Hondo yekutengeserana iri pakati peChina neUS, makakatanwa ari kuMiddle East nenjodzi dzesarudzo muUnited States ndizvo zvimwe zvezvinhu zvichagadzirisa kushanduka kwemisika yemakambani gore rino. Kune iyo inofanirwa kuwedzerwa mumazuva achangopfuura hutano hutano nekuda kweiyo kubuda kwecoronavirus. Kunyangwe zvenguva, uye mumwedzi miviri yekutanga ye2020, iyo bhalansi iri kuve yakanaka kune izvo zvido zvevatengesi. Iine avhareji purofiti yesitoko yekutsinhana kutenderera pasirese kutenderedza 2,5%, kunyanya iyo yeAmerica inoenderera panhoroondo dzakakwirira.
Chero zvazvingaitika, varimi varikuchengetedza uye kunyange kusimbisa mashandiro avo muzvinhu zvechivanhu izvo zvinogona kuita senzvimbo yakachengeteka, kunyanya munguva dzeimwe kusagadzikana mumisika yemari. Seuchapupu hwekuti vamiririri vezvekudyara havana vese navo mukutarisana nezvingaunze gore rino. Sezvo paine zvakawanda zvisina chokwadi zvinogona kuita kuti misika yepasi rose yemari ishanduke chero nguva yegore.
Pazvinhu zvese izvi zvakachengeteka, goridhe rinomira pamusoro pezvose nekuda kwesimba raro rekudzokorora uye iro parizvino riine huwandu hwepamusoro hwekutengesa. Nepo kune rimwe divi, kumwe kudyara kunogona kuiswa muchikwata ichi ndekwemari. Nechinogona kuitika kushamisika uko kunomiririrwa neJapanese yen uye uko chikamu chakanaka cheiyo mari yemari wepasi rose. Nekuda kweiyo inoshandura mwero wekutsinhana iyo yaunogona kupa pamusoro pedzimwe mari dzenyika dzese, kunyanya nedhora reUS.
Refuge: yen, dhora neSwitzerland franc
Idzi ndidzo dzenyeredzi dzekudyara dzinogona kubuda muna 2020 senzvimbo dzakachengeteka mukutarisana nesarudzo dzevashambadzi. Hazvigone kukanganwika kuti mugore rapfuura iyo Japan yen, iyo Swiss franc uye dhora reUS anga ari mamwe emari akakosha emari akaita senzvimbo yekutizira kuti mari ichengetedze. Chimwe chezvikonzero izvi chinogona kunge chiri chekuti chokwadi chekuti tarisiro yekukura kwehupfumi ine hunyoro kubva zvino zvichienda mberi. Uye izvo zvinozotungamira vadiki nevepakati varimari kuti vatore sarudzo dzekuchengetedza kana dzekudzivirira mune yavo hombe mari.
Ndichiri kune rimwe divi, uye ikapihwa iyi macro mamiriro, iyo mari yekuAmerican inogona kumanikidzwa nevakwikwidzi vayo vakuru gore rino muchiitiko chekuti Federal Reserve sarudza kumisikidza chiyero chakatemwa. Kana, pane zvinopesana, pasati pagadziriswa sarudzo mugakava rekutengeserana pakati peUnited States neChina. Kubva uko mari yeJapan ichabuda zvakanaka mushanduko dzayo zvichienzaniswa nedzimwe mari dzemari dzehunhu uhwu. Iine mukana wekuita mashandiro anobatsira mune pfupi pfupi nzvimbo yenguva, kunyangwe mune imwecheteyo yekutengesa chikamu.
Kupotera kwegoridhe parunako
Iyo simbi yero ndeimwe yeakagadziriswa midziyo kana zvasvika kune dzakachengeteka nzvimbo dzekuchengetedza. Kunyanya kana iwe uchifunga izvo chero zvakakomba kutsiva na United States neIran inogona kuburitsa itsva yekukwira kufamba mumitengo yegoridhe. Sezvazvakaitika mune zvakafanana zviitiko zvakamboitika mune dzimwe nhoroondo nguva. Nekuti hazvigone kukanganwika kuti pakatarisana nechero mhando yenjodzi munzvimbo yepasi rose, izvi zvigadzirwa zvisineyi zvinogona kubatsirwa nekutya kunoitika mumisika yemari uye kwete chete mumusika wemasheya. Nekudzoreredzwa kwechikamu chakakosha kwazvo chemari yekuyerera kwevakuru vemari.
Kune rimwe divi, zvinokwanisika kwazvo kuti iyo simbi yeyero ichave imwe yemabheti makuru ekuchengetedza gore rino. Munharaunda umo inflationary dzvinyiriro dzinogona kubuda, asi zvakare mamwe maitiro akashata pane iyo economic growth. Iko vashandisi vari kuyedza kuchengetedza yavo capital pane zvimwe zvekufunga. Uye mune ino pfungwa, hapana mubvunzo kuti goridhe rinoita zvirinani kupfuura zvimwe zvakakosha zvemari zviwanikwa. Uine mukana wekusvika pamusoro soro mumakore achangopfuura, kunyangwe kungave kuri kubheja kwenguva pfupi kupfuura vamwe.
United States Mabond
Imwe yesarudzo pamwe nekuchengetedzeka kweanouya makore anomiririrwa neiyi kirasi yezvisungo zvemunyika. Izvo hazvigone kukanganikwa panguva ino kuti kudiwa kweUS Treasurenes kwawedzera mumakore maviri apfuura. Hazvishamisi kuti chigadzirwa chemari chisina njodzi, kunyange zvakadaro purofiti yacho haina kunyanya kukwirira. Nechikonzero chekuti vashambadzi vadiki nepakati vanofanirwa kufunga nezvazvo uye izvi hazvisi zvimwe kunze kwekuti vanotsigirwa nechikwereti chehurumende yeUS Chivimbiso chekupa chengetedzo kune yekudyara portfolio munguva shomashoma iyo ingave yakaoma mune dzimwe nguva.
Izvo zvinofanirwawo kucherechedzwa kuti ichi chigadzirwa chemari chinogona kutora mukana weazvino wepasi rose hupfumi mamiriro. Iko makuru makuru emabhanga kutenderera pasirese, kusanganisira Bhanga reJapan (BoJ), European Central Bank (ECB) uye Swiss National Bank (SNB) vakatora mutemo we mhindu dzisina kunaka. Kukuvadza purofiti yezvigadzirwa zvebhengi uye neavo kubva pamari yakamisikidzwa iyo isingatopfuure iyo 1% chipingamupinyi, yakaderera kwazvo mumakumi emakore apfuura uye izvo zvinoita kuti zvive zvakaoma kwazvo kuisa mari mazuva ano.
Dzimwe mari: Swiss franc
Kune rimwe divi, kune imwe mari yepasi rese inogona kubatsira zvikuru kubva zvino zvichienda mberi uye haisi imwe kunze kweSwitzerland franc. Pachivanhu uye pamusoro pemakore zvakange zvichitariswa seimwe yemari midziyo zvakachengeteka kuchengetedza mari mumamiriro akaomesesa emisika yemari munyika. Kusvika padanho rekuti inofungidzirwa seimwe yesarudzo dzakasarudzika nevatengesi vanotsvaga chengetedzo hombe mumatanho avo. Mupfungwa iyi, hazvigone kukanganwika kuti Switzerland inonakidzwa neyakawandisa account, sezvazviri kuitika kuJapan.
Chimwe chinokurudzira kusarudza iyi yemari yepasi rose inyaya yekuti inochengetedza mwero wekutsinhana wakatsiga zvichienzaniswa nedzimwe mari. Kubva pane ino maonero, zvinzvimbo zvinogona kutorwa kuburikidza nezvakasiyana zvigadzirwa zvemari, kubva pakutengesa mashandiro kune yakatarwa-temu bhangi dhipoziti zvichienderana nemari iyi. Uine mhedzisiro inogutsa kupfuura kuburikidza nemamwe marongero akajairika ekudyara uye izvo hazvitombo kukupa inofungidzira huwandu hwechido. Mushure mekuderedzwa kwemutengo wemari nenhengo dzemari dzeEuropean Union.
Mbishi zvigadzirwa: shuga
Vashambadzi vashoma vanogona kuziva kuti ichi chakakosha chinhu ndechimwe chekusimudzira zvakanyanya mumwedzi mitanhatu yekupedzisira. Kusvika padanho rekuti varimi vakuru vatendeukira kune kwavo nzvimbo kuyedza kusimudzira yavo yemari statement mune ino rally yekusimudzira iyo yakashamisa nyika yemari uye ine tariro isingakundiki yekudzokorodza mumitengo yavo, zvirinani kune ipfupi nguva. Inogona kubvumidzwa, zvirinani kuburikidza nemari yekudyara, asi zvakare kuburikidza nemakambani akanyorwa akanangana zvakananga nekugadzirwa kwayo kwepasirese. Kunyanya, iwo akanyorwa pamisika yemari yeUnited States.
Chero zvazvingaitika, ndeimwe mari yekudyara inotakura imwe njodzi inosanganisirwa nayo nekuti chero nguva kusagadzikana kunogona kusvika pamitengo yayo mumisika yepasi rose. Uye semhedzisiro yechiito ichi, kuve nekuodzwa mwoyo kwakakomba mumwedzi iri kuuya muchimiro chekudzikira kweiyi mari yemari kana nekuda kwekugadziriswa pamitengo yayo nekuda kwekuwedzera kwakaitwa kubva Nyamavhuvhu wegore rapfuura. Nechikonzero ichi, vatengesi vanozvidzivirira vangasarudza kutora chinzvimbo muUS dhora, iro rinoenderera nekuchengetedza kukwirira kwaro kwakachengeteka muzviitiko zvese, kunyangwe zvakashata kwazvo. Izvo hazvigone kukanganwika kuti iyi ndiyo mari yemabhizinesi mazhinji epasi rese.
Liquidity uye mirira mukana uri nani
Nepo pakupedzisira, isu tichigona nguva dzose kutendeukira kukudziridza kutonhodza muaccount yedu yekuchengetedza senzira yekudzivirira iwo mashoma mamiriro anokakavara emisika yemari Nerubatsiro rwekuti mushure memwedzi mishoma tinogona kuwana yakakwikwidza mitengo mukutenga nekutengesa masheya pamusika wemasheya. Ndokunge, kuti pakupedzisira usvike pane inonakidza yekudzokorodza mikana kupfuura zvazviri panguva ino uye iri mushure mezvose zvinangwa zvinonyanya kudikanwa kune vashoma nepakati varimi
Nekuti zvakadaro, iko kusimudzira kwakanaka kuri kutorwa nemusika wemasheya weUS, zvinogona kureva kuti imwe sarudzo yaunayo ndeyokuenda kumusika wemasheya munyika ino. Iine yakakwira purofiti ratios kupfuura mamwe misika yemari. Kunyangwe panguva ipi neipi iyi yekukwira maitiro inogona kumira nekuti hapana chinokwira nekusingaperi uye zvakanyanya kushomeka mumusika wemasheya.