Kodi katundu ndi ngongole ndi chiyani

chuma chake ndi chiyani

Kaya ikukhudzana bwanji ndi dziko lowerengera ndalama kapena zachuma, malingaliro oti "Chuma" ndi "Ngongole" amamveka pafupipafupi.

Awa ndi mawu kapena maphunziro omwe akuyenera kudziwika ndi amalonda, ochita pawokha kapena aliyense amene akufuna kuyamba mu nthambi ya bizinesi kapena yamalonda.

Amathandizira kumvetsetsa zowerengera bizinesi yabizinesi kapena kampani, ndikuwunika momwe ntchito zamtunduwu zikuyendera.

Koma ngakhale kunja kwa magawo awa, kugwiritsa ntchito mawuwa kumapitilira moyo wabanja komanso zamphamvu.

Maganizo azachuma akagwiridwa, nthawi zambiri amakhala apadera; Iwo omwe sanazolowere kuchita izi nthawi zonse amakhala ndi kukaikira za izi, ngati angafunike kuwamvetsetsa kapena kuwathandiza pakakhala zochitika zina zomwe angafunikire kuti agwiritse ntchito.

Tikunena m'nkhaniyi za Chuma ndi Ngongole.

Mwanjira yophweka titha kunena izi Chuma ndi chomwe chingakhale chabwino kapena chinthu chomwe chingapange ndalama kwa aliyense amene ali nacho, mosemphana ndi vuto, ndiye kuti, ndi zonse zomwe zingatipangitse kuwononga ndalama.

Chuma chikhala chikubweretsa kuwonjezeka kwachuma nthawi ndi nthawi kapena mobwerezabwereza, ndipo ngongoleyo idzakhala yotsutsana, ikhala ikuwononga ndalama likulu lathu.

Mu "Balance Sheet" kapena "Statement of Financial Position", padzakhala zinthu zitatu zofunika: Katundu, Ngongole ndi Stockholders 'equity, omwenso amadziwika kuti equity.  Chuma ndi zinthu zomwe zilipo, zomwe kampaniyo imagwiranso ntchito. Adzakhala katundu kapena ufulu, womwe ndi katundu wa izi.

Ngongole za gawo lawo ndi ngongole ndi udindo womwe bungweli lidzakhale nawo.

Katundu amatanthauza zomwe kampaniyo ili nazo, komano, ngongole zomwe kampaniyo ili nayo. Tiyeni tiwone tsatanetsatane wazomwezi

Katundu

ngongole ndi chiyani

Chuma chingaganiziridwe ngati chindalama chomwe chingathandize kuwonjezera mphamvu zogulira. Zinthu zamtengo wapatali kwambiri zidzakhala zomwe zimapanga ndalama zochulukirapo popanda kuchita khama.

Katundu wambiri amapanga phindu limodzi, nthawi zambiri akagulitsa, ena apanga phindu kwakanthawi.

Chuma ndi katundu amene adzakhala ndi mtengo wogulitsa kapena mtengo wobwezeretsanso. Zomwe zingagulitsidwe ndikuwona kufunikira kwa chuma chathu kapena ndalama zathu. Itha kukhala ndalama zomwe zaperekedwa kumaakaunti aku banki, ndalama zogwirizirana kapena masheya, zamtengo wapatali kapena zaluso, magalimoto, maakaunti olandilidwa etc.

Sichowonedwa ngati choyenera kulingalira motere chidwi cha ndalama kapena ndalama zogulitsa nyumba, chifukwa mitundu iyi ya ndalama idzakhala gawo la bajeti ya mwezi ndi mwezi yomwe idzagwiritsidwe ntchito pakulipirira pano.

Kutenga kampani ngati cholozera, katunduyo adzakhala katundu, ufulu ndi zina, zomwe zimayendetsedwa ndi chuma., zotsatira za zochitika zam'mbuyomu zomwe akuyembekezeredwa kupeza zabwino zachuma mtsogolo.

Mwambiri titha kunena kuti "Chuma" zonse ndizomwe kampani ili nayo kuphatikiza zomwe idapeza.

Ponena za mawonekedwe ake, siyenera kukhala ndalama zakuthupi choncho, ndikwanira kuti itha kusandulika kukhala yachuma yomwe imatha kumasuliridwa kukhala magwero azachuma.

Katunduyu amayang'aniridwa ndi kampani, ndipo sayenera kukhala mwini wake mwalamulo.

Ndi mitundu yanji yazinthu zomwe zilipo?

Chuma chitha kuphatikizira kapena kukhala ndi zinthu zingapo zomwe zidzakhale mbali ya kampaniyo, ndipo zigawika m'magulu osiyanasiyana.  Mwambiri, adapangidwa m'magulu awiri kutengera momwe adzagwiritsire ntchito poyenda, Zitha kukhalanso mwachilengedwe

yogwira komanso yongokhala chabe

Chuma Chosakhalitsa -Nthawi Yaitali-

Chuma Chomwe Sichipo Pano chidzabweretsa pamodzi zinthu zomwe ziyenera kugwiritsidwa ntchito pakampani kwa nthawi yoposa chaka chimodzi.

Nthawi zambiri amakhala gawo lazisankho zomwe kampani imakhala nazo kwakanthawi ndipo amasinthidwa kukhala ndalama pafupifupi nthawi zonse kudzera munjira yoperekera ndalama. Ndalama zachuma ziphatikizidwanso, zomwe zidzatha kapena kuchitika munthawi yoposa miyezi 12.

Chuma Chamakono -Nthawi Yochepa-

Katundu wamtunduwu, Chuma Chatsopano, chikhala chuma chomwe kampani ikuyembekeza kugulitsa, kuwononga kapena kuzindikira pasanathe chaka chimodzi.. Ndalama ndi zinthu zina zamadzi zomwe zingatheke ziphatikizidwa.

Ngongole:

Ngati timaziyang'ana m'masomphenya abizinesi, ngongolezo ndizokakamiza pakadali pano zomwe zidachitika chifukwa cha zochitika zam'mbuyomu, kutheratu komwe kampaniyo ingadzilande yokha zinthu zomwe zingabweretse chuma chamtsogolo.

Ngongole ndiye gulu la ngongole zomwe ziyenera kubwezeredwa kudzera muubwino wopezeka ndi Chuma.

Pazinyumba, ngongole yomwe imafunsidwa mwanjira ina, inshuwaransi, kubweza ngongole, ndi zina zambiri. adzakhala gawo la zovuta zathu.

Ndi mitundu yanji yazovuta zomwe zilipo?

Momwemonso monga Chuma, pali Ngongole zambiri komanso zosiyana.

Mtundu wamagulu ungatengedwe poganizira tsiku lomwe ngongoleyo idzachitike.

Ngongole Zomwe Sizilipo - Kutalika-

Zidzakhala ndi ngongole zomwe zili ndi anthu ena, ndikukula kopitilira chaka chimodzi

Osangokhala okhwima kwanthawi yayitali, amakhalanso ndi ndalama pakampaniyo ndipo amagwiritsidwa ntchito pafupipafupi kulipira Chuma Chake Chosakhalitsa.

Ngongole Zamakono -Nthawi Yaifupi-

Imadziwikanso kuti Ngongole Zamakono. Imafanana ndi ngongole zatsiku lomaliza osakwana miyezi 12 ndipo izi zidzakonzedwa kuti zizipeza chuma cha kampaniyo.

Chuma ndi ngongole patsamba lolembera kampani

Mu pepala lokwanira, kutheka kuwunika momwe chuma cha kampani chiliri munthawi yake. Mwa ichi, mtengo wa "zinthu" kapena "ngongole" udzawerengedwa.

Mu lipoti lamtunduwu, magawo awiri atha kudziwika bwino, a chuma ndi zovuta. Pankhani ya chuma, kudzakhala kuwerengera zomwe zikuchitika ndi ndalamazo komanso momwe zilili. Chilichonse chomwe chilipo pakampani ndipo chomwe chili ndi phindu lonselo chidzawonetsedwa pazinthu zomwe zili mu balansiyo. Chilichonse chomwe chili ndi mtengo chiyenera kukhala ndi mtundu wopanga phindu lochulukirapo.

Ngongole, umwini weniweni wa ndalama zomwe zilipo zidzajambulidwa. Izi zitha kukhala za kampaniyo kapena ngongole kubanki kapena kwa ena. Eni ake ndalamazi amayenera kuti abweze ndalama zosinthana ndi ndalama, kukhala ndi mtengo kuti kampaniyo iwononge.

Katundu ndi ngongole zachuma chamabanja

Pagulu labanja, ndizosavuta kusanthula ndikumvetsetsa mwatsatanetsatane zomwe ndi zinthu zomwe zimatipangira ndalama zomwe zimapangitsa ndalama. Mwanjira imeneyi tizindikira zomwe zimachitika kwenikweni m'malo mwathu zokhudzana ndi Katundu ndi Ngongole.

Ngongole zabizinesi

Tiyeni tiwone milandu iwiri, wonena za kugula nyumba ndikukhala ndi Galimoto.

Kupeza nyumba kumatanthauziridwa kukhala ndi kukhazikika kwachuma, ndipo ngati mungayang'ane malinga ndi momwe ndalama zikuyendera, ziziwerengedwa kuti ndi chuma, ndiye kuti, gawo la chuma chathu chifukwa poganiza kuti titha kuchigulitsa, ndikupeza zabwino pazomwe akuchita kuwerengera.

Kwa ambiri ndikuwona zenizeni zachuma chawo, adzawona nyumba ngati Ngongole. Mukakhala ndi ngongole yanyumba, vuto limangokulirakulira chifukwa malowo amakhala a banki, ndipo mutha kungowagwiritsa ntchito mutakhala ndi ndalama zokwanira kubweza ngongole yanyumba.

Mwanjira ina, pamikhalidwe yotere, banja likutenga ndalama mthumba mwake. Muyeneranso kulipira misonkho, kukonza, kukonza, ndi zina zambiri.

Ngati nyumbayi itapangidwira lendi, phindu limapezeka, ndipo kale mu imodzi mwazinthuzi nyumbayo ikhala Chuma, kungakhale kuliyika ndalama mthumba lanu. Izi ngakhale zikuyenera kugwiritsidwa ntchito pokonza, misonkho, ndi zina zambiri. chifukwa iyemwini azilipira ndalamazo.

Chowonadi ndichakuti iyi yakhala nkhani yotsutsana ndikukambirana ndi ambiri.

Zaka zingapo zapitazo mavutowa asanachitike, nzika zaku Spain zikadatsimikiza kuti nyumba ndizothandiza, ndipo izi sizinakambitsiridwe. Pakadali pano chifukwa chakuchepa kwakukulu kwa mtengo ikagulitsidwa, zitha kukhala zovuta. Nthawi zina, kulingalira kuti kukhala ndi nyumba kumakhala kofunika kwambiri ndizokayikitsa.

Mulimonsemo, ena amaganiza kuti kupeza nyumba ndi chinthu chopindulitsa, ndikuchiona ngati chinthu chabwino kwambiri., bola kugula kwanu kupangidwe munthawi yake, osadalira mafashoni, ma booms kapena zinthu zina zomwe zitha kuyendetsa chisankho

Zomwe zikuchitika, kaya zawanthu kapena zachuma, za wogula, zisintha nyumba yomwe yapeza kukhala chuma chamtsogolo kapena chiwopsezo choyipa cha chuma chawo.  

 Ngati m'malo mwa nyumba timayankhula za galimoto, tiwona kuti njira yotsatira ndiyofanana. Uwu ungakhale ngongole, popeza ndalama ziyenera kugwiritsidwa ntchito pamisonkho, inshuwaransi, kukonza, ndi zina zambiri. kuti mupeze phindu lomwe lingaganizire.

Ngati nthawi zina galimoto imagwiritsidwa ntchito mwamphamvu kotero kuti imalipira phindu, ndiye kuti ikanakhala yothandiza, izi zikadakhala kuti ndalama zolandilidwa zinali zokwanira kulipiranso zomwe galimoto imapanga.

M'mutu uwu womwe tawunika, chofunikira kwambiri ndikulingalira izi Chuma chidzatitsogolera kuti tikhale olingana komanso ufulu wazachuma, ndipo ngakhale ndizomveka kuti titha kukhala ndi Ngongole, Mwachidziwitso, izi ziyenera kusinthidwa ndi kuthekera kwathu kwachuma, kuti tipeze chitetezo chokwanira cha mabanja.


Zomwe zili m'nkhaniyi zikutsatira mfundo zathu za malamulo okonzekera. Kuti mufotokoze cholakwika dinani Apa.

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  1.   Daniela anati

    Munthawi zamakonozi, chidziwitso cha kuwerengera ndalama koyambirira kwakhala kofunikira kale, kuti tichite bizinesi kapena moyo womwewo.