Iwe unowana yakawanda sei kubva kumibairo

En los rotari kana gumi neimwe mibayiro, inonaka kwazvo ndeye 11 mamirioni euros uye gumi nemimwe mibairo inopfuura miriyoni imwe. Iyi mibairo gumi neimwe yakasanganiswa mune inoshamisa dhirowa.

Ndechipi chikamu icho Treasure inotora kubva ipapo?

Pakazara, iyo dhirowa yegumi nerimwe kana inoshamisa dhirowa Ichaenda kugovera makumi mana emamiriyoni euros, ayo Treasury ichachengeta huwandu hwemamirioni mashanu nemashanu. Izvi zvinoreva kuti pamakumi masere euros, purazi rinochengeta 43.

Usati waenda kunotora mubairo wako, unofanirwa kuziva zvinhu zvakati wandei, senge kuti mairi zviuru zviviri nemazana mashanu ezviuru emubairo wakataurwa mahara kune anokunda uye neasara, 2500% inofanirwa kudzikiswa zvisinei nemari yahwinhwa. Ndokunge, iyo 20% yakatarwa, iwe wawana 20 euros kana 5000 mamirioni, sezvo iri iyo 20% yehuwandu hwakazara.

Mune mimwe mitambo yepazasi yemamirioni imwe chete euros, mari iyo munhu mumwe nemumwe achagamuchira ichave zviuru mazana masere euros uye kana ichizofanira kugoverwa pakati pevanhu vanoverengeka, unofanirwa govera huwandu hwevanhu uye buritsa imwe yega 20%.

Maitiro ekuunganidza mari iyi

Kuti uwane unganidza mari iyi, unofanirwa kuoneka kubhengi institution ne kuhwina tikiti uye kukumbira kubhadhara kwayo. Kubhangi, ivo vachakupa iyo mambure mari, ndiko kuti, ivo vachakupa iwe mari neiyo mitero yezvivakwa yatodzikiswa.

Kana mari yacho ichagoverwa pakati pevanhu vanoverengeka, Vese avo vanobatsirwa nemari yakati vanofanirwa kuunzwa uye mumwe nemumwe achazopihwa chikamu chakaringana ne20% yavo yakadzikiswa kune yega yega chikamu uye huwandu hwayo hwese.

Ko zvakadii wega mutero wemari

Kana mubairo waunganidzwa, vanhu vanobatsirwa nawo havazofaniri kubhadhara imwe mari pakudzoka kwavo uye ivo vanozogona kuita yavo mareti statement mune zvakajairwa nzira.

Nekudaro, kana iwe ukashandisa iyo mari kuve nayo matsva matsva, kana iwe uchizofanira kubhadhara chikamu chakaenzana.

Muchiitiko chekuti mubairo uyu wakanangana nekambani, yakati kambani ichafanirwa kupa kugadzira 20% yemari yacho yese izvo zvinofanirwa kuwedzerwa kusvikira iyo mari yaunofanirwa kubhadhara yemubatanidzwa mutero yapera.

Kunyangwe iwo uri mutemo mutsva, sezvo wanga uchingogadzikana kubvira 2013, nyika inosungira vanhu vanohwina mibairo kubhadhara makumi maviri muzana kana kudarika ehuwandu hwemitengo yataurwa, chero mari yekupedzisira inodarika 20 euros.

Mune dzino zvinyorwa, isu tiri kuzokutsanangurira iwe nhanho nhanho kuti yakawanda sei yaunofanirwa kubhadhara kuhomwe kana tawana mubairo.

Lottery yeKisimusi

Mumwe wemubairo unotifadza zvakanyanya, pamwe nekuti ndiwo mumwe wemubairo unokwidziridzwa mari zhinji, ndewe Lottery yeKisimusi.

Vanhu vazhinji, kunyangwe mubayiro wakamirirwa kwenguva refu usati wabatwa, vatotanga kuita kuverenga kwekuti chii chichagara kana mubairo wasvika kwavari.

Ukangotanga, iyo mibairo iyo pfuura huwandu hwamazana maviri nemazana mashanu emadhora ivo vanofanirwa kubhadhara makumi maviri muzana emubairo wavo wese kune iyo ranch.
Treasure anogara achikunda

Saka iwe unogona kuwana zvishoma pfungwa yezvavachave vakaita iyo mibairo uye kubhadhara, munhu anokunda Kisimusi Jackpot, anotambira huwandu hwemazana mazana mana emauro. Nekudaro, kubva pakutanga iwe unofanirwa kutora 400 euros uye wozoita mutero mutero, zvinoreva kuti pakupedzisira mari iyo munhu anotambira iri pedyo nezviuru mazana matatu.

In the yekisimusi mubairo zvinyorwa, akati mibayiro inotevera inotevera nezvibodzwa zvakabvumidzwa

Mubayiro wekutanga. Iye anokunda uyu mubairo achave nemubatiro wake, mambure, iwo huwandu hwemazana matatu nemakumi matatu ezviuru.
Mubayiro wechipiri. Iye anokunda mubairo uyu anozokwanisa kunakirwa zvakazara kwaari, iwo huwandu hwe100.500 euros.
Mubayiro wechitatu. Iye anokunda mubairo wechitatu achakwanisa kunakidzwa neiyo huwandu hwe40.500 euros.
Mubayiro wechina mibairo kune iye anokunda mushure meiyo hacienda ichengetedze mugove wayo iwo huwandu hwe16.500 euros
Chechishanu uye wekupedzisira mubairo uchapa iye anokunda iyo huwandu hwe5.300 euros.

Iyi mibairo inofanirwa kuunganidzwa mukati chete kushanda pamwe nemasangano emari. Usati wakupa iyo mari, iro bhizinesi rinotarisira kubvisa roga mari yakati wandei (inokwana makumi maviri muzana) iyo ichaenda kune inobatana uye inogadziriswa otomatiki kune wezve mutero pasi pezita remunhu anounza tikiti rako rekuhwina. .

Mukana iyo ane nyasha munhu unowana mushure mekugamuchira mari yako, imwe mhando yemhindu, yakadai sekufarira kubhangi kana kana zvinhu zvako zvikawanda uye zvinhu zvako zvichidarika mazana manomwe ezviuru zveeuros.

Zvinotaurwa nemutemo pamusoro peizvi

Mutemo unoda kuti vanhu bhadhara makumi maviri muzana emibairo izvo zvinoitwa, sekureba sekudarika 2.500 euros. Panguva ino, mabwe, ayo ari mibairo inotangira pa100 kusvika ku1000 euros, haasi mukati mechisungo chekubhadhara. Mune mimwe mibairo mikuru inopfuura 1000 euros asi iyo isingadariki 2.500 euros, manhamba akasiyana akaiswa kune vashandisi akafanana neaya akapihwa nechegumi.

Vanhu vanofanirwa kutora mubairo wavo isingasvike 2.500 euros, vanozokwanisa kutora chegumi chavo mune chero manejimendi vasina chero mhando yekuchengetedza muhuwandu hwemari ichaunganidzwa Mune ino kesi, iwe haufanire kuita chero mhando maitiro.

Chii chinoitika kana mibairo ichigovaniswa

Kana iyo mibairo iine mhando yevaridzi vakagovaniswa; Huwandu hwakaenzana hunogoverwa kune wese wevakakunda uye kubva ipapo, 20% inotorwa kubva kune yega yega.

Kana munhu mumwe chete achiunganidza mubairo, asi munhu iyeye afunga kugovera mubairo, munhu anougamuchira anofanira kubhadhara kamari kechipo.

Hurumende inokurudzira kuti vanhu vese vakasarudza kugovera chegumi, vanozviratidza uye vanozviratidza sevanokunda; nenzira yekuti purazi rikwanise kuziva vanokunda. Iwe unofanirwa kuziva kuti mari yezvipo mubhadharo wakanyanya kwazvo mune dzimwe nharaunda dzakazvimiririra.

Nyaya inoenderana:

Chii chekuita kana iwe ukahwina rotari?

Mitero yemubatanidzwa

Este mhando yemitero Inopihwa apo mubairo unowira pasangano kana kambani. Mari iyi inokanganiswa nehurongwa hwemitero yekambani uye chikamu chinobviswa chinoenderana nemutero wemitero unowanikwa mubato rakati mubairo unowira.

Panyaya iyi, vanhu vari kuzogamuchira mubairo uyu vanofanirwa kuisa huwandu hwacho munzvimbo yemutero. Izvi zvichabviswa kubva pakubvisirwa kunoshandiswa panonzi mubairo unofanirwa kuunganidzwa.

Makwikwi paterevhizheni

Chimwe chikamu chehacienda chinokunda kana iwe ukahwina mubairo chinobva ku makwikwi eterevhizheni.

Kune vanhu vazhinji avo, nekuda kwekufinhwa kana kuti vawane mari yekuwedzera, vanopinda mumakwikwi epa terevhizheni kuti vawane mibairo. Sezviri pachena, iyo mibairo yakanyanya kwazvo, zvisinei, chikamu icho munhu anokunda anotambira hachisi chakanyanya sezvazvaimbotaurwa pakutanga, nekuti purazi rinochengeta chikamu chidiki chemari.

Kana tagamuchira mubairo muterevhizheniTisati tatora mubairo uyu kubva kwatiri, hacienda yacho inototichengetera inosvika 21% yemari yese. Zvakare, patinoita iyo chirevo chemari yegore rinotevera, isu tinofanirwa kusanganisira huwandu hwemari yakabhadharwa, izvo zvinowanzoitika kusvika ku50%.

Iyo mibairo iyo inokundwa mune mhando uye kwete mumari yakafanana chaizvo. Muzviitiko izvi, unofanirwa kunge uine imwe mari, nekuti zvakaitika kuti vanokunda havana mari yekubhadhara mutero wemubairo uye vanofanirwa kuidzosera kuchirongwa chavakahwina.

State lotto uye kubhejera

Mutero wemari yemitero yenyika iyo isingabhadhariswe ndiyo yechinyakare, iyo rotari, iyo euromillion, iyo bonoloto.

Nezve mibairo yakapihwa nemasangano akasiyana, senge red muchinjikwa kana gumi nerimwe, ivo havabhadhariswe mutero pamari, nekuti ivo vakatobhadhara makumi maviri muzana.