Pasina kupokana, imwe yenyaya dzakaomesesa dzatinogona kutarisana nadzo ndeyemari, uye ndipo patinosvika taura nezvemitero yezvibereko, mazwi ekubhadhara, mukuru, mubereko, mukomboni kana nyore kufarira, capitalization nguva, uye mamwe mazwi; Hazvishamise kuti zvakatiomera kuti tinzwisise mafambiro achaita mari panguva ye nguva yechikwereti, pamwe nemari yatinozobhadhara sezvo imwe neimwe yadzo ichienderana.
Kuita kuti maitiro aya ave nyore kwazvo iyo Bhangi reSpain yakagadzira simulator iyo yatinogona kuzvipa isu yakajeka zano rekuti imwe nzira ichaita sei, ingave chikwereti, Bhanga reSpain simulator, mogeji, pakati pedzimwe nzira dziripo. Asi ichokwadi kuti seyuta inogona kunge isingavimbike zvachose, asi kana ikatipa pfungwa iri nani nezvehunhu huchave nemari, ngatione mashandisiro atingaite iyi simulator.
Chinhu chekutanga chatinofanira kujekesa ndechekuti ndizvo simulator; nedudziro simulator chirongwa chakanangana nekuyedza kubereka chirongwa, kugona kubereka zviitiko zvinogona kuitika muhupenyu chaihwo. Mu nyaya yebhangi reSpain simulator, yakagadzirirwa kutitendera kuti tione kuti mibairo yemubereko ichaita sei, uye zvakanyanya kukosha, kunova kuona kuti izvi zvinokanganisa sei homwe yedu nekukanganisa iyo yose yekubhadhara uye kubhadhara panguva imwe neimwe.
Mune ino kesi, iyo simulator yeSpain Iyo inotishandira isu kunyanya pazvinhu zviviri, yekutanga ibhangi dhipoziti simulator; simulator yechipiri ndeyezvikwereti. Ose akagadzirwa kuitira kuti sevashandisi isu tigone kuita sarudzo yakanakisa nezve mafambiro atinoita. Asi ngatitorei titarise kune yega yeaya maviri simulators uye ndeapi sarudzo avanogona kutibatsira isu kuita.
Bhizimisi inoshandiswa
Kana ari yekutanga simulator, inova yemabhangi anoiswa; iyo simulator inotibatsira kuongorora maitiro eedu capital; ndiko kuti, zvinotibvumidza kuverenga huwandu huchave hwakaenzana mubhengi, tichiita nezve kufarira kwakanyanya. Izvi zvichatibvumidza isu kuti titore sarudzo yekuti iri here zano rakanaka rekuchengeta mari yedu "yakasimwa" muaccount yedu yebhangiKana zvikaitika kuti huwandu hunokosha pazvinhu zvemubereko husingatitendise, tinogona kufunga nezve mukana wekuve nehurongwa hwekudyara matinowana mhindu zhinji kumari yedu.
Kujekesa poindi, zvakakosha kuti utarise kuti iro rimwe bhangi rinogona kutipa imwe sarudzo dzekudyara. Kuchengeta mari yedu mubhangi, uye kuwana mubereko wakakura imari yakachengeteka, zvichireva kuti hapazombove nemukana wekurasikirwa nemari yedu, asi panogara paine purofiti. Kune rimwe divi, izvo zvakasiyana mhando dzekudyara kuti mabhangi anogona kutipa isu tine mapoinzi maviri atinofanira kujekesa, njodzi uye chiyero chepundutso. Idzi mbiri nhamba dzinotibvumidza isu kuita sarudzo iri nani zvinoenderana nezvatinoda uye zvatinofarira.
APR
Imwe yedata iyo simulator ino ichatibvumidza kuti tiongorore ndiyo APR, kana chiyero chakaenzana chegore. Chiyero ichi chinoshanda sereferenzi yekuona mashandiro egore kana mutengo wechigadzirwa chemari, mune ino account yedu yebhangi. Chinhu chinonyanya kufadza nezve chiyero ichi ndechekuti haina hanya nezwi rese rekuti mari yedu ichaiswa mune yakataurwa account. Nekuda kweizvi zvinokwanisika kuti isu tichaona mhedzisiro yemari pakupera kwegore.
Kuti utipe pfungwa iri nani yezvazvinoreva APRIzvo zvinofanirwa kujekeswa kuti iyo simulizi yakavakirwa pazita rezita rezvibereko, zvakare kushandisa izvo zvinodhura kana mari iyo iyo akaundi account zvakare inotarisa kune makomisheni ayo anofanirwa kuvharwa; rumwe ruzivo rwainoshandisa nderekubhadhara uye mari inogadzirwa kuchiridzwa. Tichipiwa ruzivo rwese urwu tinogona kupedzisa izvo APR Izvo zvichatipa zano rehuwandu hwemari iyo yatinozowana kubva kubhangi yemari yedu munzira izere, nekuti zvese mari nemari inobuda zvakatarisirwa. Saka isu tinogona kuwana pfungwa yehuwandu hwemari yakazara iyo ichagadziriswa muaccount yedu mukati megore.
Imwe yei zvakanakira APR, ndeyekuti inofananidza zvese zviyero zvemubereko zvekuwanda kwekushanda uko kunogona kutombove nekusiyana kwakasiyana kwenguva. Naizvozvo, kana akaundi yedu yekubhangi ikakwenenzverwa nezvimwe zviridzwa zvekudyara, isu tinokwanisa kuwana pfungwa yehunhu hweaccount yedu nenzira yakajairika, pasina chikonzero chekuongorora kuverenga kweimwe neimwe yeakasiyana mashandisirwo emari.
Ruzivo runopa iyo simulator
Sezvo isu tatoongorora iyi simulator, inoshanda uye ine mikana yakawanda yekuongorora maitiro eakaundi account yedu, asi ikozvino tichaongorora ruzivo rwatinofanira kuisa kuti tiwane mhedzisiro chaiyo kubva kune iyo simulator.
Chinhu chekutanga chatinofanira kupinda ndeche chikamu chemubereko kuti isu tinoda iyo simulator kuti iongorore; Iyi data yakakosha nekuti zvichibva pane iyi ruzivo, iyo simulator ichaita akasiyana masvomhu ayo anounza iyo padhuze kune yakawanda chaizvo chaiyo mhedzisiro, kuitira kuti iyo yekupedzisira ruzivo ruvimbike.
Chinhu chechipiri chatinofanira kujekesa nezvacho kuti tidye iyo simulator nzira chaiyo Aya ndiwo mazwi atinoda uye zvakare iyo yekubhadhara frequency; Ruzivo rwese urwu rwakakosha kuti isu tinayo kuti riwanikwe tisati tashandisa iyi simulator, nekuti nenzira iyi mhedzisiro yacho ichave iri yekufungidzira.
Zano rinoshanda ndeyeye ruzivo rwatinoda iyo simulator, isu tinayo mune chero eminda pane inopfuura imwe sarudzo; Izvi zvichatibatsira kuti tiongorore zviitiko zvakasiyana kubva kwatinogona kusarudza yakanakisa kana iyo inonyatsoenderana nezvatinoda.
Chikwereti simulator
Yechikwereti simulator Iyo sisitimu iyo inotibvumidza isu kuti tiwane pfungwa yehunhu hwehunhu hwezvikamu izvo zvatinozofanira kubhadhara kuti tikwanise kuvhara chikwereti uye zvido. Iyi simulator inobatsira nekuti ichatipa pfungwa yekuti mari yedu ichaita sei munguva yakareba, zvichitibvumidza kuona huwandu hwese hwatichazofanira kubhadhara sechikamu chemitero uye kufanoona kana paine mukana shandura mumari dzatichazofanira kubhadhara.
Kana simulator iyi ikatipa mhedzisiro, zvakakosha kuti tiongorore kana tichava nekwaniso yekubhadhara mari inogadzirwa nechikwereti; kuitira kuti tisapinda muchikwereti nemari yatisingazokwanise kubhadhara. Imwe pfungwa yatinofanirwa kujekesa ndeyekuti isu tinofanirwa kuongorora mutengo uye kubatsirwa kwechikwereti chakataurwa, mune mamwe mazwi, isu tinofanira kuzvibvunza isu: Zvakakosha here kupinda muchikwereti uye kubhadhara mubereko kuti tiwane chikwereti?
Kunyangwe iyi simulator ichatipa mhedzisiro, iyo yekupedzisira sarudzo inoitwa nemushandisi, saka isu tichaongorora zvishoma zvishoma zvakadzama ruzivo rwunopihwa neiyi simulator uye nemushandisi anofanira kuidudzira nekuiongorora.
Iyi simulator ichatipa iyo yekutanga fizi iyo yatichafanira kubhadhara semhedzisiro yechikwereti, zvinoverengerwa kupihwa a chimbadzo uye nguva. Saka kuti uve nemhedzisiro yakajeka, zvakakosha kuti tive neruzivo rwakajeka chaizvo rwunofudza iyo simulator.
Chimwe chei zvakanakira iyi simulator ndeyekuti ine mukana wekutarisa mune ayo masvomhu kana paine chero mutsauko mumamiriro echikwereti; kuti uwane zvakare semhedzisiro mhedzisiro matafura. Nenzira iyi, yekupedzisira mari ichabhadharwa ichave yakajeka zvikuru uye kuti inogoverwa sei munguva yenguva dzakabvumiranwa muchikwereti.
Chinangwa cheruzivo urwu ndechekukwanisa kuita sarudzo dziri nani, kwavari izvo zvinodikanwa kuti titarise chikamu chekutanga icho iyo simulator inotikanda isu; kutibvunza mibvunzo senge ndinogona kuitenga here? Hazvipindire nechimwe chikwereti here? Kana chiitiko chisingafanooneki chikaitika, ndinokwanisa here kubhadhara muripo uye chiitiko chisingafanoonekwi? Pasina kupokana, kuzvibvunza iyi mibvunzo kunotipa zano rakajeka pamusoro pekuti tinofanira kubvumirana kuti titore chikwereti chakataurwa.
Imwe pfungwa yatinofanira kuongorora ndiyo amortization matafura, izvo zvinosanganisira kubhadhara nguva nenguva izvo zvatichaita kubhangi. Neruzivo urwu rwatiri, isu tinofanira kuzvibvunza isu, tichava nekwaniso yemwedzi wega yekuvhara kubhadhara? Pane imwe nyaya here apo takaita mari yakatemwa? Kufungisisa nezvenyaya iyi kuchatipa yakajeka pfungwa yekuti ndeipi sarudzo yakanakisa.
Mhedziso
Hapana mubvunzo simulators Ivo vari erubatsiro rukuru kuti vakwanise kuita sarudzo dziri nani dzemari, uye iyo Bhanga reSpain simulator haringotipe chete ruzivo rwakakosha kuti tiite ongororo yedu, asi zvakare zvine hushamwari, sezvo zvichikwanisika kuti isu tiwane izvi simulators kubva kune mbozhanhare kunyangwe iri iOS, kana nharembozha yeApple. Ruzivo rwese uye zvishandiso zviri paminwe yedu nhasi, ikozvino inyaya yekuzvishandisa uye kuziva mashandisiro azvo kuti tibatsirwe.