Banco Mashahurin hannun jari ya faɗi ƙasa cikin kasuwannin daidaito kafin sanarwar karin kudi, da firgita - ta yaya zai zama ƙasa - ya kame yawancin masu saka hannun jari waɗanda suka fahimci cewa tuni sun yi asarar kuɗi mai yawa a cikin su bude matsayi a cikin wannan ma'aikatar kudi. Tambayar da wasun su yanzu sukeyi itace me yakamata suyi da hannun jarin su, su ajiye su, ko akasin haka su siyar dasu kasuwa koda kuwa zasu rasa wani bangare mai kyau na kadarorin su.
Hakanan babu rashi a cikin wannan yanayin, masu saka hannun jari tare da ingantaccen bayanin martaba waɗanda ke kallon juyin halittar sa idan sunyi la’akari da a shan mukamai ta fuskar farashi mai rahusa wanda aka gabatar da shi ta cibiyar kudi wacce financialngel Ron ya jagoranta. Wuya mai wuya, a kowane hali, ga waɗannan masu saka hannun jari waɗanda ke da masaniya game da duk abin da ke faruwa a cikin wannan darajar daidaiton. Kuma koda kuwa zai iya haifar da mafi girman motsi kwatsam, hanya ɗaya ko wata.
Da farko, ba komai bane face nuna ayyukan ka sun rage daraja da ƙasa da ƙasa da kashi 30% a cikin 'yan zaman ciniki. 'Yan lokuta kaɗan aka ga irin wannan motsi na ƙasa, musamman tare da ɗayan manyan ƙayyadaddun ma'auni na kasuwar hannun jari ta Sipaniya. An haɓaka ta da gagarumar ƙazamar cuta, kuma a wasu lokuta ana ɗaukar rashin daidaituwa daga wasu masana a cikin kasuwannin kuɗi.
Yaya farashin Banco Mashahurin hannun jari?
Bayan rugujewarsa a cikin kuɗin ƙasa, farashin hannun jarinsa ya kusan kusan euro 1,60. Tare da mummunan aiki har zuwa wannan shekara na 48%. Wannan yana nufin cewa ƙananan masu saka hannun jari waɗanda suka hau mukamai kafin farkon wannan shekara sun yi asarar kusan rabin ajiyar su. Babu ƙari babu ƙasa. Saboda haka damuwar da suke da ita a wannan lokacin game da makomar kamfanin da aka lissafa.
Duk da komai, hannayen jarinsa sun dade suna motsi a karkashin ragi sosai, wanda rashin hikima ne ya dauki matsayi a cikin darajar. Kuma wannan bayan mummunan faɗuwa a cikin makonnin da suka gabata ya ƙarfafa shi sosai. Ba a banza ba, ya karya yawancin tallafi na mahimmancin mahimmanci. Har zuwa batun cewa yana da matukar wahalar samun wurin shiga, kamar yadda mashahuri masanan kasuwar hada-hadar kuɗi suka lura a kwanakin ciniki na ƙarshe.
A kowane hali, hannun jari na Banco Popular suna daga cikin mafi ƙarancin shawarar da za a saya a yanzu a cikin banki. Inda akwai wasu zaɓuɓɓuka masu karɓar lada, inda akwai mafi girman damar samun nasarar riba mai riba. Ko da ta hanyar riba, tare da rarraba wannan kwata kwata ga mai hannun jarin.
Me ke faruwa da bangaren banki?
Matsalolin Banco Popular za a iya ba da izinin sauran ƙungiyoyin kuɗi waɗanda ke kasuwanci a cikin daidaito. Sun samo asali ne daga ƙananan riba a cikin asusun kasuwancin su waɗanda ke shafar ɗaukacin ɓangaren gaba ɗaya. Amfanin sa yayi kasa da na sauran darussan, kuma ana nuna shi a cikin farashin hannun jarinsa. Har zuwa batun cewa ƙididdigar kuɗi a Spain tana riƙe da mummunan juyin halitta a cikin kasuwar hannun jari fiye da abin da sauran tayin kasuwar hada-hadar ke bayarwa. Rashin tabbas game da kasuwancinsa na ɗaya daga cikin dalilan da ya sa masu saka hannun jari, 'yan kasuwa da manyan kuɗi, ba su amince da shawarwarinsa ba.
Farashin kuɗi mafi arha daga Babban Bankin Turai (ECB), kuma hakan ya haifar ƙananan ƙimar riba zuwa tarihi 0%, yana tsakiyar wannan asara a iyakokin kasuwanci na bankunan Spain. Har ma suna tunanin cajin kwastomomi don babban aikin banki, kamar yadda manyan hukumomi na manyan bankunan Spain biyu suka yi gargadin: BBVA da Santander.
A kowane hali, ɗayan fannoni ne da ke da ƙarancin tsammanin ci gaban, aƙalla a cikin daidaito. Kuma wannan ya bayyana sosai ga sakamakon na gaba raba gardama kan ficewar Burtaniya daga Tarayyar Turai wanda zai gudana a ranar 26 ga watan Yuni. Idan Brexit ya zama mai nasara, babu shakka game da babban faɗuwar da dukkanin bankunan zasu iya samu gaba ɗaya. Kuma idan, akasin haka, wannan ba haka bane, zai iya ƙaddamar da wani farfadowa a cikin kasuwannin kuɗi. Ko kuma aƙalla billa wanda zai iya amfanar ƙananan matsayi na masu saka jari.
Daga wannan matakin, analystan ƙwararrun manazarta ne ke ba da shawarar buɗe matsayi, kuma a aƙalla ku jira har sai an warware wannan matsalar da 'yan asalin Ingilishi ke da ita game da membobinsu ko a cikin cibiyoyin al'umma. Har zuwa ƙarshen wannan watan, zai fi kyau a ɗan ɗan manta game da ƙimomin su, kuma a mai da hankali kan waɗanda ke da mafi kyawun sauyi a kasuwar hannun jari. Wasu daga cikinsu, tare da kyakkyawar halayya, kamar suna samun eurosan kuɗi kaɗan a ayyukansu.
Farawar haɓakar babban birni
Aya daga cikin mahimman dalilai na wannan lalacewar Banco Popular a kasuwar hannun jari shi ne saboda bankin ya sanar da ƙarin kuɗaɗe, wanda ya ɗauki babban ɓangare na masu saka hannun jari daga wasan. Wannan aikin za'ayi shi akan Euro miliyan 2.500, kuma zai yi aiki don tsabtace kamfanin. Koyaya, ra'ayin cewa motsi ne don kare kansa daga ayyukan kamfanoni na wasu bankunan yana samun ƙaruwa a cikin 'yan kwanakin nan.
Hadarin wahalar da OPA a wani ɓangare na gasar kuma asalin asalin wannan yanke shawara na manyan kuɗaɗe. Mutanen da suke ƙoƙarin buɗe matsayi ta hanyar haƙƙoƙi na iya samun fa'idodi masu yawa, amma haɗarin sun fi na ɓoyayye. A wannan ma'anar, ra'ayin manyan masu shiga tsakani na kudi ya rarrabu, tsakanin wadanda suka ga shigar wannan banki abin birgewa ne, da kuma wadanda suka zabi kar wannan jarabar ta jaraba su.
Banco Mashahurin masu hannun jari har yanzu suna da 'yan kwanaki don biyan sabbin hannun jari a banki, tunda Har zuwa ranar 11 ga Yuni, za su iya aiwatar da haƙƙin biyan kuɗi na dama don halartar haɓakar babban birnin don Euro miliyan 2.505 da ƙungiyar ta gabatar ko, idan sun fi so, siyar da haƙƙinsu. Kowannensu zai sami ƙimar kusan Yuro 0,50. A cikin kowane hali, sabbin hannun jarin kowane ɗayan yana da fifikon yanki na euro 0,75, ma'ana cewa adadin fitowar kowane sabon rabo zai zama Yuro 1,25.
Babu raguwa a cikin kimarku
Wannan labarin, wanda ya cika kanana da matsakaitan masu saka jari da damuwa, bai yi tasiri iri ɗaya ba tsakanin manyan hukumomin ƙididdiga, waɗanda suka yanke shawarar adana bayanan su bayan sanarwar haɓakar babban birnin. A gaskiya, babu wani canji a cikin sa, kodayake sun yi gargaɗin cewa za su fallasa shi idan akwai ci gaba a ci gaban layin kasuwancin su a cikin watanni masu zuwa, kasancewar suna shirye su rage darajar darajar su.
Idan wannan faduwa a cikin Banco Mashahurin bayanin kula ya tabbata, illar farashinsa na iya zama mafi muni, ba tare da yanke hukunci ba cewa hakan na iya karya shingen euro ta kowane bangare. Wani abu da waɗannan masu saka hannun jari waɗanda suka ɗauki matsayi shekaru da yawa da suka gabata suke tsoro. Kuma sun ga yadda wani ɓangare na ajiyar su ya ɓace sannu a hankali, har sai sun kai matakan gudummawar da ake samu yanzu.
Nasihu 7 don shiga ko daga ƙimar
Babban tambayar da yawancin masu saka hannun jari ke da ita a wannan lokacin shine ko ya kamata su shiga ko su bar Banco Popular. Ba shawara ba ce mai sauƙi, wanda zai dogara sama da duk akan bayanan mai adanawa, kuma musamman akan farashin da aka sayi hannun jari. Fahimtar jijiyoyin da ke haifar da kaifin faduwar farashin hannun jarin su. A kowane hali, kuma a matsayin layin taimako, za su iya shigo da jerin shawarwari waɗanda ƙila za su iya zama masu amfani sosai daga yanzu.
- Idan kuna cikin ruwa za a ba da shawara cewa zauna a cikin wannan jihar akalla awanni biyu, Har sai an tabbatar da yadda kasuwa ke narkar da ƙimar da aka samu ta Banco Popular.
- Idan ka kasance mai hannun jari na bankin shekaru da yawa, ba za ku sami zaɓi ba sai dai jira. Ba batun sayar da hannayen jari bane a wadannan matakan. Yi amfani da ragowar don rage matsayin a hankali.
- Kada a yi ƙoƙarin siyan hannayen jari don yin motsawa mai ban mamaki tunda haɗarin suna da yawa. Zai fi kyau cewa ku zaɓi wasu zaɓuɓɓukan da ke cikin daidaitattun Mutanen Espanya.
- Idan kuna son ɗaukar matsayi a cikin hannun jari yana iya zama karin fa'ida ta hanyar yanci fiye da sayen hannun jari kai tsaye. Kuna iya adana eurosan Euro kaɗan yayin aiwatar da wannan aikin.
- Ka tuna cewa kai ne kafin ɗayan matsaloli masu matsala na kasuwar hannun jari ta Sifen, kuma ƙila ba kwa buƙatar haɗarin ajiyar ku. Kuna iya rasa ɓangare mai mahimmanci daga cikinsu.
- Hannayen wannan banki sun kasance suna zane tsawon watanni a a fili bearish Trend, da kuma cewa bai dace da buda mukamai a cikin tsaro ba ta kowane irin yanayi.
- Gaskiyar cewa farashin ta ya kusa da naúrar euro ɗaya, ba ya nufin cewa yana da arha, nesa da shi. Ba abin mamaki bane, ƙimar farashi don yawancin dillalai na duniya an ƙayyade kusa da matakan euro 2.