La Global Impact Investing Network Vanofungidzira kuti mari inodarika mabhiriyoni mazana manomwe emadhora yave kuiswa muhomwe dzepasi rose, iyo ine chinangwa chekuita mari kune vanoisa mari uye ine pundutso yakanaka pasi rose. Asi nengano zhinji dzakatenderedza, zvakakodzera kupatsanura chokwadi kubva kungano usati wapinda munzvimbo ino inorova musika.
Chii chinonzi impact investments?💚
Impact investing imhando yekudyara iyo inoitwa nechinangwa chekuunza yakanaka uye inoyerika yemagariro uye nharaunda kukanganisa pamwe nekudzoka pundutso. Impact investing inogona kuitwa mumisika ichiri kusimukira uye yakasimukira, uye inovavarira kuwanda kwekudzoka zvichienderana nezvinangwa zvevanoisa mari.
Kwauchaisa impact investment. Kwakabva: The Reference
Kukura kwemusika wekudyara mari kunopa mari yekugadzirisa matambudziko akanyanya pasi rose muzvikamu zvakaita sekurima kwakasimba, simba rinowedzeredzwa, microfinance uye inokwanisika uye inogoneka mabasa ekutanga, anosanganisira dzimba, hutano uye dzidzo. Ngationei kuti ndedzipi 5 ngano dzakatenderedza kukanganisa mari.
1. Wese munhu anobvumirana pane izvo zvakakosha serubatsiro rwekudyara🆘
Kure nazvo: Hapana kubvumirana pane izvo zvinonyanya kukosha sekudyara, zvakanyanya nekuti hapana imwechete yakabvumiranwa-pamusoro metric yekukanganisa. Vamwe vanoisa mari, semuenzaniso, vanoshandisa Iris, chishandiso chinoyera zvichaitwa neinvesheni, kuti ichabatsira vanhu vangani, uye nemarii. Vamwe, zvakadaro, vanosarudza kuisa "ukoshi hwehupfumi" pahupenyu hwemunhu (anenge madhora gumi emamiriyoni evagari vemuUS). Asi hapana mhinduro iri chokwadi 10% yenguva, zvinoreva kuti hedge fund yese inozogadzira zvinhu sezvavanoenda.
2. Impact investing uye ESG investing chinhu chimwe chete🚥
Kutaura zvazviri, chinangwa chavo ndechokuita zvinhu zvakasiyana chaizvo. Impact investing ndeyekuunza zvibereko zvakanaka, nepo ESG iri pamusoro pemaitiro emakambani: inofunga nezve njodzi kune kukosha kwemari kwekudyara kubva kune zvakatipoteredza, zvemagariro uye zvekutonga zvinhu.
ESG vs kukanganisa kuisa mari. Kwakabva: Ramangwana zvakadzama
3. Impact investing inoreva kutsigira makambani akanzi "impact friendly"🏷️
Zvinosuruvarisa kwete. Makambani mazhinji nemari zvakanyorwa zvisizvo sekunge zvine hushamwari. Matambudziko ekuita pachena ndiwo ane mhosva, asi ndizvo zvakaitawo “green wash”- muitiro wekuita mainvestimenti akasvibira kana kuti ane hushamwari kukwezva capital.
Kumiririrwa kwe "greenwashing." Kunobva: EU Green Deal Nhau
4. Impact investing inoreva kudzivisa makambani "anoita zvisizvo"🏭
Vamwe vevarimisi vakuru venyika vanofarira kushandisa zano re "kuzvipira". Mune mamwe mazwi, ivo havangotengese kunze kana kudzivirira makambani ari, semuenzaniso, vashandirwi vakaipa kana vanosvibisa vakuru. Pane kudaro, vanotora chikamu chakakura chakakwana mumakambani iwayo kuti vave nechigaro patafura, saka vanogona kuvasundira kune shanduko yakanaka.
5. Impact investing inoreva kugadzirisa kune yakaderera kudzoka🥶
Kuwanikwa kwemari nemhedzisiro yakanaka zvinonyatso kuenderana kupfuura nakare kose. Zvikamu zviviri muzvitatu zvemari inotsvaga kukwikwidza, pamusoro-pamusika kudzoka, uye vamwe vanogona kunge vakangogamuchira pazasi-musika kudzoka senzira yekuzadzisa zvinangwa zvavo.
Nzira yekutora mukana werudzi urwu rwekudyara?❓
Mazhinji mari yekukanganisa akanyorwa pakutsinhana semasheya, uye ese ane nzira dzakasiyana dzekudyara: tinogona kuwana imwe inotarisa kumakambani emagetsi ezuva, semuenzaniso, nepo imwe inodyara mumakambani ekudzokorodza. Nzvimbo yakanaka yekutanga ndeye kukanganisa mari pfupiso kubva The Big Exchange, kwatinogona kuona mari yakarongedzwa nekukanganisa kana kuita. Iwo akaiswa padanho repamusoro pakuita kwavo ndeaya anotevera:
Mari ine pundutso yakanakisa yemakore mashanu apfuura. Kwakabva: The Big Exchange Uye kunyange zvazvo zvakakodzera kuyeuka kuti migumisiro yapfuura haisi kuratidza kudzoka kweramangwana, mari inotevera ndiyo yakawana zvibereko zvakanakisisa mumakore mashanu apfuura.
Mari ine pundutso yakanakisa yegore razvino (2022). Kunobva: The Big Exchange.
Zviri zvakare kune mumwe nemumwe wedu kusarudza mari inodyara munzvimbo dzinotifarira. Kune rimwe divi, isu tinoda kuve nechokwadi kuti tinonzwisisa kuti homwe yacho inotsanangura sei kukanganisa kwekudyara, saka tinogona kusarudza kana izvo zvinoenderana nehunhu hwedu. Uye kune rimwe divi, zvakakosha kuti tiongorore maitirwo edu ekudyara kuti tive nechokwadi chekuti vachiri kuita zvakanaka zvatinoda. Sezvakaita nekudyara kwese, chiyero chekudyara kana maonero anogona kuchinja nekufamba kwenguva sezvo makambani anochinja uye mari inodzokororwa.