Vechidiki uye vepakati varimari vanokwezva kumisika yemakero kuburikidza nezvikwereti havasi kuwana yavo yakanaka nguva kuSpain. Chokwadi, zvinoenderana neazvino dhata yakapihwa neHenderson Global Dividend Index, Zvikwereti zvakaderedzwa neanosvika makumi maviri muzana mukota yechipiri yegore rino, ichisvika 5.577,4 mamirioni euros. Uku kuderera kunomiririra kuderera kwe17% pahuwandu hwayo, kunyange hazvo sechirevo chinoratidza nekukoshesa zvishoma euro senge kumashure mamiriro ezvinhu matsva.
Chimwe chezvikonzero chekutsanangura kudonha kwakakosha kwezvikamu kubva kumakambani akanyorwa pamusika weSpanish stock inotsanangurwa na vane simba kuderera mugove weBanco Santander, uyo wakadzikiswa ne66%. Makambani akasara muInternet Inoenderera Musika, pane zvinopesana, akachengetedza kana kuwedzera uyu muripo wavanopa kune avo vagovana navo.
Izvi zvinoitika muSpanish equities inopesana neyekare kondinendi musika. Sezvo zvakawana mukati mechikamu chekupedzisira chekota yechipiri yegore fungidziro yekuwedzera kwe1,1% zvine chekuita nedhata regore rapfuura, kunyangwe tichifunga nezvezvikamu zvinoshamisa zvakagoverwa panguva ino yegore. Iko kune yakakosha dhata ndeyekuti, muEurope, makumi masere muzana emakambani akawedzera kana kuchengetedza dhara ravo.
Shanduko yezvikamu
Nezve imwe nzvimbo yakakosha kwazvo muhupfumi hwepasi rose, senge United States, kukura mumabhadharo ekubhadharwa epedyo ne5% kunoonekwa panguva ino. Kana zviri izvo zvinogona kuitika mumwedzi iri kuuya nemubhadharo wemugovani uyu, mushumo weHenderson uri pachena mumhedzisiro yawo. Kwete pasina, inofanotaura kuti mukati mehafu yepiri yegore iyo data ichave yakaipa Izvo kusvika ikozvino. Kuwedzera kune chokwadi chekuti kukura kwezvikamu zvakanyoreswa neEurope zviri kubatsira kuenzanisa panorama yepasirose yezvikamu.
Sezvinozivikanwa, migove iri zano rinoshandiswa nevaponesi veSpain kugadzira mari yakatarwa mukati meiyo musiyano. Iine goho rakamisikidzwa uye rakavimbiswa rinotangira kubva pa3% kusvika pa8%. Inoitwa pasi pekubhadharwa neakasiyana periodicity: makota, hafu-gore kana gore, uye zvichienderana nemaitiro anoitwa nemakambani iwo pachawo akanyorwa pamisika yemari.
Huwandu hwezvikamu izvi hunoshambadzwa pachine nguva uye kana mari yavo yaitwa, vanoenda vakananga kuakaundi account yazvino. Kana mutero wangodzikiswa, saka mubhadharo hauzove wakakura sekushambadzwa nemakambani, asi uchave mibairo mambure. Iyo nzira yekuchengeta iyo liquidity, uye zvisinei nekushanduka kwehunhu mumisika yemari.
Makambani ane chikamu chakanakisa
Sezvinoonekwa mune data rakagovaniswa naHenderson, makambani eSpain ndeaya ari kuratidza a asi hunhu mumakore apfuura. Kusvika padanho rekuti vamwe vavo vaona zvakakodzera kudzitema, uye mune dzakasarudzika zviitiko kuvabvisa pamutemo wavo wemubhadharo.
Imwe yenyaya dzinonyanya kushamisa ndeyeyekambani yemafuta Repsol, iyo yaona mashandisiro ayo mumwedzi yapfuura kugadzirisa ayo maakaundi ebhizinesi. Kuenda kubva 1 kusvika ku0,75 euros pamugove, uye zvinoreva kuti kucheka kweanosvika makumi maviri muzana iyo vagoveri vekambani iyi vanorega kugamuchira. Chimwe chezvikonzero chekururamisa kudzikira kwemuripo kuri kuwanikwa mukuderera kwemutengo wemafuta asina kugadzirwa, uyo wakabva pakutengesa 20 kusvika gumi nemaviri emadhora pagaba mumwedzi gumi nembiri yapfuura mumisika yemari mikuru.
Haisi yakasarudzika kesi, asi sezvatambotaura pakutanga kwechinyorwa chino, Banco Santander Kwave kuri kweimwe yehunhu hwakave nekukanganisa kwakakura pakuderedzwa kwedividhend. Hazvishamisi kuti ivo vakasiyana zvakanyanya, vachidonha kubva pa0,60 kusvika ku0,20 euros pamugove. Kuderera padyo ne20%, uye vane vagovani vavo ndivo vanozonyanya kurasikirwa neichi chiyero chemubhadharo.
Muchikamu chebhengi, mamwe mapoka akasarudza zano rakafanana. Sezvazviri mune yakatarwa kesi yeCaixabank, iyo yakadzikisa kusvika pa0,16 euros, kubva pamatanho e0,18 euros. Pasina kutonga kunze kwekudzikira, zvese mumakambani aya mubazi rezvemari uye mune mamwe mabhangi akanyorwa pamusika weSpanish. Chero zvazvingaitika, ndechimwe chezvikamu zvine shanduko yakaipisisa mumwedzi ichangopfuura. Semhedzisiro yemubhadharo wakaderera unoburitswa nemhedzisiro yebhizinesi. Uye ivo vakatomboodza moyo misika, vachideredza yavo yekunyora mutengo.
Kutungamira kubviswa kwechikamu
Mamwe makambani, kune rimwe divi, ave nerombo rakaipisisa kunyangwe kubhadhara uku kubva kune vagovana. Izvo zvave zvichikonzerwa nezviito zvakasiyana, izvo zvakanyatsojeka mukambani yega yega. Imwe yezviitiko zvakakwezva kutarisisa ndeyekushandisa kweiri zano mukambani yekuvaka FCC. Nekuti zvazviri, vafunga kuibvisa zvakananga nekuda kwedambudziko remari rekambani.
Mamwe makambani akanyorwa akasarudza kutevedzera izvi nemubhadharo wavakaunza kune avo vagovana. Indra ndomumwe wavo, achidonha zvakanyanya kuvandudza maakaundi emutsara webhizinesi, kunyange hazvo zvisina kubviswa kuti inogona kuyedza zvakare mumakore anotevera kana shanduko yekambani ikaenderera zvinoenderana nezvinotarisirwa zvine chekuita nebhizinesi mhedzisiro kutanga gore rinouya.
Mukati meiyi nzira yekutengesa, isu tinosiya yakanyanya kutaurwa nyaya yeTelefonica yekupedzisira. Akafunga kuibvisa kubva pakarenda yegore, kuti aipe zvakare kune vese varairidzi. Kuve mumwe weakasimba kwazvo ekupa kwazvino makambani akanyorwa mune yenyika inosarudza index. Inoitwa kuburikidza nemaviri kubhadhara pagore, imwe muna Chikumi uye inotevera munaNovember. Icho chimwe chezviitiko zvakakosha zvevatengesi vanosarudza nzira idzi dzekubhadhara.
Kune zvekare zviitiko zvemakambani akaideredza, kunyangwe zvishoma uye pasi pemakomba asingakoshi. Uye izvo zvirokwazvo zvishoma zvinokanganisa yako yazvino account chiyero. Muchiitiko chematanho akasarudzika akagadzirirwa kubhadhara iyo mari inopihwa nemaakaundi ako ebhizinesi.
Ndeupi mugove wemakambani?
Kune akati wandei makambani anobhadhara anopfuura 5% mubereko pane chikamu chako chegore. Ivo vanotungamirwa nemakambani emagetsi (Endesa, Red Eléctrica, Enagás, Repsol uye Gasi Natural). Ivo ndivo vane rupo kwazvo kugovera uyu muripo pakati pevashandi. Pane yakajairika uye kazhinji iine yegore kana semi-yegore periodicity, zvinoenderana nenyaya imwe neimwe.
Kana isu hatifanire kukanganwa nezvevamwe vanobatsira kwazvo kubhadhara iyi pfungwa, uye inomiririrwa na Telefónica uye Abertis, iyo inopa kuburikidza nenzira iyi yekubhadhara inodzoreredza zvine simba kupfuura kumwe kuchengetedzwa kweSpanish inosarudza index. Pamusoro pevhareji, inofungidzirwa pa5%.
Chero zvazvingaitika, inoita imwe nzira yechienzi ye gadzira yakatarwa mari mukati meiyo kusiana. Zvisinei nekuti machengetedzo akanyorwa sei pamisika yekuchinjana kwavo. Inogadzira zvidzora zvinokwezva kupfuura zvigadzirwa zvemabhengi (mareti emari, zvinyorwa zvevimbiso, maakaundi akabhadharwa, nezvimwewo) Semhedzisiro yesarudzo ichangoburwa yeEuropean Central Bank (ECB) kudzikisa mutengo wemari, uye izvo zvakaunza kune nhoroondo 0%, ndiko kuti, kana isingakoshese imwe.
Marozaniso inzira inopfuura yekuratidzira yekuchengetedza zvido zvevashambadzi vadiki nepakati. Kwete pasina, inobvumira kumwe kunaya kuburikidza nekubhadhara kwako nguva dzose. Nekuwedzera iyo iwe yaunogona zvakare kuita iyo kuchengetedza kunobatsira kuburikidza nekushanduka kwemitengo yavo. Iyo fomu yakasanganiswa iyo iwe yaunogona kuisimbisa iyo nezvakawanda zvirevo kubva zvino zvichienda mberi. Iwe unokwanisa here kuzviita?
Chii chaunofanirwa kuita kuti utore iwo?
Kugamuchira kubhadharwa kwezvikwereti zvechinyakare, chinodiwa chete chichava chekutenga mazuva matatu zuva rekubhadhara risati rasvika. Mupfungwa iyi, zvinofanirwa kurangarirwa kuti zvaisazove nenzira iyi zvisati zvaitika. Izvo zvaive zvakaringana kuve nenzvimbo dzakavhurika mumatanda zuva rimwe chetero zvisati zvaitika. Mamiriro acho, saka, akaomeswa uye zvishoma nekuda kwekushandisa nguva yakawanda muzvinzvimbo zvekuchengetedzeka izvo zvinodzosera nemubhadharo uyu.
Iwe unenge uine chete Sarudza kubva pamhando dzakasiyana dzehunhu iyo inopa iyi yakasarudzika hunhu. Kusvika pakuti iwe uchafanirwa kuita sarudzo yakaoma kwazvo zvichibva pane izvo zvaunotora kuti uzive kuti ndeipi sarudzo inobatsira iyo iripo panguva yezvido zvako. Iwe une zvakawanda zvekusarudza kubva uye kana zvirikuteedzana nematipi, saka zvirinani pane zvirinani.
- Kuburikidza nemasheya anokubhadhara iwe zvikamu iwe uchagara uine mubhadharo wakatarwa unovimbiswa gore rega rega, pamusoro pe3% margins.
- Iwe haufanire kusarudza yako kusiana kubheja kunoenderana nefetiraiza iyi, asi zvirinani zvimwe zvinonyanya kukosha kuita kuti kuchengetedza kubatsire.
- Iwe unofanirwa kuve wakangwarira neicho usazvidzikise kubva zvino zvichienda mberi, sezvo iri iri zano rinoshandiswa nemakambani kubhadhara kudonhedza purofiti.
- Kana mushure mekugovera chikamu iwe ukaona kuti urikuita kuti kuvhiya kubatsire, inogona kunge iri chikonzero chakanak bvisa zvigaro zvako muhomwe. Nezvose zviwanikwa zvikuru zvaunogona kuburitsa munguva ino.