Nguva refu yapfuura, kukosha kwemari kwaisavapo. Muchokwadi, hapana kana mari kana zvikwereti zvaivapo. Vanhu vanoshandisa kuchinjana kwezvinhu kana masevhisi kuti vakwanise kuwana izvo zvavaida. Kusvikira mari uye hurongwa hwemari hwasvika.
Asi, Chii chiri kukosha kwemari nhasi? Vose vane zvakafanana here? Iyi nemimwe mibvunzo ndiyo yatichazokugadzirisa iwe unotevera.
Chii chinonzi kukosha kwemari
Chekutanga pane zvese, isu tinofanirwa kutanga nekujekesa zvatinoreva nemutengo wemari. Chaizvoizvo iri simba iro mari inofanira kuwana zvinhu nemasevhisi nayo. Semuenzaniso, fungidzira iwe uine 2 euro mari. Uye kuti pane chigadzirwa chakakosha maeuro maviri uye chimwe chakakosha maeuro matatu.
Mune yako kesi, iyo mari yauinayo inongokwana kutenga chigadzirwa chakakosha maeuro maviri kana mashoma, asi haugone kutenga chero chinhu chinopfuura kukosha kwemari kwauinako.
Iwe unofanirwa kuyeuka kuti kukosha kwemari parizvino kunoreva kwete kwete chete kumari, asiwo mabhiri pachawo anotamba. Uye kwete chete zvine chekuita neSpain, kana Europe, asi nenyika yese (maeuro, madhora, yen ...).
Naizvozvo, zvakakosha kuti uzive kuti iriko mari yemari.
Nei kukosha kwemari kuchikosha
Mumazuva ekare, vanhu vaisashandisa mari kana mabhiri, asi zvinhu uye zvavaigona kuita. Pavaida matehwe, vaichinjanisa chero chavaive nacho (pamwe mhuka, tsime miriwo, nezvimwewo).
Nekudaro, nekufamba kwenguva izvi zvaive zvichichinja, uye mari dziya dzakaonekwa. Kubva panguva iyoyo zvichienda mberi, kutengeserana kwakaitwa navo, nenzira yekuti Zvichienderana nemari yako yawaive nayo, nenzira iyoyo waigona kutenga.
Asi munyika yega yega mari dzakasiyana dzakagadzirwa, idzo dzaive nemitengo yakasiyana, uye izvo zvakaita kuti mari ive nesimba kana kusimba (uye kuti zvaikwanisika kutenga zvimwe kana zvishoma nazvo).
Naizvozvo, zvakakosha kuti uzive kukosha kwemari, nekuti ndizvo zvinotibatsira kuziva simba iro munhu raanaro pakuva nazvo kuti awane zvinhu uye / kana masevhisi, kungave munyika imwechete kana mune dzakasiyana.
Iyo International Monetary System: inoona nezve kukosha kwemari kwemari
Iko kukosha kwemari yemari, kunyangwe yenyika, Inotungamirwa neInternational Monetary System, inozivikanwa neshoko rayo SMI. Iyo seti yemitemo, zvibvumirano uye masangano anotarisira kushambadzira uye kutengeserana kwemari kwenyika.
Izvo zvazvinoita kumisikidza mitemo kuitira kuti kuyerera kwemari kuitwe, ndiko kuti, kuti kuve nekuchinjana kwemari, kuitira kuti pasave nekusaenzana mukukosha kwemari, nezvimwe.
Mune pfungwa iyi, the zvinangwa zvaano tarisa zvinotevera:
- Simbisa zvakateedzana zvemitemo, mirau nemirau yenyika dzese kuitira kuti pave nechiyero mukutengesa.
- Ita shuwa kuti pane kutendeuka kwemari, ndiko kuti, mari dzinogona kuchinjaniswa kubva kune imwe nyika uchienda kune imwe, kana zvinopesana.
- Ipa mari kuitira kuti parege kuva nezvirambidzo.
- Ruramisa uye chengetedza kusaenzana kunogona kuvapo pakati pekubhadhara kwenyika, kana kufambisa mari.
- Gadzira nzira dzepasi rese dzekubhadhara.
Masangano aripo eInternational Monetary System
Kana iwe usati wambonzwa nezvavo saizvozvi kare, unogona kushamisika. Asi chokwadi ndechekuti vese, kusvika padanho hombe kana padiki, vakanzwa nezvavo, kunyangwe iri zita ravo. Semuyenzaniso:
- International Monetary Fund (IMF)
- Bhengi reInternational Settlements (BIS)
- Bhangi Renyika (WB).
Aya masangano angave ari padanho repasi rose. Asi zvakare kune vamwe pamatunhu madunhu, kana nemakondinendi, izvo zvinofanirwa kutarisirwa, senge:
- European Union (EU)
- Inter-American Development Bank (IDB)
- Sangano reEconomial Cooperation uye Development (OECD)
- African Development Bank (AFDB)
- ...
Iyi ndiyo mari ine kukosha kwemari kwakanyanya
Tisati tapedza, tinoda kukusvitsa padhuze neimwe yeiyo mari inoonekwa seinonyanya kudhura pasirese nekuti kukosha kwayo kwemari, pakutsinhana, ndiko kwakanyanya kuripo. Wanga uchifunga kuti dhora kana pondo ndiro raidhura zvakanyanya? Nyatso tsvaga iwo anokunda mamwe ese emari:
Kuwaiti Dinar
Iyi mari inoonekwa seinodhura nekuti, pakutsinhana, ye 1 KWD inokupa iwe angangoita matatu maeuro. Tichifunga nezve Kuwait inyika diki, asi nehupfumi hwakawanda uye mari ine mutengo wakakura wemari, kunyanya nekuda kwekutengeswa kwemafuta (80% yemari inowanikwa kubva ipapo).
Bahraini Dinar
Hatisi kuenda kure zvakanyanya, mune iyi nyaya ku 1 BHD, iyo ingave yakaenzana neinenge 2,50 euros. Nyika iri pachitsuwa chePersian Gulf uye mari yayo inobva "goridhe nhema", ndokuti, kubva kumafuta zvakare.
Omani Rial
Nezvinenge 2,40 euros kune yega OMR kuti iwe unayo yemari iyi, nyika ino iri muArabian peninsula ndeimwe yevakapfuma.
Jordanian Dinar
Jordanian Dinar, kana JOD, inosiyana zvishoma kubva kune apfuura, nekuti isu tatova pasi angangoita 1,30 euros yega yega. Asi zvakadaro ndeimwe yemari yemari ine mutengo wakakwirira kwazvo wemari uripo nhasi.