Rarraba riba

Rarraba riba

A cikin wannan labarin za mu magana game da rara cewa mayar da hankali musamman a kan lissafi na raba yawan amfanin ƙasa. Galibi, kamfanonin da ke da babban riba, Suna gabatar da damar sayayya mafi girma idan aka kwatanta da kamfanonin da ke da ƙididdiga mafi ƙanƙanci, wannan saboda masu saka jari na yau da kullun suna daraja cewa an rarraba musu riba mai aminci kuma yana sama da abin da darajar ta ƙima a kasuwa.

Don farawa, zamu yi taƙaitaccen taƙaitaccen ma'anar fa'idodi, kuma an san shi da haƙƙin mutum wanda ya dace da kowane ɗayan abokan tarayya don karɓar fa'idodin tattalin arziki, akai-akai, daga ribar da aka samu daga jama'a.

Rarraba riba

Rabon riba ko amfanin ga kowane rarar, Rabin kudi ne wanda a ciki, ta hanyar kashi dari, dangantakar data kasance tana wakilta tsakanin rarar da wani kamfani ke biya ga masu hannun jarin ta a wani lokaci, wanda yawanci shine shekarar da ta gabata, da kuma Kudin Hakanan ana iya yin lissafin rabo tare da kimar ribar da za'a samu a shekara mai zuwa, amma wannan na iya haifar da gurɓacewar rashi iri-iri, wannan ya faru ne saboda rashin tsaro game da rarraba waɗannan.

A saboda wannan dalili, rarar kuɗi babban ɓangare ne na ribar da aka samu a cikin kamfanin kuma yayin wani lokaci, ana miƙa su ga masu hannun jarin adadin gwargwadon yawan hannun jarin da suka mallaka.

Lokacin da kamfani ya sami damar samun fa'idodi, akwai Babban Taro wanda zai yanke hukunci idan an sake saka wannan kuɗin a cikin kamfanin ɗaya ko kuma idan an biya shi masu hannun jari a cikin hanyar rabe. Kamfanoni da ke da ƙarin kwanciyar hankali suna zaɓar sabbin abubuwa waɗanda aka saka hannun jari kuma ana biyan sauran a cikin riba. A gefe guda, kamfanoni masu tasowa ba kasafai suke rarraba rarar ba, wannan saboda sun sake sanya ribar ne don su sami damar ci gaba da ci gaban su sannan kuma suna da ikon yiwa masu hannun jari tsada mafi yawa ga hannun jari.

Hanyar biyan kuɗi

Rarraba riba

Dole ne a biya rarar kuma ana iya yin wannan zaɓin ta hanyoyi biyu, waɗanda suke kamar haka:

  • A hannun jari: ga kowane rabon da mai hannun jarin ya mallaka, dole ne ya karɓi takamaiman adadin hannun jari. Hakanan ana kiran wannan nau'in biyan kuɗi azaman ƙarancin sakamako, wannan saboda yana ƙaruwa da zamantakewar zamantakewar kamfanin.
  • Kuɗi: ga kowane hannun jari da aka mallaka, za a karɓi wasu adadin kuɗi, waɗanda shugabannin kamfanin da ke magana a kansu suka yi yarjejeniya a baya. Wannan nau'in biyan ya kunshi abubuwa da yawa, daya daga cikinsu shi ne cewa kadarorin kamfanin sun ragu.

A gefe guda, zaka iya biya fitar da riba zuwa asusun riba na gaba, amma wannan yana yiwuwa ne kawai a cikin yanayin inda akwai wadataccen ruwa don yin hakan.

Ya kamata a lura cewa, saboda abin da aka ambata, kawai rabon raba ya kamata a yi la'akari (barin gefe na musamman) tunda, ta wannan hanyar, an darajanta kamfanin da kyau.

Kamar yadda muka ambata, rarar riba Yana ɗaya daga cikin rarar kuɗaɗen da masu hannun jari suka fi amfani dashi don kimanta rabon. Ya zama dole a yi la’akari da cewa ribar da ake sa ran mai saka jari ya samu rabo domin ta ci gaba a sake kimantawa iri ɗaya, da kuma rarar da aka samu. Hakanan yana da alaƙa da wannan batun shine kasancewar rarar biyan, wanda ke nuna yawan ribar da aka samu a kamfanin wanda aka rarraba azaman rarar riba.

Kamfanonin da ke kula da rarraba rarar yawanci yawanci suna da wasu takamaiman halaye, saboda in ba haka ba, ƙarin jari zai zama dole don tallafawa haɓaka ta hannun masu hannun jari.

Rarraba riba

Ta hanyar bayani, a cikin wannan labarin zamu iya sanin ƙaramar gabatarwar abin da suke rara, da kuma nau'ikan biyan su. Bugu da kari, da batun riba yin kwaskwarima a cikin halayen kamfanonin da ke kula da rarraba rarar cikin rarar fitar da kuɗi, wanda kuma yana da matukar fa'ida don iya yanke shawara a cikin kamfanin da yake a ciki ya kamata a sayi hannun jari.

Ance haka Raba hannun jari shine babban jan hankali akan kasuwar hannun jari ta Sipaniya. Ba a san shi tabbatacce idan mafi tsufa ba, amma tabbas yana ɗaya daga cikin mafi girma. Akalla hakan ya tabbatar da rahoton kasuwar hannayen jari a Spain. Amma tabbas za ku tambayi kanku, idan dole ne kasuwar ƙasar ta yi alfahari, kuma amsar ita ce a fili. A cikin shekaru 10 da suka gabata, kasuwar hada-hadar hannun jari ta Sifen ta kasance jagora dangane da yawan riba, yana yin kwatankwacin sauran musayar hannayen jari a kasashen da suka ci gaba. An kawai nuna shi a cikin watanni biyu na farkon shekara cewa kamfanonin da aka lissafa a cikin ƙasar sun riga sun rarraba kusan Yuro miliyan 3.500 a cikin riba ga masu hannun jari. Wanne sauti mai kyau.

Amma, idan tambaya ita ce ko walat suna yin aiki mafi kyau tare da kamfanoni masu yawan riba mai yawa, amsar zata iya zama a bayyane take idan aka lura cewa sake saka hannun jarin rarar da kamfanoni suka rarraba kuma me yasa wannan jigogin da ke yin la'akari da sake saka hannun jarin kamfanonin da suka rarraba. Amma wannan bambance-bambancen wajibi ne saboda dalilai masu zuwa; Lokacin da kamfani ya biya rarar riba, farashin ya fadi kuma yake nuna rarrabuwar kai, shi yasa, idan muka yi la’akari da tasirin rarar, zamu iya cewa wannan bayanin da aka ambata a baya zai sanya wakilci kusa da halayyar kasuwar hada-hadar kudi.

Tasiri mai karfi na rarar kudi a kan dawowar hannun jari na dogon lokaci yana da ban mamaki. To, wannan saboda saboda a cikin shekarar 2017 an yi alkawarin kawo rarar kyaututtuka masu yawa kuma hakan shine yadda yake a yau. A saboda wannan dalili, za mu lissafa wasu kamfanonin da suka biya mafi yawan masu hannun jari a wannan shekarar.

Rarraba riba

Hanyar sadarwar lantarki

Wannan Kamfanin lantarki, ba a bar shi a baya ba yayin da yake ba da riba mai yawa na kusan 5,03% kazalika da riba ta kowane kashi na 1,24. Tare da wannan damar sake kimar, wanda ya wuce 8% da farashin da aka sa ran na yuro 19,50, hannun jarin wannan Red Eléctrica yana da shawarar da za a kiyaye ta ta hanyar manazarta daban-daban da aka shawarta. Daga mahangar fasaha, wadannan masana sun cimma matsaya daban-daban kuma daya daga cikinsu shine cewa ya zama dole a shawo kan juriya na Yuro 19,93 don nuna son kai tsakanin matsakaitan kalmomin zuwa sama.

Enagas

Wannan kamfani yana da riba mai yawa na kusan 5,95% kuma yana da riba ta kowane kashi na euro 1,00 a wannan shekara. Yarjejeniyar masu sharhi sunyi la'akari da cewa ƙimar zaɓi ne wanda dole ne a kiyaye shi a cikin fayil ɗin, don haka ta wannan hanyar, sanannen damar sake kimantawa ya san sama da 10% da kuma farashin da aka sa ran na yuro 26.

Repsol

Kamfanin man na Sifen ya ba da riba mai yawa na 5,97% da kuma riba ta kowane kashi na euro 1,35. Dangane da binciken da masana masanan suka gudanar, Repsol yana da shawarwarin siye tsakanin masu hannun jari kuma zai iya samun damar sake kimanta shi da 6,422%, tare da farashin da aka sa ran na yuro 14,500.

Mediaset

A cikin shekarar 2017, kamfanin Mediaset yana ba mai hannun jarin yawan riba mai kashi 5,32% kuma yana da fa'ida ta kowane fanni na kusan Yuro 0,61. kamfanin da aka ambata a baya yana da tsarin da zai iya zama abin ƙima. Da kyau, hannun jari na iya kai wa ga darajar kimantawa ta 12,15% da kuma farashin da aka sa a gaba na yuro 12.

Endesa

Kamfanin Endesa na ɗaya daga cikin kamfanonin da suka yi nasarar bayar da mafi girma ga masu hannun jarin sa a cikin ibex35. Yawan ribarsa ya kai 6,56% a wannan shekarar ta 2017 kuma shima yana da riba ta kowane kashi na 1,26, don haka yarjejeniya daga manazarta da aka shawarta shine cewa a baiwa kamfanin shawarwarin ci gaba a cikin fayil kuma farashin da aka sa ran na euro 20,25. , ana ɗaukar wannan don nunawa cikin yuwuwar kimantawa na 0,596%


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