La halin da ake ciki ta inda wasu daga cikin wadanda ake kira tattalin arziki masu tasowa suke bi ta ciki, rikicin da Turkiya da AjantinaZai haifar da jerin shakku ga tattalin arzikin duniya da kuma ma tattalin arzikin. Bugu da kari, zai zama gwajin litmus dan nuna yadda kasuwannin daidaito zasu bunkasa cikin watanni masu zuwa. Inda dole ne a kiyaye ka daga abin da ka iya faruwa.
Tabbas, juyin halittar kasashe masu tasowa zai zama kyakkyawan ma'aunin ma'aunin zafi a jikin dabarun da zakuyi amfani dasu domin gudanar dasu a kasuwannin hadahadar kudade musamman a kasuwar hadahadar hannayen jari. Ba za a iya mantawa cewa a cikin waɗannan watanni na bazara faɗakarwar ta faɗo tsakanin ƙanana da matsakaitan masu saka jari saboda sanarwar Shugaban Amurka, Donald Trump, kan ko wata niyya ta ninka farashin aluminium daga ɗayan waɗannan ƙasashe, kamar Turkiyya. Zuwa lokacin da Lira ta Turkiya ta haifar da faduwa kusan 10% akan dalar Amurka, tare da raguwar shekara 50%
A cikin wannan yanayin, an kara wasu labarai masu matukar damuwa game da tattalin arzikin duniya, wanda ake nunawa a kasuwannin daidaito kuma wadanda manyan masu fada a ji sune wasu kasashe masu matukar dacewa. Misali, a Argentina inda nauyi ya fadi kasa a cikin farashinta saboda bayyananniyar tsoro game da ainihin yiwuwar rashin ikon ɗaukar matakan bashinta. Har zuwa cewa kasuwannin suna riga suna magana game da bayyanar sabon corralito kamar wanda ya faru tsakanin 2001 da 2002.
Kunno kai: farashin sha'awa ya tashi
Wannan halin da ake ciki a cikin ƙasar ta Ibero-Amurka ya haifar da bankin bankin na Argentine don yanke shawarar ƙara yawan kuɗin ruwa, wanda ya wuce cikin 'yan kwanaki kaɗan 45% zuwa 60%. Dangane da kasuwannin kuɗaɗen kuɗaɗe, amsawar ba ta da wata damuwa don bukatun masu saka jari. Lokacin samar da ƙimar kusan 50% na peso na Argentine akan dala. A wannan ma'anar, ɗayan kasuwannin kuɗin da abin ya shafa shine Mutanen Espanya saboda tasirinsa ga tattalin arzikin Argentina kamar yadda yawancin kamfanonin Sifen ke nan. A saboda wannan dalili, ma'aunin ma'auni na kasuwar hannun jari ta Sifen ya kasance ɗaya daga cikin waɗanda aka fi shafa a wannan shekarar.
Amma ba kawai haɗarin sun fito ne daga Argentina ba. Tabbas, wannan yanayin bai ƙara yaduwa zuwa wasu kuɗaɗen kuɗaɗen ƙasashe masu tasowa ba. Misali, ainihin dan Brazil, Rand na Afirka ta Kudu, Peso na Mexico ko ma iri daya Ruman Rasha. Babban dalilin bayanin wannan yanayi na musamman da kasashe masu tasowa ke ciki shine asaline saboda yawan bashin kasa da wadannan kasashe suke rike dashi, dukda cewa yanayi ne mai hatsarin gaske wanda wasu abubuwan na daban suka dace dashi. Kamar yadda ake gargadin daga Asusun Ba da Lamuni na Duniya (IMF).
Cinikin duniya
A gefe guda kuma, kakaba takunkumi mai tsauri da Amurka ke yi na matukar illa ga kasuwancin kasa da kasa, kamar yadda ake nunawa a kasuwannin hada-hadar hannayen jari kusan a duk duniya. Har zuwa matakan da ba a gani ba a cikin wannan shekara wannan yana gab da ɓacewa, ban da keɓaɓɓun hamshakan kuɗin Amurka wanda ya kusan kusa kowane lokaci. Hasashen ci gaban tattalin arziki a duniya na wannan shekara ya kai 4,4%, kodayake ƙasa da kashi 4,7% da aka samu a bara. Sauran bayanai game da wannan faduwa saboda takamaiman raguwar tattalin arzikin China.
Saboda lalle ne, da Tattalin arzikin kasar Sin Hakanan tasirin matakan kariya a cikin Amurka ya shafa kuma tasirinsa a kasuwannin hannayen jari na duniya na iya zama mara kyau sosai a shekara mai zuwa. Musamman, dangane da harkar banki da kuma harkar kuɗi gabaɗaya, wanda tabbas ya fi shafar duka. Kamar yadda kuka gani a cikin makonnin da suka gabata. A wannan ma'anar, yanki ne da yakamata ku guji fallasa shi a kasuwar hannayen jari azaman dabarun kare matsayinku a kasuwannin daidaito.
Kasuwar hannun jari a cikin faduwa
Tabbas, daya daga cikin illolin da rashin zaman lafiya ke haifarwa a kasashe masu tasowa shine tashi daga kanana da matsakaitan masu saka jari. Ba abin mamaki bane, tare da wannan yanayin, tuni akwai masu saka hannun jari da yawa waɗanda suka yanke shawarar canza canjin babban riba da kasuwannin hada-hadar jari da bashi ke bayarwa ta ƙasashe masu tasowa kuma sun nemi mafaka a wurare mafi aminci ga kasuwannin kuɗi. Daya daga cikinsu a halin yanzu shine Kasuwar Hannun Jari ta New York, wanda mafi tasirinsa ya fi dacewa, Dow Jones, yana cikin matakan tarihi kuma a hankali kamar yadda watanni suka shude.
Me ya faru a muhallinmu?
A kowane hali, yawancin masu saka hannun jari suna la'akari da yadda wannan yanayin da ya buɗe a cikin ƙasashe masu tasowa a Turai kuma tabbas Spain zata shafi. Abubuwan da suke nunawa sun juya a tsakiyar shekara kuma suna gani Manuniyar hannun jarinta ta fadi. Kodayake har yanzu ba tare da karfin kasashe masu tasowa ba, kamar yadda ya kasance mai ma'ana don hango manazarta harkokin kudi. Wani abin kuma daban shine abin da zai iya faruwa a shekara mai zuwa kuma waɗanda burinsu bai tabbata ba, bisa ga rahotannin da suka bayyana a cikin yan watannin nan.
A wannan yanayin, dalilan bayyana wannan halayyar sun banbanta da kuma wata dabi'a ta daban. Kodayake abin da ya fi tasiri a wannan sabon salon shi ne kuma babban bashin da yawancin kasashen Turai ke da shi, musamman ma wadanda ke kudancin tsohuwar nahiyar. Inda fallasa wasu bankunan turai ga tattalin arzikin Turkawa da Ajantina yayi karfi sosai. Musamman, game da bankin Mutanen Espanya tuni BBVA wanda ke da babbar alaƙa da ƙasar Ottoman. Wani abu da zai iya yin canjin nauyin Ibex 35 saboda dogaro da bangaren banki.
Ficewar abubuwan kara kuzari
Wani bayanin don tantance wannan yanayin da ke faruwa a kasuwannin hada-hadar kuɗi ya ta'allaka ne da cewa lokacin janyewar kuɗaɗen kuɗaɗe na gwamnati ya kusa. Babban Bankin Turai (ECB) Har zuwa cewa wannan matakan da aka tattauna da yawa na iya ɓata kuɗin kamfanonin da aka kafa a yankin Euro. A wannan ma'anar, nazarin bankunan ya nuna cewa kasuwar hannayen jari na iya nuna asara har zuwa watan Janairu, kuma a wasu lokuta a ƙarƙashin tsananin ƙarfi. Ba za a sami wani zaɓi ba sai dai don a shirya wa wannan sabon yanayin da kasuwannin hannun jari na Turai da na Sifen ke bayarwa musamman.
Tabbas, Spain ko kasuwannin kuɗaɗen ta ba za su kawar da wannan yanayin na duniya ba kuma hujjar wannan ita ce taɓarɓarewar darajar ƙasashe tun daga Afrilu. Koda kuwa abubuwa na iya yin muni, a ra'ayin wasu daga cikin masanan harkokin kudi. Shawara mafi kyau ga masu saka hannun jari shine kasancewa cikin matsayin ruwa ga abin da zai iya faruwa a gaba. Hakanan azaman dabarun amfani da damar kasuwancin da babu shakka zai taso daga yanzu. Tare da farashin hannun jari wanda zai iya zama mafi gasa fiye da da.
A bayyane yake cewa yawan bashin a cikin kasashen masu tasowa da wadanda suka ci gaba na iya tsananta halin da ake ciki a watanni masu zuwa ko ma shekaru. Don kauce wa wannan yanayin mara kyau, ba zai cutar da yin amfani da wasu jagororin don aiki wanda zai sami babbar manufar kare ajiyar ku a kan sauran abubuwan fasaha ba. Kamar wadannan da zamu fallasa ku a kasa:
- Ba lokaci mafi kyau ba ne don saka hannun jari a kasuwar hannun jari. Kuna iya neman wasu karin riba madadin, kamar kayan ɗanɗano ko karafa masu daraja.
- Lokaci yayi da ba ka hutu kuma a lura da yadda jakankuna suka kasance kafin matsalolin da aka ambata.
- An fi son samu seguridad A cikin kayayyakin kuɗi, dole ne ku nemi fa'ida mai yawan gaske wanda a ƙarshe ba za su iya ba ku ba.
- Kafaffen kudin shiga zai daukaka sha'awar ku Kuma yana iya zama lokaci mai kyau don sake dawo da irin wannan saka hannun jarin da kuka daɗe da manta shi.
- Kar ka manta cewa kuna iya sa ribar ku ta riba tare jaka a ƙasa. Ta hanyar samfuran juyayyaki waɗanda a yanzu zasu iya zama kyakkyawar dama don samun babban riba. Kodayake haɗarin sun fi yawa.
Ba za ku sami zaɓi ba amma bambanta hannun jari, inda wayayyun samfuran samun kudin shiga zasu sami wuri a jakar ku ta gaba. Ba a banza ba, zaku sami tabbataccen kuma tabbataccen kudin shiga kowace shekara, kodayake bashi da yawa. Amma shawara ce da bai kamata a rasa ta a lokacin rashin kwanciyar hankali ba.