Fahimtar lissafin kuɗin ku yana da mahimmanci saboda, ta haka, za ku sani, lokacin da aka kawo muku, idan abin da suke biyan ku shine abin da suke bi. Akwai misalan biyan albashi da yawa, amma gaskiyar magana ita ce ma’aikaci ya shiga yanayi da yawa da ke sa albashin sa ya bambanta.
Don haka, a wannan lokacin, muna so mu bar muku wasu misalan biyan kuɗi waɗanda za su taimaka muku sanin ko kuɗin da ake biyan ku da kuma misalin suna kama da gaske (canza albashi da wasu adadin kuɗi. Kuna son ganin wasu misalai?
Mafi mahimmancin sassa a cikin lissafin kuɗi
Source: BBVA
Muna ɗauka cewa kun sani menene lissafin albashi, domin idan kun zo neman misalai ne saboda kuna buƙatar kwatanta naku da na ainihin misali.
Koyaya, yana da kyau ku san menene sassan lissafin albashi don sanin ko naku iri ɗaya ne ko ya bambanta da abin da yakamata a yi akai-akai.
Don haka sassan sune:
albashin kai
Dole ne ya haɗa da bayanan da suka shafi kamfanin, ba kawai suna da adireshin kasafin kuɗi ba, har ma da lambar CIF.
Bugu da kari, bayanan ma'aikaci zai shiga cikin wannan bangare. Tabbatar cewa ba wai kawai yana sanya sunan ku da adireshin ku ba, har ma da ID ɗin ku da lambar tsaro. Har ila yau, ya haɗa da ranar da ma’aikaci zai fara aiki da matsayin da yake yi, da irin kwangilar sa da kuma cancantar ma’aikaci.
A ƙarshe, sabon bayanan shine lokacin sasantawa, wato, abin da wannan lissafin ya dace da kuma yaushe ne ranar biyan kuɗi.
Abubuwan da ake samu
Anan zaka iya samun iri biyu. A gefe guda, akwai hasashe na albashi wanda ya ƙunshi:
- Tushen albashi.
- Karin albashi. Misali, babba, yawan aiki, sakamako...
- Sa'o'i masu ban mamaki. cewa tafi rabu
- A gefe guda kuma, za a sami kuɗin da ba na albashi ba, waɗanda ke da halayyar rashin rage harajin kuɗin shiga na mutum kuma ba su ba da gudummawa ga Tsaron Jama'a ba.
- Daga cikin su akwai:
- Amfanin Tsaron Jama'a.
- Kudaden da aka kashe.
- Diyya (don canja wuri, korar…).
Deductions
Sashe na ƙarshe na lissafin albashi (sai dai jimlar da ta zo daga baya) don cirewa ne, wato, abin da dole ne a karɓa daga kuɗin da aka samu dangane da gudummawar, yanayin ma'aikata, da sauransu.
A Spain, abubuwan da aka cire don:
- Matsalolin gama gari.
- IRPF (idan ma'aikaci ya ci gaba zuwa Baitul mali na abin da yake tunanin zai biya a cikin Bayanin Kuɗi).
- Rashin aikin yi.
- Horo.
- Aiki na yau da kullun.
- Karin sa'o'i na karfi majeure.
- Ci gaba.
- Sauran cirewa.
Jimlar ruwa da aka gane
Wannan bangare na ƙarshe, koyaushe yana a kasan jeri, ya haɗa da taƙaita duk abubuwan da ke sama. Manufar ita ce a bai wa ma’aikaci cikakken adadin abin da za a biya shi na wannan watan na aiki, tare da cire abin da ma’aikaci ke samu daga babban albashi da duk wani abu da aka tara.
Misalai na Biyan Kuɗi
Source: BBVA
Yanzu a, da zarar kun fahimci abin da duk sassan lissafin kuɗi suke, za mu iya barin ku da wasu misalan albashi waɗanda ke taimaka muku fahimtar yanayi daban-daban.
Biyan albashi na ma'aikaci tare da kwangilar cikakken lokaci
Rubutun:
Sunan kamfani: FireExtreme CIF: B8281737A
Sunan ma'aikaci: Juan Pérez
Lambar shaida: 12345678A
Taken Aiki: Mawallafi
Ranar biya: 01/02/2023
Lokacin biya: Janairu 2023
Accruals:
Babban Albashi: € 2.000
Karin albashi: € 100
Jimlar da aka tara: €2.100
Rage Ragewa:
Matsalolin gama gari (4,70%): €98.70
Horon ƙwararru (0,10%): €2.10
Rashin aikin yi (1,55%): €32.05
Harajin Samun Kuɗi na Keɓaɓɓen (Harajin Shiga na Sirri, 15%): €315
Jimlar cirewa: €448.75
Liquid don ganewa:
Jimlar da aka tara: €2.100
Jimlar cirewa: €448.75
Liquid don karɓar: € 1.651.25
Albashin ma'aikacin wucin gadi
Rubutun:
Sunan ma'aikaci: Juan Pérez
Lambar shaida: 12345678A
Taken Aiki: Mawallafi
Ranar biya: 01/02/2023
Lokacin biya: Janairu 2023
Accruals:
Babban albashi (part-time): € 1.000
Karin albashi: € 50
Jimlar da aka tara: €1.050
Rage Ragewa:
Matsalolin gama gari (4,70%): €49.35
Horon ƙwararru (0,10%): €1.05
Rashin aikin yi (1,55%): €16.03
Harajin Samun Kuɗi na Keɓaɓɓen (Harajin Shiga na Sirri, 15%): €157.50
Jimlar cirewa: €223.93
Liquid don ganewa:
Jimlar da aka tara: €1.050
Jimlar cirewa: €223.93
Liquid don karɓar: € 826.07
Biyan albashi na cikakken ma'aikaci tare da rabon ƙarin biyan kuɗi
Rubutun:
Sunan ma'aikaci: Juan Pérez
Lambar shaida: 12345678A
Taken Aiki: Mawallafi
Ranar biya: 01/02/2023
Lokacin biya: Janairu 2023
Accruals:
Babban albashi (cikakken lokaci): € 2.000
Karin albashi: € 50
Ƙarin biya 1 (prorated): € 125
Ƙarin biya 2 (prorated): € 125
Jimlar da aka tara: €2.300
Rage Ragewa:
Matsalolin gama gari (4,70%): €108.10
Horon ƙwararru (0,10%): €2.30
Rashin aikin yi (1,55%): €35.65
Harajin shiga na sirri (15%): €345.00
Jimlar cirewa: €491.05
Liquid don ganewa:
Jimlar da aka tara: €2.300
Jimlar cirewa: €491.05
Liquid don karɓar: € 1.808.95
Misalin biyan albashi na ma'aikaci na cikakken lokaci tare da rabon albashi da kuma kayan aikin albashi
Rubutun:
Sunan ma'aikaci: Juan Pérez
Lambar shaida: 12345678A
Taken Aiki: Mawallafi
Ranar biya: 01/02/2023
Lokacin biya: Janairu 2023
Accruals:
Babban albashi (cikakken lokaci): € 2.000
Karin albashi: € 50
Ƙarin biya 1 (prorated): € 125
Ƙarin biya 2 (prorated): € 125
Jimlar da aka tara: €2.300
Rage Ragewa:
Matsalolin gama gari (4,70%): €108.10
Horon ƙwararru (0,10%): €2.30
Rashin aikin yi (1,55%): €35.65
Harajin shiga na sirri (15%): €345.00
Kudinsa: € 200.00
Jimlar cirewa: €791.05
Liquid don ganewa:
Jimlar da aka tara: €2.300
Jimlar cirewa: €791.05
Liquid don karɓar: € 1.508.95
Wasu Misalai na Biyan Kuɗi na gani
Source: Tsakanin hanyoyin
Source: Kungiyar Ma'aikata
Source: Samfura da samfura
Source: Factorial
Source: Holded
Kamar yadda muka sani cewa wasu lokuta, saboda bayanai irin wannan, ƙila ba za ku fahimta da kyau ba, mun yi bincike don barin ku da misalan biyan kuɗi a cikin hotuna don ku iya ganin su kusa da naku. Ka tuna cewa, ko da yake suna ɗauke da bayanai iri ɗaya, hanyar gabatar da shi na iya bambanta tsakanin su, tun da yake yana ɗauke da abin da ya kamata ya ɗauka, tsarin yadda ake yin shi (ko kowane ra'ayi) yana iya bambanta.
Shin kuna da wani yanayi daban da waɗanda muka yi misalan albashi? Tambaye mu kuma za mu taimaka muku yin misali da zai taimaka muku fahimtar lissafin kuɗin ku.