Imwe yemasekete akanyanya kubatwa nenhau dzakanaka dzinogona kugadzirwa kubva kune macro data hapana mubvunzo simbi inokosha. Hazvishamisi kuti vanoonekwa seyakachengeteka nzvimbo uye, mukufunga, vanokwira kana macro nhau, kubva mari yemitemo kana chivimbo chakashata uye chinowira pasi kuva chakanaka. Ndokureva kuti, ma mechanic ayo akati siyanei uye mune chero mamiriro ezvinhu haana chekuita nekutenga nekutengesa zvikamu pamusika wemasheya. Uye nekudaro, mhando iyi yemari inokosha inofanirwa kukosheswa.
Mupfungwa iyi, mitengo yesimbi yegoridhe yanga ichiratidzira yakajeka kumusoro kwenyaya mumwedzi ichangopfuura zvichipesana nezvimwe zviwanikwa zvemari. Zvipikiri pamusoro Tarisiro yakanaka maererano nehunyanzvi hwekuongorora, manzwiro uye chinzvimbo. Asi gore rino shanduko yemafambiro inogona kuuya pamwe chete inogona kukuita iwe kuti uite mari yakaipa kubva panzvimbo yako mune zvimwe zvakakosha simbi. Iine kuenderera kwakanyanya kwekutarisa mashandiro kubva zvino zvichienda mberi.
Nezve chimiro, hapana vashoma vaongorori vezvemari vanokurudzirwa gore rino kuti varimi vanovhara zvese zvinokurudzirwa nzvimbo dzakavhurika. Uye kuti mune dzimwe nguva vane capital inowana padhuze ne80%. Izvo hazvigone kukanganwika kuti varimi vesimbi vakaita zvakashata zvakanyanya kune imwe yeiyo macro data iyo yakaburitswa mumavhiki apfuura. Kusvika padanho rekuti goridhe rarasikirwa padhuze ne $ 30 troy ounce mumaminetsi mashoma. Kunyangwe zvichidikanwawo kusimbisa kuti ivo vasvika munzvimbo dzehunyanzvi dzekukosha kwakakosha kuenderera mukukwira kwemitengo yavo.
Ndarama: mamiriro ekudyara
Inofanira kutanga yasimbiswa kuti goridhe rinoita mushe mune zvese inflationary uye deflationary zviitiko uye inoratidzwa seyemidziyo isingaenderane nekushanduka kwedhora. Ichi chiitiko chaunofanirwa kunge uchiita mashandiro nekubudirira kukuru kana kudiki. Muchirevo chechinyorwa ichi, zvinofanirwa kutariswa kuti kuwandisa kwepasirose uye kukura kwemari (M3) kuri kukonzera kudzikisira chaiko kwemari yemapepa. MuEurope, mitero yemubhadharo iri pasi pe inflation uye saka haina kunaka. Kukura kwemari inopa uye inflation ndizvo zvikonzero zvikuru nei "mari yemapepa" ichirasa kukosha zuva nezuva.
Asi chinokanganisa chako chikuru ndechekuti mutengo wesimbi yegoridhe wakura zvakanyanya mumakore maviri apfuura. Uye pane chero imwe nguva inoenderana inofanirwa kuoneka inogadzirisa, kunyange hazvo njodzi iri pakuti idzi dzakasimba zvikuru kubva zvino zvichienda mberi. Nekuti sevashambadzi vanonyatso ziva, hapana chinokwira kumusoro kana pasi zvachose, zvishoma pane ese mukirasi yemari midziyo. Ichi ndicho chimwe chezvikonzero zvekuongorora njodzi yekushanda mune ino yakakosha simbi. Nekuti ichokwadi kuti iwe unogona kuwana mari yakawanda mavari, asi zvakare kukusiira iwe yakawanda euros munzira.
Mari yekugara ye2020
Chero zvazvingaitika, goridhe iri pokugara kukosha mumamiriro ezvinhu akaoma. Panguva dzakasiyana zvetsika, kunge zvisungo uye mamwe masheya, inowanzokundikana munguva yekushushikana uye kusagadzikana mumisika, iyo simbi yero yakaratidza kuvandudza mhedzisiro maererano nerubatsiro rwunopihwa, zvese munguva dzerunyararo uye kusagadzikana kwemari mumakore achangopfuura. Izvi mukuita zvinoreva kuti kana zvinhu zvikashata muhupfumi hwepasi rose gore rino, unogona kunge uri mukana wekudzokera kumisika inokosha yesimbi. Uine mukana mukuru wekuti zvinhu zvako zvinogona kukosheswa nenzira yakatarwa.
Chimwe chinhu chatinofanira kuongorora panguva ino ndechekuti mafambiro avo akanyanyisa. Ose ari maviri maererano neiyo kudzika uye kumusoro kufamba uye izvo zvinozogadza kubudirira kana kwete kwega kwega kwekuita mumisika yemari iyi. Kubva pane ino maonero, zvakakosha kuti uongorore mafambiro eaya akakosha emari midziyo. Kuziva kuti inguva ipi yekupinda kana kubuda munzvimbo dzavo uye nenzira iyi kuchengetedza mari yakaiswa mune ino mhando yekushanda muhukama hwedu nenyika inogara yakaoma mari.
Kuongorora kwemusika
Kana zvasvika kune zvakakosha simbi, kwete chete kwakanyanya kuchena kwakakosha, asiwo kuvimbika, kusimba uye kuramba. Izvo zvakakosha kuve neakavimbika, anokwanisa uye ane ruzivo mushandirwi kuti aite iyo kuongororwa kwakazara kwezvinhu. Ichi chinhu chinofanirwa kutariswa pakuita mari, kunyanya kana tisingade kuve nekushamisika kwakashata kwemamwe mwedzi iri kuuya. Sezvo iri mari inochengeterwa vashoma nevapakati varimimari vasina kushandiswa zvakanyanya, sezvo yakadzikiswa kuita chaiko mashandiro uye izvo nekudaro inofanirwa kudzorwa kupfuura mune zvimwe zvakajairwa kana zvechinyakare zviwanikwa zvemari.
Kubva uko kwakasiyana zvigadzirwa zvinofungidzirwa, zvinosanganisira kusarudzwa kwakasarudzika kwezvimedu-zvakapedzwa zvigadzirwa nema alloys mukati goridhe, sirivheri, platinamu uye palladium, yakagadzirirwa zvakananga indasitiri yezvishongo. Imwe yemabhenefiti ayo akakosha ndeyekuti zvigadzirwa izvi hazvirasikirwe nekukosha pamusoro pemakore, zvine mukana chaiwo wekuti zvichadzokororazve nekufamba kwenguva. Neiyi nzira, inogona kuve yekutenga inobatsira zvikuru iyo inogona kushandiswa chero nguva kupa mari mumamiriro ezvinhu anodikanwa mumaakaundi ega. Kunyanya kana purofiti yemisika yemakambani isiri kuenda kune yakanakisa yenguva dzayo, nekudzikira mumitengo yezvikamu.
Kuburikidza nemari yekudyara
Imwe sarudzo inoshandiswa nevashandisi ndeyekupa mari yemari yekudyara zvichibva mukugadzirwa kweichi chakakosha mbishi. Kubva pane iyi nzira, zvinokwanisika kuwana mhando dzino sangana neakasarudzika maitiro uye ayo anovandudzwa nemanejimendi makambani ari kunze kwemiganhu yedu. Iko iko kwakanyanya kukosha ndechekutungamira iyo investa kune yakareba kwazvo mazwi uko kwayo chaiyo purofiti inogona kuunganidzwa. Ndichiri kune rimwe divi, mune mamwe mafomati ivo vanogona kusanganiswa nemamwe mafaera emari. Zvese kubva kumari uye yakamisirwa mari kana kunyangwe kubva kune dzimwe nzira dzekudyara.
Nekudaro, avo makomisheni akakwira kupfuura ayo anopiwa neyechinyakare kana yakajairwa mari yekudyara sezvo vachigona kuisa mari inosvika kusvika ku3% pamari yakadyarwa. Mupfungwa iyi, zvinodikanwa kuti uongorore kana idzi mari dzekudyara dzakakosha dzinogona kunyatso batsira nekuda kwemubhadharo wakagadzirwa mukutungamira kwavo kana kugadzirisa. Nekuve imwe yepamusoro-soro mukati mezvigadzirwa zvemari uye izvo zvinogona kudzikisira zviwanikwa zvinogona kuwanikwa mukati memazita avo. Iko kuchazove kuri kudikanwa kuti utarise kurapwa kwemutero mukirasi ino yezvigadzirwa zvemari uye kuti ivo vari mumutsara mumwecheteyo nekutenga uye kutengeswa kwemasheya mumisika yemari. Asi pakupedzisira uchave iwe pachako une sarudzo yekuvashandira kana kuti usaite kuti mari ichengetwe kubva ikozvino kubva kune imwe mhando yemari.
Investment mune goridhe bullion uye mari
Ndarama iri pokugara kukosha mune yakaoma mamiriro uye, kuti nepo dzimwe sarudzo dzekudyara dzakadai semabhondi nemasheya kazhinji dzinokundikana mukati nguva dzekunetseka uye kusagadzikana Yemisika, yero simbi yakaratidzirwa kuvandudza kudzoka kwekudyara, zvese munguva dzerunyararo uye kusagadzikana kwemari mumakore apfuura. Asi imwe yesarudzo idiki uye yepakati varimi vane pamberi pavo mabara egoridhe nemari. Iyi mari yekutanga, asi inogona kubatsira zvikuru mugore idzva iri.
Mupfungwa iyi, iwe unogona kuisa mari mugoridhe kuburikidza nemabhurioni, munzira dzakasiyana siyana kana mafomu, uye zvakare kuburikidza nemari, kunyangwe izvi zvichikosha kuti vanga vari vepamutemo nyoro munyika yekwatangira uye kuti vanotengeswa pamutengo unoita isapfuure makumi masere muzana kukosha kwegoridhe pamusika wepachena. Unogona kutenga zvigadzirwa zvakasiyana zvehunhu uhwu, kubva kumabhawa egoridhe e80 kusvika ku5 magiramu, ayo anogona kuve neanobuditsa ari pakati pe2.000 ne300 euros; kumari yesimbi yakakosha, pakati payo iyo "Kruger Rand" kana iyo "Maple Shizha" inomira, uye inogona kutengwa kubva ku15.000 euros.
Panguva ino, mumusika uyu wemari yemari, goridhe uye sirivheri dzakaumbwa mabara anowanikwa aine akasarudzika magadzirirwo uye magumo emhando yepamusoro. Mitsetse yavo yakatwasuka, mavara akadhindwa uye runako mune zvese zvakadzama, inoita iyi mhando yeiyo ingot inonyanya kukodzera kutarisana neramangwana nechivimbo uye kuendesa chengetedzo kuzvizvarwa zvinotevera.