Of course, the main and only objective that small and medium investors have is earn money on your operations in equity markets. All their strategies go through this task that is not always easy to accomplish, as you will well know from your own experience. However, there are other goals that should not go unnoticed in your analysis of the stock market reality. It is none other than save you the maximum possible money in the expenses that are generated from its main operations. Fundamentally derived from the purchase and sale of shares from these financial markets.
This work will be tremendously effective if you are one of those investors who carry out many operations every year, or rather months. Because they should take into account that your expenses can rise to more than respectable amounts. Yes you avoid paying so much money There is no doubt that your returns on the stock market will be optimized in a way that may surprise you from now on. In addition, it is a good time of year for you to use this new strategy to contain expenses in all administrative procedures.
To give you an idea about what you can spend on each of the trades on the stock market, it is enough that you refer to a specific movement. Well, for an operation around 5.000 euros it will cost you about 15 euros for the purchase of shares. To this amount you will have to add the same amount for the sale operation. As a consequence of these calculations, the total investment expense will be very close to 30 euros. It is a fixed expense, but you can modulate it depending on the savings strategy that you are going to use from now on. We propose some ideas to reduce this outlay and which are based on the following actions.
Take advantage of online rates
Operating from the technological means has a prize for small and medium investors. Its rates can be reduced by around 20% and it invites you to apply this operational measure. Not in vain, it is more frequent that the purchase and sale operations are promoted from the computer and even from mobile phones. In this sense, the entities are opening up to the new habits of their clients. Without giving up any benefit or benefit. In addition, you can subscribe the shares in real time as one of its most relevant advantages. You cannot forget that online rates on the stock market are now much more competitive for all investors.
Hire a flat rate
In the event that they are a very prolific investor in your stock market operations, you will have no choice but to contract this fixed and monthly fee. For the same money you can carry out as many operations as you want, both buying and selling. Unlimited and without any kind of restrictions. The price of the flat rate is right now around 20 and 30 in national operations and about 50 euros those made in the international stock exchanges. In this way, you will be in a position to save more money than you initially think after twelve months. You will not have excessive problems to carry out this strategy because banks and financial platforms have opened up to this new trend in the commercialization of investments in the stock market.
Do not carry out small operations
If you want to optimize operations in the equity markets, you will have no choice but to regroup the operations, either buying or selling. In this sense, you should remember that small operations on the stock market are penalized with higher commissions proportionally. Because in effect, it does not compensate you for making these movements in the equity markets. Because at the end of the day you will pay more money and it will cost you more to make the investments profitable. Grouping a buy order always gives good results if the investment strategy is really effective.
Adjust purchase prices
Although this system does not affect the reduction of expenses, it does allow the profitability of the operations to grow considerably. In this sense, you must offer a price to the entry movement and in no case execute the order at market price. Well, in this case you may lose a lot of euros in the operation. Especially if the chosen term is short, where the differences are more meager. Not surprisingly, setting a market price is a mistake made by small and medium investors with less experience in trading on the stock market. Not so investors who have spent years and years of learning. Do not forget it from now on if you want to make the savings more effective.
Select the best operations
It is the moment not to invest without sense since apart from the negative effects of these movements, there is no doubt that you will spend more money on commissions and other expenses in management and maintenance. Therefore, you have no choice but to be more prudent in the decisions you must make in the financial markets. Supporting only the operations you can consider as more profitable and with a detailed analysis of what you can achieve about them. From this scenario, it will not hurt to eliminate all operations that are not strategies and that do not contribute anything to your income statement. As you can see, there will be more than one operation of these characteristics in each trading year.
Choose the most profitable offers
Of course, one of the most practical tips to carry out this strategy lies in looking for the best offers on the market. Not surprisingly, commissions on the stock market can vary by 30% from one proposal to another. When in fact et offer the same service and provision. Why pay more money for the purchase and sale of shares on the stock market. It is something absurd that will undoubtedly affect your checking account and more than you think from the beginning. Flexibility in rates is one of the common denominators in this class of operations. Well, you have to take advantage of this situation in the prices that are presented to you.
Better national than international
You should not have the need to leave our borders to invest your savings in the stock market. Not surprisingly, the profitability of the different international indices is very similar, but if you do it on national stock exchanges you will save money on commissions. Because indeed, they have cheaper rates to all users. And with the particularity that you may have the same results. Not surprisingly, in most cases it is unnecessary to go to international markets to satisfy your desire to invest in the stock market. These are another of the most common mistakes made by investors with less experience in the financial markets and you should already know it.
Investment platforms
Nor should you focus exclusively on a traditional financial institution to carry out your operations in the equity markets. Of course not, but in recent times a series of digital platforms have been enabled that provide really competitive prices in commissions. To the point that you can save almost 50% of the expenses derived from the management of the purchase and sale of shares. However, you should opt for the platforms that you offer more security and guarantees. And above all that they are regulated by the National Securities Market Commission (CNMV). So that in this way, you avoid any negative surprises during the investment process. With the possibility even that you can carry out the movements in the markets from your mobile phone.
Analyze the rates
Another of the strategies that you can use from now on is to develop a detailed analysis of the prices of the commissions that are currently in the market. You will have to dedicate more time to this task, but of course the results will be highly satisfactory because at the end of the day you will achieve your most desired goal. That it is none other than to hire the most profitable rate and in this way you will save many euros every year. Without giving up anything in the investment sector, which is ultimately what you are looking for. You will see the great differences between the prices of financial institutions.
Driving in cheaper bands
And as a last alternative, nothing better than to carry out your operations on the stock market under the bands that are more competitive. Where you can speed up the amounts in which the operations are carried out on the stock market. Before making purchases, you must know the percentage that will be charged to the invested capital. They may be the lower part of the rate and therefore you are wasted performing the operation with another economic contribution that is more profitable. Not surprisingly, some banks charge 10 euros for amounts up to 5.000 euros. In this sense, you will have to approach these levels so that the operation is more profitable.