Kune dzimwe pfungwa dzatinombotadza kunzwisisa dzimwe nguva. Izvi ndizvo zvinoitika kumufananidzo weakakwereta, chimwe chezvakakosha iwe chaungawana mune zvehupfumi, zvemari ...
Kana iwe uchida ziva chinonzi mukweretesi, mutsauko uripo nedzimwe pfungwa senge ane chikwereti kana mutengesi, pamwe nemhando dziripo, usazeze kutarisa izvo zvatakakugadzirira.
Chii chinonzi mukweretesi
Izwi mukweretesi rakatsanangurwa munzira dzakasiyana siyana. Semuenzaniso, iyo RAE inotsanangura mukweretesi se "Uyo ane kodzero yekubhadharwa chikwereti"kana "Uyo ane chiito kana kodzero yekukumbira kuzadzikiswa kwechisungo." Kana tikaswedera kuWikipedia, iyo conceptualization iri pachena zvakajeka, "Munhu iyeye, panyama kana zviri pamutemo, anobvumidzwa zviri pamutemo kubhadhara kana kuzadzisa chisungo chakatobvumiranwa kare."
Nzira yakapusa, Akakweretesa ndiye munhu uyo "anokweretesa" mari kune mumwe. Semuenzaniso, rinogona kunge riri bhangi rinokweretesa mari kune mumwe munhu kana kambani; kana kambani inoikweretesa kune imwe. Panguva iyoyo, munhu iyeye (zvakasikwa kana zviri pamutemo) anova mukweretesi weumwe nekuti akavapa mari yavanofanira kudzoka.
Zuva nezuva, unogona kusangana nevanhu vazhinji vane zvikwereti: muridzi wemba yekurenda (kana uchigara mune imwe), kubhangi kana vakakwereta mari; mutengesi kana ivo vakakupa iwe nehurume uye vakakupa invoice yausati wabhadhara izvozvi ...
Kazhinji, chero munhu waunenge uine chikwereti chakasarudzika anova mukweretesi, uye zvakafanana zvinoitika nemasangano eruzhinji (Social Security, Treasure ...).
Akakweretesa uye ane chikwereti
Kana isu tichitaura nezvemukweretesi, hazvidzivirike kuti chimiro chemunhu ane chikwereti chinobuda pakarepo nekuti chakabatana zvakanyanya neyaimbove. Kuti ujekese kwauri, Munhu ane chikwereti ndiye munhu ane chisungo chekubhadhara huwandu hwemari kune anenge akweretesa. Mune mamwe mazwi, ndiye munhu anogamuchira mari kubva kune waakweretesa uyezve anofanira kuidzosera.
Isu tinotaura ipapo nezve vaviri vakapesana manhamba, mukweretesi, angave ari anoshanda anoshanda; uye ane chikwereti, angave ari muteresi wehukama. Muchokwadi, imwe haipo pasina imwe yacho. Semuenzaniso, haugone kukwereta mari kana usina waunokweretesa, uye haugone kudzorera mari kana pasina munhu akakweretesa kwauri.
Chikwereti uye mutengesi
Pazuva nezuva, unogona kunzwa pfungwa dzakawanda uye dzinoita sedzakafanana, asi pachokwadi hadzisi. Izvi ndizvo zvinoitika, semuenzaniso, nechikwereti uye mutengesi. Idzi ipfungwa mbiri dzakasiyana zvachose uye, panguva imwechete, dzakafanana zvekuti vazhinji vanovhiringidza. Naizvozvo, isu tave kuzotsanangudza zvese zviri zviviri manhamba kwauri.
Kune rumwe rutivi, isu tine mutengesi. Izvi zvinotsanangurwa zvinoenderana neRAE comkana "zvakataurwa nezvemunhu kana kambani: Izvo zvinopa kana kupa zvese zvinodiwa kuti zvive nechinangwa kumapoka makuru, masangano, nharaunda, nezvimwe.", kana nemamwe mazwi, munhu watinotenga kwaari chakanaka kana sevhisi inoenderana nebasa redu rebasa.
Kune rimwe divi, mukweretesi, zvinoenderana netsananguro dziripo, ndiye munhu watakabata naye chikwereti chakakodzera zvinoitwa nekambani. ASI, chikwereti icho hachienderane nebasa rebasa ratinoita. Ndokunge, inobvumidza kushanda kwebhizinesi, asi zvaisazokanganisa chiitiko chebasa.
Muenzaniso unotarisisa ungave unotevera:
Fungidzira iwe une kofi shopu. Mutengesi anogona kunge ari iye munhu kana kambani inokushandira iyo kofi. Asi akakweretesa ndiyo kambani inokupa iwe magetsi, runhare, kumhanya masevhisi emvura ...
Ikozvino, kazhinji, vatengesi, nekukupa iwe icho chigadzirwa chaunoda (iyo mbishi zvinhu), kuva vakweretesi, asi nehunyanzvi, ivo havasi.
Mhando dzevakakwereta
Kazhinji, vakweretesi vanogona kugoverwa mumapoka maviri makuru.
Wemunhu chikwereti
Iyi nhamba ndiyo imwe hunhu shamwari kana mhuri vane chikwereti muripo. Semuenzaniso, kana iwe ukakumbira hama yako mari, kana pakati peshamwari, munokweretesana mari.
Nguva zhinji, uye kuitira kuti chikwereti chibhadharwe, zvinokurudzirwa kuti kuve negwaro repamutemo rinosimbisa kuti chikwereti chakabvumiranwa chichabhadharwa sei.
Mukweretesi chaiye
Iye chaiye mukweretesi ndiye iwo mufananidzo uripi pane chibvumirano chepamutemo pakati pemukweretesi nemukweretesi. Ndokunge, zvese zvakasungwa uye zvakasungwa zvakanaka kuti uzive chakakweretwa uye kuti chinodzoserwa sei, pamwe nezvingaitwe kana chikumbiro kune ane chikwereti kana akasasangana nemubhadharo waanokwereta mukati menguva yakatarwa.
Nekudaro, pamusoro peichi chakakura chakapatsanurwa, kune mamwe akawanda marudzi evanokweretesa aunofanirwa kuziva, akadai sechibvumirano, nhaka, isina kuchengetedzwa, mogeji ... Chaizvoizvo, kuchave nevazhinji vakweretesi sezvo paine mhando dzezvikwereti kana zvisungo, ndosaka uvatumidze zvese zvinogona kunetsa.
Zvinoita sei kuti munhu ave mukweretesi
Mazuva ano, pane mienzaniso mizhinji paunogona kuona kuti iwe uri chaiye mukweretesi weumwe munhu. Asi, maererano nekodhi yenyika, munhu anogona kuve munhu akadaro kana chimwe chezvikonzero ichi chikaitika:
- Nekuti chibvumirano chinosunga pakati pevanhu vaviri chichagadziriswa.
- Nekuti pane zvakakosha zvemutemo mune izvo zvinosungirwa nekuremekedza mumwe (semuenzaniso, kushandisa mari yekuchengetedza, pension ...).
- Yechibvumirano chevanhu, nekuda kwemhosva kana chiito chinokurudzira iwo mamiriro.
Zvino, munhu akakweretesa haakwanise kukumbira kuti zvisungo zvigutsikane paanenge achida, nekuda kweizvi, pane akateedzana mazuva ekupedzisira uye, kusvikira zvasvika, haakwanise kumanikidza kubhadhara. Semuenzaniso, muridzi wemba haakwanise kuda kuti maroja ari kuroja amubhadhare muripo wemwedzi wemba musi wa15 kana zvichinzi ubhadharwe kupera kwemwedzi.