Munenge chero kubhangi unogona kuwana maakaunzi akagadzirirwa vechidiki, asi izvi hazvirevi kuti dzose dzinonakidza.
Kazhinji ndivo maakaundi ekuchengetedza pasina makomisheni uye izvo zvinopa mikana mikuru yekuchengetedza kana mabhenefiti ayo anonakidza.
Inowanikwawo kune vanhu vane zvisingasviki makore makumi matanhatu. Hausati wawana account yevechidiki inokodzera zvaunoda? Tinokukurudzira kuti urambe uchiverenga kuti uwane akanakisisa.
Kusarudzwa kwemaakaundi akanakisa evechidiki 2022
Bank ChiNorway
Kugadzira account yakanaka mukati Bank ChiNorway Iwe unofanirwa kuita zvese online, kubva pafoni yako uye pasina muripo.
Iwe hauzofanirwa kubhadhara kuvhura komisheni, kugadzirisa, uye iwe hauzove nehuwandu hushoma hwemadhipoziti.
Imwe yezvayo peculiarities purofiti, izvo zvichava 0,25% NIR pasina kuchengetedza mari shoma muaccount.
Pamusoro pezvo, iyi account haina zvirambidzo zvakabatana, saka unogona kuwana mari yako chero nguva.
Kana iwe uchitova mushandisi webhangi iri, unogona nyore kugadzira account kuburikidza ne Nzvimbo yevatengi, mune sarudzo ye Gadzira Akaunti.
BBVA Youth Account
La Yechidiki BBVA account chigadzirwa chemari chakachengeterwa vashandisi vane makore ari pakati 19 uye 29 makore.
Iyo inoratidzirwa nekupa zvakanakira zvakasiyana, senge yakabatana kadhi rekubhengi pasina muripo (kwete wekugadzirisa, kana wekushandisa), account isina makomisheni, akasiyana madhiresi.
Chinhu chakanakisa pane zvese ndechekuti kuwana iyo account uye kadhi hazvizove zvakakosha kuti utore muhoro kana marisiti. Saka hazvizove zvakakosha kuve nemubhadharo kuti ukwanise kuvhura, chimwe chinhu chinodiwa nemakambani mazhinji.
Asi kana iwe uine mubhadharo iwe unogona kuita domicile uye utore chipo chavainacho panguva iyoyo.
Openbank Open Account
open bank inopa account kune vechidiki vane hunyanzvi hwekuti maitiro ese anotungamirwa 100% online, kubva pakuita chibvumirano kusvika pakusimbiswa kunotevera.
Iyo isarudzo yakanaka kune avo vashandisi vanoda yavo account, asi tiza kubva kune chero rudzi rwekomisheni kana chinongedzo. Mukuwedzera, yakagadzirirwa chero mushandisi, pasinei nezera ravo.
Matransfer haabhadharwe uye anosanganisira emahara debit kadhi.
Clara de Abanca account
Abanca Haisi iyo inosarudzika sarudzo mune dzimwe nzvimbo dzeSpain, asi ndeimwe inonakidza sarudzo kune vechidiki. Inoitirwa vose vari pasi 35 makore.
Iine kadhi rekubhengi rinosanganisirwa iro rinotitendera kutora mari chero kupi, kunyangwe kunze kwenyika. Haina chero mari inobatanidzwa.
Uyewo hazvidikanwi kuva nemubhadharo kuti uvhure, asi, semamwe mabhanga, tichava nebhonasi inofadza kana tine uye takasarudza kuitora. Zvichienderana nekukosha, tichava nemari yakati mumari.
Banco Santander Smart Account
Sarudzo yekupedzisira pane iyi runyorwa rwe best vechidiki accounts gore rino ndiyo smart account Del Banco Santander. Inoitirwa vechidiki vane makore ari pakati 18 uye 31 makore.
Izvo hazvidi chero mhando yekubatanidza uye haina chero yekuchengetedza komisheni. Kuchinjisa pamhepo zvakare hakuna muripo.
Paunenge uchinyorera account, kadhi rekubhengi rinopihwawo chibvumirano. Nhau dzakanaka ndedzekuti hapana mari inobhadharwa yekuburitsa, mubhadharo wekuvandudza kana chero imwe mari inobatana.
Nhoroondo dzevechiduku dzine zvinhu zvipi?
Kuti uve neruzivo rwese rwunogoneka usati wahaya a account yevechidiki, aya ndiwo makuru maficha avanozokupa iwe:
- Hapana makomisheni: chinonyanya kuzivikanwa ndechekuti vechidiki havabhadhariswe chero rudzi rwekomisheni yekuchengetedza account. Izvi zvinoreva kuti hapazovi nekugadzirisa kana muripo wekutonga. Izvi zvinobatsira vechidiki.
- Makadhi emahara: Chimwe chinokwezva maakaundi evechidiki ndechekuti anosanganisira emahara makadhi (zvese debit nekiredhiti). Zvingave zvakare zvinonakidza kana isu tiine sarudzo yekuwedzera kadhi kune chikwama nharembozha, kutenga zvakanaka nemudziyo.
- Kuendesa mahara: Chiyero chakakosha pakusarudza account yevechidiki ndechekuti ivo vanogona kugadzirwa transferencias pasina coste. Uye hazvikuvadze kutarisa kana iyo account inoenderana nayo bizum, sezvo chiri chishandiso chine mukurumbira pakati pevechidiki… uye pakati pevanhu vasati vadiki.
- Discounts: Pamusoro pezvose zviri pamusoro, mamwe mabhanga anopa zvimwe kukanganisa kuita kuti akaunzi dzavo dzinyanye kukwezva (somuenzaniso, vangadzosa chikamu chimwe muzana chezvatakabhadhara nekadhi rechikwereti).
Izvi ndizvo 5 yakanakisa account kune vechidiki venguva uye mamwe maficha achatibatsira kuwana yakanakira sarudzo kwatiri.