Mazwi aFrancisco García Paramés

Kuti ufambire mberi munyika yezvemari, sarudzo yakanaka kuzvizivisa uye kuverenga nezve vakanyanya kubudirira vanoisa mari uye mabhizinesi enguva yedu. Nechikonzero ichi, mitsara yaFrancisco García Paramés inogona kubatsira zvakanyanya. Ndiye mumwe wevanonyanya kupesvedzera uye akakosha vevemari vekuEurope nhasi uye zvirokwazvo tinogona kudzidza chimwe chinhu kwaari.

Muchinyorwa chino tichanyora gumi nerimwe akanakisa mitsara yaFrancisco García Paramés uye isu tichataura zvishoma nezvekuti ndiani investor wekuSpain uyu. Chii chimwe, isu tichataura nezve Austria dzidziso yehupfumi kutenderera, chinova chikamu che kukoshesa kuisa mari. Iri izano rekudyara rinofarirwa zvakanyanya nemuisi weSpain uyu, uye nevamwe vane mukurumbira vezvehupfumi nemabhizinesi.

Iwo gumi akanakisa mitsara yaFrancisco García Paramés

Kuti unzwe kukurudzirwa kuverenga mitsara yaFrancisco García Paramés, isu tichasimbisa kuti ndiye mumwe wevanoisa mari mu kukoshesa kuisa mari vazhinji vanozivikanwa. Nhasi ndiye fund manager kuCobas AM. Pamusoro pezvo, akanyora bhuku rinonzi "Kuisa mari kwenguva refu: ruzivo rwangu semuridzi", zvakare yakakurudzirwa zvikuru. Pakutanga, Francisco García Paramés yakaratidza kuve inokwanisa kuwana yakanakisa uye inodzoserwa kudzoka nekufamba kwenguva, pandakashanda kuBestinver. Mafungiro ake mazhinji anosanganisa nzira yekudyara yaanoshandisa. Tevere tichanyora gumi nerimwe akanakisa mitsara yaFrancisco García Paramés:

1. "Vafungidziri uye kusagadzikana ishamwari dzedu, kana paine zvakawanda, mhedzisiro iri nani yatichawana mukufamba kwenguva."
2. “Kushaikwa kwemari ishamwari yedu zvakare. Vamwe vanoisa mari vanobhadhara zvakanyanya pamari iyi. "
3. "Kudyara ibhizinesi renguva refu uko kushivirira kunosarudza purofiti."
4. “Famba mumigwagwa pasina vanhu. Tenga zvisingadiwe nemunhu."
5. "Invest in shares all your savings not necessary for the near future."
6. "Kana iwe uchida kudzidza zvehupfumi, dzidza chiGerman uye dzidza maAustria."
7. Iva muridzi weasset, kwete mukweretesi. Zvikwereti chivimbiso icho dzimwe nguva chinoenda nemhepo. "
8. "Chinhu chinonakidza chekudyara kukosha ndechekuti nguva inogara iri parutivi rwako."
9. «Patinotengesa kukosha?, Tinogara tichipindura: kana pane mukana uri nani. Ndicho chinangwa chedu chisingaperi, kuvandudza portfolio mazuva ese. "
10. "Iye kukoshesa kuisa mari inoparidza pfungwa yekuti fungidziro yemusika inoshanda kazhinji isiriyo.
11. “Sei ndichiita zvandinoita? … Basa racho pacharo raindipa mubayiro. Zvinotozivikanwa kuti kunzwa kwekugona basa kunogadzira hukama kwariri uye hazvifanirwe kuve nemafungiro ekufanotemerwa. Zvinhu zvinongoitika saizvozvo."

Francisco Garcia Parames ndiani?

Sezvo tave kuziva mazwi akanakisa eFrancisco García Paramés, tava kuzotsanangura kuti murume uyu ndiani. Akazvarwa muna Zvita 22, 1963 uye nhasi ari maneja wekuSpain wekudyara. Kunyanya, anoita basa re fund manager kuCobas AM, Iyo inozivikanwawo se "the Warren Buffett ChiSpanish", nekuda kwekubudirira kwake kukuru semuridzi, kunyanya achitevera zano rekukosha kwekudyara, kana kukoshesa kuisa mari. Muchokwadi, Francisco García Paramés anoonekwa semumwe weane simba uye akakosha mamaneja eEurope munyika yezvemari. Muna 2014, yakakwanisa mabhiriyoni gumi emaeuro.

Maitiro ekutarisira aFrancisco García Paramés inovakirwa pamusoro pezvose pazano rezvinonzi kukoshesa kuisa mari (kukosha kwekudyara), kune vane mukurumbira vatengesi Warren Buffett vatsigiri, Peter Lynch y Benjamin graham, Semuyenzaniso. Mukati me kukoshesa kuisa mari, Francisco García Paramés anoramba ari mukati mehutano hweAustria dzidziso yebhizimisi kutenderera.

Zvinofanira kucherechedzwa kuti investor wekuSpain uyu akapedza kudzidza muEconomics kubva kuComplutense University yeMadrid uye MBA kubva kuIESE Bhizinesi Chikoro cheYunivhesiti yeNavarra. Muna 2016, Francisco García Paramés akapihwa dhigirii rekuremekedza mubhizinesi kubva kuFrancisco Marroquín University, Guatemala.

TACE (Austrian Business Cycle Theory)

Iyo inodaidzwa kuti Austrian Business Cycle Theory, kana TACE, yakagadziridzwa nenyanzvi dzezvehupfumi dzeChikoro cheAustria, kusanganisira Ludwig von Mises naFriedrich Hayek. Mupfungwa iyi vanotsanangura hukama huri pakati pekukura kwehupfumi, chikwereti chebhangi uye kukanganisa kwekutsvaga mari kunounganidza zvakanyanya mukusimudzira kwebhizinesi kutenderera. Nekuda kweizvozvo, inopedzisira yaputika sebubble uye ichiparadza kukosha.

Iyo TACE inosimbisa kuti investimendi inowedzera, ichigadzira hupfumi hwenhema, nekuda kwekuwedzera kwechikwereti. Nemamwe manzwi: Imhaka yekuwedzera kwechikwereti kusingatsigirwi nemari yakapfuura yekuzvidira, asi kuti inogadzirwa nekudzikira kwemubereko. A) Hongu, mitengo iri kukanganiswa nekuwanda kuri kuita mari iri kutenderera mumusika wehupfumi. Mari iyi, ingadai isina kuitika dai pasina kukanganisa kwemitengo, kuendesa zvinhu zvakaunganidzwa kumapurojekiti asina pundutso. Nekuda kweizvozvo, imwe kana akati wandei midziyo inoguma yave kuwandisa, kugadzira mabhuru ane mukurumbira.

Nenzira isingadzivisiki, mabhuru aya anoguma aputika nokukurumidza kana kuti gare gare. Kana kuburitswa kweiyo itsva fiduciary media kwamira, iyo mhindu yemitengo yakadzikira inopedzisira yava kugariswa mune ingave nhanho yavo chaiyo pamusika. Kazhinji, izvi zvinowanzokwira zvakanyanya kupfuura izvo zvakatangwa nemabhanga epakati, nekuda kwekushaikwa kwezvinhu zvemari. Chiitiko ichi chinongoerekana chabvisa kuyerera kwechikwereti chakachipa. Uye zvakadini nekudyara? Zvakanaka, izvo zvaiita sezvine pundutso nemitengo yakakwira zvakangoerekana zvamira. Panguva ino ndipo panotanga dambudziko uye mari isiriyo inozopedzisira yava kuvharwa zvoga.

Ndinovimba kuti mitsara yaFrancisco García Paramés yanga ichikurudzira iwe! Iwe unogona kutisiyira aunofarira ekudyara mazano kana mazano mune zvakataurwa.