Zuba jari a cikin kasuwar jari zuwa fa'ida, kuma me yasa ba?

Duk lokacin da kasuwannin hada-hadar kudi suka gamu da raguwa a fannoninsu, masu saka jari sun yi asarar Euro da yawa a cikin ayyukansu na kasuwar hannun jari, da yawa a cikin yanayin ƙazamar hauka. Abin da ya fi haka, firgita ta mamaye halin hankalinsu, har sai waɗannan motsin rai suna haifar da ainihin ciwon kai. Wataƙila abin da wasunsu ba su sani ba shi ne suna iya yin amfani da mafi munin yanayi, har ma a ƙarƙashin iyakar riba mai yawa.

Kasuwa sun ba da wasu dabarun saka jari, har ma da samfuran hada-hadar kuɗi, wanda bazai rasa wannan yanayin ba wanda ke haifar da motsi. Don ɗaukar matsayi a cikinsu, kawai kuna san yadda ake aiki a kasuwanni tare da waɗannan halaye. Kuma inda kwarewa da ilmantarwa zasu taka muhimmiyar rawa don samun damar ajiyar ku, ba tare da damuwa da asara ba.

Babban fa'idar wannan tsarin na musamman don saka hannun jari yana kasancewa ne ta yadda ba za'a iya samunta ta hanyar siye da siyar hannun jari a cikin manyan kasuwannin hada-hada. Tabbas ba haka bane, amma akwai wasu hanyoyin don biyan buƙatun masu saka hannun jari tare da ƙarin ƙwarewa. Kuma wannan yana buƙatar cikakken jerin kayan aiki zuwa yi amfani da abubuwan da kasuwanni ke faɗi.

Sayi ƙasa, yaya?

Don fa'idantar da ragin ƙasa a cikin kasuwanni, an ba da samfuran kuɗi da yawa waɗanda ke cika wannan aikin. Mahimmanci ta hanyar kasuwancin kasuwancin rayuwa. Amma a wannan lokacin an ƙara samfuran sabbin abubuwa masu banƙyama don haɓaka waɗannan ayyukan, gami da tare da yuwuwar kara samun riba a duk lokacin da ka je wurinsu.

Idan abubuwan da kuke tsammani na wannan sabuwar shekara zasu gudanar da wannan aikin, babu shakka zaku sami abubuwan da suka dace don aiwatar dasu. Hanyar da ta fi dacewa ita ce ta yin aiki kai tsaye a kan kasuwannin hannun jari, a kan rabo, ɓangare ko alamun daidaito.

Zaɓin gamsarwa mai gamsarwa shine ayyukan siyar da bashi. Suna ba ku damar samar da riba mai yawa daga sayar da lamunin tsaro. Koyaya, abu ne mai matukar kyau, tunda idan baku san yadda ake aiki a cikin su daidai ba zasu iya haifar da asara mai yawa, har ma fiye da yadda zaku iya ɗauka.

Hakanan, ana iya ƙarfafa wannan motsi akan bukatunku, idan haɓakar hannun jari (ko wasu kadarorin kuɗi) ba su ci gaba kamar yadda kuke tsammani da farko ba, kuma maimakon sauka, sai suka nuna akasin wannan motsi, ma'ana, sun haura. A kowane yuwuwar dukiyar ku da kuka saka hannun jari zata ragu sosai, fiye da yadda zaku iya tunani, tunda motsin su yana da tsauri.

Ta hanyar wasu kayayyakin kudi

Duk da komai, ba lallai bane ka takaita kanka ga wannan samfurin mai haɗari. Akwai wasu waɗanda ake yin su da kyau, kuma me yasa ba, tare da wasu kariya a cikin ayyukan da zaku haɓaka a cikin watanni masu zuwa.

Ofayan su shine kudaden saka hannun jari, waɗanda manajoji ke ƙara ba da shawara don ku iya ɗaukar su ta bankinku. Suna dogara ne akan manyan ƙididdigar hannun jari na ƙasashen duniya, amma har ma akan fannoni da kwandon hannun jari. Don haka, saboda sakamakon aikinsa, kuna da kayan aikin da ake buƙata don kasuwanci.

Babbar matsalar da wannan tsarin sarrafawar ya ƙunsa ita ce, ingancinta yana cikin matsakaici da dogon lokaci. Kuma tabbas, ƙungiyoyin bearish galibi suna iyakance a cikin lokaci kuma suna buƙatar amsa nan take da gaggawa daga ƙananan masu saka jari. Kuma daidai waɗannan kudaden basa bashi, amma suna buƙatar dogon lokaci. Idan ba ku cikin yanayin fuskantar ta, zai fi kyau a zaɓi wasu ƙarin ƙirar tsarguwa.

Daga wannan hangen nesan, mafi gamsarwa zai kasance ne don bukatunku, idan kuna jagorantar abin da aka tara zuwa ETF ta baya da waɗannan halayen. ETF, ko kuɗaɗen da aka yi musaya da su, matsakaici ne na samfur tsakanin kuɗaɗen haɗin gargajiya da hannun jari, kuma wannan yana aiki don kula da wannan dabarar tare da babban amfani. Ba abin mamaki bane, sun fi dacewa daidai da jujjuyawar motsin kasuwanni. Kuma wataƙila, za a iya daidaita su da ainihin buƙatunku don samun fa'idar waɗannan adadi waɗanda duk jaka ke gabatarwa.

A mataki na huɗu, kuma ƙarƙashin haɗari mafi girma a cikin ayyukan, sanya samfuran samfu na nan. Samfurin da ya fi dacewa da gaske wanda ke sa waɗannan ƙungiyoyi su zama masu fa'ida, kuma zaka iya samun mafi kyawun dawowa daga garesu idan ka san yadda ake aiki da su, kodayake tare da matsaloli masu girma idan ba a sadu da hasashen ba. Bugu da kari, suna aiki ne don tsara ayyukan gajere, kuma mafi hanzari. Amma a kowane hali, ya kamata ku saba da motsawa a cikin su, tare da takamaiman ilmantarwa game da su.

Ta yaya ya kamata ku kasuwanci a cikin wannan yanayin?

Idan kun gamsu da cewa wasu hannun jari ko fihirisa zasu faɗi a cikin watanni masu zuwa, kada ku yi jinkiri, yi amfani da waɗannan samfuran kuɗi. Ita ce hanya daya tilo don samun damar ajiyar ku ta hanyar amfani, ta hanyar shawarwarin da kasuwannin hadahadar suka gabatar. Amma muddin ka ɗauki jagororin ɗabi'a, wanda ba kawai zai taimaka maka don inganta wannan dabarar daidai ba, amma kuma a buɗe take don ba da babbar kariya ga gudummawar kuɗin ka.

Duk wannan a cikin yanayin tattalin arziki tare da rashin tabbas na wannan shekara, kuma wannan ba kamar sauran shekaru ba kyakkyawar farawa. Shakuku game da farfadowar tattalin arziki, jinkirin China da rikice-rikice a Gabas ta Tsakiya wasu hanyoyi ne na wannan rashin fata ga manyan kasuwannin kuɗi.

Zai zama shekara guda, a kowane hali, mai saurin canzawa, wanda ragi a cikin farashin ayyukan zai zama sananne sosai. To menene Ta hanyar aiwatarwa cikin sauri da sassauci zaka sami damar samar da samfuran jari fiye da yadda ake tunani a farko don motsa jiki mai rikitarwa kamar wanda aka gabatar.

Aƙalla, zaku sami damar yin rajista tare da jerin kayayyaki don samun kuɗi a wannan shekara, kuma ba za ku kasance marasa aikin yi ba a cikin waɗannan watanni masu zuwa, idan haɓakar kasuwannin hannayen jari ba daidai yake da abin da yawancin manazarta harkokin kuɗi ke hangowa ba. Kuma wannan har ma daga Bankinter suna ba da tafiya sama zuwa kasuwar hannun jari na 30%.

Koyaya, idan da kowane dalili, kun yanke shawarar zaɓi don wasu samfuran da aka ba da shawarar a baya, ba za ku sami zaɓi ba amma don shigo da su. jerin shawarwari wadanda zasu zama masu matukar amfani wajen bunkasa saka jari a wannan sabuwar shekarar.

Decalogue don saka hannun jari tare da waɗannan samfuran

Tabbas, kuna da a gabanku, samfuran sama da ɗaya waɗanda ke ɗaukar ƙididdigar ƙasa na kasuwannin kuɗi. Amma tare da dabaru iri ɗaya yayin aiki tare da su. Saboda haka, nasihun gama gari ne ga dukkan su, ba tare da keɓancewa ba. Ta hanyar sauƙaƙe goma, amma a lokaci guda mabuɗan mahimmi waɗanda dole ne ku ɗauka daga yanzu zuwa. Ba abin mamaki bane, kuɗin ku ne ke cikin haɗari, kuma haɓakawa akan waɗannan hanyoyin sun cancanci hakan.

1. Su samfura ne masu haɗari da yawa, wuce kima a wasu yanayi, cewa yakamata kayi amfani dasu kawai lokacin da kasuwanni ke da kyakkyawar ma'anar yanayin aiwatar da ayyuka
2. Ya kamata ku jingina ga ɗaya ko wani samfurin kuɗi, ya danganta da kwarewar da kake da ita a kowane ɗayansu, kuma har ila yau, a kan martabar da kuka gabatar a matsayin mai saka jari. Tabbas jingina zuwa ga mafi dacewa bisa ga waɗannan masu canjin.
3. Bai kamata ku rarraba duk dukiyar ku don irin wannan ayyukan ba, amma akasin haka, dole ne a iyakance shi, ba tare da fiye da 30% na babban birnin da ake samu ba a wancan lokacin. Da kyau samun damar fadada shi tare da sauran kadarorin kuɗi marasa haɗari.
4. Idan baku san zurfin yadda ake aiki da waɗannan samfuran kuɗi ba, gara ka daina yunkurinka, saboda tabbas zaku iya haɓaka asara wanda zaiyi matukar wahala ku fuskanta. Saboda tsananin canjin da suke gabatarwa gaba daya.
5. Zai fi kyau cewa da farko ku mai da hankali kan alamun duniya, kuma ba akan rabon takamaiman kamfanin da aka lissafa ba. Ba a banza ba, ta hanyar wannan dabarun gudanarwa mai sauƙi zaku rage haɗarin aiki.
6. Su ba kayan aiki bane don aiki akai-akai tare dasu, amma akasin haka, ana nufin su ne takamaiman ayyukan, kuma ba'a basu lada da yawa a cikin shekara. A kowane hali, Dole ne a iyakance su kuma a sarrafa su don kauce wa duk wani babban jirgi da zai bi ta hanyar su..
7. Zai zama mai hankali zaɓa don zane waɗanda ke cajin ƙananan kwamitocin su. Tasirin sa kusan iri ɗaya ne, amma maimakon haka zaka iya adana Euro da yawa a cikin kashe kuɗi. Hakanan zaku iya amfani da yawancin tayin da haɓakawa waɗanda bankuna ke yi don biyan wasu samfuran: kuɗi, ETF, garantin ...
8. Sun dace musamman lokacin da kasuwannin daidaito ke haɓaka ci gaba mai saurin daidaito, ko kuma a wasu lokuta lokacin da koma bayan tattalin arziki ke faruwa a tattalin arzikin duniya. Ba tare da jira abubuwan da suka faru ba don sake dawowa cikin jadawalin.
9. Tabbas, wasu daga cikinsu zasuyi muku wahala aiki, kasancewa dacewa cewa zaku saba dasu ta hanyar kwaikwayon kama-da-wane, inda ba za ku sa ajiyar ku cikin haɗari ba. Kuma a maimakon haka, da sauri za ku koya yin amfani da waɗannan samfuran samfuran don ainihin aikin su.
10. Idan kuna da wata shakka da kuke da shi, a ƙarshe, Kuna iya komawa ga shawarar bankin ku. Zai taimaka muku yadda yakamata ku sanya jarin ku, ta hanyar ƙungiyar ƙwararru masu ƙwarewa a kasuwannin kuɗi. Ba tare da haɗawa da duk wata kuɗaɗen kuɗi ba, tunda sabis ne ga abokan ciniki.