A cikin waɗannan zaman kasuwancin na ƙarshe na shekara, ƙanana da matsakaitan masu saka jari na iya samun ɗaya daga cikin manufofi biyu masu zuwa. A gefe guda, kula da ribar babban birnin da aka samu a wannan shekarar kuma gwada tabbatar da waɗannan kar a ƙafe. Yayin da a gefe guda, sanya sakamakon su a cikin ayyukan akan kasuwar hannayen jari bayan fewan watannin da tabbas ba su da fa'ida sosai. A cikin kowane yanayi, suna da dabarun saka hannun jari da yawa waɗanda zasu iya zama da amfani sosai don fuskantar wannan ɓangaren ƙarshe na shekara wanda ke gab da ƙarewa.
Duk waɗannan nau'ikan ayyukan dole ne a ɗauka a ɗayan lokutan mafi wahala don kasuwannin daidaito. Saboda suna fuskantar da sabon yanayin yanayi a cikin tattalin arziƙin ƙasa da ƙasa kuma hakan zai haifar da canji a tsarin da kuke bayarwa don gudanar da kasuwancin kasuwar hannayen jari a watannin baya. Zuwa ga cewa idan ya cancanta, ba za ku sami zaɓi ba sai dai ku bambanta jakar kuɗin ku. Don kawo shi kusa da gaskiyar kasuwannin daidaito tunda duk wani kuskure na iya kai ka zuwa ƙarshen asusun ajiyar ku na banki suna wahala cikin daidaiton su.
Wani yanayin da yakamata kuyi la'akari dashi daga yanzu shine sashin ƙarshe na shekara yana buƙatar mahimmancin magani daban-daban idan aka kwatanta da sauran watanni. Ba abin mamaki bane, ɗayan ɗayan lokutan mafi girma ne na shekara kuma dole ne ku shirya dabarun saka hannun jari zuwa wannan mahimmancin canjin a kasuwannin kuɗi. Har zuwa cewa dole ne ku mayar da hankali gare su don cimma iyakar nasarar da aka samu. Domin a zahiri, za a sami lokaci don gyara ya zama gama gari a wurare a duniya, kamar a farkon ko na biyu na kowace shekara. Waɗannan dalilai ne waɗanda ya kamata ka kiyaye tun kafin ɗaukar matsayi a kasuwar jari.
Lokaci ya yi da za a yi taron Kirsimeti
Idan wannan zangon ƙarshe na shekara yana da wani abu, to saboda sanannen sanannen taron da aka daɗe ana jira na bukukuwan Kirsimeti yana faruwa. Inda yawanci hannun jari yi godiya a cikin mafi girma ko ƙarami ƙarfi kuma menene yawan farin cikin da suke kawowa ga tsiraru a mafi yawan shekaru. A cikin wannan ma'anar, motsi ne wanda galibi ke bayyana a kwanakin ƙarshe na shekara kuma yawanci yakan faɗaɗa har zuwa farkon kwanakin Janairu. Ba shi da tabbacin cewa hakan na faruwa a kowace shekara, kodayake a cikin 'yan shekarun nan kusan koyaushe yana cikin ayyukan kasuwannin daidaitattun Mutanen Espanya.
Duk da yake a gefe guda, ya kamata a lura cewa zasu iya zama dama don samun fa'idodin ƙarshe na shekara. Tare da percentan kashi-kashi waɗanda zasu iya tafiya daga 3% zuwa fiye da 10% a cikin mafi yawan tashin hankali a kasuwannin kuɗi. Inda mafi ƙimar dabi'un sune waɗanda ke yin mafi kyau a waɗannan kwanakin kuma hakan na iya samun bambancin fiye da 3% dangane da sauran ƙimomin. A kowane hali, yana ɗaya daga cikin abubuwan da yakamata ƙananan da matsakaitan masu saka jari suyi la'akari a cikin waɗannan kwanakin ƙarshe na kowace shekara ta kasuwanci.
Rage matsayi
A yayin da shekarar ta kasance tabbatacciya don muradin ƙanana da matsakaitan masu saka jari, a koyaushe akwai zaɓi na rage matsayi kaɗan da kaɗan. Wato, idan kuna cikin ribar kuɗi kuna iya sayar da wani ɓangare na hannun jari don jin daɗin ribar da aka samar har zuwa wannan lokacin. Duk da yake a ɗaya hannun, za ku riƙe ɗayan rabin don ku sami damar faɗaɗa fa'idodin, kuma idan abubuwa ba su ci gaba kamar yadda kuke fata ba, za ku sami kariya ta tallace-tallace da aka yi a baya. Dabarar saka hannun jari ce wacce aka tsara tare da wasu lokuta a cikin recentan shekarun nan.
Gudanar da kuɗin da aka saka a cikin kasuwar hannun jari wanda ya gauraya. Gaskiya ne, yayin da a gefe guda ku ke kula da wasu mukaman ku, a daya bangaren kuma kun kammala mukaman. Kuna iya haɓaka shi muddin bayanin kuɗin ku na yanzu ya kasance tabbatacce tabbatacce. Bazai taba zama a inda kake asarar kudi ba a cikin ayyukan da aka kore daga kasuwannin daidaito. Ba abin mamaki bane, tsari ne don rage haɗari ta hanya mafi mahimmanci kuma sama da duk hanyar kirkira, wanda ke nufin adana jari a cikin kwanakin ƙarshe na shekara.
Yi ƙarin sayayya mai tsauri
Wani samfurin saka hannun jari wanda zaku iya amfani dashi a kwanakin ƙarshe na shekara shine haɓaka sayayya mai tsayayya ga yi amfani da yiwuwar bullish a cikin kasuwannin kuɗi. Koyaya, wannan dabarun saka hannun jari yana ɗaukar haɗari fiye da na sauran idan waɗannan ƙauraran sama ba su faruwa a ƙarshe. A wannan ma'anar, yana da amfani ƙwarai da gaske cewa wannan dabarar na iya zama da amfani ƙwarai lokacin da farfadowar a cikin kasuwannin adalci ya zama gaskiya. Daga cikin wasu dalilai, saboda yiwuwar sake kimantawa zai kasance mafi girma fiye da sauran al'amuran da zasu iya tashi daga yanzu.
Kamar yadda kuka gani, waɗannan nau'ikan ayyukan suna da amfani, musamman a cikin lokutan dadewa fiye da gajere. Saboda haka, ana nufin su ne kanana da matsakaita masu saka jari tare da ingantaccen bayanin martaba. Inda tsaron babban birni ya fi rinjaye akan wasu maganganun da suka fi tsananta daga kowane irin tsarin saka hannun jari. A kowane yanayi, zai zama zaɓi guda ɗaya dole ka fuskanci kwanakin ƙarshe na wannan shekara ta yanzu. Kodayake a wannan yanayin, tare da wasu ayyukan da ke haifar da haɗari fiye da na sauran kuma waɗanda aka samo su daga irin wannan sayayyar rabon da muke ba da shawara.
Bari ribar ta gudana
Wani dabarun da zamu iya amfani dasu awannan kwanakin shine barin matsayin nasara yayin da babu alamun siyarwa bayyanannu. A wannan ma'anar, yana da matukar mahimmanci idan lokacin yana cikin ƙimar girma, mafi kyawun dabaru don samun babbar riba daga cinikin kasuwar jari shine barin shi yayi aiki a cikin farashin sa kuma, don haka, sami babban fa'ida mafi girma har sai kamfanin da aka lissafa na alamun farko na gajiya a cikin yanayin sa. A cikin wannan aikin yana da sauƙin shigarwa, kawai ya zama dole a gano cewa ƙimar da ake magana tana kan ci gaba, amma tare da matsaloli mafi girma don barin mukamai da cin gajiyar aikin gaba, tunda a ƙididdigar a zahiri shi ne ba shi yiwuwa a rufe dukkan aikin wanda siginar da zai gayyace ku ku sayar da amincin zai kasance lokacin da aka jera shi a cikin matsayi kusa da juriya.
Duk da yake a ɗaya hannun, kuma siginar tallace-tallace tare da ƙarfin kwangila mai ƙarfi na iya zama lokacin watsi da saka hannun jari da tattara ribar babban birni. Ya kamata a lura cewa duk matakan da ake bi, kamar beyar, suna da ranar karewa, fiye ko prolongasa da tsawan lokaci, wanda a lokuta da yawa shine babbar matsala ga smallan ƙanana da matsakaitan masu saka jari, sanin yadda ake gano lokacin canjin yanayin. A kowane hali, wannan tsarin yana da matukar amfani don haɓaka matsayi a waɗannan ranakun har ma da amfani da taron Kirsimeti da ke faruwa a waɗannan kwanakin.
Wani madadin da kuke da shi a hannu idan abubuwa ba su da kyau kamar yadda kuke tsammani a wannan lokacin shine amfani da ramawa don aiwatar da ayyuka a kasuwar jari. Daga wannan hanyar musamman, ramuwar gayya yanayi ne na halayya masu kyau a cikin jaka kuma suna faruwa tare da babban mita. Saboda wannan dalili, yakamata kuyi amfani da su sama da komai don warware matsayi a cikin mafi munanan al'amuran cikin kasuwannin daidaito.
Kasuwanci tare da masu adawa
Sabbin ƙaruwa na kwanan nan a cikin kamfanonin Sifen da aka jera akan kasuwar hannun jari ta Sifen ya sa yawancinsu sun kusanci matakan juriyarsu. Sakamakon wadannan ayyukan, babban abin da ya kamata ayi shi ne jira da ganin ko da gaske sun karya su domin samun matsayi a wasu daga cikin wadannan hannayen jarin a cikin watanni masu zuwa. In ba haka ba, ba za a sami wata mafita ba yi tsammanin ƙarin raguwa a cikin farashin ku hakan na iya dawo da farashin su zuwa matakan tallafi, kuma idan ba su karya su ba, za su zama sigina don siyan hannun jari don ƙirƙirar fayil na ƙimomi don matsakaici kuma musamman na dogon lokaci.
A kowane hali, zaku iya halartar zaman ciniki inda canzawa shine mafi mahimmanci bayanin kula a cikin farashin su, tare da yawan bambance-bambance a cikin sauyin farashin su. Kamar yadda yake faruwa a cikin zaman karshe na kasuwannin daidaito, wanda zai iya haifar da zama mai ƙwarewa ga ayyukan a rana ɗaya (intraday) don sa ribar ta kasance mai fa'ida sosai. Ala kulli halin, wannan dabarar ana nufin ta ne kawai ga masu saka hannun jari tare da ƙarin gogewa don su sami babban fa'idodi cikin justan awanni. Ba tare da jiran wani aji na dogon balaga ba.