Nhasi zvakakosha kuti tizive akanakisa emabhangi maakaundi pamusika kuti uzive kuti ndeipi sarudzo yakanakisa kwatiri uye tinowana mhando yakanakisa yeakaundi yebhangi pamusika iyo inotibatsira isu kuve nemasevhisi akadzika kwazvo.
Akanakisa emabhangi maakaundi pamusika
Zvinotonyanya kuoneka kuti munhu wese anosungirwa kuve neakaundi yebhangi nekukurumidza kana kuti gare gare, nekuti ndimo munowanikwa vanhu vazhinji kubhadhara kana kutora.
Iko kupi tinotungamira kubhadhara kweseKunyangwe ndezvemabasa epamba akaita semagetsi, mvura, gasi uye uko makambani mazhinji anotibhadhara saka hazviwanzo kuti mumwe munhu nhasi ave asina imwe.
Makambani mazhinji anokumanikidza kuti utungamire kubhadhara madhibhiti, zvinoreva kuti neimwe nzira unofanirwa kuziva zvavari akanakisa emabhangi maakaundi mumusikaoy iwe unofanirwa kuziva kuti ndeapi maakaundi ane yakaderera komisheni uye chimbadzo uye ndeipi mari iyo yauri kuzobhadhariswa yekuchengetedza uye manejimendi yenyaya account.
Ichi ndicho chimwe chezvikonzero nei sIwe unofanirwa kugara uine akanakisa emabhangi maakaundi mumusika anotipa iyo mhedzisiro yakanaka pasina kufarira uye makomisheni akakwiras. Nhasi, tichaona kuti ndeapi maakaundi akanakisa pamusika.
Evo bhangi smart account
Imwe yenyaya dzekutanga dzatichazosimbisa ndeye smart evo bank account. Izvi account inobhadhara 1% APR yemari yauinayo muakaundi yako yebhangi. Uye zvakare, kana isu tave vatengi vane inopfuura mwedzi mitanhatu mubhangi uye iyo account yatinayo navo inodarika 6 euros, iyo account inowedzerwa 3000% APR.
Iyi mhando account yeEvO smart account, inoitika kuve ne komisheni yemahara mutemo, kunyangwe muzvinhu zvinofanirwa kubhadhariswa sekuchinjiswa. Nekudaro, kuti account iyi isakubhadharise chero mhando yekomisheni, iwe unofanirwa kunge uine akananga madhibhiti mareti kana muhoro, kungave wepenjeni kana kushaya basa.
Imwe yeakaundi akanakisa maakaundi emusika pamusika anogona kukufadza uye ayo iwe aunogona kuvimba kuti ave imwe yeakanakisa mabhangi maakaundi ndeayo e Yetsika uye yemagariro kubhengi yazvino account triodos.
Iyi ndiyo nhoroondo yatakawana inonakidza kwazvo kubvira haina chero mhando yekomisheni uye ivo havana mari yekuwedzera inosanganisirwa panguva yekutanga mishanu yekuchinjisa yaunoita mwedzi wega wega.
Uye zvakare, inokupa iwe mukana wekukwanisa kubatanidza muhoro wako usina kudikanwa kwekunge uine chero kadhi rakabatana neiyo account.
Deutsche Bank Kudiwa Akaundi db
Imwe yemaakaundi emabhengi akanakisa pamusika atinoratidza seakanyanya kunaka ndeayo Deutsche Bank Kudiwa Akaundi db. Iyi account haizokupe chero mhando yekomisheni uye haigone kuburitsa mari yemhando ipi neipi panguva yese yauinayo. Zvakare Kudiwa Akaundi db yeDeutsche Bank Izvo hazvizowedzere mari yemakadhi mukati megore rekutangandiko kuti, muridzi wemakadhi anenge akasununguka zvachose.
Akaunti iyi yakakwana kuwana masevhisi anodhura, sezvo mari yemwedzi wega wega inogona kukweretwa muDeutsche Bank's Demand Account db kuwana sarudzo dzakanakisa mumapakeji.
open bank
open bank Iyo ndeimwe yeakanakisa mabhangi maakaundi pamusika ane akanyanya kuwongorora munyika. Aya marudzi emaakaundi haana makomisheni uye hapana mari yebasa ichawedzerwa kuaccount. Uye zvakare, hazvizokubvunze kuti utungamire kubhadhara chero rudzi rwekambani sezvo uchikwanisa kunakirwa nezvakanaka zvese pasina izvi uye hazvizokubhadharise mamwe makomisheni ekuti usadaro.
Kutenda kune ino svikiro iwe unogona kuve ne Payroll yakananga kubhadhara kubva neiyo pakarepo mutsara wechikwereti, chimwe chinhu icho mukufamba kwenguva chinonyanya kubatsira kuvhara chero rudzi rwemari isingatarisirwi yatingave nayo.
Premier Mukana Akaundi
Imwe yemaakaunzi yatakada zvakanyanya ndiyo Premier Mukana Akaundi inotengeswa neBarclays. Iyi ndeimwe yemabhengi account ayo anopa akawanda mabhenefiti uye pamusoro pezvese izvo vanhu vazhinji vanazvo sevatengi, nekutenda kune ayo asinganzwisisike mabhenefiti. Chinhu chega chakashata nezverudzi urwu rweakaunzi ndechekuti ine payroll yakananga debit system iyo inogona kutora nguva yakati rebei sezvo iri bhangi rinotarisira account yekubhadhara.
Iyo Yekutanga Mukana Akaunti yakashambadzirwa neBarclays Inokupa iwe mukana wekuti uve nemari yakawanda mune zvese zvaunoita muaccount sezvo isinga gadzire mari kana makomisheni erimwe rudzi rwekuwedzera chero bedzi mari yauinayo iri yakakura kudarika 2500 euros kana chimwe chinhu chakabvumiranwa mukati mekambani. inokosha 30.000 euros. Kana iyi isiri yako, ipapo unenge uine account chete neakajairwa makomisheni.
Basic Akaunti iyo Bancopopular-e inotengesa
Imwe yeakanakisa mabhangi maakaundi pamusika ndeye Basic Akaunti inotengeswa neBancopopular-e. Iyi account iri online zvizere uye ine dzakasiyana siyana sarudzo dzinowanikwa kune vese vatengi. Imwe yeakanyanya kufarirwa Basic Maakaundi ayo Bancopopular-e anotengesa ndiyo payroll account iyo inokomborera varidzi zvimwechetezvo neakaunzi ine mubhadharo.
Izvo zvakare inokupa iwe 0,55 APR yeyako yakazara account account pamwedzi.
Iyo Yekutanga Akaunti iyo Bancopopular-e inotengesa ndeye account iyo iri komisheni yemahara uye chero mhando yemari inosanganisirwa nekadhi remhando ipi neipi. Kadhi revatengi harikupi chero imwe mari yekuwedzera.
Nezve maakaundi ebhangi chete
- Kuongorora maakaundi. Aya marudzi emaakaundi ekubhengi anoshandiswa zvakanyanya sezvo achipa nyore kuwana mari yako uyezve ine dziviriro yekuwedzera kumari yako nekuti zvese zvinogona kuitiswa nemacheki. Vatengi vane aya marudzi emaakaundi vanogona kuva nemari yavo yekubhadhara macheki kana chero mhando yemari yemwedzi yavanogona kunge vainayo.
Kuongorora maakaunzi kunokurudzirwa nekuti vanogara vaine sarudzo hombe yemapakeji mukati memabhangi akasiyana. - Nhoroondo dzekuchengetedza. Rudzi rweakaunzi iyi ndeimwe yeinodiwa nevanhu vazhinji sezvo ichivapa iwo mukana wekuve neyakanakisa sarudzo yekuunganidza kufarira. Izvi zvinobatsira vatengi zvakanyanya sezvo chimbadzo dzinogona kuwedzeredzwa zuva nezuva, vhiki nevhiki kana gore. Kuti account yekubhangi inyatso kuve yakanaka, iwe unofanirwa kutarisa zvakanaka pamitero yemari. Mazhinji emhando dzemaakaunzi aya ane huwandu hwehuwandu hwekufarira hwauinayo muaccount uye zvinoenderana nezviri kupihwa mubereko. Saka kuti iwe ugone kuwana iyo yakawanda kubatsirwa kubva kuaccount yako, iwe unofanirwa kunzwisisa zvakanyanya zvakanaka zvese mabhenefiti uye mazwi aanokupa iwe kuti uve neruzivo rwakanakisa nezve izvo zvauri kuita. Iwe unogona zvakare kunakidzwa neakaunzi yako nekutora iyo sarudzo inokodzera zvakanyanya zvaunoda sezvaunosvika pakuzviziva.
- Nhoroondo yemusika wemari. Aya maakaundi ebhengi akafanana chaizvo neaya atakambokurukura mune yapfuura pfungwa, zvisinei, kuti uwane urwu rudzi rwezvakanaka, iyo account kuchaja inofanira kunge iri yepamusoro kana tikachienzanisa nezvakakumbirwa mune mamwe mabhanga; nepo mune maaccount account, izvi hazvifungirwe. Uye zvakare, murudzi urwu rweakaunzi mitengo yemubereko inopihwa nenzira yekudzedzereka, izvo zvinoita kuti zvive nemitengo yakanaka mumatanho epamusoro kwazvo.
- Nhoroondo dzekurega basa. Aya maakaundi ebhengi anozivikanwa seIRA uye ari maakaundi ekurega basa. Kubudikidza neaya maakaunzi, iwe unogona kusevha kune yako yekurega basa nezvirongwa zvinokupa iwe zvakawanda mabhenefiti.
Chinangwa chemhando idzi dzeakaunzi ndechekuti iwe unogona chengetedza mabhenefiti panguva yekurega basa. Mune mazhinji emaakaundi aya, ayo ari akanakisa maakaundi emabhangi pamusika, mari yacho inogona kubviswa kare pasina kukanganisa chero mutero. Mutsika uye idzo dzisina kukurudzirwa kudaro, kana% ikaderedzwa.
Muchidimbu
Kusarudza iyo akanakisa emabhangi maakaundi mumusikaKana, chimwe chinhu chatinofanira kuchengeta mundangariro ndechekuti isu tinofanirwa kuziva chaizvo chaizvo kuti maakaundi emabhengi ari nezve uye pamusoro pezvose zvavanosungirwa kutipa kuitira kuti vasatipe chinhu chavanofanira kutipa isu nemutemo.
Kazhinji yenguva, kuti zvese zvine mubatanidzwa zvive zvakasununguka, mubhadharo unofanirwa kuve wakadzvanywa uye kuve nekuzvipira kusingaperi nemasangano, ayo anozopedzisira aendesa kune angangoita zvibvumirano zvehupenyu navo. Muchiitiko chekuti mubhadharo haugone kubatanidzwa, unogona tsvaga kutenga zvigadzirwa iyo nguva zhinji inodarika zviuru makumi maviri emadhora.
Kana isu tikawana account iyo inotibvumidza isu kuchinja modality patinenge tichida uye kune ipi hatifanirwe kubatanidza payroll kana chero imwe mhando yemagwaro, saka isu tiri kubata neakakodzera account nekuti aya anozove akanyanya mabhangi maakaundi pamusika.