Zvinhu zvakawanda pasi rose zvakadonha kubva gore rapfuura, asi dhora rekuAmerica harisi rimwe racho. Iyo greenback iri kumusoro 15% gore negore, uye rally iyi inoratidza hapana zviratidzo zvekurega. Uye kunyangwe zvichigona kupedzisira zvaunza hupfumi hwenyika kumabvi, isu tinogona kutora mukana uyu wekudyara mukana. Dhora rinogona kunge riri iro chairo mari yekudyara mapotfolio edu kuti atibatsire munguva dzino.
Sei investment muUS dollar yakasimba kudaro?💲
Kuisa mari mudhora kunenge 30% kusimba nhasi kupfuura zvazvaive makore gumi apfuura. Iyo dhora index yakakwira 10% mugore rapfuura, iyo inoteedzera kukosha kwedhora kurwisa tswanda yedzimwe mari. Zvinhu zvitatu zvanga zvichikonzera rally iyi:
- Kusiyana kwemitemo yemari: Iyo Federal Reserve (Fed) yanga iri imwe yemabhanga epakati ane hukasha mukukwidza mitengo yemari. Nehumwe hupfumi hukuru hwakaita seJapan kana Eurozone ine mitemo inosimudzira yemari, yagadzira mutsauko mukuru mumitengo yemubereko. Ichi chiitiko chakabatsira mari muUSD.
- Huremu hwehupfumi: Hupfumi hweUS ndohumwe hwakasimba pasi rose uye nehukuru hukuru. Mamwe emakambani ayo ndiwo ane hunyanzvi, anochinjika uye ari kukurumidza kukura munyika. Izvi zvakaita kuti vatengesi vafarire masheya eU.S. pamusoro peaya aibva kune mamwe matunhu, achigadzira mari zhinji uye dhora rinosimbisa.
- Safe Haven Inoyerera: Dhora rinobatsira kana hupfumi hweAmerica huchipfuura vamwe vayo. Zvinobatsirawo kana hupfumi huri kutatarika. Izvi zvinodaro nekuti midziyo yeUS inoonekwa seyakachengeteka uye vanoisa mari vanodirana kwavari kana maonero asviba. Iyi inoshamisa maitiro ekuita, kugona uku kuita zvakanaka munguva mbiri dzakanaka uye dzinotyisa, inozivikanwa se "dollar kunyemwerera."
Ko kudiwa kwekudyara kwakanyanya mudhora kazhinji kwakanakira hupfumi here?💱
Izvi ndizvo zvazvinoita. Kudiwa kwekudyara kwakasimba mudhora kunodzikisa mitengo yekunze muUS, izvo zvakanakira vatengi vekuAmerica. Panguva imwecheteyo, inoita kuti kutengesa kunze kwenyika kuve nemakwikwi uye izvo zvinosimudzira hupfumi ihwohwo. Izvi zvinotsanangura kuti nei dzimwe nguva nyika dzichishanda devalue mari dzavo dzinopesana nedhora.
Chiyero chemari yenyika. Kunobva: Kuwedzera
Nhasi tiri mumamiriro ezvinhu anenge akasiyana, ndicho chikonzero vamwe vanhu vanotaura nezvekutyisidzira kwe "reverse currency war." Njodzi huru kune hupfumi ikozvino haisi kukura zvishoma nezvishoma, kuwedzera kwepamusoro. Kune hupfumi hwanhasi, mari yenyika yakasimba ndiyo iri nani. Kunyanya nekuti inoderedza mutengo wekudyara mune zvekunze uye inobatsira kumisa chikamu cheiyo inflation.
Saka, kudiwa kwakanyanya kwekudyara mudhora kune njodzi here?💥
Iko kudiwa kwekudyara kwakanyanya mudhora kwave kutyisidzira zvakanyanya hupfumi hwenyika. Sezvo kukwira kwemitengo kuri kuramba kuchikwira kunze kwenyika, zvave kumanikidza mabhanga makuru ekunze kuti akwidze mari dzechimbadzo. Dzimwe nguva zvine hasha, uye izvozvo zvingangowedzera kumanikidza kukura kwatovapo. Panguva imwecheteyo, kukwira kuri kudiwa kwekudyara kwemadhora kune kukanganisa kukuru pamamiriro emari epasi rose. Makambani mazhinji nehurumende, kunyanya mumisika ichiri kusimukira, vanokwereta nemadhora. Kana dhora richikwira, mari yaro yekubhadhara inokwira. Uye izvo zvinoisa kumanikidza kwete chete pamamiriro ako emari aripo, zvinoderedzawo kugadzirwa kwechikwereti, izvo zvinozoderedzawo kukura mune ramangwana.
Kusiyana mukukosha kwemari dzakasiyana dzenyika dzichiri kusimukira panguva ya2022. Source: Statista
Isa imwe nzira, kukwira kwedhora kudzoreredzwa kwakafanana nekusimba kwepasi rose. Zvakaipa kukura kwepasirese uye kunenge kwese asset kunze uko. Mamwe matambudziko makuru ehupfumi akabatana nenguva dzakaita seidzi, apo Federal Reserve inokwidza mhindu uye dhora rinokwira. Dambudziko rechikwereti rekuLatin America rekutanga ma80 raive rimwe, uye matambudziko ekuAsia neRussia ekupera kwema90 aive mamwe maviri.
Ko investment muUS dollar inopera riini?🎈
Kudyara mari mudhora rekuAmerica kunotanga kudzikira sezvo kusaenzana kwemitengo yakakosha pakati peUS nedzimwe nyika kuri kushomeka. Ikozvino, kana Fed ikatora tsoka yayo kubva padanho-yekukwira, yaizodzikisa kudzvanywa kwepamusoro pamibairo yeUS uye kubvumira humwe hupfumi kufema. Kana humwe hupfumi hwakaisa mitengo yepamusoro pasina kupinda mukuderera kwakazara, kukura kwepasirese kunogona kutangazve. Panguva iyoyo, mari inogona kuyerera kubva kuUS ichienda kumisika yepasirese, ichideredza dhora mukuita.
Nyika dziri panjodzi huru nekukwira kwedhora rekuAmerica. Kunobva: Business Insider
Izvo hazviratidzike zvakanyanya kuitika munguva pfupi, nekuti US iri kurwisa inflation yepamusoro uye inoda mibairo yepamusoro uye mari yakasimba yekukunda iyo hondo. Chikonzero chega chekuti Fed yaizonyanya kushomeka nekukwira kwemitengo kungave hupfumi hweUS hwakadhonzwa nekukwira kwemitengo. Zvisinei, mumamiriro ezvinhu aya, nyika inogonawo kunyura mukuderera. Mafungiro ekudyara aizoendesa yakachengeteka-nzvimbo inoyerera ichipinda mumidziyo yeUS, ichichengeta dhora riri pamusoro. Kunze kwekunge chiitiko chakanyanya kuitika, dhora rinogona kuramba rakasimba kusvika pakukwira kwemitengo. Kunetseka kwevanodyara mari kunopera.
Saka, ndeipi mari yatinoita kuchengetedza yedu?🛒
Kudyara mari mukukwira kwedhora ndiko kuri kukonzera njodzi kuhupfumi hwenyika. Asi inogona kuva tsime resimba kune yedu portfolio. Nekurebesa dhora reUS, iwe waizovhara njodzi yekudonha kwakanyanya mukukura kwepasirese. Izvo zvaizodzivirirawo portfolio yedu kubva panjodzi yekuti Fed inotowedzera hukasha nekukwira kwayo. Izvi zvinogona kuitika kana inflation ikava yakanyanya kuoma kupfuura zvaitarisirwa. Mumamiriro ezvinhu akadaro, kudyara kwenguva refu muUSD kunogona kunge kuri iko chete nzvimbo inogona kuchengetedza portfolio yedu. Zvose mabhondi nemastock zvingangokanganiswa. Uye kana dhora rikapera simba, ingangove inzvimbo yakanaka yekuita mari yakanaka. Nekudaro, mamwe ese epotfolio yedu anofanira kuita zvakanaka. Tinogona kuita mari muUS madhora kuburikidza ne Invesco DB US Dollar Index Bullish Fund (UUP). Kunyanya kuzvidzivirira kwatinoda kuti mari yedu mumadhora ive, iyo inowedzera njodzi iyo investimendi ichava mumari yatinofanira kutengesa tichipikisa. Kuenda kureba nedhora rekuAmerica richipesana nedhora rekuCanada, dhora reAustralia kana New Zealand dhora zvingava sarudzo dzakanaka kana zvakadaro.
Kana isu tichida kubatsirwa kubva pakusasimba kunobvira kwedhora reUS nekuramba tichidzivirira, yen yeJapan imari yakanaka; Iri kutengeserana pamatanho anoyevedza uye inoita kunge yave pedyo nekupora. Tinopokana sei pano pamusoro, iyo yen inofanira kunge iri mubatsiri mukuru kana kukwira kwedhora kuchiratidza kukanganisa. Tinogona kuita mari yakanangana nedhora reUS kuburikidza Invesco Currencyshares Japanese Yen Trust (FXY).