 months. With different levels of interest rates that you are going to receive at the end of the operation. These projects generally have a national scope, but also in other countries of the world. Depending on the strategy of each financial platform in a sector that has not yet developed in our country.
Fifth strategy: investment insurance
If you are one of the users who thinks that term deposits generate an insufficient return, investment insurance may be the most satisfactory solution for your investment demands. It is a financial product that is very neglected by small and medium investors that reports a more interesting interest for all compared to other products of similar condition. To the point that you will be at the disposal of reach 3% fixed and guaranteed every year. Although without the possibility of rescues, neither partial nor total, during the permanence in this kind of so special insurance.
On the other hand, they provide longer permanence plans than usual, with a maturity that is stipulated between the 10 and 15 years. It is a more conservative strategy that is aimed at a defensive user profile. Where safety and savings protection prevail over other considerations. So that little by little you can develop a stable savings bag with a profitability that is less than acceptable. These products are not marketed by banks as usual in these cases, but by insurance companies.
Sixth strategy: Christmas rally
If you want to make profitable the capital available in the stock market there is no doubt that this time of year is very favorable to this kind of operations. With the arrival of the traditional rally of the Christmas holidays, the price of securities soars on these very important dates. It may be the occasion for you to do some short term operation to take you a few euros. These are very intense movements where stock values can shoot up even more than 3% in the same trading session. Although they have a very limited route and you will have to be very attentive to develop their sales.
In any case, you do not have to abandon investments during this last part of the year. The only thing left is that you opt for the model that can develop the greatest potential for revaluation in the last month of the year. So that you can close the year with a smile on your lips and in this way you can condition a year that has not been anything favorable for the interests of small and medium investors. Where the protection of your money It will be the main objective of your actions and beyond other investment approaches.
In any case, it will require a certain skill in operations because we are in a frankly complex moment so that you can achieve great returns as in yesteryear.