Kuyika ndalama mu golide poyerekeza ndi kukwera kwamphamvu ndi ndalama

Kuyika ndalama mu golidi kumatithandiza kuteteza ku inflation komanso kusakhazikika kwachuma kwakanthawi

Masheya ambiri padziko lonse lapansi achira kwathunthu kapena pang'ono pang'ono, ena mpaka amakhazikitsa zolemba zaposachedwa. Zifukwa zomwe zikubwera kwa ife ndizoneneratu zakukula kwa GDP pakati pa mayiko, kuphatikizapo katemera, kuchira msanga, kuti ubale wamalonda pakati pa mayiko upita patsogolo, ndi zina zambiri. Komabe, zaleka kukhala zopindulitsa ndipo ndi nthawi yogulitsa golide m'mbuyomu?

Chimodzi mwazinthu zotchuka kwambiri zomwe ndimakhala nazo za golide ndichakuti ndi pothawirapo pachuma. Ngakhale zoletsedwazo zidalipo, osunga ndalama ndi mamanejala ambiri amalankhula zakutsogolo kwamitengo ikubwera ndikufotokozera zakukwera kwa golide. Ena akupitilizabe kumuteteza, ngakhale wataya zoposa 10% pamitengo yake yayikulu. Kodi akulakwitsa kapena ndichinthu chomwe chingatenge nthawi kuti chifike? Mwanjira zonse, kukhala ndi ace mmwamba sikulakwitsa konse, ndipo tawona kayendetsedwe ka golide ndi osunga ndalama omwe tonse tikudziwa komanso ndi ena omwe sakadayikapo ndalama zake.

Kugulitsa golide, vuto logwirizana

momwe mungadziwire nthawi yabwino yopangira golide

Nthawi zambiri ndamva anthu ambiri akugwirizanitsa golide ndi kukwera kwamitengo. Anthu ena amatsutsa zomwe amachita pamsika. Pali ena omwe amateteza kuti golideyo amachita mosiyana ndi kuwerengera kwa dola. Mwachidule, ngakhale sizili choncho kwenikweni, chowonadi ndichakuti anthu onse omwe ndamva kuti akhala akulondola osati nthawi yomweyo.

Chokhacho chomwe ndingapeze ndekha ndikuti zochitika zonse zomwe zafotokozedwazo zimakumana nthawi imodzi. Chifukwa chake golide, yemwe amakumana ndi nyengo zosatsimikizika, zovuta, kapena kukwera kwamitengo amakonda (koma osati nthawi zonse) kuti awone mtengo wake ukusinthidwa. Ndemanga zomwe zingasangalatsidwe ndi chitsulo ichi ndi osunga ndalama, mabungwe ndi mabanki.

Kuti tichite izi, tiwona zinthu zazikulu zomwe zingakhudze mtengo wanu.

Golide ndi inflation

Chithunzi cha inflation ku United States kwazaka zana zapitazi. Kutsika kwazaka 100 zapitazi

Ndisanapange tchati cha golide, ndimafuna kuti ndikhale ndi vuto lakuchuma ku United States. Monga tikuwonera, tili ndi zina zofunika. Manambala otsatirawa ndikukukumbutsani.

  1. Kutanthauzira. Bokosi lachikaso. Zaka makumi 20 ndi 30. Nthawi imeneyi, titha kuwona momwe deflation idawonekera.
  2. Kufufuma kwakukulu kuposa 10%. Mabokosi obiriwira. Tili ndi nthawi zitatu. Kutsindika nyengo kuyambira chiyambi ndi kutha kwa zaka ndizokwera kwambiri.
  3. Kuchuluka kwa ndalama zosakwana 5%. Tili ndi zigwa zazikulu zitatu. Yoyamba ya iwo ndi ya mfundo yoyamba, ya Deflation.

Kodi chimachitika ndi chiani pamene mtengo wa golide umasinthidwa kukwera kwamitengo?

Tchati chagolide chosinthidwa ndi inflation. Nthawi zabwino kwambiri zogulitsa golide

Zambiri zopezedwa kuchokera ku chinthu.net

Chifukwa cha kukwera kwamitengo, mitengo yazinthu zonse imayamba kukwera pamapeto pake. Golide sichoncho, ndipo pachifukwa chomwechi graph iyi pamwambapa yasinthidwa kuti ikwereke. Ndiye kuti, golide imodzi yokha ingakhale ndi phindu lanji m'mbuyomu kutengera mtengo wa dola lero. Ngati tsopano tiwona tchati chachizolowezi chagolide (chosavumbulutsidwa kuti tisapitirire muyeso), titha kuwona kuwunika kwakukulu. Tiwunika mfundo zofunika kwambiri za izi.

  • Nthawi yama inflation. M'nthawi isanachitike bankirapuse yomwe idagwirizana ku Bretton Woods, golide akuwonetsa kutsika kwa mtengo wake wamkati pomwe panali inflation. Komabe, Ndi dongosolo lazachuma losinthasintha mitengo, inflation imagwirizana ndi kukwera mtengo kwa golide. Tiyeneranso kuwonjezeranso kuti dongosolo la Bretton Woods lidasokonekera ndikusindikiza kwakukulu kwamadola kuti zithandizire pa nkhondo ya Vietnam. Kutsatira zofuna kuchokera ku France ndi Great Britain kuti asinthe ndalama zawo kukhala golidi zomwe zidachepetsa nkhokwe zagolide ku US. Nkhaniyo, yomwe ndi chilichonse, inali yosiyana ndi momwe ziliri pano.
  • Nthawi zotsutsa. Munthawi imeneyi golide adakwera mtengo. Komabe, mavuto azachuma atayambitsidwa ndi kugwa kwa Lehman Brothers panali kanthawi kochepa pomwe deflation idawonekera ndipo golide adakulanso mtengo. Komabe, chifukwa chakukwera kumeneku ndichomveka kuti adalimbikitsidwa ndi mavuto azachuma komanso kusakhulupirira kwenikweni mabanki kuposa kusokonekera komweko.
  • Nthawi zakuchuma pang'ono. Bulu lapa dot-com litaphulika, golide adachita bwino, komabe sizinachite bwino zaka zapitazo. Izi zitha kuchititsa chidwi pakufunafuna golide ngati malo achitetezo.

Malingaliro agolide ndi inflation

Ngati mtengo wa golide ukuwonjezeka pamitundu yochulukirapo kuposa inflation, ndibwino kuyikamo (mawu awa "ndi ma tweezers"!). Ngakhale zili zowona kuti pokhapokha ngati pobisalira palibwino m'kupita kwanthawi, zokhumba zaogulitsa sizingakhale zazing'ono pakapita nthawi. Chifukwa chake, kuyika golide munthawi zosintha kwamphamvu ndi njira yabwino. Ngati inunso mumadziwa bwino pomwe zosinthazi zidzachitika ndipo mumagulitsa ndalama kale, ndalama zomwe zingapezeke zimakhutiritsa kwambiri.

Mapeto ake ndikuti polimbana ndi kukwera kwamitengo yayikulu, golide amatha kukhala pothawirapo pabwino. Kuphatikiza apo, momwe chuma cha dziko lonse lapansi chilili chimakhudzira chidwi chake. Pakadali pano Sitikukumana ndi zochitika zakukwera kwamitengo, koma tikukumana ndi mavuto osayembekezeka azachuma pazotsatira zomaliza zavuto lomwe lilipo.

Nkhani yowonjezera:
Ratio Yasiliva Golide

Misa ya Ndalama Kodi mumapanga gawo lanji kuti mugwiritse ntchito golide?

Ndalama zonse mu madola zawonjezeka ndi mbiri mu 2020

Zambiri zopezedwa kuchokera ku adakomoka.it

Ndalama, mu macroeconomics, ndi ndalama zonse zogulira katundu, ntchito kapena zotetezera. Amapezeka powonjezera ndalama m'manja mwa anthu osalowa m'mabanki (ngongole ndi ndalama) ndi malo osungidwa kubanki. Chiwerengero cha zinthu ziwirizi ndi ndalama (tidzakambirana pambuyo pake). Base Base yomwe imachulukitsidwa ndi omwe amachulukitsa ndalama ndi Monetary Mass.

Mu graph yoyamba mudzawona momwe Mass Monetary yawonjezeka kwambiri. Mu Januwale 2020 idali madola 15 trilioni, pakadali pano chiwerengerochi chawonjezeka mpaka madola trilioni 3. Misa ya Ndalama mu madola yakula ndi 3 trilioni mu 8, ndiye kuti, 2020%!

Kutengera ubale wapakati pa chuma, mfundo zachuma zimati pali kulumikizana pakati pa kuchuluka kwa ndalama zomwe zikuyenda komanso mitengo yachuma. Kumbali ina, chiphunzitso cha Keynesian chimati palibe kulumikizana pakati pa kukwera kwamitengo ndi kupezeka kwa ndalama, makamaka chuma chikamakula. Chifukwa chake poyesa kupeza china chake, tiyeni tiwone ubale womwe ulipo ndi ndalama.

Kukhalitsa kwa Golide ndi Monetary Base

zachuma sizinasiye kuwonjezeka mzaka 13 zapitazi

Zambiri zopezedwa kuchokera ku fred.stlouisfed.org

Titha kuwona momwe Monetary Base yawonjezeka kwambiri. Makamaka chifukwa cha mfundo za "helikopita ndalama".

Mukawona graph iyi mukudziwa kuti ndizovuta kupitiriza monga chonchi kwa nthawi yayitali osasintha. Kapenanso zinthu zachilendo kwambiri zawonedwa. Pazifukwa izi, ngati sipangakhale kuwonjezeka kwamitengo ndipo atalephera kupeza zambiri ndi ubale wagolide ndi inflation, mwina kufunafuna ubale ndi ndalama sikungakhale kotheka. (Pokumbukira kuti sitingathe kuyanjana pakati pa inflation ndi ndalama, monga Keynes adanenera).

Grafu yotsatirayi ikuyembekezeka kuwulula kwambiri. Zimatiwonetsa chiŵerengero pakati pa golidi ndi ndalama.

Chithunzi cha chiŵerengero cha golide woyambira kuti adziwe ngati golide amayesedwa mtengo kapena ayi

Zithunzi zochokera ku macrotrends.net

Mungafotokozere mfundo zingapo:

  1. Monga mukuwonera, kusindikiza ndalama kwakukulu kunapangitsa kuti chiwerengerocho chichepe makamaka pakati pa 1960 ndi 1970 (chifukwa cha nkhondo ya Vietnam, monga tafotokozera kale).
  2. Kukwera kwamitengo kunayendetsa mtengo wagolide mzaka zotsatirazi, koma Kusatsimikizika kunayendetsa ndikuthandizira kukwera mtengo wake, ikufika nsonga zazitali kwambiri mu chiŵerengero. (Muyenera kuchulukitsa x10 ndikuonjezera mtengo wagolide wapano kuti mupeze chiwonetsero cha 5 momwe chidafikidwira).
  3. Kuwonjezeka kwachuma kuyambira pomwe mavuto azachuma abweretsa (komanso osalamulirika) kuchepa kwa chiŵerengero chomwe sichinawoneke kale.
  4. Pakadali pano, gulitsani kuchuluka kwa golide pamtengo, zakhala zopindulitsa kwambiri. Momwemonso, kuyika golide pamtengo wotsika, phindu lalikulu lomwe lakupatsani mtsogolo.

Mapeto a golide wokhala ndi ndalama

Pokhapokha ngati golide ayambiranso kutsika kuchokera pano kuti agwirizane ndi ndalama zomwe zilipo kale, njira yakumtunda ikadakhala yopitilira 100%. Ngati Ratio imafika pa 1, mwina chifukwa choopa kukwera kwamitengo, zovuta zamphamvu zomwe zimatsagana ndi nthawi zosatsimikizika, ndi zina zambiri, titha kudzipeza tisanafike momwe golide amayendetsera mtengo. Ndizodabwitsa chifukwa mtengo wake udafika pofika nthawi zonse posachedwa, komanso ndalama.

Mapeto omaliza ngati ndi njira yabwino yosungira ndalama mu golide

Palibe mtundu umodzi woyezera kuti mudziwe nthawi yeniyeni yoyendetsera golide. Komabe, tatha kudziwa momwe tingachitire izi kufufuma, kuchepa kwa ndalama ndi zovuta zimakhudza mu. Nkhani yonse, mwachidule. Kuphatikiza apo, chuma chimakhala chamakhalidwe, ndipo wogulitsa ndalama wabwino ayenera kudzifunsa komwe tili. Komanso ndizotheka kuti zichitike.


Zomwe zili m'nkhaniyi zikutsatira mfundo zathu za malamulo okonzekera. Kuti mufotokoze cholakwika dinani Apa.

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