Ikozvino misika yemari inobvumidza kuisa mari musirivha kubva kwakasiyana maonero maonero. Kubva pane yakasununguka uye yechinyakare muchimiro chemari yekudyara, kune mamwe mamodheru akaomesesa kuburikidza nemisika yeramangwana apo zvibvumirano zvinotaurirana kutenga kana kutengesa simbi iyi. pamutengo wakatarwa kusvikira rimwe zuva. Iko zvakare kune kutenga kwemari kana bhurioni yesimbi yakakosha mumusika iyo inobvumidza kubatsirwa kubva mukukwanisa kuongororwa kweiyi yemari midziyo mumisika uko ivo vakanyorwa.
Izvo hazvidi kuti uve nemari hombe yekudyara mune imwe yesimbi yakakosha yakanyanya kufarira mumakore achangopfuura, senge sirivheri. Ichi chishuwo chinogona kuverengerwa kubva pazvishoma kuita investa inogona kuendesa ichi chikumbiro nevadiki nepakati varimi. Chero zvazvingaitika, kupihwa kwacho hakuna kukwana senge mune imwe mari yemari, zvakaita segoridhe. Nedambudziko iro kwete ese masangano ane iyi modhi yekudyara kwega.
Kune rimwe divi, vanogona nzvimbo dzakavhurika panyama, ndiko kuti kuburikidza nebhurioni kana mari kana kuburikidza nemari yekudyara inoburitswa musimbi iyi inokosha. Iyi sarudzo yekupedzisira ndiyo yakajairika pakati pevapambi vanoona nzira yakakodzera kwazvo yekupinda mumusika uyu vasingafungire njodzi uye nemukana wakakura wekuti kukwira kwesimbi iyi yakakosha yekukosha kwakakosha kunogona kutorwa. Kusvika padanho rekuti ndiyo imwe yenzira dzakasarudzwa nevaya vanofarira kugadzira iyi mhando yemari
Kuisa mari mune sirivheri: inodzoka
Mari yekudyara yakavakirwa pane ino yakakosha simbi inogadzirirwa mune akanakisa emazano ekuita iyi yakakosha kudyara. Kukwezva kukuru kwezvigadzirwa zvemari izvi kuri pakuti vane mukana wekutenda pamusoro apa unoratidzwa nezvimwe zvinhu zvemari. Nechibereko chegore chega chiripo pfuura mazinga ari pamusoro pe20% kana ivo vakanangana nepakati nepakati refu. Kunyangwe pane zvinopesana, ivo vane njodzi huru kupfuura kune kumwe kudyara nekuda kwekushomeka kwavanogadzirisa mitengo yavo.
Vavaki vemari vanogona parizvino kuzviwana vaine huwandu hwakati wandei hwemisika uye zvigadzirwa zvakafumurwa kune sirivheri, kubva makambani ekutengesa pachena (kazhinji muNorth America neChirungu stock indices) kune mamwe akaomesesa senge ramangwana uye sarudzo. Nekudaro, chipingamupinyi chayo chikuru ndechekuti zvigadzirwa zvemari izvi zvinoda ruzivo rwemberi kwavari. Ichi chiri chikonzero chikuru nei, pakupedzisira, ivo vachifanirwa kuverengerwa pasi pekutarisirwa kwenyanzvi mumisika iyi. Ndiani achave mutariri wekusarudza kana iri nguva yekuvhura zvinzvimbo mune izvi zvemari zvinhu kana kana, nekusiyana, iri bheji rine njodzi zvakanyanya nekuda kwezvavanofarira
Sirivha bullion seimwe nzira
Imwe nzira inoshandiswa nemusika ndeyekutenga sirivheri iyo inogona kugadzirwa kuburikidza nebhuruni nemari. Mukana wakakura weichi chikumbiro chekudyara ndechekuti zvinogona kuitwa pasi pemitengo inodhura kwazvo kumhuri dzese. Zvimwe zvinosanganisira a mari yepamusoro inobhadharwa kuita kuti kuchengetedza kunobatsira. Chero zvazvingaitika, kuisa mari mune simbi dzakakosha senge sirivheri inogona kunge iri sarudzo yakanakisa kune vashoma uye vepakati varimi. Iko, mumusika wepo, varimi vanotenga simbi kubva kumabhangi makuru nechinangwa chekudzivirira mutengo nenjodzi.
Imwe nzira inomiririrwa neramangwana misika. Kubudikidza neiyi yakasarudzika modhi mune imwe nzira yekudyara, ivo vanogona kupinda mumusika kuburikidza neramangwana kuchinjana, uko vanhu kutaurirana zvibvumirano zvekutenga kana kutengesa mbishi chinhu pamutengo wakatarwa kusvika rimwe zuva. Masangano anoshandira vatengi vakasiyana siyana vevanokosha simbi vanogadzira nevatengi vanogona kuwanikwa mumaindasitiri akasiyana siyana, anosanganisira makambani emigodhi, mafekitori, mapurosesa, vagadziri vezvishongo, uye vatengesi nevatengesi.
Cash mashandiro
Kune rimwe divi, brokerageji nemabhengi masevhisi ane hukama nebhuruu anosanganisira kutengeserana kwemari, yakareba uye pfupi yenguva yemberi, sarudzo uye zvigadzirwa zvakabatanidzwa nesirivheri. Iwe unogona kunyange kuwana mari mune iyi yakakosha simbi pamakwikwi emitengo, kubva padiki padiki kune vamwe eakanyanya kukosha anotanga kubva ku10.000 kana kunyangwe akawanda maeuro. Mupfungwa iyi, zvinofanirwa kucherechedzwa kuti kudyara muzvinhu zvakakosha simbi kunofanirwa kutariswa senjodzi huru. Hazvishamise kuti inogadziriswa kumutemo wekudiwa uye wekugoverwa mumisika yepasi rose uye izvo zvinozoona kukosha kwayo mumisika yavo yemari.
Kunyangwe sirivheri iri imwe yemari yemari iyo yakanyanya kufarira mumakore achangopfuura, hapana matanho mashoma ekuti vatengesi vatore mukufungidzira kutora zvigaro musimbi iyi nekuda kwehunhu hwayo pamwe nekuganhurirwa kwezvigadzirwa pamusika. Ndicho chikonzero ichi icho iyo zvayakanakira nezvayakaipira zvekudyara uku uye, kana yaongororwa, sarudza yakanakisa sarudzo yezvinodiwa nevaponesi, zvinoenderana nezvinodiwa zvavo zvekudyara.
Zvinhu zvine njodzi
El chishongo chezvishongoKunyangwe ichichengetedza huremu hwemumiriri, inoita kunge iri mukuumbwa mukuderera. Kugadzira kwakadonha zvakanyanya kubva muna 1997 kusvika muna 2002 kunyangwe mumakore achangopfuura kwadzikira. Chii chiri chikonzero cheichi chazvino rebound? Zvingangodaro kuenderana here? Kuti upindure mubvunzo uyu, zvakakosha kuti unzwisise kuti mukati memakore 1997 kusvika 2003 vaida goridhe rekushandisa mukuvaraidza vaive nyika dzepasi rese dzekutanga. Iko kumwe kuzadza pamwe nekuputika kwetekinoroji bubble uye kusimba kwehupfumi hwavo kwakadzivisa kudiwa.
Muna 2003 maitiro akachinja nekuti China, uye padiki India, ivo vanotanga kutengesa kunze kwenyika zvakanyanya. Iyi mari inoburitsa hupfumi hunokonzeresa kudyiwa munzvimbo idzi netsika yakawanda. Kutaura nezvetsika, muenzaniso wekuda kuziva unowanikwa mune yechitendero chikamu. Iwo maGolden Buddha anoitwa kuburikidza nemashizha egoridhe ayo akatendeka dhipoziti yekufukidza Buddha uye iwo avanofanira kutsiva gore rega.
Mabhangi epakati
Kunyangwe chiri chokwadi kuti maCentral Banks anowanzo kudzikisira kutengesa kwavo uye kutenga kunogona kutariswa nekuda kwemamiriro emitengo, zvakakoshawo kutaura kuti matura eUS, Germany neFrance achiri makuru uye izvi zvinotadzisa kugona yekusimudzira goridhe semhedzisiro yekutenga neCentral Banks. Kune maviri mamiriro emari yemutengo akaomesesa. Vamwe yakakwira uye yakatsiga chimbadzo (nekuti vanosimudzira vatengesi vemberi kuti vagadzire iwo masheets) uye neyakajairika tsika (isingafanirwe kuvhiringidzwa nemitengo yakaderera) nekuda kwemutengo wemukana unorasika nekusaiswa mari mune yakatarwa mari.
Iko kune mukana wekuona kugadzirwa kwemigodhi kuchiwedzera. Kwete yemapurazi matsva asi makuru acho kugadzirwa kwezviripo. Iyi njodzi inoganhurirwa nezvikwereti zvakakwirira makambani ekuchera goridhe anga achibhadhara. Iyo yekudzoreredza mutemo yanga iri shoma. Chimwe chinokonzeresa huremu hwakasimba huremu hunowanikwa ne ETFs nezvimwe zviridzwa pamutengo wegoridhe uye nekupinda nekubuda kweiyi pfuma.
Kutengesa mune dzimwe mari
Iko kukoshesa kwemari yekuAmerica tichitarisa kuenderana kwakashata kwayakambopa nesirivha. Izvo zvakakosha kuti urangarire izvo kusagadzikana kwemari yesirivheri dzakakomberedza 15%. Iwo akakwirisa mwero anotarisirwa yesirivha mumakore anotevera ave neanomiririra kuti iwo akakosha asi asina kukwana zvinhu. Kana ikasaperekedzwa nekuderedzwa kwemutengo kana zvirinani zvadzo mumakambani emigodhi, iyo nzira yekumusoro inogona kugumira.
Mumakore achangopfuura, yakakosha dziite Kutsigira kwakabatsira vese vanoponesa, avo neimwe nzira kana imwe, vakaiswa mumusika wesirivheri uye, iyo yakagadzirirwa seimwe yeiyo ingangoita kuisa mari nekuda kwemubhadharo wakakura wawakagadzira mumakore achangopfuura, pamusoro pemamwe epamusoro-soro emari midziyo, uyezve ichikunda kuenzana kwenyika.
Kuenzaniswa nehombodo
Iwe unongo fanira kuyeuka kuti iyo Ibex 35, mune ranga riri gore rakaipa muna 2018, yakadzikira kwakatenderedza 15%. Nepo pane zvinopesana, iyi simbi yakakosha yakavhara gore rino nekuwongorora kwakakura. Izvi zvinoitika mumwedzi ichangopfuura zvave zvichiperekedzwa neavo vakasangana nedzimwe simbi dzinokosha: goridhe, platinamu, palladium, nezvimwe. uye avo vane mibairo yemari yakaiswawo mumadhivhiti maviri. Seimwe yedzimwe nzira kune yechinyakare kutenga uye kutengesa kwemasheya mumisika yemari.
Inotamba mukuda kwako kuti ndeimwe yemari midziyo ine kukoshesa kwakanyanya mumakore apfuura. Zvakare nekuve imwe yenzvimbo dzakachengeteka dzehunhu par kugona kutarisana nekudyara munguva yekusaziva uye kusagadzikana kwehupfumi. Ichi ndicho chimwe chezvikonzero nei masangano emari asarudza kupa zvigadzirwa zvemari zveaya maitiro. Ndokunge, yakabatana nesimbi iyi inokosha.