Terengani zoyambira

Terengani zoyambira

Imodzi mwamagawo ofunikira kwambiri ku Social Security ndiye, mosakayikira, oyang'anira. Ndi nthawi yodziwika bwino koma nthawi zambiri imasokonezedwa ndi zopereka, pomwe sizili malingaliro ofanana. Ndipo kuwonjezera pamenepo timawonjezera pamenepo kuwerengera komwe kumayendetsedwa malinga ndi phindu lomwe mukufuna.

Malamulo amagwiritsidwa ntchito kuwerengera zabwino zambiri, monga ulova, penshoni, kupunduka kwakanthawi ... Koma amawerengedwa bwanji? Kodi masikelo ndi chiyani? Kodi pali chilinganizo? Tidzakambirana za izi pansipa.

Kodi maziko oyang'anira ndi ati?

Kodi maziko oyang'anira ndi ati?

Chinthu choyamba chomwe muyenera kudziwa pazoyang'anira ndikutanthauzira kwake. Ndipo ndichakuti titha kuzindikira pamaziko amalamulo motere:

"Mulingo wogwiritsidwa ntchito ndi Social Security kukhazikitsa zabwino zomwe wogwira ntchito ayenera kulandira."

Ndiye kuti chimodzi mwazida zomwe Social Security imagwiritsa ntchito kuti mudziwe ngati wogwira ntchito ayenera kulandira phindu ndipo, ngati ndi choncho, ndi ndalama ziti zomwe zingamugwirizane (ndalama zomwe amalandira mwezi uliwonse) komanso nthawi yomwe azikasonkhanitsa ndalamazo.

Momwemonso, maziko oyendetsera ntchito amatengera gawo lazopereka kuti ziwerengedwe. Nthawi zambiri, masikelo onse awiri amafanana, koma pamakhala nthawi zina siziyenera kukhala choncho.

Momwe mungawerengere zoyang'anira

Momwe mungawerengere zoyang'anira

Pamwambowu tikufuna kukhala othandiza kwambiri ndikukupatsani chitsogozo momwe mungadziwire zowerengera malingana ndi maubwino osiyanasiyana omwe mungapeze. Ndipo pali kusiyana pakati pa mawerengedwe a ulova ndi ulova, kapena kulumala kwakanthawi. Chifukwa chake, pansipa tagawaniza mutu wapakati m'magawo angapo.

Mwambiri Kuti mudziwe m'mene munthu angakhazikitsire muyenera kudziwa kaye zopereka za munthuyo. Mukakhala nacho, chilinganizo chimadalira ngati akulandila malipiro ake mwezi uliwonse kapena tsiku lililonse.

Ngati ndi mwezi uliwonse, njira yowerengera ikhoza kukhala:

  • Zopereka / masiku 30 (ngakhale mwezi uli ndi masiku ochulukirapo kapena ochepa).

Ngati ndi tsiku ndi tsiku, chilinganizo chake chikhoza kukhala:

  • Gawo loyambira / kuchuluka kwa masiku amwezi (apa zimakhudza kuti mwezi uli ndi masiku ambiri kapena ocheperako).

Zotsatira zomwe zimatuluka zitha kukhala gawo lanu lamalamulo. Komabe, chachilendo ndichakuti chiwerengerocho chimakhala cha nthawi yayitali. Monga tidzaonera pansipa, kutengera phindu, phindu lalikulu lidzaganiziridwa, zomwe zipangitsanso kuti malamulowo akhale okulirapo.

Terengani zoyang'anira za ulova

Ntchito yopanda ntchito, kapena phindu la ulova, imagwiritsa ntchito njira zowerengera kuti muwerenge zomwe Social Security idzakulipireni. Koma, kuti ayambe njira ndikofunikira kuti munthuyo adatchulidwa masiku 180.

Ndiye kuti, kuwerengera maziko, malamulo azopereka a masiku 180 apitawa amafunika. Mukalandira, kuwonjezeredwa ndikugawika, mudzatha kudziwa kuchuluka komwe kukuyenerani ndi inu, koma samalani, sikudzakhala kwanthawizonse, koma kudzatsimikiziridwa kwakanthawi.

Kuphatikiza apo, m'miyezi 6 yoyambirira okha ndi omwe azilandira 70% ya malowo, pomwe, kuyambira tsiku la 181, amalipiritsa mpaka 50%.

Tchulani malamulo oyenera kupuma pantchito

Tchulani malamulo oyenera kupuma pantchito

Kuwerengetsa ndalama zoyendetsera penshoni kumafuna kuti mukhale ndi zopereka za wogwira ntchitoyo. Osati za chaka chatha chokha, koma za zaka zingapo zapitazo.

Makamaka, kuwerengera njira zoyendetsera ntchito zopereka pazaka 24 zapitazi ndizofunikira (Pankhani ya 2022 ipita zaka 25). Muyenera kuwonjezera zopereka zonsezi pamodzi (ngati zili zofanana, zonsezi zikuwachulukitsa). Kenako, zimangotsalira kugwiritsa ntchito fomuyi yomwe, yomwe ili, pano.

Zopereka zothandizira (chiwerengerocho chidzakhala 288 chonse) / 345.

Chifukwa chomwe zilipo 345 ndichakuti, ngakhale zomwe zachitika ndikuwerengera zopereka poganizira kuti zilipo 12 pamwezi, zikafika pakusonkhanitsa anthu opuma pantchito, ndalama zowonjezera zimayambanso kugwira ntchito ndipo izi zimathandizira chilinganizo. Mwanjira iyi, ngati 2021 ali 345, pa 2022 zikhala pakati pa 350 chifukwa zolipira wamba komanso zowonjezera zomwe zimalandiridwa chaka chilichonse zimaganiziridwa (zolipira ziwiri kwa zaka 25).

Zotsatira zake zidzakhala maziko anu oyang'anira. Koma osati zomwe mupeze penshoni yanu.

Ndipo, monga kukhazikitsidwa ndi Social Security, mudzalandira:

  • 50% ngati muli ndi zopereka zaka 15 (zochepa).
  • 100% yamalamulo ngati muli ndi zopereka 35 kapena zaka zambiri.

Koma samalani, chifukwa kuchokera ku 2027, kuti mupeze 100% ya maziko, muyenera kukhala ndi zaka 37 zopereka.

BR wa paokha

Ngakhale omwe amadzipangira okha ntchito alibe mwayi wolandila ulova, pali ziwerengero zomwezo kwa iwo: kutha kwa ntchito. Ndipo zidzakhudzidwanso ndi oyang'anira omwe ali ndi odziyang'anira pawokha.

Kuti muchiwerengere, ndikofunikira kuti khalani ndi zopereka zothandizira miyezi 12 yomaliza, m'njira yoti muwonjezere ndikugwiritsa ntchito fomuyi kuyambira kale:

  • Zopereka zothandizira (kuwerengera miyezi yonse 12 isanathe) / miyezi 12. Chifukwa chake mumapeza maziko amomwe ntchito ikuletsedwere.

Tsopano, simulipiritsa 100% ya izi, koma zowonadi zomwe mudzalipiritsa zidzakhala 70% ya lamuloli.

Pofika nthawiyo, iyi idzakhala yochepera miyezi 12 bola mukakhala ndi ndalama zosachepera miyezi 48. Ponena za nthawi yocheperako, ikhala miyezi 2 (komwe muyenera kupereka pakati pa miyezi 12 ndi 17).

BR yokhudzana ndi umayi ndi umayi

Za umayi ndi umuna, malamulo oyenera kuganiziridwa amafunikira zopereka zothandizidwa mwezi umodzi isanachitike nthawi yolerera kapena yobereka (Wotsirizayo adzagwirizana ndi tsiku lobadwa la mwana).


Zomwe zili m'nkhaniyi zikutsatira mfundo zathu za malamulo okonzekera. Kuti mufotokoze cholakwika dinani Apa.

Khalani oyamba kuyankha

Siyani ndemanga yanu

Anu email sati lofalitsidwa. Amafuna minda amalembedwa ndi *

*

*

  1. Wotsogolera pazosankhazi: Miguel Ángel Gatón
  2. Cholinga cha deta: Control SPAM, kasamalidwe ka ndemanga.
  3. Kukhazikitsa: Kuvomereza kwanu
  4. Kulumikizana kwa zomwe zafotokozedwazo: Zomwezo siziziwululidwa kwa anthu ena kupatula pakukakamizidwa mwalamulo.
  5. Zosunga: Zosungidwa ndi Occentus Networks (EU)
  6. Ufulu: Nthawi iliyonse mutha kuchepetsa, kuchira ndikuchotsa zidziwitso zanu.